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HomeMy WebLinkAboutO-197ORDINANCE NO. 197 AN ORDINANCE TO PROVIDE FOR THE ISSUANCE OF FIRST MORTGAGE GAS REVENUE BONDS OF THE CITY OF FIARHOPE FOR THE PURPOSE OF DEFRAYING THE COST OF CONSTRUCT- ING A GAS DISTRIBUTION SYSTEM TOGETHER WITH THE NECESSARY TRANSMISSION MAINS AND OTHER APPURTENANCES IN CONNECTION THEREWITH AND TO PROVIDE FOR A MORTGAGE AND RED OF TRUST AS SECURITY THEREFOR Be IT ORDAINED by the City Council. (herein called "the•cduAcil") of the City of Fairhope (herein called "the city") in the State of Alabama as follows: Section 1. There is hereby authorized to be constructed by the city a gas distribution system to- gether with transmission mains and other appurtenances in connection therewith (herein together called "the system") in the city and in nearby territories, which system is more particularly referred to in the mortgage and deed of trust (herein called "the indenture") pro- vided for in Section 9 of this ordinance. The council has caused an estimate to be made of the cost of con- structing the system, including the acquisition of real estate in connection therewith, financing costs and the interest which will accrue during such construction and for six months thereafter. According to such -esti- mate the total of said costs will be $755,000. In order to raise the funds required therefor it will be necessary that the city sell and issue its bonds hereinafter au- thorized in anticipation of the revenues that will be derived from the operation of the system. The period of usefulness of the system is hereby estimated to be not less than forty years from the completion thereof, and it is hereby further estimated that it will require twelve months to complete such construction. Section 2. Pursuant to the provisions of Chapter 6, Article 2, Subdivision 3, of Title 37(Section 308 to 340, inclusive) of the Code of Alabama of 1940, as amended, there are hereby authorized to be issued the First Mortgage Gas Revenue Bonds (herein called "the bonds") of the city in'the aggregate principal amount of Seven Hundred Fifty-five Thousand Dollars ($755,000),.consisting of seven hundred fifty-five coupon bonds numbered from 1 to 755, inclusive, each in the principal amount of $1,000, which shall bear interest from their date until their respective maturities at such rate or rates and for such period or periods of time as may be fixed by ordinance of the city at the time of the sale thereof. Such interest payable at and prior to maturity of the bonds shall be payable semi-annually on February 1 and August 1 as shall be evidenced by separate interest coupons (herein called "the coupons") attached thereto, and both the bonds and the coupons shall bear interest after their respective maturities at the rate of 6% per annum. The provisions and details pertaining to the bonds and the coupons shall be as is provided for in the indenture. Section 3. The principal of and interest on the bonds and the coupons shall be payable solely from•the revenues derived from the operation of the system, includ- ing all additions thereto and extension thereof which may hereafter be made. The general faith and credit of the city are not pledged to the payment of the bonds and the coupons, and they shall hot be general obligations of the city. Neither this ordinance nor any of the bonds or the coupons shall be deemed to impose upon the city any obli- gation to pay the principal of or interest on the bonds and the coupons except with the moneys directed to be paid into the Gas System Bond and Interest Redemption Fund created in the indenture, and shall not constitute an in- debtedness of the city within the meaning of any state constitutional or statutory limitation. None of the agreements, representations or warranties made or implied in this ordinance or in the issuance of the bonds and the coupons, shall ever impose any personal, pecuniary or general liability or charge upon the city, whether before or after any breach by the city of any such agree- ment, representation or warranty of the city, except with the moneys herein provided. Nothing contained in this section, however, shall relieve the city or its officers from the performance of the several agreements and representations on the part of the city contained in this ordinance so long as such performance does not impose a personal, pecuniary, or general liability or charge upon the city. Section 4. The gross revenues derived from the operation of the system shall be deposited by the city, daily as collected by it, into the Gas System Gross Revenue Account (herein called "the gross revenue account") created in Article V of the indenture. The depository for the gross revenue account shall make the transfers there- from provided for in said Article V of the indenture at the times and to the respective extents therein provided and to the extent that the moneys on deposit in the gross revenue account shall be available therefor. All liability of the depository of the gross revenue account shall cease as and to the extent to which the moneys on deposit therein shall be so transferred by it. So long as any of the moneys are held by the said depository in the gross revenue account, the same shall constitute a trust fund for the benefit of the city and the holders of the bonds and the coupons as their respective interests may appear. Acceptance of appointment as a depository of the gross revenue ac- count by any such depository shall be signified by indi- cating its acceptance on a copy of this ordinance. Section 5. All remittances of principal of and interest on the bonds and the coupons to the holders thereof shall be made at par without any deduction for exchange or other costs, fees or expenses. The bank or banks at which the bonds or the coupons shall at any time be payable shall be considered, by acceptance of their duties hereunder, to have agreed that they will make or cause to be made, out of the moneys supplied to them for that purpose, remittances of principal of and interest on the bonds and the coupons to the holders thereof in bankable funds at par without any deduction for exchange or other costs, fees or expenses. 0 xi m4.3 4-1 an a 4-1 r+ 0 0 .0 V +3 093 ciN0 •-1 ,1 .0 arc o4J o _P CO aa+J .r. >. 0 titio "-1ov w� woo a;COo W aZ -4-7tO v o o 91 0 Q ti ,►� to rl Q • F�000'd Oa+700 T$ a m 0 +2 amCOA or4 wb .0.0ati H +J 0 0 The city will pay to such bank or banks all reason- able charges made and expenses incurred by them in making such remittances in bankable funds at par. Section 6. The bonds shall be sold at public sale as may be authorized from time to time by the council, and the proceeds received therefrom shall be applied as provided in Article Vlof the indenture. Section 7. The provisions of this ordinance shall constitute a contract between the city and each holder of the bonds and the coupons. Section 8. The city hereby creates a statutory mortgage lien upon the system to and in favor of the holders of the bonds,and each of them, without priority or preference of one bond over another, which lien shall take effect immediately upon the delivery of any of the bonds authorized to be issued hereunder; provided, however, that said statutory mortgage lien shall not be construed to give any autrority to compel the sale of the system or any part thereof at a foreclosure sale, and no foreclosure proceedings shall ever be had with re- spect to the system or any part thereof. Section 9. As additional security for the payment of the principal of and interest on the bonds, pro rata and without preference or priority of one over another, the city does hereby authorize and direct the mayor to execute and .deliver the indenture in the name of and in behalf of the city covering all properties of any kind whatsoever now or hereafter constituting the system and all ex- tensions thereof and additions thereto, dnd does hereby authorize and direct the city clerk to affix to the indenture and attest the corporate seal of the city. The indenture shall be in substantially the following form, it being hereby specifically declared and agreed by the city that all the provisions contained therin shall constitute a part of this ordinances r INDENTURE between THE CITY OF FAIRHOPE, a municipal corporation under the laws of the State of Alabama, party of the first part, and THE N'ERCHAXTS NA^IONA.L BANK OF :UiOBIhE, a national banking corporation a.z;horized to administer trusts, party of the second Palm D E F I N I T I O N S The following words and phrases and others evidently intended as the equivalent thereof shall, in the ab,sance of clear implication herein otherwise, be glven the following respective interpretations herein: "City" means the party of the first part hereto and, subject to the provisions of Section 8 of Article V 7 hereof, includes its successors and assigns and any corporation resulting from any merger or consoli- dation to which it or its successors may be a party. "Trustee" means the party of the second part hereto and its successors and any corporation result- inim from any merger or consolidation to which it or ins successors may be a party. "Council" means the governing body of the city as from time to time constituted. "Resolution" means a resolution duly adopted by the council and duly certified under the seal of the city by the clerk of the city. - "Bonds" means those issued hereunder. "Coupons" means those issued in pursuance hereof and evidencing the interest on the principal evidenced by the applicable bond or bonds. "Registered bonds" means those bonds registered pursuant hereto. "Callable bonds" means those of the bonds maturing in 1960 and thereafter. "Redemption date" means the date fixed for the redemption of callable bonds in the published notice of redemption. "Redemption price" means the price at which the callable bonds called for redemption may be redeemed on the redemption date♦ "Holder" when used in conjunction with bonds or coupons means the person in possession and the apparent owner of the designated item. "Indenture" means these presents and every supplemental agreement with the trustee in pursuance hereof. "Mortgaged property" includes all property and rights of every kind described or referred to or intended 16 r - - 2 - so to be in the granting clauses hereof (including the after -acquired property clauses hereof) or in any way subject to the lien hereof. "The gysten", whore said words are used together, mean the nature gas system required to be constructcd by tre city under the provisions of Article VI hereof. "Gross Revenue Account" means the Gas System Gross Revenue Account created in Section 1 of Article V hereof. "Bond fundtt means the Gas System Bond and Interest Redemption Fund created in Section 2 of Article V hereof. "Operation and Maintenance Fund" means the Gas System Operation and Maintenance Fund created in Section 3 of Article V hereof. "Depreciation fund" means the Gas System Depreciation Fund created in Section 4 of Article V hereof. ttContingent fund" means the Gas System Con- tingent Fund created in Section 5 of Article V hereof. "Fiscal year" means the period beginning on October 1 of one calendar year and ending on September 30 of the following calendar year. "Newspaper" means a newspaper published not less than six days during each calendar week in the locality specified. "Financial journal" means a journal devoted primarily to news of financial matters and having general circulation among those interested in financial matters. "Herein", "hereby".. "hereunder". "hereof", "hereinbefore", "hereinafter" refer to the indenture and not solely to the particular portion thereof in which such word is used. Definitions include both singular and plural. Pronouns include both singular and plural and cover all genders. Any percentage of bonds is to be figured on the unpaid principal amount thereof then outstanding. g S C 1 T A L S The city makes the following recitals of faets as the basis of the undertaking following: By proper corporate action the -city has duly author- ized the issuance of the bonds, payable solely from the limited source hereinafter referred to, in the principal amount of $755,000. To secure the repay- -3- ment of the principal thereof and the interest thereon the board has by proper corporate action duly author- ized the execution and delivery of the indenture. G R A A 1I N G C C JA U S E S NOW, THEREFORE, THIS INDENTURE WITNESSETH: In order to secure to the holders thereof the payment of the principal of and interest on the bonds and the coupons and the performance and observance of the covenants and conditions therein and herein contained, and in consideration of their purchase and acceptance of the bonds and of the acceptance by the trustee of the trusts herein provided, the city does hereby grant, bargain, sell and convey, assign, transfer and, pledge to and with the trustee the following described properties of the city now owned or hereafter acquired: The entire gas system of the city situated J.n Baldwin County Alabama, including odoriz- ing station, regulator -or pressure -reduction stations, mains, -pipes, regulators, meters, valves, fittings, and services in connection therewith,•and all of the city's other properties real, personal and mixed, tangible and intangible, forming a part of or appertain- ing to -or used in connection with said gas system, whether any of said properties are now - owned by the city or may be hereafter acquired, including particularly but without limiting the generality of the language hereinbefore or hereinafter contained, the following described real estate located in Baldwin County, Alabama: riptift i � be twoft" � ftm a Powt of the of 40w w 4 - Together with all lands and interests in lands which are used in the operation of the gas system now or hereafter owned -by the city, and all franchises, permits, easements, rights of way, crossing agreements, privileges, immunities and licenses of the city under and pursuant to which the city is authorized to engage in the operation in the city, in the Town of Daphne, and in -the County of Baldwin of a gas distribution system, including particularly that certain franchise for thecperation of a gas system heretofore granted to the city by the Town of Daphne by ordinance adopted by the town council of the Town of Daphne on Also together with that certain gas supply agreement dated January 1950, between United Gas Pipe Line Company and the city; Also together with all personal property, and all tolls, rents, revenues, issues, earnings, income and profits from the gas system now or hereafter owned by the city; Also together with all franchises, licenses and privileges and real and personal property which the city might hereafter acquire as a part of or an improvement to or extension of the gas system of the city, and any extensions thereof and additions there- to; it being the intention hereof that all property, rights and privileges acquired by the city after the date hereof for use as a part of its gas system shall be fully covered hereby as if such property, rights and privileges were now owned by the city and were specifically described herein and conveyed hereby. Saving and exce t� ine, however, from the property hereby mortgaged and pledged, all of the following (whether now owned by the city or hereafter acquired by it): Cash on hand and on deposit (but moneys or securities in the Bond -Fund hereinafter referred to are not so excepted), accounts and notes receivable, chores in action, customerst service and extension deposits, and gas and other properties acquired for sale in the ordinary course of business or for consumption in the operation of the mortgaged property. TO HAVE AND TO HOLD the same unto the trustee, its successor trustees and assigns forever; IN TRUST, NEVERTHELESS, upon the terms and trusts herein set forth for the equal and pro rata protection and benefit of the holders, present and future, of the bonds and the coupons equally and ratably, without preference, priority or distinction of any over others by reason of priority in issuance or acquisition or otherwise, as if all of the bonds at any time outstanding had /been executed, sold, certified, delivered and negotiated simultaneously with the execution and de- livery hereof. For the aforesaid consideration and the Mutual covenants herein contained, it is hereby agreed 4.a - 5 - between the city, the trustee and the bondholders (the bondholders evidencing their consent hereto by their acceptance of the bonds), ca.ch with each of the others as follows (prov:Lder,, that:, in the performance of any of the agreements of the city here�.n contained any obligation it may thereby incur for the payment of money shall not be a general debt of the city but shall be payable solely out of the revenues from the mortgaged property): ARTICLE I AMOUNT, MATURITIES, AND FORM OF AND INTEREST ON THE BONDS Section 1. The total principal amount of bonds authorized to be issued hereunder is limited to $755,000.00. The bonds shall be dated February 1, 1950, shall be numbered from 1 to 755, inclusive, shall be in the principal amount of $1,000 each, and shall be payable as follows: Bond Numbers Aggregate Principal _(both inclusive) Maturity Date Amount Maturing 1 to 14 February 1; 1953 $14-000 15 to 28 February 1; 1954 1 ;000 29 to 44 February 1; 1955 16;000 45 to 60 February 1; 1956 16;000 61 to 78 February 1; 1957 1$000 79 to 96 February 1; 1978 1$0000 97 to 116 February li 1959 20;000 117 to 136 February li 1960 20.000 137 to 158 February 1; 1961 22;000 159 to 180 February 1, 1962 220000 181 to 204 February 1; 1963 24;000 205 to 228 February 1; 1964 24;000 229 to 254 February 1"; 1965 26.000 255 to 280 February 1; 1966 26,000 281 to 308 February 1; 1967 2$,000 309 to 336 February 1; 1968 2$,000 337 to 36a February 1; 1969 30;000 367 to 39k February 1; 1970 30;000 397 to 428 February 1; 1971 32;000 429 to 460 February 1; 1972 32;000 461 to 494 February li 1973 34;000 495 to 528 February 1; 1974 34;000 529 to 564 February 1; 1975 36;000 565 to 600 February l; 19?6 36;000 601 to 638 February 1; 1977 38i000 639 to 676 February 1; 1978 3$;000 677 to 715 February 1; 1979 39;000 716 to 755 February 10 1980 409,000 Section 2. The bonds shall bear interest from their date until their respective maturities at the . ll wing per annum rates: (Here v1U be Inserted the interest rates on the bonds vim such rates shad have been iYxtd yet the sale of th* bonds. - 6 - Such interest shall be payable semi-annually on February 1 and August 1 in each year and shall be evidenced by the coupons attached to the bonds. Each bond and coupon shall bear interest at the rate of 6% per annum after its maturity and shall be payable in lavrful money of the United States of America at the principal office of The Merchants National Bank of Mobile, in the City of Mobile in the State of Alabama. Section 3. The bonds, the coupons, the certificate of registration and the trustee's certifi- cate shall be in substantially the•following forms, respectively, with such insertions, omissions, and other variations as may be necessary to conform to the provisions hereof: No. _ (Form of Bond) UNITED STATES OF AMERICA STATE OF ALABAMA CITY OF FAIRHOPE FIRST MORTGAGE GAS REVENUE BOND •On the 1st day of February, 19 , for value received, the City of Fairhope (herein called "the city"), -a municipal corporation under the laws of Alabama, hereby promises to pay to the bearer hereof, or if this bond be registered then to the registered holder hereof, solely out of the revenues hereinafter referred to, the sum of O N E T H O U S A N D D 0 L L A R S with interest thereon from the date hereof until the maturity hereof at the rate of per annum, pay- able semi-annually on February 1 and August 1 in each year until and at the maturity hereof upon surrender of the anne-Ked interest coupons as they severally mature. Both the principal hereof and interest hereon are payable in lawful money of the United States of America at the principal office of The Merchants National Bank of Mobile,in the City of Mobile in the State of Alabama. This bond is one of a duly authorized issue limited to the aggregate principal amount of $755,000 and numbered from 1 to 755, inclusive (herein called "the bonds"). The principal of and interest on the bonds are payable solely out of the revenues from the gas system of the city as presently or hereafter constituted (herein called "the system"), and are equally and ratably secured by a valid pledge of the said revenues for payment of the principal of and interest on the bonds without priority of one bond -7- over another by reason of prior issuance or otherwise. The bonds are further equally and ratably secured by a mortga a and deed of trust (herein called "the in- denture"f from the city to The Merchants National Bank of Mobile (herein called "the trustee") of Mobile, Alabama, dated as of February 1, 1950, covering the system. The indenture provides, inter alia, that in the event of default by the city in the manner and for the time therein provided the trustee may declare the principal of this bond as immediately due and pay- able, whereupon the same shall thereupon become im- mediately due and payable and the trustee shall be entitled to pursue the remedies provided in the indenture, but the indenture shall not be subject to foreclosure. Those of the bonds maturing in 1960 and there- after are subject to redemption prior to their re- spective maturities at the option of the city on February 1; 1955, and on any interest payment date thereafter, as a whole or in part in inverse numerical order, after not less than thirty days' prior notice given in the manner provided in the indenture, at the face value of the bonds redeemed plus accrued interest thereon to the redemption date and a premium equal to twelve months' interest on the bonds redeemed computed at the rate they would bear on the redemption date if they had not been called for redemption; provided, that any such redemption prior to February 1, 1960, may be effected solely out of either surplus revenues derived from the operation of the system while the amounts on deposit in the bond fund and the contingent fund created in the indenture shall be not less than the maximum amounts respectively required to be paid therein and while all special funds created in the indenture are in current condition, or out of the proceeds received by the city from the sale of that portion of the system which may be purchased by the Town of Daphne pursuant to an option granted to it. The covenants and representations herein con- tained or contained in the indenture do not and shall never constitute a personal or pecuniary liability or charge against the general credit of the city, and in the event of breach of any such covenant or representation no personal or pecuniary liability or charge payable directly or indirectly from the general revenues of the city shall arise therefrom. No holder of the bonds or the coupons shall ever have the right to compel the exercise of the taxing power of the city for pay- ment of the principal of or interest on the bonds, and this bond does not constitute a debt of the city within any state constitutional provision or statutory limi- tation. The bonds are issued pursuant to the provisions of Chapter-6 of Title•37 (including articularly Sections 308 to 340, inclupive, of said title of the Code of Alabama of 1940, as amended, and an ordinance of the city duly enacted, for the purpose of raising funds to construct the system, to acquire properties in connection therewith, and to pay the costs of financing the same and the interest which will accrue on the bonds during such construction and for six months thereafter. -8- It is hereby certified that all conditions, actions, and things required by the constitution and laws of Alabama to exist, be performed and happen precedent to or in the issuance of this bond exist, have -been performed and have happened in due and legal form, and that provision has been made for the deposit in a separate fund of revenues from the operation of the system in amounts sufficient to pay the principal of and interest on the bonds as said principal and interest shall respectively mature. This bond shall pass by delivery unless regis- tered as to principal in the owner's name on the books of the trustee, such registration being noted hereon by the trustee. If registered, no transfer of this bond shall be valid unless it is presented at•the office of the trustee with•written power to transfer, properly stamped if required, in form and•with guaranty of signa- ture satisfactory to the trustee, with such new regis- tration noted hereon by the trustee. If registered this bond may be discharged from registration by being in like manner transferred to bearer. It may again from time to time be registered or discharged from registration in the same manner. Such registration shall not affect the negotiability of the coupons apper- taining hereto, which shall continue to be transferred by delivery. The principal of and interest on this bond are exempt from any and all state, county, and municipal and other taxation whatsoever under the laws of the State of Alabama. The city hereby covenants that it will at all times maintain such rates for gas and services furnished by the system as shall be sufficient to pro- vide for the payment of the principal of and interest on the bonds as the said principal and interest become due, and to maintain the special funds therefor as provided in the indenture. Execution by the trustee of its certificate hereon is essential to the validity hereof and is conclusive of the due issue hereof under the indenture. IN WITNESS WHEREOF, the city has caused this bond to be executed by its mayor and city clerk and its corporate seal to be hereunto affixed, has caused the attached coupons to be executed with the facsimile signatures of its mayor and city clerk, and has caused this bond to be dated February 1, 1950. City Clerk Coupon No. WQ VIAMAJ A (Form of Coupon) On the 1at-day of , 19 , the City of Fairhope, a municipal corporation in Alabama, - 9 - will pay to bearer, solely out of the revenues derived from the operation of its gas system, upon surrender hereof at the principal office of The Merchants National Bank of -Mobile, in the City of Mobile in the State of Alabama, Dollars in lawful money of the United States of America, being six monthst interest then due on its First Mortgage Gas Revenue Bond dated February 1, 1950, and numbered _______. City Clerk Mayor (Form of Registration] (No writing on this bond except by registrar) Date of Registration , Registered O,wner Registrar : (Form of Trusteets Certificate) The within bond is one of those described in the within mentioned ,mortgage and deed of trust. THE MERCHANTS NATIONAL BANK OF MOBILE, Trustee By Its Authorized Officer Following the maturity date of each of the callable bonds, the#e shall be inserted the following: "(unless his bond shall have been duly called or prior payment)," Following the maturity date of each coupon due on and after Augusts 1, 1955, there shall be inserted the following: "(unless the bond to which this coupon is applicable shall have been duly called for prior payment)," - 10 - ARTICLE II EXECUTION, CERTIFICATION AND DELIVERY OF THE BONDS Section 1. The bonds shall be executed by the mayor and clerk of the city and the seal of the city shall be affixed thereto. The coupons shall be authenti- cated by the facsimile signatures of the said mayor and clerk. Signatures on the bonds and the coupons by any such officer at the time such signatures were written shall continue effective although said persons cease to be such officers prior to the certification or de- livery of the bonds. Section 2. A duly executed certificate by the trustee in the form hereinabove recited shall be endorsed on each of the bonds and shall be essential to its validity. Such certificate shall be conclusive of the due issue of such bond hereunder. Section 3. The bonds shall be forthwith executed and delivered to the trustee and shall be certified and delivered by the trustee from time to time upon receipt by the trustee of an order signed in behalf of the city by its mayor requesting such certi- fication and delivery and designating the person to receive the same or any part thereof. Section 4. The city may execute, and the trustee may certify and deliver, bonds with unmatured coupons attached to replace in all respects mutilated bonds which are surrendered with all-unmatured coupons attached. The city may also execute, and the trustee may certify and deliver, bonds with unmatured coupons attached to replace in all respects bonds which may have been lost, stolen, or destroyed, or bonds all or any part of whose unmatured coupons have been lost, stolen, or destroyed; provided, there is first furnished to the city and the trustee evidence of such loss, theft, or destruction together with indemnity satisfactory to the city and the trustee. The city may charge the holder with the expense of issuing any such new bond. Section 5. Upon certification of any bond by the trustee, all past due coupons shall be removed and cancelled by it. Nothing herein contained shall affect in any way the power of the city to fix the consideration for which the bonds may be sold by it. ARTICLE III REGISTRATION AND NEGOTIABILITY OF THE BONDS Section 1. The trustee shall be the registrar and transfer agent of the city, and shall keep at its office proper registry books in which it will register, as to principal only, such bonds as are presented for that purpose, noting the registry on the bond. Such registration shall conclusively designate the registered owner as the sole person to whom or on whose order pay- ment of the principal of the bond may be made, but shall not affect the negotiability of the coupons. All bonds shall pass by delivery unless so registered. After such registration no transfer of a registered bond shall be valid unless it is presented at said office with written power to transfer, properly stamped if required, in form and -with guaranty of signature satisfactory to the trustee, with such registration noted thereon by the trustee. Any registered bond may be discharged from registration by being in like manner transferred to bearer, after which transferability by delivery shall be restored. Any bond may from time to time be registered or discharged from registration in the same manner. Section 2. The city, the trustee and any in- stitution at which the bonds and the coupons are or may be payable may deem and treat the holder of a coupon as the absolute owner thereof for all purposes; they may deem and treat the holder of an unregistered bond as the absolute owner thereof for all purposes other than to receive payment of outstanding coupons; they may deem and treat the person in whose name a registered bond is registered as the absolute owner thereof for all purposes other than to receive payment of outstanding coupons; they shall not be affected by notice to the contrary; and all payments by any of -them to the holders of such coupons and unregistered bonds, and to the person in whose name a registered bond is registered, shall to the extent thereof fully discharge and satisfy all liability for the same. ARTICLE IV WIPLUMOM • z :• Section 1. All or any part of the callable bonds may be called for redemption at the option of the city on February 13, 1955, and on any interest payment date thereafter; provided, that any such redemption made prior to February 1, 1960, may be made only (a) out of eurplus revenues derived from the operation of the mortgaged property while the amounts on deposit in the bond fund and in the contingent fund shall be not less than the maximum amounts respectively required to be paid therein and while all special funds created in Article V hereof shall be in current condition, or (b) out of proceeds received by the city from the sale to the Town of Daphne of that portion of the mortgaged property pursuant to the provisions of the option referred to in Section 6 of Article IX hereof. If less than all of the callable bonds at the time outstanding are called for redemption then the same shall be called in the inverse order of the numbers of those at the time out- standing. Any such redemption shall be at the face value of the callable bonds so called for redemption, plus accrued interest thereon to the redemption date and a premium equal to twelve months' interest thereon computed at the rate they would have borne on the redemption date if they had not been called for redemption. - 12 - Section 2. Any such redemption shall beef fected in the following manner: (1) The council by resolution shall call for redemption on a stated date callable bonds bearing stated numbers. If the redemption date is prior to February 1, 1960, there shall be recited in the resolution a statement showing that the source of the moneys that will be used to effect the redemption is such as to comply with the proviso contained in the first sentence of Section 1 of this article. (2) The city shall cause to be published one time in a -newspaper published in the City of Birmingham, Alabama, a notice of redemption stating the numbers of the callable bonds which have been so called for redemption, stating that the callable bonds bearing such numbers will become due and payable at the redemption price on the redemption date specified, and that all interest thereon will cease after the redemption date. In the event there is no newspaper published in said City of Birmingham at the time the city directs such publication to be made, then such publication may be made one time in either a newspaper or a financial journal published in the City of New York, New York. Any.such notice shall be published not less than thirty (30) days prior to the re- demption date. (3) In the event any of the callable bonds so called for redemption shall be also a registered bond, the city shall forward by United States Registered Mail to the registered owner thereof, at the address of such registered owner as such address appears on the registry books of the trustee pertaining to the registration of the bonds, a notice stating the numbers of the callable bonds which have been so called for redemption and stating that the callable bonds bearing such numbers will become due and pay- able at the redemption price on the redemption date specified, and that all interest thereon will cease after the redemption date. Such notice shall be so mailed not less than thirty (30) days prior to the redemption date. (4) On or prior to the redemption date the city shall deposit with the trustee the total redemption price of the callable bonds so called, and shall further furnish to the trustee a certified copy of the resolution required in paragraph (1) of this section and appropriate affidavits showing compliance with the requirements of paragraphs (2) and (3) of this section. Out of any moneys so deposited with it, the trustee shall pay at the redemptd4n price and on the redemption date the callable bonds so called which may be presented to it. 9 - 13 - Section 3. Upon compliance by the city with the requirements on its part contained in Section 2 of this article, the callable bonds so called for redemption shall become due and payable at the place at which the same shall be payable at the redemption price and on the redemption date specified in such notice, anything herein or in the callable bonds to the contrary notwithstanding; the holders thereof shall then and there surrender them for redemption; all future interest on the callable bonds so called for redemption shall cease to accrue after the redemption date; the callable bonds so called and the coupons applicable thereto which matured on and �rior to the redemption date shall no longer be entitled iche the benefit of the lien hereof but shall look solely to the moneys so deposited with the trustee for payment thereof; and the coupons maturing after the redemption date shall be void. Section 4. Neither the trustee nor any in- stitution at which the bonds may at any time be payable shall be required to pay any coupon maturing on the re- demption date which is applicable to any callable bond Lo called for redemption unless the callable bond to which such coupon -is applicable is also presented for payment; provided, that in the event any such coupon should be so paid without payment of the applicable callable bond no one shall be -liable to the holder of such applicable callable bond, or to the city, or to anyone whomsoever; and provided further, that the trustee shall pay such coupon if the holder thereof shall present to the trustee evidence satisfactory to the trustee that such holder is the owner of the coupon so presented and is not the owner of the callable bond to which such coupon is applicable. ARTICLE V s Section 1. There is hereby created a special trust fund which shall be known as the "Gas System Gross Revenue Account". The city will deposit daily as received by it all revenues derived from the operation of the mortgaged property into the gross revenue account. On or prior to the last day of each successive month beginning with the month in which the first collections are made from the operation of the mortgaged property the depository for the gross revenue account shall trans- fer therefrom the entire moneys then on deposit therein into the special funds provided in the following sections numbered 2 to 5, inclusive, of this article, all in the order and to the respective extents as therein set out and to the extent that the moneys on deposit in the gross revenue account shall be available therefor. Section 2. (a) There is hereby created a special trust fund to be known as the "Gas System Bond and Interest Redemption Fund' for the purpose of pro- viding for payment of the principal of and interest on the bonds. The bond fund shall be maintained until both the principal of and interest on the bonds shall - 14 - have been paid in full. Out of the proceeds derived from the sale of the bonds there shall be paid into the bond fund, promptly following delivery of the bonds to the purchaser thereof, an amount sufficient to pay the interest which will -mature on the bonds on -August I 1950, on February 1, 1951 and on August 1, 1951• t of the gross revenues derived from the operation of the mortgaged property there shall be paid into the bond fund, on or prior to the last day of each calendar month beginning with the month of August, 1951, and continuing until and including the month of January, 1952, an amount equal to 1/6 of the interest which will be payable on February 1, 1952, on the bonds then outstanding. Out of the gross revenues derived from the operation of the mortgaged property there shall be paid into the bond fund, on or prior to the last day of each calendar month beginning with the month of February, 1952, and continuing until the principal of and interest on all the bonds shall have been paid in fullan amount equal to the total of 1/6 of the interest which will mature on the bonds then outstanding on the next interest pay- ment date plus 1/12 of the principal of the bonds then outstanding which will mature on the next principal pay- ment date. (b) In addition to -the payments above required to be made into the bond fund, there shall further be paid therein out of the gross revenues derived from the operation of the mortgaged propertyfor the purpose of providing a cushion to -meet any deficiencies which may occur in the bond fund, the sum of $783.34 during -each calendar month beginning with the month of August, 1951, and continuing until the amount of said cushion shall equal or exceed $47 000. The moneys forming a part of said cushion shall constitute a part of the bond fund but shall be kept in a separate account therein and shall be used only in those fiscal years in which the moneys on deposit in the bond fund exclusive of the moneys in the said cushion shall not be sufficient to pay the principal of and interest on the bonds matur- ing during such fiscal year and may be so used only for payment of the principal of and interest on the' bonds so maturing as to which there would otherwise be a default. Whenever any of the moneys forming a. part of the said cushion shall be so used the city will restore the same by thereafter paying into the bond fund, in addition to the monthly payments herein other- wise required to be paid therein and for the purpose of restoring the said cushion, on or before the last day of each successive month beginning with the month during which the moneys shall be so used and continuing until the moneys so used shall have been -restored, all moneys remaining in the gross revenue account after making the monthly payment into the bond fund required in subsection (a) of this section and in the first sentence of this subsection (b). When the amount on deposit in the said cushion shall equal or exceed the said $47,000 no further payments are required to be made therein except to replace moneys used therefrom pursuant to the provisions of this subsection (b). - 15 - (c) When the amount'of moneys in the bond fund equals or exceeds the aggregate of the principal of and interest on the bonds then remaining unpaid, no further payments need be made into the bond fund except to make good moneys paid therein which may become lost or which may not be immediately available for with- drawal under the provisions of this section. (d) In the event the gross revenues derived from the operation of the mortgaged property during any fiscal year shall not be sufficient to pay the principal of and interest on the bonds maturing in such fiscal year and there shall not be moneys -then in the said cushion sufficient for such purpose, then all of the gross revenues thereafter derived from the operation of the mortgaged property shall be paid into the bond fund each month thereafter until the delinquencies in the bond fund shall have been made good. Section 3. There is hereby created a special trust fund to be known as the "Gas System Operation and Maintenance Fund' for the purpose of providing for the payment of all expenses of administering and operating the mortgaged property and such expenses incurred in the maintenance thereof as may be necessary to preserve the mortga ed property in good repair and in good work- ing order Tbut not including payment for items properly chargeable to fixed capital account by good accounting practice). Out of the gross revenues derived from the operation of the mortgaged property remaining each month after payments have been made into the bond fund in accordance with the provisions of Section 2 of this article, there shall be paid into the operation and maintenance fund each month during which moneys are available for such purpose such amount or amounts as the council by resolution may from time to time find shall be necessary to pay the reasonable expenses incurred during the then current monthly period and any prior monthly periods for such administration, operation, and maintenance of the mortgaged property. The following items shall be included in the expenses of operation: the charges and dxpenses of the trustee and of any depository for any of the special funds; and the premiums on all insurance policies and fidelity bonds carried pursuant to the requirements hereof. Section 4. There is hereby created a special trust fund to be known as the 'Gas System Depreciation Fund" for the purpose of building up a reserve for depreciation of the mortgaged property. Out of the gross revenues derived from the operation of the mortgaged property remaining each month after payments have been made into the bond find and the operation and maintenance fund in accordance with the provisions of this article, there shall be paid into the depreciation fund the sum of $1.00 each month during which moneys are available for such purpose. The city has found and does hereby determine that in view of the serial ma- turities of the bonds and the moneyp herein provided to be set aside for their payment, the said payments into the depreciation fund will be sufficient to build up a reserve for the depreciation of the mortgaged property. - 16 - Section 5. There is hereby created a special trust fund to be !frown as the "Gas System Contingent Fund"- for tha purl ooe. of building up a reserve for im- provements, repla-.�inents and extensions to the mortgaged property consisting cf items properly chargeable to fixed capital account by good accounting practice. Out of the gross revenues derived from the operation of the mortgaged property remaining each month after payments have been made into the bond fund, the operation and maintenance fund, and the depreciation fund in accordance with the provisions of this article, there shall be paid into the contingent fund the sum of W3.34 during each month during which moneys are available for said purpose, beginning with the month of August, 1951, and continuing thereafter until the moneys on deposit in the contingent. fund shall equal or exceed 05,000. The moneys paid into the contingent fund shal:i bE., used by the -city solely for the purpose of making improvements, better- ments and extensions to the mortgaged property of such nature as are properly chargeable under good accounting practice to fixed capital aocount, as distinguished from expenditures for repairs and maintenance normally neces- sary to maintain the nzoh^tgaged property in good repair and in good working order; provided, that if at any time the moneys on deposit in the bond fund, including the cu,9hion therein, shall not bo sufficient to pay any maturing installment of the bonds or coupons as the same shall respectively mature, then the moneys on de- posit in the contingent, fund may be used for payment of the bonds and the coupons so maturing but only to such extent as may be necessary to prevent default in the payment thereof. As and when any moneys in the con- tingent fund shall be used for any such purpose, the moneys so used shall thereafter be replaced by continu- ing payments into the contingent fund each month there- after in the amount and manner herein provided until such time -as the moneys in the contingent fund shall reach ,"35,000. Section 6. After compliance with the provi- sions of Sections 2 to 5, inclusive, of this article, the balance remaining in the gross revenue account at the end of each successive month, to the extent neces- sary for such purpose, shall be paid into the bond fund, the operation and maintenance fund, the depreciation fund, and the contingent fund, in the order named, for the purpose of making good any delinquency or deficit existing in any of said funds by reason of failure to pay therein the amounts respectively required to be paid therein by the provisions of Sections 2 to 5, in- clusive, of this article; any balance thereafter re- maining in the gross revenue account may be used by the city for any lawful purpose. Section 7. Any payments required in this article to be made into any of the special funds created in this article may be anticipated by the city at any time; provided, that no such anticipation shall be made if it will prevent or jeopardize the making of the pay. ments herein required to be made into any other special funds herein created. 24 17 - Section 8.• So long as the city shall not be in default hereunder, it may at any time and from time to time at its option cause any or all of the moneys in the bond funa, ths, depreciation fund and the contingent fund which the board may determine shall not be needed during the then ensuing six calendar months for the purposes for which said funds are respectively created, to be invested in any securities which are direct general obligations of the United States of America or which are unconditionally guaranteed as to both principal and interest, by the United -States of America. In the event of any Suoh investment, such securities together with all income derived therefrom shall become a part of,:and shall be hold by the :depository, therefor to the same extent as if they were moneys on deposit in, the re- spective fund whose moneys were used for such investment. The city may likewise from time to time cause any such - securities to be sold or otherwise converted into cash, whereupon the net proceeds therefrom shall become a part of the fund to which such securities were applicable. The applicable depository shall be fully protected in making any such investment, sale or conversion of any such securities upon direction given in a resolution. In the event any of said moneys shall be so invested it shall not be necessary for the depository therefor to secure any such investment (in any case where security for such moneys might otherwise be required) so long as such moneys shall remain so invested. Section 9. The trustee shall at all time be the depository for. the bond fund, and all moneys herein required to be paid into the bond fund shall be remitted to the trustee. Out of the moneys deposited with it in the bond fund or transferred thereto, the trustee shall make provision for payment of the bonds and the coupons as the same shall respectively mature. Section 10. The council may at any time and from time to time -designate any banking institution or institutions as -depository or depositories for the gross revenue account, the operation and maintenance fund, the depreciation fund, and the contingent fund. Any depository so designated shall at all times while act- ing as such be and remain a member of the Federal Deposit Insurance Corporation, or of any agencies which may succeed to it if there be any such, and shall be and remain duly qualified and doing business in the State of Alabama. Any moneys at any time forming a part of the operation and maintenance fund and the contingent fund may be withdrawn therefrom by the city at such times and from time to time as in the sound discretion of the council such action shall be neces- sary for the purposes for which those funds are herein respectively created, and any_depository for any of said funds shall not be liable for the misapplication by the city of any moneys at any time forming a part thereof if such moneys shall be disbursed by such depository pursuant to the written order of an officer of the city authorized by resolution so to do and with- out knowleQge or reason on the part of such depository to believe that such disbursement constitutes a mis- application of funds. -18- Section 11. If at the expiration of twenty (20) years following the respective maturities of the bonds and coupons (regardless of hovr such maturities may be effected) any moneys then remain in the hands of the trustee for the purpose of paying any of the bonds and the coupons which may not have been presented for payment, all rights of the holders of such bonds and coupons not so presented within said twenty (20) year period shall thereupon cease and the trustee shall then pay to the city or to its successor in interest the moneys so remaining on deposit. ARTICLE VI AGREEMENTS RESPECTING PROCEEDS FROM SALE OF BONDS AND CON- STRUCTION OF 131PROVEMENTS Section 1. The entire proceeds derived from the sale of the bonds shall be used for the following purposes only and in the following order: (a) payment of the expenses incurred in issuing the bonds, includ- in the charges of the trustee in connection therewith° (bi payment into the bond fund of an amount equal to the interest which will become due on the bonds during the first eighteen months after their date, represent- ing the estimated period required for the construction of the system and six months thereafter; and (c) pay- ment of the balance of said proceeds into a special trust fund designated the "Construction Fund', of which the trustee shall be and remain the depository. Section 2. The city will forthwith acquire the real estate necessary for the construction and operation of a natural gas system supstantially in accordance with the plans and specifications therefor prepared by Goodwin Engineers, Inc., and it will there- after go forward with and will complete the construction of the system thereon as soon as may be practicable, delays incident to strikes, riots, acts of God and the public enemy, and similar acts beyond the reasonable control of the city only excepted. Section 3. The city will promptly pay, as and when due, all expenses incurred in and about the acquisition of real estate for and the construction of the system, and it will not suffer or permit any mechanicst or materialments liens which might be filed - or otherwise claimed or established upon or against the mortgaged property or any part thereof, and which might be or become a lien superior to the lien hereof, to remain unsatisfied and undischarged for a period exceeding thirty days after the filing or establishment thereof. The moneys in the construction fund shall be paid out by the trustee from time to time for the fol- lowing purposes only: (a) payment of engineerts and legal expenses incurred in ac uiring real estate for -and in constructing the system; (qb) payment of the rea- sonable expenses and charges of the trustee in connection with the construction fund; (c) payments for labor, - 19 - services, materials, and supplies furnished in construct- ing the system, provided such payments are based upon contractorts estimates or bills approved by -the mayor of the city and also by -said Goodwin Engineers, Inc. The trustee shall be fully protected in making payments out of the construction fund upon presentation to it of contractorts estimates or bills approved as provided in the foregoing clause (c). The city will furnish monthly reports of all expenditures from the construction fund to the holder of any of the bonds who may request such reports. Upon certification by said Goodwin Engi- neers, Inc., that the system has been completed in sub- stantial accordance with said plans and specifications, upon certification by the mayor of the city that all of the items referred to in the foregoing clauses (a) and (c) in this section have been paid in full, and upon payment of the expenses and charges referred to in the foregoing clause (b) in this sectionthe trustee shall thereupon pay any moneys then remaining in the con- struction fund into the contingent fund created in Article V of the indenture. Section 4. If the money on deposit in the construction fund shall not be sufficient to pay all expenses incurred in the acquisition of real estate for and the construction of the system in accordance with the provisions of Section 2 of this article, or if the city should abandon or unreasonably delay the completion of such work, or if for any reason whatsoever the system should not be constructed as '.herein provided, the trustee may at its election, but without prejudice to any other right which the trustee may have in case of such default, discharge any unpaid bills theretofore incurred in the acquisition of -such real estate and in the construction of the system, and may also acquire the necessary real estate therefor and complete the construction thereof. For such purpose the trustee may make any and all necessary contracts for engineers, contractors, labor, materials, and supplies in con- nection therewith, whether in its own name or in the name of the city, and may utilize and pay out for such purpose all or so much as may be necessary of the moneys then remaining in the construction fund. The trustee shall be fully protected in making such payments under such circumstances when such payments are approved by Goodwin Engineers, Inc. The trustee may further at its option advance any funds necessary to make up any deficit in connection with the completion of the con- struction of the system, regardless of whether or not any lien claims have been filed or -established. All amounts so advanced by the trustee, together with interest thereon at the rate of 6% per annum from the respective dates of such advancements, shall be tacked to the indebtedness hereby secured and shall be entitled to the benefit of the lien hereof, and the city agrees to repay the same upon demand therefor with interest at said rate. Section 5. In the event the said Goodwin Engineers, Inc., shall for any reason be unavailable to take any action provided in Sections 3 and 4 of this article to be taken by it, any engineer who is licensed under the laws of Alabama and who is acceptable to the trustee may be appointed by resolution to take any such action. If the city fails to appoint such an engineer for a period of thirty (30) days following the date when -20- the said Goodwin Engineers, Inc., becomes unavailable to take any of said actions, the trustee may then appoint an engineer licensed under the laws of Alabama. tiny approval or certification made by an engineer appointed under the provisions of this section shall have the same effect as an approval or certification by the s&id Goodwin Engineers, Inc. Section 6. tiYhenever the city shall enter into a contract with a contractor for the construction of the system or any part thereof, the city will cause such contractor to deposit with the trustee a surety bond signed by a surety company authorized to do busi- ness in the State of Alabama and guaranteeing to the city and to the trustee the performance of such contract and the payment of all bills incurred there- under for mi�►terials and labor. "othing contained in this section shall impose on the trustee any duty or liabilit-y with respect to the appropriateness or suf- ficienc;r of such surety bond or with respect to the completion of the system as therein and herein provided. ARTICLE VII PARTICUL.aR COVEIWA6 OF THE CITY Section 1. The bonds are issued under and pursuant to the provisions of Sections 308 to 340, inclusive, of Title 37 of the Code of Alabama of 1940, as amended. The city agrees faithfully to do and perform, in the manner and at the times therein pro- vided, all acts required in said sections to be per- formed by it. Section 2. The city will.pay the principal of and interest on the bonds as specified therein, and it will otherwise perform all obligations which, either expressly or by reasonable implication, are imposed on it in the indenture, and it will permit no default by it hereunder to occur. Section 3. In the event a receiver or re- ceivers should be appointed by any court of competent jurisdiction to administer and operate the mortgaged property following any default hereunder on the part of the city, the city agrees that such receiver or receivers and any successor thereto may use the streets, avenues, alleys and other public ways within the corporate limits of the city for the construction, operation and main- tenance of the mortgaged property therein and thereover. The city agrees that upon request so to do by such receiver or receivers the city will thereupon forthwith grant to such receiver or receivers a franchise conveying said rights in all respects as if such franchise were pre- sently grs.nted to become effective on the date of the appoint- ment of such receiver or receivers. Such franchise so grunted shall be in the following form, with appropri- ate provisions and changes therein for the name of the grantee or grantees therein, the name of the then governing body of the city, and appropriate phraseology applicable thereto: - 21 - AN ORDINANCE,GRANTING A GAS FRANCHISE TO AND HIS (ITS OR THEIR � SUCCESSORS IN OFFICE, IN THE CITY OF FAIRHOPE, ALABAMQ BE IT ORDAINED by the (here insert the name of the then governing body of the cityr of the City of Feirhope, in the State of Alabama, as follows: (1) The word "city" as used herein means the City of Fairhope in the State of Alabama, as it is now constituted and as it may hereafter be extended or enlarged. The word "receiver" as used herein means (here insert the name of the receiver or receivers), in his (or their) capacity as receiver under appoint- ment by (herein insert the name of the court making the appointment) in that certain cause in said court entitled (herein insert the title of the proceedings in which the appointment is made). (2) There is hereby granted to the re- ceiver the -right, privilege, authority, and franchise to acquire, own, maintain, construct, enlarge azld operate in the city a gas -plant and gas distribution system, or either of -them, together with the right, privilege, authority, and -franchise to lay, construct, and maintain pipes, mains, and other conductors, fixtures, and related appurtenances in; along, across, and under the streets, avenues, alleys, and other public places of the city for the purpose of conveying and distribut- .4.ng gas in any form in and through the city; and to repair, renew relay; and extend such pipes, mains, conductors, fixtures, and related appurtenances and to make all excavations necessary therefor. (3) The receiver shall, and by accepting this franchise agrees, that he (it, they) will; upon making any excavations of the streets, avenues, alleys, public ways, and public places of the city, restore the surface or paving at the point of such excavations in substantially the same condition as before such work was done, all as promptly as may be practicable and within a reasonable length of time thereafter. (4) The rights, privileges, franchise and authority hereby granted may be exercised by the re- ceiver or any successors in office to him (it, thgm) all subject, nevertheless, to the conditions and obli- gations herein contained, for such period of time as the receiver and any successor or successors in office thereto shall legally be in control of such plant and system, but in no event to exceed the maximum time, if any, from the effective date hereof which may be per- mitted or limited by the constitution or laws of Ala- bama in effect on the effective date hereof. Section 4. The city will maintain complete books and records pertaining to the mortgaged property and all receipts and disbursements with respect thereto, which shall be kept separate and apart from all other records of the city. -22- Section 5. The city will within thirty days following the close of each fiscal year, beginning with that fiscal year during which the city shall begin operation of the mortgaged property, cause an audit of its books for such fiscal year to be made by an independent auditor who shall be a certified public accountant satisfactory to the trustee (who may be a certified public accountant for the city) or by an employee of the State of -Alabama whose official duties include the audit of books, records and accounts of municipal and other public corporations. Each such audit, in addition to whatever matters may be thought proper by the auditor to be included therein, shall include the following: (a) a statement in reasonable detail of the expenditures made with respect to the mortgaged property for such fiscal year; (b) a balance sheet respecting the mortgaged property as of the end of such fiscal year; (c) the auditor's comments regarding the manner in which the city has carried out the requirements of the indenture, and the auditor's recommendations for any changes or im rovements in the operation of the mortgaged property; (dy a list of the insurance policies and fidelity bonds in force at the end of the fiscal year, setting out with respect -to each such policy the amount thereof, the risk covered the name of the insurer, and the expiration d-te of the -policy; and (e) the following information as disclosed by the records of the city without any requirement for verification thereof by the auditor: the number of properties connected to and served by the mortgaged property at the end of the fiscal year; the number of metered gas customers of the city at the end of the fiscal year; and the number of unmetered gas customers of the city at the end of the fiscal year. All expenses incurred in the making of such audits shall constitute and.be paid as an operating expense. Within ten days following the receipt of such audit the city will furnish a copy thereof to the trustee, to the original purchaser of the bonds from the city, and to -the holder of any of the bonds who may request the same, and each of them is granted the right to discuss the contents of t�:e audit with the auditor making the same and to secure from the auditor such additional information respecting the matters therein set out as may be reasonably required. Section 6. The city will not furnish or per- mit to be furnished by or from the mortgaged property any free gas or free service of any kind whatsoever to the city or to -any county or incorporated municipality or to any agency, instrumentality, person, firm, or corporation whatsoever. All gas and services furnished from the mortgaged property shall be charged for at the rates at the time established therefor. Section 7. The city will maintain such rates and charges for the gas and services supplied from the mortgaged property and make collections from the users thereof in such manner as shall produce amounts sufficient at all times to pay into the special funds created in Article V hereof all payments required to be made therein to the respective extents and at the respective times therein provided. The city will make from time to time such increases and other changes in such rates and charges as may be necessary to produce said amounts. The city will make no reduction in the schedule of gas rates -23- effective at the time of the delivery of the indenture until such time as the amounts required to be maintained in the bond fund and in the contingent fund shall be not liss than the maximum amounts respectively required to be maintained therein. The city will at all times classify the customers who use gas and services from the mortgaged property into three classifications consisting of W domestic and small commercial customers, (b) large commercial customers, and (c) large industrial custorr_srs. Section $.• The city agrees that it will not hereafter sell, lease, mortgage or in any manner dispose of the whole or any integral part of the mortgaged property until all of -the bonds and the coupons shall have been paid in full, or unless and until provision for such pay- ment shall have been made. The city will continuously opera."e the mortgaged property or cause the same to be operated so long as any of the bonds and coupons remain unpaid, and it will keep the same in good repair and in efficient operating condition, making from time to time all needed repairs and replacements thereto and thereof. If the laws -of Alabama at the time shall permit such action to be taken, nothing contained'in this section shall pre- vent the consolidation of the city with, or merger of the city into, any municipal or other public corporation having corporate authority to carry on the business of operating the mortgaged property, or the transfer by the city of the mortgaged property as an entirety to another public corporation whose property and income are not subject to -taxation; provided that, upon any such con- solidation, merger or transfer, the due and punctual payment of the principal of and interest on the bonds a.cording to their tenor and the due and punctual performance and observance of all the agreements and conditions of the indenture to be kept and performed by the city shall be expressly assumed in writing by the corporation formed by such consolidation or into which such merger shall have been made or to which the mortgaged property shall be transferred as an entirety; and pro- vided further, that such consolidation, merger or transfer shall not cause or result in any mortgage or other lien being affixed to or imposed on or becoming a lien on the mortgaged property or the revenues therefrom that will be prior to the liens of the indenture and of the pledge herein for the benefit of the bonds. Nothing contained in this section shall be construed to prevent the city from disposing of property pursuant to the provisions of Sections 2 and 6 of Article IX hereof. Section 9. The pledge of revenues from the operation of the mortgaged property herein made shall be prior and superior to any pledge thereof hereafter made for the benefit of any securities hereafter issued by the city, and the city agrees to recognize in the pro- ceedings under which any securities are hereafter au- thorized to be issued the priority of the pledge of said revenues made herein for the benefit of the bonds. Section 10. The city will keep the mortgaged property free from all liens and encumbrances prior to the lien hereof, but it may defer payment pending the bona fide contest of any claim unless by such action the trustee shall be of the opinion that the lien of this - 24 - indenture as to any of the mortgaged property shall be materially endangered or the mortgaged property shall be subject to loss or forfeiture, in which event any such payment then due shall not be deferred. Nothing herein contained shall be construed to prevent the city from hereafter purchasing additional property on conditional or lease sale contract or -subject to vendor's lien or purchase money mortgage, and as to all property so purchased this indenture shall be subject and subordinate to such conditional or lease sale con- tract; vendor's lien or purchase money mortgage; pro- vided, however, that the provision contained in this sentence shall not be applicable to property purchased under the provisions of Section-2 of Article IX hereof to replace inadequate, obsolete, worn out, unsuitable, undesirable; or unnecessary property then subject to the lien hereof, which substituted property shall be acquired and shall become subject to the lien hereof free of all liens and encumbrances prior to the lien hereof. Section 11. If the account of any user of gas or services supplied from the mortgaged property shall remain unpaid for a period of thirty (30) days after such account shall become due, the city thereupon will promptly discontinue supplying gas and rendering service to such user whose account shall so remain unpaid, but upon subsequent payment of such account, including any penalties which may be provided for in the schedule of rates of the city, the city may thereafter furnish gas and services to such user until such time as his account shall again remain unpaid for a period of thirty (30) days after such account shall become due, whereupon such gas and services shall again be discontinued. The schedule of rates for such gas and services shall provide that all accounts for such gas and service shall become due not less often than once each calendar month. Section 12. The city will discharge, pay or satisfactorily provide to the trustee all liabilities, expenses and advances reasonably incurred, disbursed or made by -the trustee in the execution of the trusts hereby created, and it will from time to time pay to the trustee reasonable compensation for the trusteets services here- under, including extra compensation for unusual or -extra- ordinary -services. All such liabilities, expenses; advances and compensation shall be secured hereby, shall be entitied•to priority of payment over any of the bonds and coupons, and shall bear interest until paid at the rate of six per centum (6I) per•annum from the respective dates on which such liabilities; expenses and advances are incurred, disbursed or made, and on which such com- pensation shall be earned. Section 13. The city will permit the trustee and the h6lders-of any of the bonds to inspect, at any reasonable time, any and every part of the mortgaged property and the books and records of the city pertaining to the mortgaged property, and will assist in furnishing facilities for such inspection. Section 14. The city warrants its title to rll and every part -of th-e mo-rtgaged property,,,gs free aad' clear of ev"erg lieri, etcumbran-cat trust or chi°rge prior .herebb; that it - 25 - has power and authority to subject the same to the lien hereof and that it has done so hereby; and that it will forever warrant and defend the title to the same unto the trustee against the lawful claims of all persons whomsoever. Section 15. The city will, upon reasonable request, execute and deliver such further instruments and do such further acts as may be necessary or proper to carry out more effectually the purpose of the indenture, and in particular (without in any way limiting the generality of the foregoing) to make subject to the lien hereof any property hereafter acquired by it for use as a part of the mortgaged property, and to transfer to - any successor trustee or trustees the assets, powers, instruments and funds held in trust hereunder and to confirm the lien of the indenture with respect to any bonds issued hereunder. No failure to request such further instruments or further acts shall be deemed a waiver of any right to the execution and delivery of such instruments or the doing of such acts or be deemed to affect the interpretation of any provision of the indenture. • Section 16. The city will -not grant to any person, firm or corporation the right, privilege or franchise to use the streets or other public ways in the city for the purpose of operating thereover, therein or thereunder a system for the distribution of gas in any form for sale to the public in such wise that will result in competition with the business conducted through the mortgaged property; it will not permit the said streets or other public ways to be used by others for said pur- pcse in competition with the business conducted through the mortgaged property; and it will not conduct or operate another gas distribution system in competition with the business conducted through the mortgaged property. ARTICLE VIII PROVISIONS RESPECTING INSURANCE Section 1. The city will keep the improvements at any time forming a part of the mortgaged property in- sured in responsible insurance companies, satisfactory to the trustee, against loss of such kinds and in such amounts as are customarily carried with respect to other gas distribution properties of comparable size; provided that it shall not be required to carry such insurance in any amount in excess of the par value of the bonds at the time outstanding; and provided further, that if the carry- ing of such insurance of any such class in an amount less than the full insurable value of the property insured shall result in the city's being a co-insurer, then the city will carry insurance of such class to such extent as will fully cover the value of the property insured. The policies evidencing such insurance shall contain standard mortgage clauses providing for any loss there- under in excess of $1,000.00 to be payable to the trustee - 26 - as its interest may appear. All such policies evidencing the insurance herein provided for shall be delivered to and deposited with the trustee I" and prior to the expiration date of any such policy the city will furnish the trustee satisfactory evidence that such policy has been renewed or replaced by another policy or that there is no neces- sity therefor hereunder. Section 2. All proceeds of fire, tornado or windstorm insurance coming into the hands of the trustee :Call be applied by the trustee in that one of the fol- lowing ways which may be directed by a resolution: (1) To the purchase of additional property which the council shall deem of equal value and equal utility to the property damaged or destroyed, which additional property shall thereupon become a part of the mortgaged proper- ty; (2) To the construction of additional property subject to the lien of the indenture r ich in the opinion of the council shall be cf equal value and equal utility in the operation of a gas distribution system to.the property damaged or destroyed; or (3) To the repairing or renewing of the property damaged or destroyed; provided, that the trustee may pay such proceeds to the city upon being furnished by the city with the following: (a) A certificate of an independent engineer satisfactory to the trustee stating that additional property has been acquired or constructed by the city having equal value and equal utility to the property damaged or destroyed, or that the property damaged or destroyed has been repaired or renewed in a workmanlike and suitable manner satisfactory to such engineer; and gib) A certificate of independent counsel satis.factorv- to the trustee approving the title -of the city, subject: to no lien prior to the indenture, to any such additional property so acquired or constructed by the city and the validity of the indenture as a first mortgage thereon and, in the case of the repair or renewa:4_ of a.ny damaged or destroyed property, that there are no mech?nicst or materialments liens caused by such repair or renewal. Section 3. The city will carry workmen's compensation ins�irance and public liability insurance in such amounts and to such extent as is customarily carried by like organizations engaged in like business of comparable size. Section 4. The city will at all times carry fidelity bonds on all of its -officers and employees who may handle funds of the city# such bonds to be in such amounts as are customarily carried by like organizations engaged in like business of comparable size. - 27 - ARTICLE IX POSSESSION, USE AND RELEASE _ OF THE_IORTGAGED PROPERTY - Section 1. Until default by the city in any one of -the ways defined in Section 1 of Article X hereof, the city may retain actual possession of the mortgaged property and may manage, operate, and use the same, and may collect, use and enjoy the rents, revenues, income and profits thereof to such extent as is in no- wise violative of the city's covenants herein contained. Section 2. Until default by the city in any of the ways defined in Section 1 of Article X -hereof, the city may at any time and from time to time, without any release or consent by the trustee, sell or other- wise dispose of, -free from the lien of -the indenture, any mains, pipes, machinery, equipment, tools, imple- ments, or any other property other -than real-estate which shall -.have become inadequate, obsolete, worn out, unsuitable for use or undesirable or unnecessary for use as a part -of the mortgaged property, upon replacing the same with, or substituting for the same, subject to the lien of -the indenture and -free from all prior liens other mains, pipes, machinery, equipment, tools, imple- ments, or other property having a value and utility at least equal to the value and utility, at the time of disposal, of the property disposed of. Section 3. While the pity is not in default to the knowledge of the trustee i^ the payment of any bond or coupon outstanding hereurider or in respect of any of ',;hc covenants on the part 'c.-L" city herein conta %c,!,. he -city may obtain the release of any of the mo�:-c,Z1aC.od property not needed by it as a part of its guff distribution system and the trustee shall release the same from the lien hereof upon deposit by the city with tips tr*1:.3tee of the following: t) A -esolution describir_j the property to be :c•�,-:Iezasej in reasonable detail, stating that C.,3 city is not in default -under any of ti'e Pr-C-'131.C11 of the indenture, and request- ir_s VW.h release. (2) A certificate of an independent en.gincer satisfactory to the trustee made and dated not more than sixty (60) dOys prior to the date of the release stating :, full value, in the opinion -of the signer, of -the property to be released, and stating that Cuch property is not and will not be needed by the city as a part of its gas distribution sya-,t.em, that such release is in the opinion o.�' t'ae signer desirable in the operation of the city's gas distribution system, and that the city is not to the knowledge of the signer in default under any of the provisions of the indenture. (3) An amount in cash equal to the full value of the property to be released as specified in said engineer's certificate. - 28 - Upon compliance by the city with the foregoing conditions the trustee shall, at the expense of the city, execute and deliver to the city any and all instruments that may be necessary to release from the lien of the indenture that portion of the mortgaged property with respect to which said conctions shall have been complied with. Section 4. If any part of the mortgaged property shall be taken by any eminent domain proceed- ings the whole compensation therefor shall be paid direct to the trustee. Upon receipt by the trustee -of the entire compensation therefor, the trustee shall, at the expense of the city, execute and deliver to the city or any corporation or governmental agency success- fully conducting such condemnation proceedings any and all instruments that may be necessary to release from the Lien of this indenture that portion of the mortgaged proper'-•y which may have been taken by such eminent domain proceedings. Section 5. All money received by the trustee under the foregoing provisions of this article shall be applied by the trustee in that one of the following ways which -may be directed by a resolution (1) To the purchase of additional property which the council may deem of equal value and equal utility to the -property released from the lien of the indenture, which additional property shall thereupon become a part of the mortgaged property; or (2) To the construction of other property subject to the lien ^-f* the indenture wh`�.ch in the opinion of the council- shall be o`' �4uai value and equal utility in the operation of w gas distribution system to the property released from the lien of the indenture; provided that prior to the application of such moneys in any manner so designated by thi c-Lty, it shall furnish to the t_-r_ stee the following[;; ,1) A certificate of an independent engineer satisfactory to the trustee that such property so proposed to be acquired or constructed has b3en acquired or constructed in a manner snisiactory to :such engineer and in the opinion of such engineer is of equal value and equal utility in the operation of the mortgaged property to the property released from the lien of the indenture; (2) a certificate of independent counsel satisfactory to the trustee (a) with respect to any property so acquired, approving the title of the city thereto and the validity of this indenture as a first mortgage thereon, and (b) with -re- spect to any property so constructed, re- citing that there are and can be no mechanics' or materialments liens caused by such con- struction. - 29 - Section 6. By agreement dated January , 1950, the city has granted to the Town of Daphne an option for the purchase -from the city of that portion of the gas distribution system of the city lying within the corporate limits of said town and of an interest in the portions of the mortgaged property whereby gas is supplied to the said gas distribution system located within the corporate limits of the said town. In the event the said town should exercise the said option, then upon payment by it to the city of the full purchase price provided for in the said agreement the city will thereupon pay over to the trustee the entire purchase price so received by the city, whereupon the city shall be authorized to convey to the said town the property specified in said agreement and the trustee shall, at the expense of the city, execute and deliver to the city any and all instruments that may be necessary to release the said property from the lien of the indenture. The city agrees to exhaust as nearly as may be practicable all of the said purchase price by redeeming callable bonds pursuant to the provisions of Article IV hereof on the earliest date or dates thereafter on which such redemption may be effected, and the trustee shall utilize for such redemption the moneys so paid to it. The city agrees that it will not make any sale to the said town other than pursuant to the provisions of the said option. - 30 - ARTICLE X _ REMEDIES OF TRUSTEE'AND BONDHOLDERS Section 1. Any of the following shall constitute default hereunder by the city: (a) Failure by the city to pay the princi- pal of or interest on any bond or coupon as and when the -same become due as therein and herein provided; whether such shall become due by maturity or otherwise; (b) Failure by the city to perform any of the agreements on its part herein contained (other than payment of the princi al of and interest on the bonds and coupons after thirty (30) days' written notice to it of such failure made by the trustee or by the holders of 25% of the bonds then outstanding and secured hereby; or (c) Appointment by a court having juris- diction of a receiver for the mortgaged property or for a substantial part thereof, or approval by a court of competent jurisdiction of any petition for reorganization of the mortgaged property or rearrangement or readjustmen- of the obligations of the city under any provisions of the bankruptcy laws of the United States. Section 2. Upon default by the city in any one of the ways -defined in Section 1 of this article, the tru=,cee may, by written notice to the city, declare - the pri._�cipal of all the bonds forthwith due and payable, and the-eupon they shall so be, anything herein or therein to the contrary notwithstanding. If, however, thereafter the city make good that default and every other default hereunder (except the principal declared payable), with interest on all overdue payments of principal and inter- est, and mak3 reimbursement of all the expenses of the trustee, thc;Z the holders of a majority in principal amount of t1i_- then outstanding bonds, by written notice to the truV,,-e, may waive such default and its conse- quences, but. no such waiver shall affect any subsequent default or right relative thereto. Section 3. Upon default by the city in any of the ways defined in Section 1 of this article, the trustee is empowered to proceed, either at law or in equity, by suit, action, mandamus or other.proceedings to enforce and compel performance of all agreements of the city herein contained, including the fixing of rates, the collection and proper segregation of the revenues of the mortgaged property, and the proper application thereof, and shall be entitled to and shall have, regardless of the sufficiency of any security or the availability of any other remedy, the appointment of a receiver to administer and operate the mortgaged property and perform the covenants on the part of the city herein contained. Any receiver so appointed shall be entitled to take over and administer all of the - 31 - following then on hand which shall be applicable to the mortgaged property: -Cash on hand or on deposit, accounts and notes receivable, stocks, evidences of indebtedness, choses in action, customerts service and extension deposits, and property held for sale in the ordinary course of business or for consumption in the operation of the mortgaged property. Nothing herein contained, however, shall be construed to give any authority to the trustee or the holders of any of the bonds or coupons to compel a sale of the mortgaged property or any part thereof, and no foreclosure proceedings or sale shall ever be had with respect to the mortgaged property or any part thereof. Section 4. Any moneys received by the receiver from the operation of the mortgaged property shall be applied to the payment of the following items in the fol- lowing order: (1) All costs of the receivership, including receiver's fees and attorneyfs fees, the costs of administration and operation of the mortgaged property and the maintenance thereof in good repair and good working order, and all charges and expenses of the trustee; (2) The amount due the holders of the bonds for the payment of the principal thereof and interest thereon, with interest on overdue installments of principal and interest, or if the funds be insufficient to pay all, then the principal and interest installments ratably and without preference; (3) All amounts required by the pro- v'.sions of Article V hereo,' to be paid into i:_�e special funds created in that article; (4) The surplus, if any there be, to the c:iLy. Section 5. All remedies hereunder are vested exclusively in the trustee for the equal and pro rata benefit of .11 holders of the bonds and the coupons, unless the -.rustee refuses or neglects to act within a reasonable -:•ime after written request to so act addressed to the trustee by the holders of twenty-five per centum (25%) of the outstand;ng bonds, accompanied by indemnity satis'L*'actory to the trustee, in which event the holder of any of the bonds or coupons may thereupon so act in the name and behalf of the trustee or may so act in his own name in lieu of action by or in the name and behalf of the trustee. Except as above provided, no holder of any of the bonds or coupons shall have the right to enforce any remedy hereunder, and then only for the equal and pro rata benefit of the holders of all the bonds and coupons. Section 6. No delay or omission by the trustee or by any bondholder to exercise any available right, power or remedy hereunder shall impair or be construed a waiver thereof or an acquiescence in the circumstances giving rise thereto; every right, power or remedy given herein to the trustee or to the bondholders may be exercised from time to time and as often as deemed expedient. -32- ARTICLE XI CONCERNING THE TRUSTEE Section 1. The trustee accepts the trusts hereby created -and agrees to perform the duties herein required of it, -either expressly or by reasonable impli- cation, subject, however, to the following conditions: (1) It shall not be answerable for any- thing whatever in connection with this trust, except its wilful misconduct or gross neglect; (2) It may employ agents and -attorneys in fact and shall not be answerable, except as to moneys received by it or by its authorized a=)nts, for the default or misconduct of any such agents or attorneys in fact selected by it with reasonable care; (3) It may consult counsel on any matters connected herewith and shall not be answerable fcr any action taken or failure to take any action in good faith on the advice of counsel; (4) It need not recognize a bondholder as such without the submission of his bonds for inspection and the satisfactory establishment of his title thereto. (5) It shall not be answerable for any action taken in good faith on any notice, request, consent, certificate or other paper or document which it believes to be genuine and signed or acknowledged by the proper party. (6) It need not notice any default here- under ncr need it exercise any of its rights or powers arising therefrom unless so requested in writing by the holders of twenty-five per centum (25%) of the.then outstanding bonds; it may do so, if it t�i:inks advisable, without any such request; it sha"i do so when so requested. Whenever it has a �--'oice of remedies or a discretion as to details in the exercise of its powers hereunder it must follow any specific written directions given by the holders of -a majority of the bonds at the time outstanding, anythingtherein or herein to the contrary notwithstanding -unless the observance of such directions would, in the opinion of the trustee, unjustly prejudice the nonassenting bondholders; but satisfactory indemnity to the trustee by the holders request- ing such action against its prospective expenses and liabilities is a condition precedent to its duty to take or continue any such action hereunder which in its opinion would involve it in such expenses and liabilities. (7) The trustee shall be entitled to reason- able compensation for its services hereunder, in- cluding extra compensation for unusual or extra- ordinary services. -33- (8) Any action taken by the trustee at the request of and with the consent of the holder of a bond will bind all subsequent holders of the same bond or any bond issued hereunder in lieu thereof. (9) It may be the holder of bonds as if not trustee hereunder. (10) It shall not be liable for the proper application of any moneys other than those which may be paid to or deposited with it. (11) All moneys received by the trustee to be held by it hereunder shall be held as trust funds until disbursed in the manner herein pro- vided therefor. The trustee shall not be liable to pay or allow interest thereon and shall not be required to set aside or deposit any security therefor. (12) The recitals of facts herein and in the bonds are statements by the city and not by the trustee, and the trustee is in no way responsi- ble for the validity or security of the -bonds, the existence -of the mortgaged property, the - value thereof, the title of the city thereto, the security afforded thereby, or the validity or priority of the lien hereof. Section 2. Without relieving the city from - the consequences of any default in connection therewith, the trustee may pay any charge which the failure of the city to pay has made or will make an encumbrance or lien prior hereto on the mortgaged property, and the trustee may further take out any insurance of any type on the mortgaged property which it may deem advisable and pay the premiums thereon if it considers the amount of or any form of insurance herein agreed by the city to be carried by it to be insufficient. The trustee, however, shall not be required -to pay any such charge or take out any such insurance, and it shall not be liable in any manner for any failure to do so. All sums expended by the trustee under the provisions of this section shall be secured by this indenture, shall bear interest at the rate of 6% per annum from the date of payment thereof, and shall be entitled to priority of payment over any of the bonds or coupons. The city agrees to reimburse the trustee on demand for all sums so expended by the trustee, together with interest at said rate. Section 3. The trustee may at any time file a claim in its own name or for the benefit of the holders of the bonds and coupons in any court proceeding where any such claim may be permitted or required; whether such proceeding be by way of reorganization, bankruptcy, receivership or of any other nature. The holders of the bonds and of the coupons do hereby constitute and appoint the trustee as their irrevocable agent and attorney in fact for the purpose of filing any such claim, but such authorization shall not include the power to agree to accept new securities of any nature in lieu of the bonds and coupons or to alter the terms - 34 - of the bonds and coupons. Section 4. The trustee may resign and be discharged of the trusts hereby created upon written notice specifying the effective date'of such resignation, such notice to be given to the city and published by the trustee one time in a newspaper published in the City of Birmingham, Alabama. The effective date of the resignation shall be at least thirty (30) days after the notice to the city and the first published notice unless it be coincident with the appointment by the holders of the bonds of a successor trustee as herein provided. The trustee may at any time be removed by a written instrument signed by the holders of a majority of the bonds then outstanding. If the trustee resign or be removed, it shall be reimbursed for all its proper prior expenses reasonable under the circumstances. Section 5. If the trustee resign, be removed, be placed by a court or governmental authority under the control of a receiver or other public officer, or other- wise become incapable of acting, a successor may be ap- pointed by a written instrument signed by -the holders of a majority of the bonds then outstanding (which instru- ment shall be filed -for record in that public office in Baldwin County, Alabama, in which deeds of con veyance are then required by law to be filed in order to constitute public notice of the existence thereof) and in the interim by an instrument executed by the city, such interim successor trustee to be immediately and ipso facto superseded by one appointed as above by the said holders. The city shall advertise such interim appointment, in the event such is made, one time in a newspaper published in the City of Birmingham, Alabama, and when the appointment of a successor trustee, as selected by the holders of a majority in principal amount of the bonds then outstanding, becomes effective, the city shall advertise that fact one time in a newspaper published in the City of Birmingham, Alabama. Section 6. Any successor trustee shall execute and deliver to the city an instrument accept ing the trust and shall thereupon ipso facto succeed to all the estate and title of the retiring -trustee to the mortgaged property and to its rights, powers and responsibilities hereunder. The city will, upon request of the successor trustee, execute and deliver to it any instrument reasonably requested in further assurance thereof. Any such instrument so executed shall be filed for record in that public office in Baldwin County, Alabama, in which deeds of conveyance are then required by law to be filed in order to constitute public notice thereof. Section 7• Any successor trustee may effectively adopt the certificate of a predecessor trustee on bonds already certified and not delivered, and may so deliver them; and it may effectively certify bonds in its own name. Section 8. Each of the provisions of this indenture as to the trustee shall apply to its successor or successors. -35- ARTICLE XII SATISFACTION OF THE INDENTURE AND CANCELLATION OF THE BONDS Section 1. If, when all -the bonds and coupons have -become due and payable, whether by maturity or otherwise, there shall be paid to the holders thereof (or deposited with the trustee for paying the same) -the whole amount due thereon for principal and interest, and the city shall have fully performed all the obligations herein imposed on it, then the title, estate, rights and powers of the trustee hereunder shall forthwith cease, the mortgaged property shall revert to the city or to its successor in interest, and the trustee shall satisfy this indenture of record whereupon all obligations of the board hereunder shall then cease; otherwise this in- denture shall remain in full force and effect. Section 2. Should any of the bonds or the coupons applicable thereto not be presented for payment when due, whether by maturity or otherwise, the trustee shall retain from any moneys transferred to it for the purpose of paying said bonds and coupons so due, for the benefit- of the holders thereof, a sum of money sufficient to pay such bonds or coupons when the same are presented by the holders thereof for payment (upon which sum the trustee shall not be required to pay interest). All liability of the city to the holders of such bonds and coupons and all rights of such holders against the city under the bonds and coupons or under the indenture shall thereupon cease and determine, and the sole right of such holders shall thereafter be against such deposit. Section 3. When and as the bonds and coupons are paid, those so paid shall be forthwith cancelled by the trustee and delivered to the city. Likewise all mutilated bonds replaced by new bonds shall forthwith be cancelled by the trustee and delivered to the city. ARTICLE XIII MISCELLANEOUS PROVISIONS Section 1. It is hereby expressly made a condition of this indenture that any covenants or re- presentations herein contained or contained in the bonds or the coupons or contained in the resolution hereinabove referred tq do not and shall never constitute a personal or pecuniary liability or charge against the general credit of the city, and in the event of a breach of any such covenant or representation no personal or pecuniary liability or charge payable directly or in- directly from the general revenues of the city shall arise therefrom. Nothing contained in this section, however, shall relieve the city from the performance of the several covenants and representations on its part herein contained. Section 2. Any request, direction, or other instrument required to be signed or executed by holders - 36 - of the bonds may be in•any number -of concurrent instru- ments of similar tenor, signed, or executed in person or by agent appointed in writing. Such signature or exe- cution may be proved by the certificate of a notary public or other officer at the time authorized to take acknowledgments to deeds to be recorded in Alabama, stating that the signer was known to him and acknowledged to him the execution thereof. Section 3. Nothing herein or in the bonds shall confer any right on anyone other than the city, the trustee and the holders of the bonds and coupons. Section 4. Any indemnity herein provided for shall be in the form of a bond of a surety company having paid in capital of not less than One Million Dollars indemnifying the city and the trustee, as the case may be, against loss as a result of the action for which such indemnity is required. Section 5. The ownership at any given time of an unregistered bond may be proved -by the certificate, if deemed satisfactory to -the trustee, of any trust company, bank, or bankers, wherever situated, stating that on the date stated the stated party had on deposit with or exhibited to it the bonds described. The owner- ship at any given time of a registered bond may be proved by a certificate of the trustee stating that on the date stated the bonds described were registered on its books in the name of the stated party. Section 6. The indenture shall in all re- spects be governed by the laws of the State of Alabama. Section 7• .The trustee or the holder of any of the bonds may serve•any notice upon the city by delivering such notice, in written form; in person upon the chief executive officer of the city, or by deposit- ing the same in a post office in a sealed and duly stamped envelope addressed to the chief executive officer of the city at Fairhope, Alabama. - 37 - IN WITNESS WHEREOF, the city has caused this indenture to be executed in its corporate name and in its behalf by its mayor and its corporate seal to be hereunto affixed and attested by its city clerk, and the trustee; to evidence its acceptanceof the trusts hereby created, has caused this indenture to be executed in its corporate name and in its behalf and its corporate seal to be hereunto affixed and attested by its officers, all of whom are hereunto duly authorized by proper corporate action, all in four counterparts, each of which shall be deemed an original, this _ day of February, 1950 and has caused this indenture to be dated as of the ist day of February, 1950. CITY OF FAIRHOPE Attest: By 04------- I s yor City Clerk THE MERCHANTS NATIONAL BANK OF MOBILE Attest: By Its STATE OF ALABAMA COUNTY OF Its IV , a Notary Public in and for said state, here y certify that T. J. KlumppI whose name as Mayor of the City of Fairhope, a municipal corporation in the State of Alabama, is signed to the foregoing instrument and who is known, to me, acknowledged before me on this day that, being informed of the con- tents of the within -instrument ' ithin instrument, he, as such officer and with full authority, executed the same voluntarily for and as the act of saia' corporation. Given under my hand and official seal of office this ______, day of February, 1950. Notary Public STATE OF ALABAMA ) COUNTY OF ) I, , a Notary Public in and for said county in said state, hereby certify that whose name as of THE MERCHANTS NATIONAL BANK OF MOBILE, a corporation, is signed to the foregoing instrument and who is known to me, acknowledged before me on this day that; being informed of the contents of the within instru- ment, he, as such officer and with full authority, exe- cuted the same voluntarily for and as the act of said corporatign. Given under my hand and official seal of office this day of February, 1950• o ary c 1950/ Adopted and approved this 23rd day of January, Attest: