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HomeMy WebLinkAbout2016 City of Fairhope, Alabama COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2016   CITY OF FAIRHOPE, ALABAMA COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2016 PREPARED BY: THE OFFICE OF THE FINANCE DIRECTOR i CITY OF FAIRHOPE, ALABAMA COMPREHENSIVE ANNUAL FINANCIAL REPORT SEPTEMBER 30, 2016 TABLE OF CONTENTS Page INTRODUCTORY SECTION Letter of Transmittal iv Certificate of Achievement for Excellence in Financial Reporting ix Organization Chart x City Elected and Appointed Officials xi FINANCIAL SECTION INDEPENDENT AUDITORS’ REPORT 1 MANAGEMENT’S DISCUSSION AND ANALYSIS 3 BASIC FINANCIAL STATEMENTS Government-Wide Financial Statements Statement of Net Position 15 Statement of Activities 16 Fund Financial Statements Governmental Fund Financial Statements Fund Balance Sheets - Governmental Funds 17 Reconciliation of Governmental Fund Balances to Net Position of Governmental Activities 18 Statement of Revenues, Expenditures and Changes in Fund Balances - Governmental Funds 19 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities 20 Proprietary Fund Financial Statements Statement of Net Position - Proprietary Funds 21 Statement of Revenues, Expenses and Changes in Net Position - Proprietary Funds 22 Statement of Cash Flows - Proprietary Funds 23 Discretely Presented Component Units Combining Statement of Net Position - Discretely Presented Component Units 24 Combining Statement of Activities - Discretely Presented Component Units 25 Notes to the Financial Statements 26 ii CITY OF FAIRHOPE, ALABAMA COMPREHENSIVE ANNUAL FINANCIAL REPORT SEPTEMBER 30, 2016 TABLE OF CONTENTS (continued) Page REQUIRED SUPPLEMENTARY INFORMATION Schedules of Employer Contributions 57 Schedules of Changes in the Net Pension Liability 59 Budgetary Comparison Schedule - General Fund 61 Notes to Required Supplementary Information 62 OTHER SUPPLEMENTARY INFORMATION Combining Balance Sheets – Nonmajor Governmental Funds 64 Combining Statement of Revenues, Expenditures and Changes in 65 Fund Balances - Nonmajor Governmental Funds Fund Balance Sheet - Fairhope Public Library Board 66 Reconciliation of Governmental Fund Balances to Net Positon of Governmental Activities - Fairhope Public Library Board 67 Statement of Revenues, Expenditures and Changes in Fund Balances Fairhope Public Library Board 68 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities - Fairhope Public Library Board 69 Fund Balance Sheet - Fairhope Airport Authority 70 Reconciliation of Governmental Fund Balances to Net Position of Governmental Activities - Fairhope Airport Authority 71 Statement of Revenues, Expenditures and Changes in Fund Balances - Fairhope Airport Authority 72 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities - Fairhope Airport Authority 73 Schedule of Capital Projects Expenditures 74 Schedule of Information Required By Bond Indentures 75 Summary of Deposits, Withdrawals and Balances of Selected Trust Accounts as Required Under Certain Trust Indentures 76 iii CITY OF FAIRHOPE, ALABAMA COMPREHENSIVE ANNUAL FINANCIAL REPORT SEPTEMBER 30, 2016 TABLE OF CONTENTS (continued) Page STATISTICAL SECTION Net Position by Component 77 Changes in Net Position 78 Governmental Activities Tax Revenues by Source 80 Fund Balances of Governmental Funds 81 Changes in Fund Balances of Governmental Funds 82 Assessed Value and Estimated Actual Value of Taxable Property 83 Property Tax Rates - Direct and Overlapping Governments 84 Principal Property Taxpayers 85 Property Tax Levies and Collections 86 Direct and Overlapping Sales Tax Rates 87 Principal Sales Tax Remitters 88 Ratios of Outstanding Debt by Type 89 Ratios of General Bonded Debt Outstanding 90 Computation of Overlapping Debt 91 Legal Debt Margin Information 92 Demographic and Economic Statistics 93 Principal Employers 94 Full-time Equivalent City Government Employees by Function 95 Operating Indicators by Function 96 Capital Asset Statistics by Function 97 COMPLIANCE SECTION Independent Auditors’ Report on Compliance and on Internal Control Over Financial Reporting Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards 98 Independent Auditors’ Report on Compliance for Each Major Program and on Internal Control over Compliance Required by the Uniform Guidance 100 Schedule of Expenditures of Federal Awards 102 Schedule of Findings and Questioned Costs 103 INTRODUCTORY SECTION v recreation center, a museum, a welcome center, a public golf course, indoor and outdoor swimming pools, a tennis complex, a skate park, a pet park, and sponsorship of many cultural events. The City evaluated various other entities within the vicinity of the City, which could possibly be subject to inclusion within the City’s financial statements under criteria established to define the reporting entity. The Fairhope Public Library and the Fairhope Airport Authority are discretely presented component units of the City and are reported in the City’s financial statements. The following entities are related entities, but do not meet the established criteria for inclusion in the reporting entity: Bay Medical Clinic Board, the Industrial Development Board, Medical Clinic Board, Downtown Redevelopment Authority, and the Parking Authority. Additional information on the reporting entity can be found in the notes to the financial statement (see note 1.A). The Council adopts an initial budget for each fiscal year, which serves as the City’s guide to financial planning and control. Budgetary control is maintained at the departmental level and revisions to budgeted amounts that alter the total expenditures of any fund, or transfer of funds between departments, must be approved by the Council. Departmental capital purchases included in the budget are subject to further justification and approval by Council prior to starting the requisition process. With the exception of capital project appropriations that generally span multiple years, budgets for all funds lapse at the end of each fiscal year. Local economy The City of Fairhope continued to show economic growth during the year. Fairhope enjoys a strong sense of community ownership and responsibility among City officials and local citizens, resulting in active community participation and involvement in all current City projects and issues. Clean industry within the City supports health services and higher education. Fairhope and other small cities in Baldwin County remain somewhat buffered from national economic downturns due to high percentages of resident retirees and by the majority of stable service, health, and education employers. At fiscal year-end, according to the Alabama Department of Labor, the unemployment rate for Baldwin County was 5.3%, while the rate for the state as a whole was 5.9%. Median household income within the City is significantly higher than for the State as a whole. According to the U.S. Census Bureau, as of 2015, the City’s median family income was $61,489, while the State’s was $43,623. According to the U.S. Census Bureau, as of 2015, the median value of the City’s owner-occupied housing units was $238,800. vi Fairhope gains strong economic stability from the significant industrial and commercial development in surrounding Baldwin County cities and in neighboring Mobile County. Austal Shipbuilding and Airbus aircraft manufacturer, both located within 30 miles of Fairhope, promise to positively impact commercial growth and property values in our area. Airbus USA opened its $600 million facility at the Mobile Aeroplex at Brookley in Mobile and made its first deliveries in 2016. Austal Shipbuilding is Mobile’s largest manufacturing employer, and now employs over 4,000 people. The Fairhope Airport Authority, the Baldwin County Public School System, and Faulkner State Community College have partnered together to offer high school students and adults courses in Aviation, Industrial Maintenance and Welding. The Academy at the Fairhope Airport will provide critical training to supply local business and industry. Due to its strong and healthy local economy, the City has maintained a credit rating of AA+ from Standard & Poors since 2014. The rating was credited by S & P to the City’s strong management with good financial practices, budgetary flexibility, strong liquidity, very favorable debt to governmental funds revenue ratio, and Fairhope’s strong local economy and per capita market value. Researcher NewGeography named Fairhope as one of the four Alabama cities in the Top 100 of ‘America’s Smartest Cities,’ based on a high quality of life and a high percentage of citizens with college degrees. (http://www.newgeography.com/content/004774-americas-smartest-cities). The Alabama Policy Institute listed Fairhope in the Top 10 Business-Friendly Cities for 2014. (The Alabama Policy Institute, Birmingham, Alabama, March, 2014, page 7; www.alabamapolicy.org). Baldwin County was described by Forbes magazine as a top place to grow a business. (Baldwin Insider Quarterly, Vol. 1V, 2014). Alabama ranked 4th in the Top 10 states for doing business. (Baldwin Insider Quarterly, Vol. 1V, 2014). Long-term financial planning and major initiatives Unrestricted fund balance (the total of committed, assigned, and unassigned components of fund balance) in the General Fund at year-end was $3,629,943 which represents 14% of total general fund revenues. The Council has restricted, by City Ordinance, $7 million in the General Fund for use in times of emergency. This restricted amount is periodically reviewed to ensure the City can endure periods of economic stress. The Mayor, City Council, and City department heads continue to strive to adhere to the City’s established goals in planning for continuing growth, and in maintaining the quality of life and the highest level of governmental services to all residents in the City. In 2015, the City earned the “Alabama Communities of Excellence” designation after a year-long process aimed at shaping the future of cities through guidance from planning experts and input vii from residents. The process included three phases: assessment from the University of Alabama Center for Economic Development; leadership development and strategic planning; and implementation and comprehensive planning focused on commercial business development, education enhancement, infrastructure, health and human services, retiree attraction, tourism, economic development, and quality of life. The City of Fairhope was named by Coastal Living magazine as the 4th happiest seaside town in America for 2016. To choose the 2016 winners, Coastal Living editors reviewed more than 300 locations and selected each town’s rank based on the Gallup-Healthways Well-Being Index, percentage of sunny days, air quality, healthiness of beaches, commute times, crime ratings, walkability, standard of living, and financial well-being of the locals, and geographic diversity. The Fairhope Water Resource Recovery Facility was featured in the Water & Waste Digest magazine for winning the Top Project of the Year award for 2016. In addition, in 2016, the Facility was given special recognition from the Partners for Environmental Program for the $11.8 million project which upgraded the facility. These upgrades not only addressed the current needs of the city, but also looked forward to the future to address nutrient removal and enhance effluent quality through filtration. The City continues its focus on improvements to existing infrastructure for drainage, streets and the utilities, along with dependable excellent government services, with maximum efficiency and fiduciary responsibility. Improvements expected to be completed in the next year include library building repairs, new sidewalks, drainage improvements, completion of the new soccer complex and its restroom facilities, and lighting at the new tennis courts. Relevant financial policies The City strives to maintain an up-to-date set of comprehensive financial policies. New Governmental Accounting Standards Board (GASB) pronouncements are closely analyzed to determine any impact to the City’s financial reporting requirements and proactive steps are taken to ensure implementation guidelines are followed and deadlines are met. The internal control structure is designed to provide reasonable, but not absolute, assurance that these objectives are met. The concept of reasonable assurance recognizes that the cost of a control should not exceed the benefits and the valuation of the costs and benefits requires estimates and judgments by management. We believe the City’s internal accounting controls adequately safeguard assets and provide reasonable assurance of proper recording of financial transactions and will continue to implement policies and procedures that improve and strengthen internal controls. ix Government Finance Officers Association Certificate of Achievement for Excellence in Financial Reporting Presented to City of Fairhope Alabama For its Comprehensive Annual Financial Report for the Fiscal Year Ended September 30, 2015 Executive Director/CEO x CITY OF FAIRHOPE, ALABAMAORGANIZATIONAL CHARTSEPTEMBER 30, 2016MayorCity CouncilCity JudgeExecutive AssistantCourt MagistratesGas SuperintendentElectric SuperintendentGeneralSuperintendentDirector of FinanceCity TreasurerDirector of Community Affairs & RecreationWater/SewerSuperintendentCourt ClerkCity ClerkCity AttorneyInformation TechnologyChief of PolicePurchasingPlanningBuildingPublic WorksGolfRevenue/MeterHuman ResourcesAdult Recreation-Nix CenterCivic CenterMuseumRecreation CenterYouth RecreationSpecial ServicesCommunications xi CITY OF FAIRHOPE, ALABAMA CITY ELECTED AND APPOINTED OFFICIALS SEPTEMBER 30, 2016 Timothy M. Kant, ACMO Mayor Michael A. Ford , ACMO Councilmember Kevin Boone Councilmember Diana J. Brewer Councilmember Jack Burrell, CMO Councilmember Rich Mueller Councilmember Lisa Hanks City Clerk Deborah A. Smith, CPA City Treasurer Joseph Petties Police Chief Marion E. Wynne, Jr. City Attorney Honorable Haymes Snedeker City Judge FINANCIAL SECTION INDEPENDENT AUDITORS’ REPORT Honorable Mayor and Members of the City Council City of Fairhope, Alabama Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities, the business-type activities, the discretely presented component units, each major fund, and the aggregate remaining fund information of the City of Fairhope, Alabama, as of and for the year then ended September 30, 2016, and the related notes to the financial statements, which collectively comprise the City's basic financial statements as listed in the table of contents. Management’s Responsibility for the Financial Statements The City’s management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditors’ Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor’s judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity’s internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Opinions In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, the discretely presented component units, each major fund, and the aggregate remaining fund information of the City, as of September 30, 2016, and the respective changes in financial position and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management’s discussion, Schedules of employer contributions, schedules of changes in the net pension liability, and analysis and budgetary comparison information -2- on pages 3-14 and 57-63 be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part information in accordance with auditing standards generally accepted in the United States of America, which consisted of of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City's basic financial statements. The introductory section, other supplementary information, and statistical information listed in the table of contents are presented for purposes of additional analysis and are not a required part of the basic financial statements. The Schedule of Expenditures of Federal Awards, as required by Office of Management and Budget Circular A- 133, Audits of States, Local Governments, and Non-Profit Organizations is presented for purposes of additional analysis and is not a required part of the basic financial statements. The other supplementary information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the other supplementary information is fairly stated, in all material respects, in relation to the basic financial statements as a whole. The introductory section and the statistical section are the responsibility of management and have not been subjected to the auditing procedures applied in the audit of the basic financial statements, and accordingly, we do not express an opinion or provide any assurance on it. Other Reporting Required by Governmental Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated January 31 , 2017, on our consideration of the City's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City's internal control over fmancial reporting and compliance. January 31,2017 Fairhope, Alabama ~U'Ml,&,4 ;;~,f~. Certified Public Accountants THIS PAGE INTENTIONALLY LEFT BLANK MANAGEMENT’S DISCUSSION AND ANALYSIS - 3 - MANAGEMENT’S DISCUSSION AND ANALYSIS Our discussion and analysis of the City of Fairhope, Alabama’s (the “City”) financial performance provides a narrative overview of the City’s financial activities for the fiscal year ended September 30, 2016. The intent of this Management’s Discussion and Analysis (MD&A) is to review the City’s financial performance as a whole. Please read it in conjunction with the City’s financial reports, which follow this section and the additional information furnished in the letter of transmittal, which can be found in the introductory section of this comprehensive annual financial report (CAFR). FINANCIAL HIGHLIGHTS  Assets and deferred outflows of resources of the City exceeded its liabilities and deferred inflows of resources at the close of the fiscal year by $143,834,561, a current year increase in adjusted net position of $8,352,598 (pages 15 and 16).  At the close of the fiscal year, the City’s combined governmental funds, including General, Capital Projects, Debt Service and Other Governmental Funds, reported ending fund balances totaling $15,179,615, a decrease of $2,646,696 from the prior year. The General Fund closed with a fund balance of $10,629,943, a decrease of $362,860. The reason for the decrease is from an additional principal debt payment paid during the year, as discussed below, as well as greater than anticipated transfers into Capital Projects for projects scheduled for the first part of fiscal year 2017. The Capital Projects Fund had a decrease in fund balance of $3,033,702 after capital expenditures of $5,683,964 and transfers from the General, Gas Tax, and Impact Fee Funds of $2,525,068 (page 19). A detailed explanation of these decreases can be viewed on page six and seven of this MD&A.  City wide, governmental and business type funds, cash (including restricted cash) totaled $28,778,502, a decrease of $999,204 from the previous year. Governmental Funds cash totaled $14,853,892 at September 30, 2016 (page 15). This is a decrease of $2,775,614 from the prior year. Most of the decrease was from a settlement related to the BP oil spill and past litigation totaling $2 million received in the prior year that was not received in the current year. An increase in capital expenditures also contributed to this increase. The business type funds cash totaled $13,924,610 at year end (page 21), an increase of $1,776,410 from last year. Payments completed on sewer plant upgrades in the previous year provided more cash in the current year.  Revenues in the governmental funds increased approximately $575,000 from the previous year. Expenses increased approximately $11 million. During fiscal 2016, revenues from the sales tax totaled $7,422,726, an increase of approximately $625,000 over the previous year. At year end, the General Fund’s sales tax reserve totaled $7 million with an additional $3.6 million in unreserved.  The combined governmental funds expended $7,698,341 for capital projects and purchases, including $5,683,964 for special projects, such as the Manley Road Soccer Complex as well as City wide street resurfacing, and $2,014,377 for vehicles, equipment and other infrastructure additions.  The business-type activities, Gas, Electric, Water and Waste Water activities, ended the year with income before transfers of $7,063,257, compared to $8,389,791 for fiscal 2015. Revenues decreased approximately $1.1 million. Costs of energy and operating expenses increased about $460,000. The utilities made transfers to the General Fund of $2,951,082 from income, which is $1,124,507 more than transfers last year. The business-type activities recorded an increase in net position, after transfers, of $4,112,175 (page 22). Details pertaining to these increases can be seen on page seven and eight of this MD&A.  The City’s business-type activities made additions to property, plant and equipment of $14,438,391. The main factor contributing to this increase was the completion of the wastewater treatment plant upgrades totaling approximately $12.2 million. The remaining increase was due to routine system improvements totaling $1.5 million and vehicles and equipment of $627,000. Funding for these additions was prior debt issues, current income and money set aside for this purpose (pages 23 and 37).  The City of Fairhope’s long term debt decreased by $4,239,616 during fiscal year 2016, yielding total outstanding debt of $26,620,000 compared to the previous year’s $30,859,616. In fiscal year 2016, $2 million was used for retiring and refunding of the 2007 General Obligation Warrants. Governmental activities total debt was $6,833,058. Business-type activities total debt was $19,786,942 (pages 38 and 39). - 4 - OVERVIEW OF THE FINANCIAL STATEMENTS This discussion and analysis is intended to serve as an introduction to the City’s basic financial statements. The City’s basic financial statements are comprised of four components: 1) government-wide financial statements, 2) fund financial statements, 3) notes to financial statements, and 4) required supplementary information. The Statement of Net Position and the Statement of Activities provide information about the activities of the City as a whole and present a longer-term view of the City’s finances. For governmental activities, the fund financial statements tell how these services were financed in the short term as well as what remains for future spending. Fund financial statements also report the City’s operations in more detail than the government-wide statements by providing information about the City’s most significant funds. The notes to financial statements provide additional information that is essential to a full understanding of the data provided in the government- wide and fund financial statements. The notes to financial statements start on page 26. In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information concerning the City’s General Fund budget. A budgetary comparison schedule has been provided for the General Fund to demonstrate compliance with the budget on page 61. Government Accounting Standards Statement 68, Accounting and Financial Reporting for Pensions (GASB 68), as discussed below, requires two additional schedules be presented starting on page 57. The Statement of Net Position and the Statement of Activities The Statement of Net Position and the Statement of Activities report information about the City as a whole and about its activities. These statements include all assets and liabilities using the accrual basis of accounting, which is similar to the accounting used by most private-sector companies. All of the current year’s revenues and expenses are taken into account regardless of when cash is received or paid. These two statements report the City’s net position and any changes in them. Consideration of the City’s net position, i.e., the difference between assets and liabilities plus deferred, is one tool to measure the City’s financial health, or financial condition. Over time, increases or decreases in the City’s net position are indicators of whether its financial health is improving or deteriorating. Consideration of other non-financial factors, however, such as changes in the City’s revenue sources and the condition of the City’s infrastructure, utility systems and roads, is also necessary for a valid assessment of the overall health of the City. In the Statement of Net Position and the Statement of Activities, we divide the City into three kinds of activities: • Governmental activities — Most of the City’s basic services are reported here, including the police, fire, public works, youth and senior recreation departments, and general administration. Gross receipts, business license fees, property and sales taxes, franchise fees, and state and federal grants finance most of these activities. Funds for Capital Projects, Debt Service, Gas Tax, and Impact Fees are also reported with Governmental activities. • Business-type activities — The City charges a fee to customers to help it cover all or most of the cost of certain services provided. Financial information for the Electric Fund, Natural Gas Fund and the Water and Waste Water Fund is reported in this section. • Component units — The City has two entities classified as component units, the Fairhope Public Library and the Airport Authority. Although legally separate and managed by City appointed boards, the Library and Airport Authority receive significant support from the City and the City is responsible for any deficits. Net position may serve over time as a useful indicator of a government’s financial condition. The City’s assets and deferred outflows of resources exceeded liabilities and deferred inflows of resources by $143,834,561 at the close of the most recent fiscal year, as shown in Figure 1, page 10 and page 15. This is an increase of $8,352,598. The major factor contributing to this increase is the change in net position before transfers and investment earnings. - 5 - The largest portion of the City’s net position, approximately 90 percent, reflects its investment in capital assets (e.g. land, streets, sidewalks, buildings, infrastructure, equipment, etc.), less any related debt still outstanding used to acquire those assets. The City uses these capital assets to provide services and utilities to citizens; therefore, these assets are not available for future spending. Although the City’s investment in capital assets is reported net of related debt, it should be noted that the resources needed to repay debt must be provided from other sources, since capital assets themselves cannot be used to liquidate these liabilities. An additional portion of the City’s net position, approximately 8.1 percent, represents resources that are subject to restrictions as to how they may be used. Funds restricted for debt service were $3,423,754; for capital projects, $1,154,000; for road maintenance and construction, $35,936; for City Council determined emergencies, $7,000,000. Restricted funds increased approximately $386,000 from the previous year. The unrestricted net position, approximately 1.9 percent, may be used to meet the City’s ongoing obligations to citizens and creditors. Unrestricted net position, $2,712,241, decreased $845,234 during fiscal 2016 (pages 10 and 15). Effective for year ended September 30, 2016, the City implemented Government Accounting Standards Statement 72, Fair Value Measurement and Application (GASB 72) and is discussed in detail in Note 23, page 56. Under Government Accounting Standards Statement 45, Accounting and Financial Reporting by Employers for Post Employment Benefits Other Than Pensions (GASB 45), the City’s Annual Required Contribution (ARC) was actuarially determined to be $804,943. The current year retirement premium was $376,496. The liability for OPEB obligation at year end was $3,700,009. This amount is reported on the Statement of Net Position, page 15, as Net OPEB Obligation and on page 53, Note 18. Under Government Accounting Standards Statement 63, Financial Reporting of Deferred Outflows of Resources, Deferred Inflows of Resources, and Net Position (GASB 63), a service concession arrangement exists between the Airport Authority and the Baldwin County Board of Education (BCBOE) and three private companies. See Note 21, page 55 for detailed explanation of these agreements. At year end, the balance of this deferred inflow of resources is $3,501,455. Under Government Accounting Standards Statement 65, Items Previously Reported as Assets and Liabilities (GASB 65), implemented in the prior fiscal year, certain items that were previously reported as assets and liabilities were reclassified as deferred outflows of resources, deferred inflows of resources or current period outflows (expenses) and inflows (revenues). At year end, deferred outflows of resources included loss on advance refunding of $105,610, differences between expected and actual experiences of $70,796, the net difference between projected and actual earnings on plan investments of $928,340 and employer retirement contributions of $1,161,190. There were no deferred inflows of resources at year end. These amounts are reported on the Statement of Net Position, page 15 and on page 49, Note 14. Under Government Accounting Standards Statement 68, Accounting and Financial Reporting for Pensions (GASB 68) and Government Accounting Standards Statement 71, Pension Transition for Contributions Made Subsequent to the Measurement Date (GASB 71) and is discussed in Note 1, page 30. Figure 2, page 11, is a condensed Statement of Activities for the City as a whole for all activity types. This condensed statement includes comparative information from the prior year for the governmental and business-type activities, as well as the Library and Airport Authority component units. Fund Financial Statements The fund financial statements provide detailed information about the most significant funds — not the City as a whole. Some funds are required to be established by State Law and by bond covenants. However, the City Council established many other funds to help control and manage money for particular purposes or to show that it is meeting legal responsibilities for using certain taxes, grants, and other money. The City’s two kinds of funds —governmental and proprietary — use different accounting approaches. • Governmental funds — Most of the City’s basic services are reported in governmental funds, which focus on how money flows into and out of those funds and the balances left at year-end that are available for spending. These funds are reported using an accounting method called modified accrual accounting, which measures cash - 6 - and all other financial assets that can be readily converted to cash. The governmental fund statements provide a detailed short-term view of the City’s general government operations and the basic services it provides. Government fund information helps determine whether there are more or fewer resources that can be spent in the near future to finance the City’s programs. • Proprietary funds — When the City charges customers for the services it provides, whether to outside customers or to other units of the City, these services are reported as proprietary, or enterprise, funds. Proprietary funds are reported separately, on an accrual basis of accounting, in the Proprietary Fund Balance Sheet and the Statement of Revenues, Expenses, and Changes in Net Position. The City’s enterprise funds are the same as the business-type activities we report in the government-wide statements but provide more detail and additional information, such as cash flows. The City’s proprietary funds include the Electric Fund, Natural Gas Fund and Water and Waste Water Fund, which are used to account for the operations of the utilities. Governmental Funds The focus of the City’s governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City’s financing requirements. In particular, unrestricted fund balances may serve as a useful measure of a government’s net resources available for spending at the end of the fiscal year. Figure 3, page 12, presents summaries of the governmental funds (General Fund, Capital Projects, Debt Service, Gas Tax, and Impact Fees) revenues and expenditures, by function, for the fiscal year ended September 30, 2016, and the amounts of increases and decreases in relation to prior year revenues and expenditures. Governmental activities revenues increased $574,699 from the previous fiscal year. Expenditures of Governmental funds also increased $11,332,092 for the same period. The following significant events, related to revenues and expense, occurred during fiscal 2016 (the figures are rounded): Related to revenue:  Taxes, property and local, were up $985,000, with the majority of the increase from sales tax.  Licenses and permits increased by $289,000. This was primarily due to an increase in building permits of 23% over last year, signifying continual growth in the City.  Intergovernmental increased $54,000 due mainly to FEMA grant revenue that wasn’t received in the prior year  Interests and rents increased $74,000 over last year due mainly to more rents received  Charges for services were up $1,110,000 due to an increase in utility collection fees, administrative services and impact fee revenue.  Settlements from BP and for past litigation totaling $2 million were received in the prior year that were not received this year  Fines and forfeitures decreased $42,000 from the prior year Related to expenditure:  Capital outlay expenditures were approximately $7,698,000, up $3,857,000 from the prior year. Expenditures of $3,841,000 for fiscal 2015 included $2,460,000 for special projects, including the Manley Road Soccer Complex and the Golf Course irrigation system, $86,000 for impact fees fire projects and $1,295,000 for vehicles, equipment and other infrastructure additions. Major capital expenditures for fiscal 2016 were: $5,683,000 for special projects, including the Manley Road Soccer Complex and City wide street resurfacing, and $2,014,000 for vehicles, equipment and other infrastructure additions.  Expenditures in the General Department were $449,000 more than last year due to an increase in salaries of $188,000, medical insurance of $87,000, and $171,000 in required contribution OPEB.  The Police Department had increases of $309,000 due to a rise in salaries of $311,000. This increase was a result of filled vacancies and the creation of two new positions.  The Street Department’s expenditures were up $111,000 due to an increase in salaries of $100,000. Filled vacancies and the creation of one additional position contributed to this increase.  Expenditures in the Recreation Department were up $173,000 from the prior year due to an increase in employee costs of $133,000 and equipment and vehicle repair of $38,000. Similar to the Police and Street Departments, - 7 - the increase in employee costs was due to filled vacancies and the creation of three new positions.  The Golf Department’s expenditures increased $101,000 due to the hiring of two additional employees and an employee transfer from another department.  The City’s annual appropriation to the Fairhope Library was $101,000 more than last year.  Debt service payments, $6,870,000, increased $6 million from the previous year’s $858,000 total. This was due to advance refunding of the 2007 General Obligation Warrant in the amount of $5,975,000. Fund Balances and Net Position When reviewing the City’s finances it is important to ask if the City as a whole is in better financial condition when compared with the prior year. An indicator of the City’s financial health is whether the fund balances of the governmental and net position of the proprietary funds increased or decreased as a result of operating activities. Fund balances for all governmental funds, including General Fund, Capital Projects Fund, Debt Service, and Other Governmental Funds totaled $15,179,615, a decrease of $2,646,696. This follows an increase in fund balances of $3,011,191 the previous year. The General Fund had a fund balance of $10,629,943, a decrease of $362,860. The Capital Projects Fund had a decrease in fund balance of $3,033,702 after $3,217,692 for park, soccer, and recreation projects, $229,548 for NRCS projects, City wide street projects such as road resurfacing, construction of a roundabout and drainage improvements totaling $2,103,910, additional capital outlay of $131,437 and transfers from the General, Gas Tax, and Impact Fee Funds of $2,525,068. Debt Service and the Other Governmental Funds had fund balances of $2,030,968 at year end, including restrictions for Debt Service of $516,120, an increase of $167,400 and assigned funds reported in special revenue fund (Gas Tax and Impact Fees) of $1,478,912, an increase of $652,477 (see pages 17 and 19). Increases and decreases in revenues and expenses are discussed in the Governmental Funds section of this MD&A, page 6 above. The governmental activities’ net position at year end was $87,376,353, an increase of $4,240,423. The Gas, Electric and Water and Waste Water Funds had a net position of $56,458,208 at year end, an increase of $4,112,175 (see pages 16 and 22). The increase in the previous year was $4,328,378. The total increase of $8,352,598 from last year to this year is due to an increase in the change in net position before transfers and investment earnings. Capital Project and Other Governmental Funds increases in fund balance are discussed above. Following are major factors affecting increases in fund balance and net position in the General Fund and business-type operations. General Fund Balance: The General Fund had an increase in revenues of $463,601. Expenditures for the General Fund were up $2,143,463 from the prior year. Transfers from the proprietary funds (Gas, Electric, Water and Waste Water Funds) were $2,951,081 for the current year, an increase of $1,124,506 from the prior year. After transfers, the fund balance of the General Fund decreased by $362,860 during fiscal 2016. The most significant revenue increase of $984,752 was from local taxes, with the majority from sales tax. In addition, $822,054 was from charges for services including utility collection fees, administrative services and sanitation collection. Another factor affecting fund balance of the General Fund was an increase in licenses and permits of $289,429. Intergovernmental revenue increased $230,700 over the prior year. Interest and rents increased $73,471. Although revenue increases totaled approximately $2.4 million, settlements from BP and past litigation totaling $2 million were received in the prior year that were not received in the current year. The most significant increase related to General Fund expenditures was in capital outlay. This increase totaled $719,152. In the General department, expenditures increased $449,081 due to the rise in employee costs. The Police, Street, and Recreation departments all had increases due to filled vacancies and the creation of new positions. Increases were $308,968, $141,617, and $173,468, respectively. Golf expenditures were up $100,710 from the hiring of two additional employees and an employee transfer from another department. The annual appropriation to the Library was up $100,500 from the prior year. The remaining difference was due to modest increases among all General Fund departments. Enterprise Operations: The City’s enterprise operations consist of the Electric Fund, Natural Gas Fund and Water and Waste Water Fund. The enterprise funds operating revenues decreased by $1,081,394 from the prior fiscal year. This represented a 2.8% decrease. However, operating expenses increased by $459,873, a 1.6% increase. Except for energy purchases for resale, which decreased $1,674,221, all other operating expenses combined were up $2,134,094 from the prior year. This increase was comprised of salaries of $298,256, depreciation of $455,463, insurance of $430,632, electric energy furnished to other departments of $30,735, maintenance of $251,095, community development projects of $11,388 - 8 - and other operating expenses of $656,525. Utility rate calculations are based on costs of energy, expenditures for operations, debt service costs, infrastructure upgrades, capacity increases and transfers to the General Fund to fund public safety, recreational and environmental activities of the City. The City employs a consultant to assist in the rate setting process. Income for the enterprise funds, before transfers to the General Fund, was $7,063,257, a decrease of $1,326,534. Transfers to the General Fund were $2,951,082, or 42% of income. For fiscal 2015 the transfers to the General Fund were $1,826,575, or 22% of income. For fiscal 2014 the transfers were $3,612,482 or 45%. The change in net position of the three utilities was an increase of $4,112,175. General Fund Budgetary Highlights Although there is no legal requirement to establish a budget, the City of Fairhope prepares an annual budget. The preparation process involves input from the Mayor, City managers, and the City Council budget committee. Page 62 of this report lists the procedure for preparing the annual budgets. During the year, two amendments were made to the budget under expenditures affecting General government, streets, capital outlay, and transfers out. (page 61) On page 61, in the Required Supplementary Information section of this report, there is a budgetary comparison schedule for the General Fund. For the purposes of this discussion, variance amounts in excess of $50,000 in each category or department will be discussed. All amounts are rounded. The total revenue variance was $1,459,000 for fiscal 2016. Local taxes were $635,000 over budget due primarily to greater than expected sales tax revenue. Licenses and permits were $454,000 over budget. Of that amount, $322,000 was from business licenses and building permits. Intergovernmental was $294,000 over budget due primarily to greater than anticipated grant revenue. Recreation department revenue was $59,000 over budget due primarily to an increase in memberships. At year end, expenditures were $918,000 over budget. General government was $788,000 over budget due mainly to greater than anticipated medical insurance costs of $665,000. The street department had an unfavorable variance of $213,000 due to an increase in street materials and landscaping and equipment and vehicle repairs. The unfavorable variance in capital outlay of $226,000 was mainly due to an unbudgeted purchase of land. In contrast, the sanitation department had a favorable variance of $58,000 due to a budgeted purchase of recycle bins that did not occur. The favorable variance in police of $186,000 was due to a decrease in salaries, general supplies, and less than anticipated gas and oil costs. Capital Assets As of September 30, 2016, the City’s governmental activities had $90,378,964 invested in capital assets, net of depreciation. This is an increase of $4,863,356 from the prior year. The business-type activities had invested capital assets, net of depreciation of $65,696,892, a decrease of $109,099 (see Note 3, Capital Assets, pages 36 and 37). The City’s governmental activities capital assets, at cost, were $145,272,835 at September 30, 2016, an increase of $7,910,844 from the prior year. The business-type activities, the Gas, Electric and Water and Waste Water Funds, had capital assets, at cost, of $108,713,067, an increase of $2.5 million. Figure 4, page 13, summarizes capital assets by asset type, at cost, and changes in fixed assets during the year. - 9 - Debt Administration As of September 30, 2016, the City had long-term debt of $26,620,000 (excluding premiums and discounts), including bonds and warrants payable, notes payable, and obligations under capital leases. This is a net decrease, city wide, of $4,239,616 from the prior year. Governmental activities’ decrease in long-term debt was $2,503,558. In addition, business-type activities’ decrease in long-term debt was $1,736,058. In June 2016, the City issued, at a favorable interest rate, General Obligation Warrants Series 2016 in the amount of $3,975,000. The proceeds were used to advance refund the General Obligation Warrants Series 2007, dated June 1, 2007 in the amount of $5,975,000. This advanced refunding, along with the net proceeds from issuance and normal debt service payments contributed to the significant decrease for the year. Due to the favorable interest rate change of this new issuance, the City’s total debt service requirements decreased approximately $2,424,000. See Notes 5 through 8 in the financial statements for more detail. Figure 5, page 14, summarizes the City’s long-term debt, including compensated absences. ECONOMIC FACTORS The City’s management anticipates an increase in revenue for fiscal 2017 of $1 million. Property taxes, local taxes, licenses and permits, and charges and services are expected to increase $1,494,000. Transfers from the Impact Fee fund are expected to increase $485,000 while transfers from the utilities are predicted to decrease $992,000. In addition, the General Fund has a $3 million increase in expenses for fiscal 2017, compared to fiscal 2016. Half of the departments are expected to increase while the other half are expected to decrease. The department with the largest increase, $903,000, is General Administrative. The major factor contributing to this increase is employee medical insurance of $865,000, representing 96% of the increase. Secondly, transfers to debt service is expected to increase $788,000 due to the scheduled payments on the 2016 General Obligation bonds as discussed above under debt administration. Several departments are anticipated to increase due mainly to the purchases of vehicles and equipment including Street, Sanitation, and Fire. Combined, all three departments show increases of $1,475,000. Of this increase, $1,353,000 is for purchases of vehicles and equipment. Gas Fund, Electric Fund and Water and Waste Water Fund operations revenues are expected to increase 4% from actual amounts for 2016. Costs of energy and operating expenses in the three utilities are projected to also increase by approximately 4% from actual amounts for 2016. For the business-type activities, reported as Gas Fund, Electric Fund and Water and Waste Water Fund, a projected excess of revenues over expenditures, before transfers, is $7,498,836 for fiscal 2017, compared to actual $7,175,543 for fiscal 2016. This represents a projected increase of 5%. Transfers to the General Fund for fiscal 2017 are projected to be $2,425,789, compared to $2,951,081 for 2016. This represents an 18% decrease. Earnings from operations in the utilities are monitored during the year to insure that excessive amounts are not transferred. CONTACTING THE CITY’S FINANCIAL MANAGEMENT This financial report is designed to provide our citizens, taxpayers, customers, investors and creditors with a general overview of the City’s finances and to show the City’s accountability for the money it receives. If you have questions about this report or need any additional financial information, please contact Jill Cabaniss, Finance Director, or Deborah A. Smith, City Treasurer, at 161 N. Section Street, Fairhope, Alabama, (251) 928-2136. Figure 1 9/30/2016 9/30/2015 9/30/2016 9/30/2015 9/30/2016 9/30/2015 9/30/2016 9/30/2015 9/30/2016 9/30/2015Current & Other Assets15,962,360$ 18,828,818$ 17,814,322$ 15,925,388$ 33,776,682$ 34,754,206$ 409,102$ 352,791$ 475,393$ 685,834$ Capital Assets, net90,378,96485,515,608 65,696,892 65,805,991 156,075,856 151,321,599 78,780 90,103 26,929,333 26,304,654 Total Assets106,341,324$ 104,344,426$ 83,511,214$ 81,731,379$ 189,852,538$ 186,075,805$ 487,882$ 442,894$ 27,404,726$ 26,990,488$ Deferred loss on advance refunding-$ -$ 105,610$ -$ 105,610$ -$ -$ -$ -$ -$ Differnces between expected and actual experiences55,084$ -$ 15,712$ -$ 70,796$ -$ -$ -$ -$ -$ Net difference between projected and actual earnings on plan investments731,750$ -$ 196,590$ -$ 928,340$ -$ -$ -$ -$ -$ Employer retirement contributions901,965$ 789,153$ 259,225$ 244,008$ 1,161,190$ 1,033,161$ 63,192$ 43,472$ -$ -$ Total Deferred Outflows of Resources1,688,799$ 789,153$ 577,137$ 244,008$ 2,265,936$ 1,033,161$ 63,192$ 43,472$ -$ -$ Total Assets and Deferred Outflows of 108,030,123$ 105,133,579$ 84,088,351$ 81,975,387$ 192,118,474$ 187,108,966$ 551,074$ 486,366$ 27,404,726$ 26,990,488$ ResourcesLong-Term Debt6,134,395$ 9,509,538$ 18,160,870$ 20,052,497$ 24,295,265$ 29,562,035$ -$ -$ 7,140,629$ 7,730,629$ Other Liabilities14,519,37411,853,663 9,469,273 9,380,684 23,988,647 21,234,347 370,410 333,671 305,000 2,968 Total Liabilities20,653,769$ 21,363,201$ 27,630,143$ 29,433,181$ 48,283,912$ 50,796,382$ 370,410$ 333,671$ 7,445,629$ 7,733,597$ Net difference between projected and actual earnings on plan investments-$ 634,448$ -$ 196,173$ -$ 830,621$ 6,579$ 21,582$ -$ -$ Service concession arrangement revenue applicable in future years-$ -$ -$ -$ -$ -$ -$ -$ 3,476,340$ 3,612,604$ Total Deferred Inflows of Resources-$ 634,448$ -$ 196,173$ -$ 830,621$ 6,579$ 21,582$ 3,476,340$ 3,612,604$ Net Position: Invested in Capital Assets, net of related debt83,545,906$ 76,208,248$ 45,962,724$ 44,488,322$ 129,508,630$ 120,696,570$ 78,780$ 90,103$ 19,483,704$ 18,574,024$ Restricted8,706,0568,608,667 2,907,634 2,619,251 11,613,690 11,227,918- - 261,149 364,946 (4,875,609)(1,680,985) 7,587,850 5,238,460 2,712,241 3,557,475 95,305 41,010 (3,262,096) (3,294,683) Total Net Position87,376,35383,135,930 56,458,208 52,346,033 143,834,561 135,481,963 174,085 131,113 16,482,757 15,644,287 Total Liabilities & Net Position108,030,122$ 105,133,579$ 84,088,351$ 81,975,387$ 192,118,473$ 187,108,966$ 551,074$ 486,366$ 27,404,726$ 26,990,488$ ACTIVITIESACTIVITIES UnrestrictedLIBRARYAIRPORT AUTHORITYGOVERNMENT-10-CITY OF FAIRHOPE CONDENSED STATEMENT OF NET POSITION FOR THE YEAR ENDED 9/30/2016GOVERNMENTALCOMPONENT UNITS BUSINESS - TYPETOTAL PRIMARY Figure 2AIRPORT AUTHORITY9/30/2016 9/30/2015 9/30/2016 9/30/2015 9/30/2016 9/30/2015 9/30/2016 9/30/2015 9/30/2016 9/30/2015Program Revenues Charges for Services11,035,293$ 9,939,084$ 37,659,852$ 38,741,246$ 48,695,145$ 48,680,330$ 83,168 232,715 304,248 274,163 Operating Grants & Contributions820,317 724,355 1,177,684 1,554,730 Capital Grants & Contributions1,467,3551,319,7531,467,355 1,319,753General Revenues Taxes13,604,79412,620,04313,604,794 12,620,043 Intergovernmental568,566334,433568,566334,433 BP settlement proceeds1,361,2550 Legal settlement598,6400 Investment Earnings302,181228,67015,16218,440317,343247,110901353 Gain (loss) on sale of Assets Other147,452106,502147,452106,502Total Revenues27,125,641$ 26,508,380$ 37,675,014$ 38,759,686$ 64,800,655$ 63,308,171$ 903,485$ 957,070$ 1,482,833$ 1,829,246$ Expenses General Government9,828,668$ 8,890,052$ 9,828,668$ 8,890,052$ Sanitation1,912,6061,790,5541,912,606 1,790,554 Police4,383,1133,945,4964,383,113 3,945,496 Fire489,989424,789489,989424,789 Airport428,000412,632428,000412,632 Street3,864,6894,057,7133,864,689 4,057,713 Adult Recreation756,407665,804756,407665,804 Recreation1,545,1151,328,6741,545,115 1,328,674 Golf1,263,4261,060,6431,263,426 1,060,643 Public Library Board1,025,236924,7361,025,236924,736 Interest on Long Term Debt339,051344,808339,051344,808 Electric17,683,205 18,227,563 17,683,205 18,227,563 Natural Gas4,886,415 5,056,618 4,886,415 5,056,618 Water and Wastewater8,042,137 7,085,714 8,042,137 7,085,714 Golf Airport Authority644,363 653,258 Fairhope Public Library860,513 737,178Total Expenses25,836,300$ 23,845,901$ 30,611,757$ 30,369,895$ 56,448,057$ 54,215,796$ 860,513$ 737,178$ 644,363$ 653,258$ Change in Net Position before transfers 1,289,3412,662,479 7,063,257 8,389,791 8,352,598 11,052,270 42,972 219,892 838,470 1,175,988Special Item - Trans of Golf to Governmental ActivitiesTransfers2,951,0821,826,575 (2,951,082) (1,826,575)Change in Net Position 4,240,4234,489,054 4,112,175 6,563,216 8,352,598 11,052,270 42,972 219,892 838,470 1,175,988Net Position, beginning, as adjusted83,135,93085,874,638 52,346,033 48,017,655 135,481,963 133,892,293 131,113 220,368 15,644,287 14,468,299Prior period adjustment- (7,227,762.0) - (2,234,838) - (9,462,600) - (309,147)- - Net Position, ending87,376,353$ 83,135,930$ 56,458,208$ 52,346,033$ 143,834,561$ 135,481,963$ 174,085$ 131,113$ 16,482,757$ 15,644,287$ GOVERNMENTACTIVITIESGOVERNMENTAL ACTIVITIES-11-CITY OF FAIRHOPEBUSINESS - TYPECOMPONENT UNITS LIBRARYTOTAL PRIMARYCONDENSED STATEMENT OF ACTIVITIES FOR THE YEAR ENDED 9/30/2016 Figure 39/30/2016 9/30/2015 IncreaseRevenues Total Total (Decrease)Local taxes $ 13,604,795 $ 12,620,043 $ 984,752 Licenses & Permits 3,596,049 3,306,620 289,429 Fines & Forfeitures 236,724 278,837 (42,113) State of Alabama 335,881 254,608 81,273 U. S. Government 357,880 384,915 (27,035) Contribution from Public Library Board - - - Interests and Rents 302,181 228,669 73,512 Charges for Service 6,504,860 5,395,287 1,109,573 Golf Course Revenue 1,127,306 1,137,114 (9,808) Recreation Department 476,772 444,410 32,362 BP Settlement Proceeds - 1,361,255 (1,361,255) Legal Settlement - 598,640 (598,640) Other 223,293 180,644 42,649 Totals $ 26,765,741 $ 26,191,042 $ 574,699 IncreaseExpenditures Total Total (Decrease)General $ 8,738,427 $ 8,289,346 $ 449,081 Sanitation 1,624,642 1,598,404 26,238 Police 4,122,549 3,813,581 308,968 Fire 396,359 338,547 57,812 Airport 428,000 412,632 15,368 Street Department 2,493,708 2,382,418 111,290 Adult Recreation 631,887 581,338 50,549 Debt Service Principal 6,478,558 483,780 5,994,778 Interest 390,971 374,479 16,492 Recreation Department 1,269,073 1,095,605 173,468 Golf1,088,667 987,957 100,710 Public Library Board814,600 714,100 100,500 Other162,736 93,436 69,300 Capital Outlay 7,698,341 3,840,803 3,857,538 Totals $ 36,338,518 $ 25,006,426 $ 11,332,092 Statement of Revenues and Expeditures Governmental Funds For the Year Ended September 30, 2016-12- Figure 4 Balance Reclassifications/ Balance Governmental Activities @ 10/1/2015 AdditionsRetirements @ 9/30/16Land$ 22,311,824 $ 577,228 $- $ 22,889,052Construction in Progress- 4,784,919 - 4,784,919 Buildings & Structures37,201,708712,670- 37,914,378Vehicles and equipment12,188,3201,764,499(177,497) 13,775,322Infrastructure65,660,139249,025 - 65,909,164Total Capital Assets $ 137,361,991 $ 8,088,341 $(177,497) $ 145,272,835Business-type activitiesElectric Fund Natural Gas Fund Water/WastewaterFundBalance @ 10/01/15$ 35,097,600 $ 16,202,350 $ 54,877,182Additions to Plant652,834428,53312,711,304Addition to land, buildings, vehicles and equipment87,062247,653311,004Completed Construction in Progress- - (11,902,456) Disposals - - - Total Capital Assets @ 9/30/2016 $ 35,837,496 $ 16,878,536 $ 55,997,035-13-City of FairhopeCapital Assets Figure 5GOVERNMENTAL BUSINESS-TYPELONG TERM DEBT FUNDS ACTIVITIESGeneral Obligation Warrants, 2011 $ 2,858,058 $ 131,942General Obligation Warrants, 2007 3,975,000 - Obligations under capital leases - - Utilities Revenue Warrants, 2011 - 13,915,000Utilities Revenue Warrants, 2015 - 1,780,000Utilities Revenue Warrants, 2009 - 510,000General Obligation Warrant, 2013 - 3,450,000Compensated absences 1,340,331 613,989TOTALS $ 8,173,389 $ 20,400,931See Notes 5 through 8 beginning on page 38 for additional detail.-14-City of FairhopeDebt Administration BASIC FINANCIAL STATEMENTS -15- CITY OF FAIRHOPE, ALABAMA STATEMENT OF NET POSITION SEPTEMBER 30, 2016 See independent auditors’ report and notes to the financial statements. Governmental Fund Types Governmental Business-type Component Activities Activities Total Units ASSETS Cash $ 14,337,772 $ 11,016,976 $ 25,354,748 $ 739,286 Restricted cash 516,120 2,907,634 3,423,754 - Receivables, net 949,045 2,634,801 3,583,846 145,209 Internal balances 124,497 (124,497) - - Inventories - 752,405 752,405 - Other assets 34,926 627,003 661,929 - Land and construction in progress 27,673,971 9,750,949 37,424,920 12,418,106 Capital assets, net 62,704,993 55,945,943 118,650,936 14,590,007 Total assets 106,341,324 83,511,214 189,852,538 27,892,608 DEFERRED OUTFLOWS OF RESOURCES Deferred loss on advance refunding - 105,610 105,610 - Differences between expected and actual experiences 55,084 15,712 70,796 - Net difference between projected and actual earnings on plan investments 731,750 196,590 928,340 23,712 Employer retirement contributions 901,965 259,225 1,161,190 39,480 Total deferred outflows of resources 1,688,799 577,137 2,265,936 63,192 Total assets and deferred outflows of resources $108,030,123 $84,088,351 $192,118,474 $27,955,800 LIABILITIES Accounts payable and accrued expenses $ 737,393 $ 1,699,276 $ 2,436,669 $ 4,357 Customer deposits - 2,082,195 2,082,195 - Long-term liabilities Due within one year 2,038,994 2,091,440 4,130,434 305,000 Due in more than one year 6,134,395 18,160,870 24,295,265 7,140,629 Net pension liability 8,917,041 2,722,299 11,639,340 366,053 Net OPEB obligation 2,825,946 874,063 3,700,009 - Total liabilities 20,653,769 27,630,143 48,283,912 7,816,039 DEFERRED INFLOWS OF RESOURCES Net difference between projected and actual earnings on plan investments - - - 6,579 Service concession arrangement revenue applicable to future years - - - 3,476,340 Total deferred inflows of resources - - - 3,482,919 NET POSITION Net investment in capital assets 83,545,906 45,962,724 129,508,630 19,562,484 Restricted for: Debt service 516,120 2,907,634 3,423,754 - Capital projects 1,154,000 - 1,154,000 261,149 Road maintenance and construction 35,936 - 35,936 - Council approved emergencies 7,000,000 - 7,000,000 - Unrestricted (4,875,609) 7,587,850 2,712,241 (3,166,791) Total net position 87,376,353 56,458,208 143,834,561 16,656,842 Total liabilities, deferred inflows of resources, and net position $ 108,030,122 $ 84,088,351 $ 192,118,473 $ 27,955,800 -16- CITY OF FAIRHOPE, ALABAMA STATEMENT OF ACTIVITIES FOR THE YEAR ENDED SEPTEMBER 30, 2016 See independent auditors’ report and notes to the financial statements. Operating CapitalCharges for Grants and Grants and Governmental Business-type ComponentFunctions/Programs Expenses Services Contributions Contributions Activities Activities Total UnitsPrimary GovernmentGovernmental activities:General $ 9,828,668 $ 7,837,796 $ - $ - $ (1,990,872) $ (1,990,872) Sanitation 1,912,606 1,547,682 - - (364,924) (364,924) Police 4,383,113 - - 33,326 (4,349,787) (4,349,787) Fire 489,989 - - 183,767 (306,222) (306,222) Airport Authority 428,000 - - - (428,000) (428,000) Street 3,864,689 - - 729,430 (3,135,259) (3,135,259) Adult Recreation 756,407 45,737 - - (710,670) (710,670) Recreation 1,545,115 476,772 - 520,832 (547,511) (547,511) Golf 1,263,426 1,127,306 - - (136,120) (136,120) Public Library Board 1,025,236 - - - (1,025,236) (1,025,236) Interest on long term debt 339,051 - - - (339,051) (339,051) Total governmental activities 25,836,300 11,035,293 - 1,467,355 (13,333,652) (13,333,652) Business-type activitiesElectric17,683,205 20,218,941 - - - $ 2,535,736 2,535,736 Natural gas4,886,415 6,276,414 - - - 1,389,999 1,389,999 Water and Waste water8,042,137 11,164,497 - - - 3,122,360 3,122,360 Total business-type activities 30,611,757 37,659,852 - - - 7,048,095 7,048,095 Total primary government $ 56,448,057 $ 48,695,145 $- $ 1,467,355 (13,333,652) 7,048,095 (6,285,557) Component Units$ 1,504,876 $ 387,416 $ 1,998,001 $- $ 880,541 General revenues:Property taxes4,869,877 - 4,869,877 - Sales tax7,422,726 - 7,422,726 - Liquor taxes482,755 - 482,755 - Lodging taxes696,379 - 696,379 - Other taxes133,057 - 133,057 - Intergovernmental568,566 - 568,566 - Investment earnings302,181 15,162 317,343 901 Other147,452 - 147,452 - Transfers2,951,082 (2,951,082) - - Total general revenues and transfers17,574,075 (2,935,920) 14,638,155 901 Change in net position4,240,423 4,112,175 8,352,598 881,442 Net position, beginning83,135,930 52,346,033 135,481,963 15,775,400 Net position, ending$ 87,376,353 $ 56,458,208 $ 143,834,561 $ 16,656,842 Primary GovernmentProgram RevenuesNet (Expense) Revenue andChanges in Net Position -17- CITY OF FAIRHOPE FUND BALANCE SHEETS GOVERNMENTAL FUNDS SEPTEMBER 30, 2016 See independent auditors’ report and notes to the financial statements. Other Total Capital Debt Governmental Governmental General Projects Service Funds Funds ASSETSCash $ 10,251,839 $ 2,566,439 $516,120 $ 1,519,494 $ 14,853,892 Receivables, net 923,193 - 25,617 235 949,045 Due from other funds 124,497 - - - 124,497 Other assets 34,926 - - - 34,926 Total assets $11,334,455 $2,566,439 $541,737 $1,519,729 $15,962,360 LIABILITIES Accounts payable $ 613,009 $ 47,735 $25,617 $ - $ 686,361 Accrued expenditures and taxes 69,153 - - - 69,153 Deferred revenue 22,349 - - - 22,349 Due to other funds - - - 4,881 4,881 Total liabilities 704,511 47,735 25,617 4,881 782,744 FUND BALANCES Restricted for: Debt service - - 516,120 - 516,120 Council approved emergencies 7,000,000 - - - 7,000,000 Construction - 1,154,000 - - 1,154,000 Road maintenance and construction - - - 35,936 35,936 Assigned to: Construction and road maintenance - 1,364,704 - 1,478,912 2,843,616 Unassigned 3,629,943 - - - 3,629,943 Total fund balances 10,629,943 2,518,704 516,120 1,514,848 15,179,615 Total liabilities and fund balances $ 11,334,454 $ 2,566,439 $541,737 $ 1,519,729 $ 15,962,359 -18- CITY OF FAIRHOPE, ALABAMA RECONCILIATION OF GOVERNMENTAL FUND BALANCES TO NET POSITION OF GOVERNMENTAL ACTIVITIES SEPTEMBER 30, 2016 See independent auditors’ report and notes to the financial statements. Fund balances as reported on page 17 $ 15,179,615 Net position reported for governmental activities in the statement of net position is different from Fund Balances for governmental activities because: Capital assets used in governmental activities are financial resources and therefore are not reported in fund financial statements. 145,272,835 Depreciation is provided for the above capital assets in government-wide reporting, but is not in fund financial statements. (54,893,871) Other long-term assets are not available to pay for current-period expenditures and therefore are unearned revenue in fund financial statements. 126,526 Other assets used in governmental activities are not financial resources and therefore are not reported in the governmental funds. 1,688,799 Long-term liabilities, including warrants, notes, capital lease obligations and OPEB obligations are not due and payable in the current period and therefore are not reported in fund financial statements: Warrants and notes payable (6,833,058) Net Pension Liability (8,917,041) OPEB obligations (2,825,946) Deferred inflows of resources - Accrued interest on long-term debt is not due and payable in the current-period and therefore not included in fund financial statements.(81,175) Compensated absences not expected to be paid with current resources as determined under Governmental Accounting Standards are not reported in fund financial statements.(1,340,331) Net position of governmental activities as reported on page 15 $ 87,376,353 Deferred Outflow of Resources as related to Net Pension Liability and GASB Statement No. 68 -19- CITY OF FAIRHOPE, ALABAMA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2016 See independent auditors’ report and notes to the financial statements. Other Total Capital Debt Governmental Governmental General Projects Service Funds Funds REVENUES Local taxes $ 13,604,795 $- $ - $ - $ 13,604,795 Licenses and permits 3,596,049 - - - 3,596,049 Fines and forfeitures 236,724 - - - 236,724 Intergovernmental 474,866 125,194 - 93,701 693,761 Interest and rents 301,788 - 77 316 302,181 Charges for services 5,552,699 - - 952,161 6,504,860 Golf course revenue 1,127,306 - - - 1,127,306 Recreation department 476,772 - - - 476,772 Other 223,293 - - - 223,293 Total revenues 25,594,292 125,194 77 1,046,178 26,765,741 EXPENDITURES General 8,738,427 - - - 8,738,427 Sanitation 1,624,642 - - - 1,624,642 Police 4,122,549 - - - 4,122,549 Fire 396,359 - - - 396,359 Airport 428,000 - - - 428,000 Street 2,493,708 - - - 2,493,708 Adult recreation 631,887 - - - 631,887 Recreation 1,269,073 - - - 1,269,073 Golf 1,088,667 - - - 1,088,667 Public Library Board 814,600 - - - 814,600 Other 89,000 - 30,024 43,712 162,736 Debt service payments Principal - - 6,478,558 - 6,478,558 Interest - - 390,971 - 390,971 Capital outlay 2,014,377 5,683,964 - - 7,698,341 Total expenditures 23,711,289 5,683,964 6,899,553 43,712 36,338,518 Excess of Revenues over (under) Expenditures 1,883,003 (5,558,770) (6,899,476) 1,002,466 (9,572,777) OTHER FINANCING SOURCES (USES) Proceeds from issuance of debt - - 3,975,000 - 3,975,000 Transfers in 2,951,081 2,525,068 3,091,876 - 8,568,025 Transfers out (5,196,944) - - (420,000) (5,616,944) Total other financing sources (uses)(2,245,863) 2,525,068 7,066,876 (420,000) 6,926,081 Net change in fund balances (362,860) (3,033,702) 167,400 582,466 (2,646,696) Fund balances - beginning of year 10,992,803 5,552,406 348,720 932,382 17,826,311 FUND BALANCES-END OF YEAR $ 10,629,943 $ 2,518,704 $ 516,120 $ 1,514,848 $ 15,179,615 -20- CITY OF FAIRHOPE, ALABAMA RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES FOR THE YEAR ENDED SEPTEMBER 30, 2016 See independent auditors’ report and notes to the financial statements. Net change in fund balances - total governmental funds, page 19 $ (2,646,696) Amounts reported for governmental activities in the statement of activities are different from the statements of revenues, expenditures and changes in fund balances - governmental funds because: Amortization of bond costs and discounts is not recorded in fund level statements.(22,606) Governmental funds report capital outlays as expenditures while governmental activities report depreciation expense to allocate those expenditures over the life of the assets. Capital outlays for the year 7,698,341 Depreciation expense for the year (3,194,881) Loss on assets disposed (30,104) Bond and other debt proceeds provide current financial resources to governmental funds, but issuing debt increases long-term liabilities in the statement of net position. Repayment of long-term liabilities is an expenditure in governmental funds, but the repayment reduces long-term liabilities in the statement of net position. Principal payments on long term debt 6,478,558 Proceeds from the issucance of long term debt (3,975,000) Some capital assets were acquired through capital contributions and reported as such in the statement of activities and therefore are not reported as a capital outlay in the governmental funds. Capital contributions for the year 390,000 Some expenditures reported in governmental funds are to be paid on a long-term basis and, therefore, are not reported as expenses in the statement of activities Change in deferred outflows - employer retirement contributions 899,646 Some expenses reported in the statement of activities do not require the use of current resources and therefore are not reported as expenditures in governmental funds. Decrease in compensated absences liability (175,505) Decrease in accrued interest payable 81,175 Change in net pension liability and deferred inflows of resources (964,866) Increase in OPEB liability (297,639) Change in net position of governmental activities, page 16 $ 4,240,423 -21- CITY OF FAIRHOPE, ALABAMA STATEMENT OF NET POSITION PROPRIETARY FUNDS SEPTEMBER 30, 2016 See independent auditors’ report and notes to the financial statements. Water and Electric Natural Gas Waste Water Fund Fund Fund Total ASSETS Current assets Cash and cash equivalents $ 5,350,797 $ 3,688,294 $ 1,977,885 $ 11,016,976 Restricted cash for debt service 173,209 92,839 2,641,586 2,907,634 Receivables, net 2,619,036 2,145 13,620 2,634,801 Inventories 409,360 174,784 168,261 752,405 Prepaid expenses 23,327 2,722 6,479 32,528 Total current assets 8,575,729 3,960,784 4,807,831 17,344,344 Noncurrent assets Unamortized expense - - 558,385 558,385 Due from other funds - 713,078 1,955,027 2,668,105 Other assets 12,030 12,030 12,030 36,090 Capital assets Distribution and collection systems 22,188,022 11,307,811 52,059,263 85,555,096 Buildings, vehicles and equipment 5,703,878 3,954,553 3,748,591 13,407,022 Land and construction in progress 7,945,595 1,616,172 189,182 9,750,949 Less accumulated depreciation (13,851,582) (7,383,615) (21,780,978) (43,016,175) Total noncurrent assets 21,997,943 10,220,029 36,741,500 68,959,472 Total assets 30,573,672 14,180,813 41,549,331 86,303,816 DEFERRED OUTFLOWS OF RESOURCES Deferred loss on advance refunding - - 105,610 105,610 Differences between expected and actual experience 322 4,210 11,180 15,712 Net difference between projected and actual earnings on plan investments 72,026 48,292 76,272 196,590 Employer retirement contributions 95,823 62,829 100,573 259,225 Total deferred outflows of resources 168,171 115,331 293,635 577,137 Total assets and deferred outflows of outflows of resources $30,741,843 $14,296,144 $41,842,966 $86,880,953 LIABILITIES Current liabilities Accounts payable and accrued liabilities $ 1,209,130 $ 291,777 $ 198,369 $ 1,699,276 Customer deposits 1,850,125 - 232,070 2,082,195 Warrants, notes and capital leases payable 1,225,187 34,557 831,696 2,091,440 Total current liabilities 4,284,442 326,334 1,262,135 5,872,911 Noncurrent liabilities Compensated absences 207,142 137,891 173,109 518,142 Warrants, notes and capital leases payable 2,852,089 407,632 14,383,007 17,642,728 Net pension liability 1,077,007 647,738 997,554 2,722,299 Net OPEB obligation 273,171 249,516 351,376 874,063 Due to other funds 2,747,033 11,753 33,816 2,792,602 Total noncurrent liabilities 7,156,442 1,454,530 15,938,862 24,549,834 Total liabilities 11,440,884 1,780,864 17,200,997 30,422,745 NET POSITION Net investment in capital assets 17,908,637 9,052,732 19,001,355 45,962,724 net of related debt Restricted for debt service 173,209 92,839 2,641,586 2,907,634 Unrestricted 1,219,113 3,369,709 2,999,028 7,587,850 Total net position 19,300,959 12,515,280 24,641,969 56,458,208 Total liabilities and net position $ 30,741,843 $ 14,296,144 $ 41,842,966 $ 86,880,953 Major Funds -22- CITY OF FAIRHOPE, ALABAMA STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET POSITION PROPRIETARY FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2016 See independent auditors’ report and notes to the financial statements. Water and Electric Natural Gas Waste Water Fund Fund Fund Total OPERATING REVENUES Sales and services $ 19,843,950 $ 6,262,778 $ 9,870,899 $ 35,977,627 Other charges, sales and receipts 374,991 13,636 1,293,598 1,682,225 Total operating revenues 20,218,941 6,276,414 11,164,497 37,659,852 OPERATING EXPENSES Energy purchases and cost of goods sold 12,084,585 1,371,853 754,934 14,211,372 Salaries 881,096 517,770 1,103,769 2,502,635 Depreciation 799,601 456,800 1,388,632 2,645,033 Insurance 231,923 224,222 284,502 740,647 Electric energy furnished to other departments 1,122,052 - - 1,122,052 Maintenance 635,344 149,154 1,529,665 2,314,163 Community development projects 81,430 488,554 282,616 852,600 Other operating expense 1,766,130 1,616,772 2,275,776 5,658,678 Total operating expenses 17,602,161 4,825,125 7,619,894 30,047,180 OPERATING INCOME 2,616,780 1,451,289 3,544,603 7,612,672 NONOPERATING REVENUES (EXPENSES) Interest expense (81,044) (16,290) (422,243) (519,577) Interest income 5,339 9,147 676 15,162 Distribution of joint revenue (expense) – net - (45,000) - (45,000) Total nonoperating revenues (expenses)(75,705) (52,143) (421,567) (549,415) INCOME BEFORE TRANSFERS AND OTHER ITEMS 2,541,075 1,399,146 3,123,036 7,063,257 TRANSFERS AND OTHER ITEMS Transfers out (1,050,908) (770,119) (1,130,055) (2,951,082) Total transfers (out) (1,050,908) (770,119) (1,130,055) (2,951,082) Change in net position 1,490,167 629,027 1,992,981 4,112,175 NET POSITION – BEGINNING OF YEAR 17,810,792 11,886,253 22,648,988 52,346,033 NET POSITION – END OF YEAR $ 19,300,959 $ 12,515,280 $ 24,641,969 $ 56,458,208 Business Type Activities Major Funds -23- CITY OF FAIRHOPE, ALABAMA STATEMENT OF CASH FLOWS PROPRIETARY FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2016 See independent auditors’ report and notes to the financial statements. Water and Electric Natural Gas Waste Water Fund Fund Fund Total CASH FLOWS FROM OPERATING ACTIVITIES Received from customers $ 20,000,190 $ 6,275,384 $ 11,266,247 $ 37,541,821 Paid to suppliers for goods and services (16,318,644) (3,976,136) (5,233,745) (25,528,525) Paid to personnel for services (881,096) (517,770) (1,103,769) (2,502,635) Net cash provided (used) by operating activities 2,800,450 1,781,478 4,928,733 9,510,661 CASH FLOWS FROM INVESTING ACTIVITIES Joint revenue - (45,000) - (45,000) Interest income and joint revenue (expense) 5,339 9,147 676 15,162 Net cash provided (used) by investing activities 5,339 (35,853) 676 (29,838) CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Repayment of debt (1,155,464) (7,926) (572,668) (1,736,058) Interest paid (81,041) (16,288) (422,245) (519,574) Acquisition of capital assets (739,898) (676,186) (1,119,851) (2,535,935) Net cash provided (used) by capital and related financing activities (1,976,403) (700,400) (2,114,764) (4,791,567) CASH FLOWS FROM NONCAPITAL AND RELATED FINANCING ACTIVITIES Change in interfund receivable - (420,075) (1,120,929) (1,541,004) Change in interfund payable 1,545,874 9,959 23,407 1,579,240 Transfers out (1,050,908) (770,119) (1,130,055) (2,951,082) Net cash provided (used) by noncapital financing activities 494,966 (1,180,235) (2,227,577) (2,912,846) INCREASE (DECREASE) IN CASH 1,324,352 (135,010) 587,068 1,776,410 Cash – beginning of year 4,199,654 3,916,143 4,032,403 12,148,200 CASH – END OF YEAR $ 5,524,006 $ 3,781,133 $ 4,619,471 $ 13,924,610 Reconciliation of operating income to net cash provided (used) by operating activities Income (loss) from operations $ 2,616,780 $ 1,451,289 $ 3,544,603 $ 7,612,672 Adjustments to reconcile income from operations to net cash provided (used) by operating activities Depreciation 799,601 456,800 1,388,632 2,645,033 Amortization - - 37,744 37,744 Change in pension expense as related to GASB 68 (148,994) (103,994) (132,116) (385,104) Change in assets and liabilities Decrease (increase) in accounts receivable (218,751) (1,030) 101,752 (118,029) Decrease (increase) in inventories (63,875) (8,495) (4,200) (76,570) Decrease (increase) in prepaid expenses 12,114 1,111 1,227 14,452 Increase (decrease) in accounts payable (455,236) (153,509) (303,571) (912,316) Increase (decrease) in customer deposits 29,387 - 74,520 103,907 Increase (decrease) in net pension liabilty 169,908 111,404 178,331 459,643 Increase (decrease) in compensated absences 30,619 7,674 8,580 46,873 Increase (decrease) in net OPEB obligation 28,897 20,228 33,231 82,356 Net cash provided (used) by operating activities $ 2,800,450 $ 1,781,478 $ 4,928,733 $ 9,510,661 Business Type Activities Major Funds THIS PAGE INTENTIONALLY LEFT BLANK -24- CITY OF FAIRHOPE, ALABAMA COMBINING STATEMENT OF NET POSITION DISCRETELY PRESENTED COMPONENT UNITS FOR THE YEAR ENDED SEPTEMBER 30, 2016 See independent auditors’ report and notes to the financial statements. Public Library Airport Board Authority Total ASSETS Cash $ 409,102 $ 330,184 $ 739,286 Grants receivable - 145,209 145,209 Land and construction in progress - 12,418,106 12,418,106 Capital assets, net 78,780 14,511,227 14,590,007 Total assets 487,882 27,404,726 27,892,608 DEFERRED OUTFLOWS OF RESOURCES Employer retirement contributions 63,192 - 63,192 Total deferred inflows of resources 63,192 - 63,192 Total assets and deferred outflows of resources $ 551,074 $ 27,404,726 $ 27,955,800 LIABILITIES Accounts payable and accrued expenses $ 4,357 $ - $ 4,357 Long-term liabilities Due within one year - 305,000 305,000 Due in more than one year - 7,140,629 7,140,629 Net pension liability 366,053 - 366,053 Total liabilities 370,410 7,445,629 7,816,039 DEFERRED INFLOWS OF RESOURCES Net difference between projected and actual earnings on plan investments 6,579 - 6,579 Service concession arrangement revenue applicable to future years - 3,476,340 3,476,340 Total deferred inflows of resources 6,579 3,476,340 3,482,919 NET POSITION Net investment in capital assets 78,780 19,483,704 19,562,484 Restricted for: Capital projects - 261,149 261,149 Unrestricted 95,305 (3,262,096) (3,166,791) Total net position 174,085 16,482,757 16,656,842 Total liabilities, deferred inflows of resources, and net position $ 551,074 $ 27,404,726 $ 27,955,800 Governmental Activities -25- CITY OF FAIRHOPE, ALABAMA COMBINING STATEMENT OF ACTIVITIES DISCRETELY PRESENTED COMPONENT UNITS FOR THE YEAR ENDED SEPTEMBER 30, 2016 See independent auditors’ report and notes to the financial statements. Operating CapitalCharges for Grants and Grants and Public Library AirportFunctions/Programs Expenses Services Contributions Contributions Board Authority TotalAirport Authority$ 644,363 $ 304,248 $ 1,177,684 $ - $ - $ 837,569 $ 837,569 Public Library Board860,513 83,168 820,317 - 42,972 - 42,972 $ 1,504,876 $ 387,416 $ 1,998,001 $ - 42,972 837,569 880,541 General revenues:Investment earnings- 901 901 Total general revenues - 901 901 Change in net position42,972 838,470 881,442 Net position, beginning131,113 15,644,287 15,775,400Net position, ending$ 174,085 $ 16,482,757 $ 16,656,842Changes in Net PositionGovernmental ActivitiesProgram RevenuesNet (Expense) Revenue and THIS PAGE INTENTIONALLY LEFT BLANK NOTES TO THE FINANCIAL STATEMENTS -26- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 (continued) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The City of Fairhope, Alabama (the City) was incorporated in April, 1908. The City operates under a Mayor – Council form of government chosen at large every four years. The accounting policies of the City conform to accounting principles generally accepted in the United States of America as applicable to municipal governments. The following is a summary of the more significant policies. A. REPORTING ENTITY The financial statements of the City have been prepared in conformity with the accounting principles generally accepted in the United States of America as specified by the Governmental Accounting Standards Board (GASB). These financial statements present the primary government (the City) and its discretely presented component units, entities for which the government is considered financially accountable. The units are governmental fund type component units and are reported in a separate column of the government-wide statements to emphasize they are legally separate from the primary government. The discretely presented component units have a September 30 fiscal year-end. Component Units Fairhope Public Library - The Library has its own governing body which operates the City public library and is appointed by the City Council. The City provides significantly all the annual operating financial support to the Library. The Library's other sources of revenue come from State financial assistance, gifts, bequests and user fees. The Library Board does not issue separate financial statements. Fairhope Airport Authority - The Authority operates the City Airport and has its own governing body which is appointed by the City Council. The City provides a significant portion of the annual operating funds support to the Airport. The Airport's other sources of revenue come from Hanger and Office rentals, and fuel sales. The Airport Authority does not issue separate financial statements. These financial statements do not include the following: Bay Medical Clinic Board Industrial Board of the City of Fairhope Medical Clinic Board – East, West or North Downtown Redevelopment Authority Parking Authority City management does not exert significant influence or control and does not guarantee any of their outstanding debts. -27- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 (continued) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) B. BASIS OF PRESENTATION – GOVERNMENT-WIDE AND FUND LEVEL Government-wide The basic financial statements include government-wide and fund financial statements. The reporting model focuses on the City, as a whole, and major funds. Government-wide and fund financial statements categorize primary activities as governmental or business-type. In the Statement of Net Position, governmental and business-type activities (a) are presented on a consolidated basis, (b) reflect, full accrual accounting, which incorporates long-term assets and receivables as well as long-term debt and obligations, and (c) are reported using the economic resources measurement focus. Receivables and payables between activities are eliminated in the government-wide presentation through the caption “Internal Balances” on the Statement of Net Position. The Statement of Activities reflects both the gross and net cost per functional category (street, police, fire, etc.) which are otherwise being supported by general government revenues (taxes, licenses, and permits, etc.). The Statement of Activities reduces gross expenses, including depreciation, by related program revenues. The program revenues must be directly associated with a function or a business-type activity. Operating grants include operating-specific and discretionary (either operating or capital) grants while the capital grants column reflects capital-specific grants. Fund Level The governmental fund level financial statements are presented on a current financial resource and modified accrual basis of accounting. Since governmental fund level financial statements are presented on a different basis of accounting and measurement focus than governmental activities in the government-wide presentation, a summary is presented to explain adjustments necessary to reconcile fund level statements to the government-wide presentation. The accounts of the City are organized on the basis of funds which are each considered a separate accounting entity. The operations of each fund are accounted for with a separate set of self- balancing accounts that comprise its assets, liabilities, fund equity, revenues and expenditures, as appropriate. Government resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. The various funds are grouped into broad fund categories as follows: General Fund – The General Fund is used to account for all revenues and expenditures applicable to the general operations of City government which are not properly accounted for in another fund. All general operating revenues which are not restricted or designated as to use by outside sources are recorded in the General Fund. Special Revenue Fund – Special revenue funds are operating funds for which the use of revenues (usually from taxes) is restricted or designated by outside sources. They are usually required by State or local laws to finance certain activities or functions. -28- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 (continued) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Debt Service Fund – Debt service funds are used to account for the payment of interest and principal on general long term warrants and notes not accounted for in the proprietary funds. Capital Project Fund – Capital project funds are used to account for the financial resources used to construct or acquire major capital items (other than those financed by proprietary funds). Enterprise Funds: The Electric Fund, Natural Gas Fund, and Water and Waste Water Fund are Enterprise Funds, which are used to account for the operations of the utilities. City utilities are provided to residents in and around the City of Fairhope. Enterprise Funds are used to account for operations which are financed or operated in a manner similar to private business enterprises – where the intent of the governing body is that the costs of providing goods or services to the general public on a continuing basis be financed or recovered through user charges and fees. Operating revenues, shown for proprietary operations, generally result from producing or providing goods and services. Operating expenses include all costs related to providing services or products. All other revenues or expenses not meeting these criteria are reported as non-operating income or expenses. C. CAPITAL ASSETS The accounting treatment for capital assets depends on whether the assets are used by governmental funds or proprietary funds and fund level or government-wide reporting. In government-wide reporting, all capital assets are reported as capital assets for both governmental-type and business-type activities. The City has not established a minimum capitalization threshold at this time. Depreciation is provided on all capital assets at the government-wide level. In fund level reporting, capital assets are reported as expenditures by governmental funds, while they remain capital assets in proprietary funds. Depreciation is provided, only, in proprietary funds at the fund level. Capital assets are valued at historical cost or estimated historical cost if actual historical cost is not available. Donated capital assets are valued at estimated fair value on the date donated. Depreciation is allocated as an expense in the Statement of Activities (government-wide level) and accumulated depreciation is reflected in the Statement of Net Position (government-wide level). Depreciation has been provided over the estimated useful lives using the straight line rates as follows: Plant and distribution systems 30 - 40 years Buildings 25 - 50 years Golf course improvements 10 - 40 years Vehicles and equipment 3 - 10 years Infrastructure (roads, bridges, drainage) 25 - 50 years Runways and taxiways 75 years -29- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 (continued) NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) D. BASIS OF ACCOUNTING Basis of accounting refers to when revenues and expenditures/expenses are recognized in the accounts and reported in the financial statements. Basis of accounting relates to the timing of the measurements made, regardless of the measurement focus applied. All governmental funds are accounted for using the modified accrual basis of accounting. Under the modified accrual basis, revenues are recognized when they become susceptible to accrual that is when they become both “measurable” and “available” to finance expenditures of the current period. Ad valorem and other taxes collected by an intermediary are considered “measurable” when in the hand of the intermediary collecting governments and may be recognized as revenue at that time. Expenditures, generally, are recorded at the time liabilities are incurred. Revenues susceptible to accrual are: lodging tax, property taxes, and federal financial assistance programs, which are measurable and available to finance expenditures of the current period. The City uses a 60-day availability period except for FEMA disaster recovery grants which are recognized using a 12-month availability period. Revenue which is not both measurable and available includes licenses, rents, permits and fines. The proprietary fund financial statements are presented on the accrual basis of accounting in accordance with Governmental Accounting Standards Board (GASB) Statement No. 20, Accounting and Financial Reporting for Proprietary Funds and Other Governmental Entities That Use Proprietary Fund Accounting. E. IMPACT OF RECENTLY ISSUED ACCOUNTING PRINCIPLES Recently Issued and Adopted Accounting Principles On October 1, 2012, the City adopted the provisions of Governmental Accounting Standards Board (GASB) Statement No. 62, Codification of Accounting and Financial Reporting Guidance Contained in Pre-November 30, 1989 FASB and AICPA Pronouncements. The adoption of GASB Statement No. 62 did not have any impact on the City’s consolidated financial statements for the year ended September 30, 2016. On October 1, 2012, the City implemented GASB Statement No. 63, Financial Reporting of Deferred Outflows of Resources, Deferred Inflows of Resources, and Net Position. GASB Statement No. 63 provides financial reporting guidance for deferred outflows of resources and deferred inflows of resources. The Balance Sheet is renamed the Statement of Net Position and includes four components: assets, deferred outflows of resources, liabilities and deferred inflows of resources. The City has determined they have no deferred outflows of resources at September 30, 2016, under the requirements of GASB Statement No. 63. The City’s component unit, the Airport Authority, has determined they have a deferred inflow of resources related to a service concession arrangement as discussed in Note 21 to the financial statements at September 30, 2016. -30- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) During the year ended September 30, 2014, the City implemented GASB Statement No. 65, Items Previously Reported as Assets and Liabilities. GASB Statement No. 65 requires certain items that are currently reported as assets and liabilities to be reclassified as deferred outflows of resources, deferred inflows of resources or current-period outflows (expenses) and inflows (revenues). These determinations are based on the definitions of those elements in Concepts Statement No. 4, Elements of Financial Statements. Deferred outflows of resources are consumptions of net position by the City that are applicable to a future reporting period. Deferred inflows of resources are acquisitions of net position by the City that are applicable to a future reporting period. Outflows of resources are consumptions of net position by the City that are applicable to the reporting period. Inflows of resources are acquisitions of net position by the City that are applicable to the reporting period. During the year ended September 30, 2015, the City implemented GASB Statement No. 68, Accounting and Financial Reporting for Pensions and GASB Statement No. 71, Pension Transition for Contributions Made Subsequent to the Measurement Date. These statements create disclosure and reporting requirements that may or may not be consistent with the basis used for funding the plan. As a result, a net position liability equal to the difference between the actuarial present value of projected benefit payments to be provided through the pension plan to current active and inactive employees that is attributed to those employees’ past periods of service, less the amount of the pension plan’s fiduciary net position was recognized. Additionally, pension expense and deferred outflows of resources and deferred inflows of resources were recognized from changes in the components of the net pension liability. See Note 14 for more information. During the year ended September 30, 2016, the City implemented GASB Statement No. 72, Fair Value Measurement and Application, was issued to provide guidance for determining a fair value measurement for financial reporting purposes. The requirements for GASB Statement No. 72 are effective for fiscal year 2016. See Note 23 for more information. During the year ended September 30, 2016, the City implemented GASB Statement No. 73, Accounting and Financial Reporting for Pensions and Related Assets that are not Within the Scope of GASB Statement No. 68 which was issued to establish requirements for assets that are not within the scope of GASB Statement No. 68. The requirements of GASB Statement No. 73 are effective for fiscal year 2016. The adoption of GASB Statement No. 73 did not have any impact on the City’s consolidated financial statements for the year ended September 30, 2016. During the year ended September 30, 2016, the City implemented GASB Statement No. 76, The Hierarchy of Generally Accepted Accounting Principles for State and Local Governments, was issued to identify the hierarchy of generally accepted accounting principles. The requirements of -31- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) GASB Statement No. 76 were applied retroactively resulting in no significant impact to the financial statements. Recently Issued Accounting Principles GASB Statement No. 74, Financial Reporting for Postemployment Benefit Plans other than Pension Plans (OPEB), was issued to establish new accounting and financial reporting requirements for governments whose employees are provided with OPEB. The requirements of GASB Statement No. 74 are effective for fiscal year 2017. The City is currently evaluating the impact that this statement may have on its financial statements. GASB Statement No. 75, Accounting and Financial Reporting for Postemployment Benefits other than Pension Plans, was issued to address new accounting and financial reporting for OPEB that is provided to the employees of the state and local government employers. The requirements of GASB Statement No. 75 are effective for fiscal year 2018. The City is currently evaluating the impact that this statement may have on its financial statements. GASB Statement No. 77, Tax Abatement Disclosures, was issued to improve financial reporting by giving users of the financial statements essential information that is not consistently or comprehensively reported to the public at the present. The requirements of GASB Statement No. 77 are effective for fiscal year 2017. The City is currently evaluating the impact that this statement may have on its financial statements. GASB Statement No. 82, Pension Issues- an amendment of GASB Statements No. 67, No. 68, and No. 73, was issued to address pension issues regarding (1) the presentation of payroll-related measures in required supplementary information, (2) the selection of assumptions and the treatment of deviations from the guidance in an Actuarial Standard of Practice for financial reporting purposes, and (3) the classification of payments made by employers to satisfy employee (plan member) contribution requirements. The requirements of GASB Statement No. 82 are effective for fiscal year 2017. The City is currently evaluating the impact that this statement may have on its financial statements. F. CASH The City maintains a system in which some excess cash is placed in interest bearing accounts. Cash applicable to a particular fund is readily identifiable. Interest earned is allocated to each fund based upon the proportionate balances of each fund’s cash in the account. G. RECEIVABLES FROM UTILITY CUSTOMERS The Electric Fund purchases at face value, the utility receivables of the Natural Gas Fund and the Water and Waste Water Fund as well as the garbage receivable of the General Fund. Purchase is made at the time customers are billed. Customer payments for all are then deposited to the Utility Account in the Electric Fund. -32- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) H. INVENTORIES Governmental fund inventories are maintained on a purchase method of accounting where items are purchased and charged to the budgetary accounts upon receipt. Year-end balances are not significant in governmental funds. Proprietary fund inventories are maintained on a consumption basis and consist of supplies for the utility plant. I. PROPERTY TAX All ad valorem taxes levied by the state, county and any municipality in Baldwin County are assessed and collected by the Revenue Commissioner of Baldwin County. The Baldwin County property tax calendar requires the Revenue Commissioner to assess and attach taxes as enforceable liens on property as of September 30, and taxes are due October 1 through December 31. Property taxes not paid by January 1 are considered as delinquent. Tax collections received by the County Revenue Commissioner are remitted to the City monthly. In accordance with the implementation of Governmental Accounting Standard (GASB) Statement No. 33, revenue is recorded based upon taxes assessed and considered available. Any taxes not considered available are recorded as deferred revenue. J. DEBT ISSUE COST Issuance expenses on long term debt of proprietary funds are expensed as incurred in accordance with GASB Statement No. 65. In the fund financial statements, bond discounts, premiums, and issuance costs are treated as period costs in the year of issue. In the government-wide financial statements, bond discounts and premiums are deferred and amortized over the term of the bonds using the bonds outstanding method. Bond discounts and premiums are presented as a reduction or addition to the face amount of the bonds payable whereas issuance costs are expensed as incurred. Deferred losses associated with the issuance of long-term debt are presented as Deferred Outflows of Resources and are amortized on the straight-line method over the term of the bond. K. UNEARNED REVENUE The City reports unearned revenue on its fund balance sheet. Unearned revenues arise when potential revenue does not meet both the measurable and available criteria for recognition in the current period. Revenues derived from Street Assessments are deferred and included in revenue when the receivables become available (collected). Proprietary funds defer revenue recognition when monies are collected for goods and services prior to the provision of services. L. CASH AND CASH EQUIVALENTS For purposes of the statements of cash flows, the proprietary funds consider all highly liquid investments, with an original maturity of three months or less, to be cash equivalents. Investments consist of U. S. Treasury money market accounts which are presented at cost which equals fair market value. -33- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) M. USE OF ESTIMATES The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. N. NET POSITION AND EQUITY CLASSIFICATIONS Government-wide Financial Statements The City applies GASB Statement No. 63, Financial Reporting of Deferred Outflows of Resources, Deferred Inflows of Resources, and Net Position, that superseded GASB Statement No. 34, Basic Financial Statements – and Management’s Discussion and Analysis – for State and Local Government. Equity is classified as net position and displayed in three components:  Net investment in capital assets - Consists of capital assets, net of accumulated depreciation and reduced by the outstanding balances of any bonds, mortgages, notes, or other borrowings that are attributable to the acquisition, construction, or improvement of those assets. Deferred outflows of resources and deferred inflows of resources that are attributable to the acquisition, construction, or improvement of those assets or related debt also should be included in this component of net position. If there are significant unspent related debt proceeds or deferred inflows of resources at year-end, the portion of the debt of deferred inflows of resources attributable to the unspent proceeds is not included in the calculation of invested in capital assets, net of the related debt. Rather, that portion of the debt or deferred inflows of resources is included in the same net position as the unspent proceeds.  Restricted net position - Consists of restricted assets reduced by liabilities and deferred inflows of resources related to those assets.  Unrestricted net position – The net amount of the assets, deferred outflows of resources, liabilities, and deferred inflows of resources that are not included in the determination of net investment in capital assets or the restricted component of net position. Fund Financial Statements The Fund equity of the governmental fund financial statements is classified as fund balance. The City adopted a GASB standard establishing a hierarchy based on the extent to which a government is bound to observe constraints imposed on the use of the resources reported in governmental funds. Fund balance is classified into one of the following four components:  Restricted fund balance – Consists of fund balances with constraints placed on the use either by (1) external groups such as creditors, grantors, contributors, or laws or regulations of other governments; (2) or the City’s own laws through its enabling legislation and other provisions of its laws and regulations. -34- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED)  Committed fund balance – Consists of fund balances that are useable only for specific purposes by formal action of the government’s highest level of decision making authority. The City’s highest level of decision making lies with the Mayor of the City and the City Council. In order to establish, modify or rescind a fund balance commitment, the Mayor and City Council must pass a law by formal action committing the funds, by passage of a resolution.  Assigned fund balance – Consists of fund balances that are intended to be used for specific purposes but are neither restricted nor committed. Intent should be expressed by (1) the governing body itself, or (2) a subordinate high-level body or official who the governing body has delegated the authority to assign amounts to be used for specific purposes. The Mayor and the City Council have the power to assign fund balance amounts to specific purposes. The governing body must vote to grant authorization of assigned fund balances to specific purposes.  Unassigned fund balances – All other fund balances that do not meet the definition of “restricted, committed or assigned fund balances.” The general fund is the only fund that reports a positive unassigned fund balance amount. The City considers restricted fund balances to have been spent when both restricted and unrestricted fund balances are available. Also, the City considers assigned and committed fund balances to have been spent when unassigned or unrestricted amounts are available. O. MAJOR FUNDS The City reports the following major Governmental funds:  General Fund  Capital Projects Fund  Debt Service Fund The City reports the following enterprise funds as major funds:  Electric Fund  Natural Gas Fund  Water and Waste Water Fund NOTE 2 INTERFUND TRANSACTIONS The selling price of electric energy delivered without charge by the Electric Fund to various other funds, boards, and offices of the City of Fairhope is charged to the Electric Fund’s operations as electric energy furnished to other divisions of the City of Fairhope. The Water and Waste Water Fund and Golf Department purchase electric energy they receive, at cost. In fiscal year 2016, the General Fund transferred to the Debt Service Fund $3,091,876 in support of long-term debt service. -35- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 NOTE 2 INTERFUND TRANSACTIONS (continued) The utility operations transfer a portion of their earnings to the General Fund each year to support general government operations. In fiscal year 2016, the following amounts were transferred from the utility funds noted to the General Fund. Electric Fund $ 1,050,908 Water and Sewer Fund 1,130,055 Natural Gas Fund 770,119 Total $ 2,951,082 In fiscal year 2016, the City transferred $428,000 to the Airport Authority and $814,600 to the Public Library Board, both discretely presented component units. Interfund receivables and payables at September 30, 2016 are: Due from Due to General Fund Electric $ 79,303 $ - Water and Waste Water 33,440 - Natural Gas 11,753 - Electric Fund General - 79,303 Water and Waste Water - 1,955,027 Natural Gas - 712,702 Natural Gas Fund General - 11,753 Electric 712,702 - Water and Waste Water 376 - Water and Waste Water Fund Electric 1,955,027 - Natural Gas - 376 General - 33,440 $ 2,792,601 $ 2,792,601 During the course of normal operations, the City has numerous transactions between funds to provide services, construct assets, service debt, etc. These transactions are generally reflected as interfund receivables and liabilities. Transactions reimbursing a fund for expenditures are recorded as expenditures in the disbursing fund as revenues in the receiving fund. -36- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 (continued) NOTE 3 CAPITAL ASSETS Changes in capital assets, during the fiscal year, were as follows: Balance Balance 10/01/15 Increases Decreases 09/30/16 Governmental Activities Capital assets not subject to depreciation Land $ 22,311,824 $ 577,228 $ - $ 22,889,052 Construction in progress - 4,784,919 - 4,784,919 Total 22,311,824 5,362,147 - 27,673,971 Other capital assets Buildings and structures 37,201,708 712,670 - 37,914,378 Vehicles and equipment 12,188,320 1,764,499 (177,497) 13,775,322 Infrastructure 65,660,139 249,025 - 65,909,164 Total 115,050,167 2,726,194 (177,497) 117,598,864 Less accumulated depreciation for Buildings and structures (9,743,886) (845,748) - (10,589,634) Vehicles and equipment (10,498,424) (687,605) 147,393 (11,038,636) Infrastructure (31,604,073) (1,661,528) - (33,265,601) Total accumulated depreciation (51,846,383) (3,194,881) 147,393 (54,893,871) Other capital assets, net 63,203,784 (468,687) (30,104) 62,704,993 Governmental capital assets, net $ 85,515,608 $ 4,893,460 $ (30,104) $ 90,378,964 Depreciation was charged to governmental activities as follows: General Government $ 723,246 Police Department 208,091 Fire Department 91,268 Recreation Department 262,020 Adult Recreaction Department 102,186 Street Department 1,357,841 Sanitation Department 283,208 Golf Department 167,021 Total $ 3,194,881 -37- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 NOTE 3 CAPITAL ASSETS (CONTINUED) Balance Balance 10/01/15 Increases Decreases 09/30/16 Business Type Activities Capital assets not subject to depreciation Land $ 9,665,728 $ 85,221 $ - $ 9,750,949 Construction in progress 11,902,456 - (11,902,456) - Total 21,568,184 85,221 (11,902,456) 9,750,949 Other capital assets Distribution and collection system 71,762,426 13,792,670 - 85,555,096 Buildings, vehicles and equipment 12,846,522 560,500 - 13,407,022 Total 84,608,948 14,353,170 - 98,962,118 Less accumulated depreciation for Distribution and collection system (30,777,766) (1,938,340) - (32,716,106) Buildings, vehicles and equipment (9,593,375) (706,694) - (10,300,069) Total accumulated depreciation (40,371,141) (2,645,034) - (43,016,175) Other capital assets, net 44,237,807 11,708,136 - 55,945,943 Capital assets, net $ 65,805,991 $ 11,793,357 $ (11,902,456) $ 65,696,892 Component Unit - Public Library Equipment $ 437,018 $ 5,076 $ - $ 442,094 Less accumulated depreciation (346,915) (16,399) - (363,314) Capital assets, net $ 90,103 $ (11,323) $ - $ 78,780 Component Unit - Airport Authority Capital assets not subject to depreciation Land $ 10,674,228 $ - $ - $ 10,674,228 Construction in progress 789,201 954,677 - 1,743,878 Total 11,463,429 954,677 - 12,418,106 Other capital assets Runways 10,641,811 - - 10,641,811 Buildings and improvements 7,759,262 - - 7,759,262 Equipment 98,885 - - 98,885 Total 18,499,958 - - 18,499,958 Less accumulated depreciation for Runways (1,412,779) (179,955) - (1,592,734) Buildings and improvements (2,148,835) (149,814) - (2,298,649) Equipment (97,120) (228) - (97,348) Total accumulated depreciation (3,658,734) (329,997) - (3,988,731) Other capital assets, net 14,841,224 (329,997) - 14,511,227 Capital assets, net $ 26,304,653 $ 624,680 $ - $ 26,929,333 -38- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 NOTE 4 SINKING FUNDS – PROPRIETARY FUNDS The cash and investments in these sinking funds (bond, reserve, and replacement funds) are restricted as to their use in accordance with their respective bond indentures. Amounts in bond funds are included in current assets, while amounts in reserve funds are separately listed as restricted assets. NOTE 5 NOTES AND WARRANTS PAYABLE – BUSINESS-TYPE ACTIVITIES The following is a summary of revenue bonds, notes and warrants payable from the proprietary funds as of September 30, 2016: Utilities Revenue Warrants, Series 2011 dated October 13, 2011, original debt obligation of $16,140,000, interest rate 3.15%, payable semi-annually, principal payable December 1, 2011 through December 1, 2030. $13,915,000 General Obligation Warrant, Series 2011, dated October 13, 2011, original debt obligation of $195,000, interest at 2.55% payable semi-annually, principal payments due December 1, 2012 through June 1, 2025. 131,942 Utilities Revenue Warrants, Series 2015 dated May 14, 2015, original debt obligation of $1,780,000, interest rate 2.11%, payable semi-annually, principal payable December 1, 2015 through December 1, 2020. 1,780,000 General Obligation Warrant, Series 2013, dated December 30, 2013, original debt obligation of $5,750,000, interest rate equal to 65% times the LIBOR rate + 1.23%, 1.34% at September 30, 2015, payable semi-annually, principle payments are due December 1, 2015 through December 1, 2018. 3,450,000 Utilities Revenue Warrants, Series 2009 dated April 2, 2009, original debt obligation of $1,250,000, interest rate 3.85%, payable semi-annually, principal payable 2009 through 2019. 510,000 TOTAL $19,786,942 Revenue bonds, notes, and warrants payable from the proprietary funds (2011 and prior) were for the purpose of financing, or re-financing, new water tanks, new water wells, UV Sewer System, new booster pump, radio system, support tower, phone system, construction of warehouse building and mechanics shop, and extensions to the City’s water and sewer lines. -39- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 NOTE 6 NOTE AND WARRANTS PAYABLE – GOVERNMENTAL ACTIVITIES The following is a governmental fund summary of long term debt at September 30, 2016: General Obligation Warrant, Series 2011, dated October 13, 2011, original debt obligation of $4,005,000, interest at 2.55%, payable semi-annually, principal payments due December 1, 2012 through June 1, 2025. $ 2,858,058 General Obligation Warrants, Series 2016 dated June 17, 2016, original debt obligation of $3,975,000, interest rate 1.02%, payable semi-annually, principal payable annually through June 1, 2019. 3,975,000 TOTAL $ 6,833,058 The General Obligation Warrant Series 2011 was issued for the purpose of refunding the City’s General Obligation Warrants Series 2002. General Obligation Warrants and notes payable from the governmental funds issued prior to 2008 were for the purpose of financing, or re-financing, automated garbage equipment, fire truck pumper, city drainage projects, hurricane damage repairs and upgrade to Municipal pier, construction of new facilities, including justice center, public library, tennis complex, recreation center, outdoor swimming pool, baseball facility, and renovation of Fairhope historic museum. NOTE 7 BOND DEFEASANCE Business-type activities defeasance On June 17, 2016, the City of Fairhope issued 2016 general obligation bonds in the amount of $3,975,000. The proceeds were used to advance refund the 2007 general obligation bonds. The refunded bond had a balance of $5,975,000. $6,009,535 was deposited into an irrevocable trust with an escrow agent to provide debt service payments on the 2007 bonds until they are called. This amount included the proceeds of the 2016 bond, $3,975,000, and additional cash provided by the City of Fairhope in the amount of $2,034,535 The advance refunding met the requirements of an in-substance debt defeasance and the 2007 general obligation bonds were removed from the City’s Governmental Activities financial statements. As a result of the advanced refunding, the City’s total debt service requirements decreased by $2,423,532, which resulted in an economic gain of $1,909,489. The decrease in the cash flow requirement is attributable to a decrease in the interest rates on the new revenue bonds compared to the old bonds. - 40 - CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 NOTE 8 CHANGES IN LONG TERM DEBT Amounts Balance Balance due within 10/1/2015 Additions Reductions 9/30/2016 one year GOVERNMENTAL ACTIVITIES Warrants and notes payable General obligation warrants $ 9,336,616 $ 3,975,000 $ (6,478,558) $ 6,833,058 $ 1,573,560 Total warrants and notes payable 9,336,616 3,975,000 (6,478,558) 6,833,058 1,573,560 Warrant discount (29,256) - 29,256 - - 9,307,360 3,975,000 (6,449,302) 6,833,058 1,573,560 Other liabilities Compensated absences 1,164,826 788,533 (613,028) 1,340,331 465,434 Governmental activities long-term liabilities $ 10,472,186 $ 4,763,533 $ (7,062,330) $ 8,173,389 $ 2,038,994 The City’s general obligation warrants are paid through the Debt Service Fund while notes and capital leases are paid directly by the General Fund. The Compensated absences liability will be liquidated by the General Fund. Amounts Balance Balance due within 10/1/2015 Additions Reductions 9/30/2016 one year BUSINESS-TYPE ACTIVITIES Warrants and notes payable General obligation warrants $ 4,743,000 $- $ (1,161,058) $ 3,581,942 $ 1,161,440 Utilities revenue warrants 16,780,000 - (575,000) 16,205,000 930,000 Total warrants and notes payable 21,523,000 - (1,736,058) 19,786,942 2,091,440 Warrant discounts (61,133) - 8,359 (52,774) - 21,461,867 - (1,727,699) 19,734,168 2,091,440 Other liabilities Compensated absences 569,041 224,098 (179,150) 613,989 95,847 Business-type activities long-term liabilities $ 22,030,908 $ 224,098 $ (1,906,849) $ 20,348,157 $ 2,187,287 Compensated absences due within one year included in accrued liabilities $ 95,847 Compensated absences due in more than one year included in noncurrent liabilities 518,142 Total compensated absences liability $ 613,989 - 41 - CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 NOTE 9 SUMMARY OF DEBT SERVICE REQUIREMENTS TO MATURITY The following is a summary of debt service requirements to maturity of long term debt of the Governmental Funds as of September 30, 2016, including interest payments: Year Ending September 30, Principal Interest Total 2017 1,573,560$ 111,633$ 1,685,193$ 2018 1,578,340 93,582 1,671,922 2019 1,587,900 73,607 1,661,507 2020 267,680 53,388 321,068 2021 344,160 46,562 390,722 2022-2026 1,481,418 96,049 1,577,467 TOTALS $ 6,833,058 $ 474,821 $ 7,307,879 The following is a summary of debt service requirements to maturity of long term debt of the Proprietary Funds as of September 30, 2016, including interest payments and Year Ending September 30, Principal Interest Total 2017 $ 2,091,440 $ 524,096 $ 2,615,536 2018 2,121,660 481,358 2,603,018 2019 2,152,100 437,711 2,589,811 2020 1,032,320 400,857 1,433,177 2021 1,070,840 371,211 1,442,051 2022-2026 8,483,582 1,130,153 9,613,735 2027-2031 2,835,000 229,084 3,064,084 $19,786,942 $3,574,470 $23,361,412 excluding discounts and premiums related to warrant issuance: - 41 - CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 NOTE 9 SUMMARY OF DEBT SERVICE REQUIREMENTS TO MATURITY The following is a summary of debt service requirements to maturity of long term debt of the Governmental Funds as of September 30, 2016, including interest payments: Year Ending September 30, Principal Interest Total 2017 1,573,560$ 111,633$ 1,685,193$ 2018 1,578,340 93,582 1,671,922 2019 1,587,900 73,607 1,661,507 2020 267,680 53,388 321,068 2021 344,160 46,562 390,722 2022-2026 1,481,418 96,049 1,577,467 TOTALS $ 6,833,058 $ 474,821 $ 7,307,879 The following is a summary of debt service requirements to maturity of long term debt of the Proprietary Funds as of September 30, 2016, including interest payments and Year Ending September 30, Principal Interest Total 2017 $ 2,091,440 $ 524,096 $ 2,615,536 2018 2,121,660 481,358 2,603,018 2019 2,152,100 437,711 2,589,811 2020 1,032,320 400,857 1,433,177 2021 1,070,840 371,211 1,442,051 2022-2026 8,483,582 1,130,153 9,613,735 2027-2031 2,835,000 229,084 3,064,084 $19,786,942 $3,574,470 $23,361,412 excluding discounts and premiums related to warrant issuance: - 42 - CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 NOTE 10 BONDS PAYABLE – COMPONENT UNITS On August 26, 2010, the Airport Authority issued Airport Improvement Refunding Bonds in the amount of $8,935,000 at a variable interest rate. The bonds are repriced monthly by the remarketing agent at a rate to maintain market value of 100% principal. This issue was used to refund the Series 2007 Airport Improvement Bonds with an outstanding balance of $8,845,000. The 2010 Airport Improvement Refunding Bonds mature March 1, 2020, but have mandatory redemption requirements as presented below. The bonds are limited obligations of the Airport Authority, payable solely out of appropriations received from the City of Fairhope, Alabama. The Appropriation Agreement between the Airport Authority and the City expires annually on September 30 and is renewable at the City’s option. The bond rate at September 30, 2016, was 1.877%. The following is a summary of debt service requirements to maturity of long term debt of the Airport Authority as of September 30, 2016, including estimated interest payments at 1.877% and excluding discounts related to bonds: Year Ending Sept. 30, Principal Interest Total 2017 305,000$ 134,405$ 439,405$ 2018 320,000 128,680 448,680 2019 340,000 122,674 462,674 2020 6,480,629 20,274 6,500,903 $7,445,629 $406,033 $7,851,662 NOTE 11 SALARIES – PROPRIETARY FUNDS The following is a summary of employees’ salaries by Utility Fund for the year ended September 30, 2016: Water and Electric Natural Gas Waste Water Fund Fund Fund Total salaries $ 1,089,613 $ 715,501 $ 1,166,391 Less: Salaries capitalized for plant additions 208,517 197,731 62,622 Amount of salaries charged to operations $ 881,096 $ 517,770 $ 1,103,769 -43- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 NOTE 12 RISK MANAGEMENT AND CONTINGENICES The City is exposed to various risks of losses related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The City obtains coverage from commercial insurance companies and effectively manages risk through various employee education and prevention programs. There were no instances where settlements exceeded insurance coverage in the last three years. Various lawsuits are pending against the City. City management believes that the potential adverse impact of these claims is mitigated by insurance and will not be material to the financial statements of the City. The City receives Federal and State grants for specific purposes that are subject to review and audit by the grantor agencies. Such audits could lead to requests for reimbursements to the grantor agency for expenditures disallowed under the terms of the grant. City management believes such disallowances, if any, will be immaterial. NOTE 13 COMPENSATED ABSENCES The City accrues vacation earned by employees as well as other compensated absences with similar characteristics. Sick leave, which can be paid at termination, if certain conditions are met, is accrued based on the probability that a portion of the current employees will meet required criteria. A liability for sick leave to be paid at termination has been accrued based on estimated probability factors to years of service. The liability to employees who currently meet the criteria to receive sick leave pay has been accrued at 100% of the current hours sick leave earned at current pay rates. Accumulated unpaid vacation and sick pay are accrued when incurred in the Proprietary Funds. Amounts normally paid with expendable available financial resources are recorded in the General Fund when the obligation has matured. Employees must use all vacation time annually, and the maximum accumulation of sick leave is limited to 960 hours. Accumulated sick leave is paid only upon retirement to employees with 25 years or more of service, at any age, and to employees with 10 years of service who have attained age sixty (60). NOTE 14 PENSION PLAN General Information about Retirement Plan Plan Description - The City of Fairhope, Alabama and its component unit, the Fairhope Public Library (herein collectively referred to as ‘the City’) participate in the Retirement System of the State of Alabama (RSA) which is an agent multiple-employer pension plan. The two entities are considered separate agents under the Plan. It is the responsibility of the retirement system to act on behalf of the City as an investment and administrative agent with respect to the pension plan. The RSA was established on October 1, 1945, under the provisions of Act 515, Acts of Alabama 1945, for the purpose of providing retirement allowances and other specified benefits for state employees, state police, and on an elective basis to all cities, counties, towns and quasi public organizations. The responsibility for general administration and operation of the RSA is vested in the Board of Control. Benefit provisions are established by the Code of Alabama 1975, Sections 36-27-1 through 36-27-103, -44- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 NOTE 14 PENSION PLAN (CONTINUED) as amended, Sections 36-27-120 through 36-27-139, as amended, and Sections 36-27B-1 through 36- 27B-6. Authority to amend the plan rests with the Legislature of Alabama. However, the Legislature has granted the City authority to accept or reject various cost-of-living adjustments granted to retirees. RSA issues a publicly available financial report that includes financial statements and required supplementary information for the plan. The report may be obtained at www.rsa-al.gov. As established by state statue, all full-time employees of the City must participate in the pension plan from the date they are hired. Contributions made by an employee vest immediately and contributions made by the City vest after 10 years of full-time employment. An employee who leaves the employment of the City is entitled to his or her contributions and the City’s contributions if vesting requirements are satisfied. During its 2012 session, the Alabama Legislature passed and the Governor signed into law changes in the pension plan creating a Tier 2 employee. Employees hired prior to January 1, 2013 (Tier 1 employees) must contribute 5% of his or her gross earnings to the pension plan. Employees hired on or after that date (Tier 2 employees) will contribute on gross earnings at rate of 6%. A Tier 1 employee may retire after 25 years of credited service and receive pension benefits equal to 2.0125% of the employee’s average final salary multiplied times years of credited service. A Tier 2 employee may retire after attainment of age 62 and ten years of service years and with benefits equal to 1.65% of the employee’s average final salary multiplied times years of credited service. Average final salary for Tier 1 employees is defined as the average of the three highest years’ salary out of the last ten years of service. Average final salary for Tier 2 employees is defined as the average of the five highest years’ salary out of the last ten years of service. The pension plan also provides death benefits and disability benefits as determined by state statutes. The City’s contractually required contribution rate for the year ended September 30, 2016, was 9.49% for Tier 1 employees, and 7.05% for Tier 2 employees. The Fairhope Public Library’s ’s contractually required contribution rate for the year ended September 30, 2016, was 9.89% for Tier 1 employees, and 8.39% for Tier 2 employees. The contribution requirements of plan members and the City are established and may be amended by RSA. These required contribution rates are based upon the actuarial valuation dated September 30, 2013, a percent of annual pensionable payroll, and actuarially determined as an amount that, when combined with member contributions, is expected to finance the costs of benefits earned by members during the year, with an additional amount to finance any unfunded accrued liability. Total employer contributions to the pension plan were $1,161,190 paid by the City and $39,481 paid by the Fairhope Public Library for the year ended September 30, 2016. -45- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 NOTE 14 PENSION PLAN (CONTINUED) Net Pension Liability The City’s and Fairhope Public Library’s net pension liabilities were measured as of September 30, 2014, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of September 30, 2013 rolled forward to September 30, 2014 using standard roll- forward techniques as shown in the following table: City of Fairhope Expected Actual (a) Total Pension Liabiltiy for September 30, 2014 38,343,752$ 38,420,805$ (b) Entry Age Normal Cost for the period October 1, 2014 to September 30, 2015 975,740.00 975,740.00 ( c) Actual Benefit Payments & Refunds for October 1, 2014 to September 30, 2015 (2,247,432) (2,247,432) (d) Total Pension Liability as of September 20, 2015 [(a) x 1.08] + (b) - [(c ) x (1.04)] 40,132,880$ 40,132,880$ (e) Difference between Expected and Actual Experience (Gain)/Loss 83,217$ Fairhope Public Library Expected Actual (a) Total Pension Liabiltiy for September 30, 2014 1,092,346$ 1,084,463$ (b) Entry Age Normal Cost for the period October 1, 2014 to September 30, 2015 37,305 37,305 ( c) Actual Benefit Payments & Refunds for October 1, 2014 to September 30, 2015 (129,622) (129,622) (d) Total Pension Liability as of September 30, 2015 [(a) x 1.08] + (b) - [(c ) x (1.04)] 1,082,232$ 1,073,718$ (e) Difference between Expected and Actual Experience (Gain)/Loss (8,514)$ -46- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 NOTE 14 PENSION PLAN (CONTINUED) Actuarial Assumptions - The total pension liability in the September 30, 2014, actuarial valuation was determined as part of actuarial valuations using the entry age actuarial cost method. The actuarial assumptions included (a) 8.0% investment rate of return (net of pension plan investment expense), (b) projected salary increases ranging from 3.75% to 7.25% per year, and an inflation component of 3%. Mortality rates for RSA were based on the RP-2000 Combined Mortality Table Projected with Scale AA to 2016 set forward three years for males and two years for females. The rates of mortality for the period after disability retirement are according to the sex distinct RP-2000 Disability Mortality Table. The actuarial assumptions used in the September 30, 2014, valuation were based on the results of an investigation of the economic and demographic experience for the RSA based upon participant data as of September 30, 2010. The Board of Control accepted and approved these changes on January 27, 2012, which became effective at the beginning of fiscal year 2012. The long-term expected rate of return on pension plan investments was determined using a log-normal distribution analysis in which best-estimate ranges of expected future real rates of return (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. These ranges are combined to produce the long-term expected rate of return by weighting the expected future real rates of return by the target asset allocation percentage and by adding expected inflation. The target asset allocation and best estimates of geometric real rates of return for each major asset class are as follows: Long Term Target Expected Rate Allocation of Return * Fixed Income 25.0% 5.0% U.S. Large Stocks 34.0% 9.0% U.S. Mid Stocks 8.0% 12.0% U.S. Small Stocks 3.0% 15.0% International Developed Market Stocks 15.0% 11.0% International Developed Market Stocks 3.0% 16.0% Real Estate 10.0% 7.5% Cash 2.0% 1.5% *Includes assumed rate of inflation of 2.5% Discount Rate - The discount rate used to measure the total pension liability was the long term rate of return, 8%. The projection of cash flows used to determine the discount rate assumed that plan member contributions will be made at the current contribution rate and that the employer contributions will be made in accordance with the funding policy adopted by the RSA Board of Control. Based on those assumptions, components of the pension plan’s fiduciary net position were projected to be available to make all projected future benefit payments of current pan members. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. -47- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 NOTE 14 PENSION PLAN (CONTINUED) Changes in Net Pension Liability City of Fairhope Total Pension Plan Fiduciary Net Pension Liability Net Position Liability Balances at September 30, 2014 38,343,751$ 28,763,368$ 9,580,383$ Changes for the year: Service cost 975,740 - 975,740 Interest 2,977,603 - 2,977,603 Differences between expected and actual experience 83,217 - 83,217 Contributions - employer - 1,035,070 (1,035,070) Contributions - employee - 621,817 (621,817) Net investment income - 337,639 (337,639) Benefit payments, including refunds of employee contributions (2,247,432) (2,247,432) - Administrative expense Transfers among employers - (16,923) 16,923 Net Changes 1,789,128 (269,829) 2,058,957 Balances at September 30, 2015 40,132,879$ 28,493,539$ 11,639,340$ -48- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 NOTE 14 PENSION PLAN (CONTINUED) Changes in Net Pension Liability Fairhope Public Library Total Pension Plan Fiduciary Net Pension Liability Net Position Liability Balances at September 30, 2014 1,092,346$ 764,965$ 327,381$ Changes for the year: Service cost 37,305 - 37,305 Interest 82,203 - 82,203 Differences between expected and actual experience (8,514) - (8,514) Contributions - employer - 43,472 (43,472) Contributions - employee - 20,166 (20,166) Net investment income - 8,684 (8,684) Benefit payments, including refunds of employee contributions (129,622) (129,622) - Administrative expense Transfers among employers - - - Net Changes (18,628) (57,300) 38,672 Balances at September 30, 2015 1,073,718$ 707,665$ 366,053$ Sensitivity of the net pension liability to changes in the discount rate - The following table presents the Board’s net pension liability calculated using the discount rate of 8%, as well as what the City’s proportionate share of the net pension liability would be if it were calculated using a discount rate that is 1-percentage point lower (7%) or 1-percentage-point higher (9%) than the current rate: 1% Decrease Current Rate 1% Increase (7%) (8.0%) (9%) Net pension liability, City 16,336,254$ 11,639,340$ 7,671,084$ Net pension liability, Fairhope Public Library 471,695$ 366,053$ 274,244$ Pension plan fiduciary net position - Detailed information about the pension plan’s fiduciary net position is available in the separately issued RSA Comprehensive Annual Report for the fiscal year ended September 30, 2015. The supporting actuarial information is included in the GASB Statement No. 68 Report for the RSA prepared as of September 30, 2015. The auditor’s report dated January 15, 2016 on the Schedule of Changes in Fiduciary Net Position by Employer and accompanying notes is also available. The additional financial and actuarial information is available at www.rsa-al.gov. -49- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 NOTE 14 PENSION PLAN (CONTINUED) Pension Expense and Deferred Outflows of Resources and Deferred Inflows of Resources Related to Pensions For the year ended September 30, 2016, the City recognized pension expense of $1,310,287 while the Fairhope Public Library recognized pension expense of $48,591. At September 30, 2016, the City and Fairhope Public Library reported deferred outflows of resources and deferred inflows of resources, respectively, related to pensions of the following sources: City of Fairhope Deferred Deferred Outflows of Inflows of Resources Resources Differences between expected and actual experience 70,796$ -$ Changes of assumption - - Net difference between projected and actual earnings on plan investments 928,340 - Employer contributions subsequent to measurement date 1,161,190 - Total 2,160,326$ -$ Amounts reported as deferred outflows of resources and deferred inflows of resources to pensions will be recognized as an increase (decrease) in pension expense as follows: Year Ending September 30, 2017 1,353,781$ 2018 192,591 2019 192,590 2020 400,248 2021 12,420 Thereafter 8,696 2,160,326$ -50- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 NOTE 14 PENSION PLAN (CONTINUED) Fairhope Public Library Deferred Deferred Outflows of Inflows of Resources Resources Differences between expected and actual experience -$ 6,579$ Changes of assumption - - Net difference between projected and actual earnings on plan investments 23,712 - Employer contributions subsequent to measurement date 39,480 - Total 63,192$ 6,579$ Amounts reported as deferred outflows of resources and deferred inflows of resources to pensions will be recognized as an increase (decrease) in pension expense as follows: Year Ending September 30, 2017 42,125$ 2018 2,645 2019 2,643 2020 9,200 56,613$ -51- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 NOTE 15 DEPOSIT AND INVESTMENT RISK At September 30, 2016, the City had investments in U. S. Treasury money market mutual funds through its trustee agreement for debt sinking funds. The fair value was $2,907,634. The average maturity of the portfolio was 6 days. Investment Risk – The City does not have a formal investment policy that limits investment maturities as a means of managing its exposure to fair value losses arising from increasing interest rates. Credit Risk - State statutes authorize the City’s investments. The City is authorized to invest in U.S. Government obligations and its agencies or instrumentalities, direct obligations of the state, or SEC registered mutual funds holding like securities. The City has no investment policy that further limits investment choices. As of September 30, 2016, the City’s mutual fund investments principal stability rating was AAAm as reported by Standard & Poor’s. Custodial Credit Risk - The City is a participant in the Security for Alabama Funds Enhancement (SAFE) Program, a multiple financial institution collateral pool, administered by the State of Alabama. The program, by law, provides administration of pledged collateral coverage for all governments and agencies in the state and requires qualified financial institutions to provide collateral to the administrator adequate to secure all deposits of public funds in that financial institution. The State guarantees deposits identified as “public funds” will be adequately secured by insurance or collateral. Any collateral shortages of one financial institution are assessed to other member financial institutions. NOTE 16 COMMITMENTS The City has various contractual commitments outstanding at year-end. The commitments under these contracts totaled $138,069. The commitments funded from governmental activities will be $118,347 and from business-type activities will be $19,722. -52- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 NOTE 17 DEFERRED COMPENSATION PLAN The City offers its employees a deferred compensation plan created in accordance with Internal Revenue Code Section 457. The plan permits employees to defer a portion of their salary until future years. The plan was established by and is administered by the Retirement Systems of Alabama. Any plan changes are at the discretion of the administrator. The deferred compensation is not available to employees until termination, retirement, death, or unforeseeable emergency. The City makes no contributions to the plan. All amounts of compensation deferred under the plan, all property and rights purchased with those amounts, and all income attributable to those amounts, property, or rights are (until paid or made available to the employee or other beneficiary) solely the property and rights of the individuals who participate in the deferred compensation plan and are not subject to the claims of the City's general creditors. NOTE 18 POST EMPLOYMENT HEALTH BENEFITS Plan Description – The City provides a comprehensive medical plan to eligible retirees and their spouses through the City’s group health insurance plan (the Plan), which covers both active and retired members. The Plan is a single-employer defined benefit healthcare plan administered and governed solely by the City and does not issue a publicly available financial report. The City implemented Government Accounting Standards Statement No. 45, Accounting and Financial Reporting by Employers for Post Employment Benefits Other Than Pensions (GASB Statement No. 45), for its financial disclosure and reporting purposes. The City intends to fund the OPEB Obligation pursuant to GASB Statement No. 45 to the extent the funding requirement is not met by the retiree health care premiums paid outright. During the year ended September 30, 2016, the City’s portion of health care funding cost for retired employees (retiree premiums) totaled $379,996. Contribution Rates – Eligible retirees are subject to employer contributions for medical benefits equal to 90% of the premium. At September 30, 2016, the valuation date, 27 participants were receiving benefits under various provisions of the Plan. Complete plan provisions are included in the official plan documents. Employees do not contribute to their post employment benefits costs until they become retirees and begin receiving those benefits. The plan provisions and contribution rates are contained in the official plan documents. Annual Required Contribution – The City’s Annual Required Contribution (ARC) is an amount actuarially determined using the Projected Unit Credit Method in accordance with GASB Statement No. 45. The ARC represents a level of funding that, if paid on an ongoing basis, is projected to cover normal cost each year and amortize any unfunded actuarial liabilities over a level percentage of pay, open amortization period of thirty years. The remaining amortization period at September 30, 2016, was 30 years. -53- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 NOTE 18 POST EMPLOYMENT HEALTH BENEFITS (CONTINUED) The following table shows the components of the City’s annual OPEB cost for the year, the amount actually contributed to the plan using operating funds, and changes in the City’s net OPEB obligation to the Plan: Annual required contribution $ 804,943 Interest on net OPEB obligation 124,186 Adjustment to ARC (172,638) Annual OPEB cost (expense) 756,492 Current year retiree premium (376,496) Change in net OPEB obligation 379,995 Net OPEB obligation – beginning of year 3,320,014 Net OPEB obligation – end of year $ 3,700,009 The OPEB obligation is primarily funded using the operating funds of the General Fund. The City’s annual OPEB cost, the percentage of annual OPEB cost contributed to the Plan, and the net OPEB obligation is as follows: Fiscal Percentage of Net OPEB Year Annual Annual OPEB Obligation Ended OPEB Cost Cost Contributed (Asset) 9/30/16 $ 756,492 50.2% $ 3,700,009 9/30/15 814,358 73.6% 3,320,014 9/30/14 951,222 33.2% 3,104,675 Funded Status and Funding Progress – The first actuarial valuation under GASB Statement No. 45 was as of September 30, 2008, and the most recent actuarial valuation was as of September 30, 2014. There were no assets accumulated in the Plan, however, market value will be used to value such assets. At September 30, 2014, the Actuarial Accrued Liability (AAL) was $8,408,943, which is defined as that portion, as determined by a particular actuarial cost method (the City uses the Projected Unit Credit Method), of the actuarial present value of post employment plan benefits and expenses which is not provided by normal cost. The funded ratio is developed below. Schedule of Funding Progress Actuarial Valuation Dated Actuarial Value of Assets Actuarial Accrued Liability (AAL)* - Entry Age Unfunded (AAL) (UAAL) Funded Ratio Covered Payroll UAAL as a Percentage of Covered Payroll (a)(b) (b-a)(a/b) (c) (b-a)/c 9/30/2015 $ - $ 8,408,943 $ (8,408,943) 0.0% $ 12,686,870 66.3% 9/30/2014 -$ 8,408,943$ (8,408,943)$ 0.0% $ 8,343,375 100.8% 9/30/2013 -$ 9,379,777$ (9,379,777)$ 0.0% $ 11,394,370 82.3% *GASB 45 permits the AAL determined at September 30, 2014 to be used for two consecutive years Actuarial Methods and Assumptions - The actuarial calculations are based on the types of benefits -54- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 NOTE 18 POST EMPLOYMENT HEALTH BENEFITS (CONTINUED) provided under the terms of the substantive plan (the plan as understood by the employer and the plan members) at the time of the valuation and on the pattern of sharing costs between the City and its plan members to that point. The projection of benefits for financial reporting purposes does not explicitly incorporate the potential effects of legal or contractual funding limitations on the pattern of cost sharing between the City and plan members in the future. Consistent with the long-term perspective of actuarial calculations, the actuarial methods and assumptions used include techniques that are designed to reduce short-term volatility in actuarial liabilities and the actuarial value of assets. Actuarial valuations involve estimates of the value of reported amounts and assumptions about the probability of events far into the future. Actuarially determined amounts are subject to continual revision as actual results are compared to past expectations and new estimates are made about the future. The following assumptions were made: Turnover Rate - An age-related turnover scale based on actual experience has been used. Retirement Rate - Based on past experience, it has been assumed that entitlement to benefits will commence at the earlier of: first, completion of 25 years of service, regardless of age; and, second, attainment of age 60 and completion of 10 years of service. Health Care Cost Trend Rate - The expected rate of increase in medical cost is based on a 10.5% projected increase for 2011 graduated down to an ultimate annual rate of 5% for 2018 and beyond. Mortality Rate - Life expectancies were based accordingly to the 1994 Group Annuity Mortality Table set forward three years for males and set forward two years for females. Special tables are used for the period after disability retirement. Investment Return Assumption (Discount Rate) - Based on the assumption that the ARC will be funded, a 4% annual investment return has been used in this valuation. Inflation Rate and Projected Salary Increase - A rate of 4.5% has been used for both inflation and projected salary increases. Method of Determining Value of Benefits - The "value of benefits" has been assumed to be the portion of the premium after retirement date expected to be paid by the City for each retiree and has been used as the basis for calculating the actuarial present value of OPEB benefits to be paid. NOTE 19 OPERATING LEASES The City holds various leases with entities for use of City property. Most of these leases are monthly and insignificant. In addition, the City rents certain facilities to groups for events and activities on a per use basis. NOTE 20 LEASE EXPENSE The City rents equipment, primarily, on monthly arrangements. The leases are not significant to the operations of the City. -55- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 NOTE 21 SERVICE CONCESSION ARRANGEMENT The Airport Authority, entered into an agreement with the Baldwin County Board of Education (BCBOE), under which the BCBOE will operate and collect tuition from aviation training facility at the airport for the next 40 years with an automatic extension of 5 years unless written notice is received six months prior to the expiration of the initial term. BCBOE paid the City $2,700,000 upon execution of the arrangement. The initial payment was used in the construction of the aviation training facility. The initial payment was considered a deferred inflow of resources and rental revenue will be recognized over the life of the initial term of the lease. The City will report the aviation training facility as a capital asset upon completion of the facility and will depreciate the capital asset in accordance with the City's depreciation policy. Upon receipt, the City reported a cash balance in the construction fund of $2,700,000 with a corresponding balance of $2,700,000 as a deferred inflow of resources pursuant to the service concession arrangement. The balance of the deferred inflow of resources is $2,497,500 at September 30, 2016. In fiscal year 2015, the Airport Authority, entered into an agreement with a private company, under which the private company will operate and collect fees from third parties from a leased space at the airport for the next 25 years. The private company’s lease agreement with the City is such that the company remits monthly rent in the amount of $12,750 to the Airport Authority and required to invest at least $850,000 in capital improvements on the premises during the first year of the lease. The total value of the capital improvements, $1,091,254 was considered a deferred inflow of resources and rent revenue will be recognized over the life of the term of the lease. The City will report the capital improvements as a capital asset and will depreciate in accordance with the City's depreciation policy. Upon completion in fiscal year 2015, the City reported a capital improvement in the amount of $1,091,254 with a corresponding balance of $1,091,254 as a deferred inflow of resources pursuant to the service concession arrangement. The balance of the deferred inflow of resources is $1,003,953 at September 30, 2016. In fiscal year 2016, the Airport Authority, entered into an agreement with a private company, under which the private company will operate and collect fees from third parties from a leased space at the airport for the next 30 years. The private company’s lease agreement with the City is such that the company remits monthly rent in the amount of $6,150 to the Airport Authority and required to invest in capital improvements on the premises during the first 15 months of the lease. The total value of the capital improvements, is expected to be approximately $700,000 which will be considered a deferred inflow of resources and rent revenue will be recognized over the life of the term of the lease beginning at the completion date. The City will report the capital improvements as a capital asset and will depreciate in accordance with the City's depreciation policy upon completion. The balance of the deferred inflow of resources is $-0- at September 30, 2016. In fiscal year 2016, the Airport Authority, entered into an agreement with a private company, under which the private company will operate and collect fees from third parties from a leased space at the airport for the next 30 years. The private company’s lease agreement with the City is such that the company remits monthly rent in the amount of $5,412 to the Airport Authority and required to invest in capital improvements on the premises during the first 18 months of the lease. The total value of the capital improvements, is expected to be approximately $1,400,000 which will be considered a deferred inflow of resources and rent revenue will be recognized over the life of the term of the lease beginning at the completion date. The City will report the capital improvements as a capital asset and will depreciate in accordance with the City's depreciation policy upon completion. The balance of the deferred inflow of resources is $-0- at September 30, 2016. -56- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2016 NOTE 22 SUBSEQUENT EVENTS The City has evaluated subsequent events through January 31, 2017, the date which the financial statements were available to be issued. There were no material subsequent events which require disclosure at September 30, 2016. NOTE 23 FAIR VALUE DISCLOSURES Investments including derivative instruments that are not hedging derivatives, are measured at fair value in a recurring basis. Recurring fair value measurements are those that Governmental Accounting Standards Board (GASB) Statements require or permit in the statement of net position at the end of each reporting period. Fair value measurements are categorized based on the valuation inputs used to measure an asset’s fair value.  Level 1 inputs are quoted prices in active markets for identical assets.  Level 2 inputs are significant other observable inputs  Level 3 inputs are significant unobservable inputs Investments’ fair value measurements are as follows at September 30, 2016: Level 1 Level 2 Level 3 Total Treasury portfolio 2,907,634$ -$ -$ 2,907,634$ AMIC Insurance - - 36,090 36,090 Total 2,907,634$ -$ 36,090$ 2,943,724$ Debt securities categorized as Level 1 are based on prices quoted in active markets for those securities. Debt securities categorized as Level 2 are valued using a matrix pricing technique that values securities based on their relationship to benchmark quoted prices. The investment in AMIC is quoted as a Level 3 input. There is no active market for this investment but an initial investment was required to participate in AMIC. Fair value of the investment approximates cost. THIS PAGE INTENTIONALLY LEFT BLANK REQUIRED SUPPLEMENTARY INFORMATION OTHER THAN MANAGEMENT’S DISCUSSION AND ANALYSIS - 57 - CITY OF FAIRHOPE, ALABAMA SCHEDULES OF EMPLOYER CONTRIBUTIONS LAST 10 FISCAL YEARS ENDING SEPTEMBER 30* See independent auditors’ report. City of Fairhope 2016 2015 Actuarially determined contribution 1,161,190$ 1,033,161$ Contributions in relations to the actuarially determined contribution 1,161,190 1,033,161 Contribution deficiency (excess)-$ -$ Covered employee payroll 12,686,870$ 11,740,415$ Contributions as a percentage of covered-employee 9%9% payroll Notes to Schedule Actuarially determined contribution rates were calculated as of September 30, 2014, two years prior to the end of the fiscal year in which contributions were reported. Contributions for fiscal year 2016 were based on the September 30, 2014 actuarial valuation. Methods and assumptions used to determine contribution rates: Actuarial cost method Entry Age Amortization method Level percent closed Remaining amortization period 26 years Asset valuation method Five year smoothed Market Inflation 3.00% Salary increases 3.75 – 7.25% Investment rate of return 8.00%, net of pension plan investment expense, including inflation *This schedule is presented to illustrate the requirement to show information for 10 years. However, currently, information is only available for 2016 and 2015. - 58 - CITY OF FAIRHOPE, ALABAMA SCHEDULES OF EMPLOYER CONTRIBUTIONS LAST 10 FISCAL YEARS ENDING SEPTEMBER 30* See independent auditors’ report. Fairhope Public Library 2016 2015 Actuarially determined contribution 39,481$ 43,472$ Contributions in relations to the actuarially determined contribution 39,481 43,472 Contribution deficiency (excess)-$ -$ Covered employee payroll 426,252$ 397,846$ Contributions as a percentage of covered-employee 9%11% payroll Notes to Schedule Actuarially determined contribution rates were calculated as of September 30, 2014, two years prior to the end of the fiscal year in which contributions were reported. Contributions for fiscal year 2016 were based on the September 30, 2014 actuarial valuation. Methods and assumptions used to determine contribution rates: Actuarial cost method Entry Age Amortization method Level percent closed Remaining amortization period 26 years Asset valuation method Five year smoothed market Inflation 3.00% Salary increases 3.75 – 7.25% Investment rate of return 8.00%, net of pension plan investment expense, including inflation *This schedule is presented to illustrate the requirement to show information for 10 years. However, currently, information is only available for 2016 and 2015. - 59 - CITY OF FAIRHOPE, ALABAMA SCHEDULES OF CHANGES IN THE NET PENSION LIABILITY LAST 10 FISCAL YEARS ENDING SEPTEMBER 30* City of Fairhope See independent auditors’ report. 2015 2014 Total pension liability Service Cost 975,740$ 944,066$ Interest 2,977,603 2,852,227 Chages in benefit terms - - Differences between expected and actual experience 83,217 - Changes in assumptions - - Benefit payments, including refunds of employee contributions (2,247,432) (2,210,748) Net change in total pension liability 1,789,128 1,585,545 Total pension liabilty - beginning 38,343,751 36,758,206 Total pension liability - ending (a)40,132,879$ 38,343,751$ Plan fiduciary net position Contributions - employer 1,035,070$ 1,011,234$ Contributions - member 621,817 599,215 Net investment income 337,639 3,115,563 Benefit payments, including refunds of employee contributions (2,247,432) (2,210,748) Transfers among employers (16,923) (36,268) Net change in plan fiduciary net position (269,829) 2,478,996 Plan net position - beginning 28,763,368 26,284,372 Plan net position - ending (b)28,493,539$ 28,763,368$ Net pension liability (asset) - ending (a)-(b)11,639,341$ 9,580,384$ Plan fiduciary net position as a percentage of the total pension liabilty 71%75.01% Covered-employee payroll 12,686,870$ 11,740,415$ Net pension liability (asset) as a percentage of covered-employee payroll 92%82% *This schedule is presented to illustrate the requirement to show information for 10 years. However, currently, information is only available for 2015 and 2014. - 60 - CITY OF FAIRHOPE, ALABAMA SCHEDULE OF CHANGES IN THE NET PENSION LIABILITY LAST 10 FISCAL YEARS ENDING SEPTEMBER 30* See independent auditors’ report. 2015 2014 Total pension liability Service Cost 37,305$ 38,648$ Interest 82,203 79,859 Chages in benefit terms - - Differences between expected and actual experience (8,514) - Changes in assumptions - - Benefit payments, including refunds of employee contributions (129,622) (48,791) Net change in total pension liability (18,628) 69,716 Total pension liabilty - beginning 1,092,346 1,022,630 Total pension liability - ending (a)1,073,718$ 1,092,346$ Plan fiduciary net position Contributions - employer 43,472$ 43,802$ Contributions - member 20,166 19,155 Net investment income 8,684 81,118 Benefit payments, including refunds of employee contributions (129,622) (48,791) Transfers among employers - Net change in plan fiduciary net position (57,300) 95,284 Plan net position - beginning 764,965 669,681 Plan net position - ending (b)707,665$ 764,965$ Net pension liability (asset) - ending (a)-(b)366,053$ 327,381$ Plan fiduciary net position as a percentage of the total pension liabilty 66.00%70.03% Covered-employee payroll 426,252 426,252$ Net pension liability (asset) as a percentage of covered-employee payroll 86%76.8% Fairhope Public Library *This schedule is presented to illustrate the requirement to show information for 10 years. However, currently, information is only available for 2015 and 2014. -61- CITY OF FAIRHOPE, ALABAMA BUDGETARY COMPARISON SCHEDULE – GENERAL FUND FOR THE YEAR ENDED SEPTEMBER 30, 2016 Variance Actual with Final Original Final Amounts Budget REVENUES Local taxes $ 12,970,100 $ 12,970,100 $ 13,604,795 $ 634,695 Licenses and permits 3,142,500 3,142,500 3,596,049 453,549 Fine and forfeitures 280,000 280,000 236,724 (43,276) Intergovernmental 181,000 181,000 474,866 293,866 Interest and rents 295,500 295,500 301,788 6,288 Charges for services 5,513,000 5,513,000 5,552,699 39,699 Golf course revenue 1,121,000 1,121,000 1,127,306 6,306 Recreation department 418,000 418,000 476,772 58,772 Other revenue 214,300 214,300 223,293 8,993 Total revenues 24,135,400 24,135,400 25,594,292 1,458,892 EXPENDITURES General government 8,008,005 7,950,005 8,738,427 (788,422) Sanitation 1,682,252 1,682,252 1,624,642 57,610 Police 4,308,810 4,308,810 4,122,549 186,261 Fire 395,679 395,679 396,359 (680) Airport Authority 428,000 428,000 428,000 - Streets 2,332,954 2,280,444 2,493,708 (213,264) Adult recreation 664,615 664,615 631,887 32,728 Recreation 1,282,025 1,282,025 1,269,073 12,952 Golf 1,109,981 1,109,981 1,088,667 21,314 Public Library Board 814,600 814,600 814,600 - Other 89,000 89,000 89,000 - Capital outlay 1,483,395 1,787,895 2,014,377 (226,482) Total expenditures 22,599,316 22,793,306 23,711,289 (917,983) Excess of Revenues over (under) Expenditures 1,536,084 1,342,094 1,883,003 540,909 Other financing sources (uses) Transfers in 3,417,969 3,417,969 2,951,081 (466,888) Transfers out (4,910,060) (4,716,070) (5,196,944) (480,874) Total other financing sources (uses)(1,492,091) (1,298,101) (2,245,863) (947,762) NET CHANGE IN FUND BALANCES $ 43,993 $ 43,993 (362,860) $ (406,853) FUND BALANCES - BEGINNING OF YEAR 10,992,803 FUND BALANCES - END OF YEAR $ 10,629,943 See independent auditors’ report and notes to the required supplementary information. Budgeted Amounts -62- CITY OF FAIRHOPE, ALABAMA NOTES TO REQUIRED SUPPLEMENTARY INFORMATION SEPTEMBER 30, 2016 NOTE 1 BUDGETS AND BUDGETARY ACCOUNTING Although no legal requirement to establish a budget exists, the City Council follows these procedures in establishing the budgets: (1) The City Council Budget Committee works with City Management to prepare a proposed working budget for the fiscal year commencing the following October 1. The budget includes proposed expenditures and the means of financing them for the upcoming year. Line item budgets are used for administrative control. The level of control for the detailed budgets is at the department head/function level. (2) Council budget meetings are conducted to obtain manager and taxpayer input. (3) The budget is enacted through council action. (4) Reports are submitted to the City Council, showing approved budget and actual operations. (5) The Mayor is authorized to transfer budgeted amounts within departments within any fund; however, any revisions that alter the total expenditures of any fund or transfer of funds between departments must be approved by the City Council. (6) Formal budgetary integration is employed as a management control device during the year for the General Fund. (7) Budgets are adopted on a basis consistent with accounting principles generally accepted in the United States of America (GAAP). (8) Budgetary data, if any, for Capital Project Funds are budgeted over the life of the respective project and not on an annual basis. (9) All appropriations lapse at year-end. -63- CITY OF FAIRHOPE, ALABAMA NOTES TO REQUIRED SUPPLEMENTARY INFORMATION SEPTEMBER 30, 2016 NOTE 2 EXCESS EXPENDITURES The following are General Fund expenditures in excess of final budget amounts: Excess Excess Expenditures Expenditures General Government Adult Recreation Department Salaries - administrative 40,508$ Salaries 1,193$ Salaries - judge and court clerk 6,941 Employee retirement expense 685 Salaries - beach labor 1,507 Special programs 64 Salaries - building and zoning 58,634 Dance expense 312 Salaries - revenue dept 9,938 Employee payroll taxes 18,103 Street Department Employee retirement expense 7,963 Salaries 39,025 Employee medical insuance 664,940 Employee payroll taxes 146 Training/school/travel 13,721 Employee retirement expense 2,699 Audit and accounting 1,692 General supplies 16,463 Professional services 180,163 Equipment and vehicle repair 29,205 Office supplies 3,844 Street material and landscaping 184,743 General supplies 19,765 Uniforms 4,016 Sanitation Department Purchase of vehicles 290,865 Employee retirement expense 137 Credit card processing fees 12,818 General supplies 7,199 Recording fees paid 12 Equipment and vehicle repair 115,055 Publications newspapers 10,952 Purchase of vehicles and equipment 32,106 COF book and sidewalk brick 782 Landfill charges 32,020 County prisoner expense 264 Landfill maintenance 7,000 Beach repairs and maintenance 20,695 Fishermans Wharf Maintenance 1,000 Golf Department Sales tax collection fees 9,081 Employee retirement expense 207 Supplies- clubhouse 7,656 Police Department Purchases - beer, wine 7,208 Employee retirement expense 1,104 Purchases - food 828 Equipment and vehicle repair 6,204 Supplies - grill 504 DEA Funds purchases 4,316 Cost - Pro Shop Sales 2,905 Pro Shop custom orders 7,357 Fire Department Salaries 4,795 Golf Grounds Fire call payments 12,600 Salaries-grounds 15,712 Employee payroll taxes 289 Employee Payroll Taxes 710 Employee retirement expense 381 Employee Retirement Exp 543 Equipment and vehicle repair 21,631 General Maintenance 11,913 Uniforms 197 Recreation Department Purchases Vehicles & Equipment 14,268 General supplies 2,943 Equipment and vehicle repair 43,656 Tennis expense 2,924 Transfers Transfers-Debt Svc Fund 231,816 Transfers-Cap Proj Fund 249,058 THIS PAGE INTENTIONALLY LEFT BLANK OTHER SUPPLEMENTARY INFORMATION COMBINING FINANCIAL STATEMENTS NONMAJOR GOVERNMENTAL FUNDS -64- CITY OF FAIRHOPE, ALABAMA COMBINING BALANCE SHEETS NONMAJOR GOVERNMENTAL FUNDS SEPTEMBER 30, 2016 See independent auditors’ report. Total Special Special Nonmajor Revenue Fund Revenue Fund Governmental Impact Fees Gas Tax Funds ASSETS Cash $ 1,478,677 $ 40,817 $ 1,519,494 Receivables 235 - 235 Total assets $ 1,478,912 $ 40,817 $ 1,519,729 LIABILITIES Accounts payable – trade $- $- $- Due to other funds - 4,881 4,881 Total liabilities - 4,881 4,881 FUND BALANCES Restricted for: Debt service - - - Road maintenance and construction - 35,936 35,936 Assigned to: Construction and road maintenance 1,478,912 - 1,478,912 Total fund balances 1,478,912 35,936 1,514,848 Total liabilities and fund balances $ 1,478,912 $ 40,817 $ 1,519,729 -65- CITY OF FAIRHOPE, ALABAMA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2016 See independent auditors’ report. Total Special Special Nonmajor Revenue Fund Revenue Fund Governmental Impact Fees Gas Tax Funds REVENUES Intergovernmental $ - $ 93,701 $ 93,701 Charges for services 952,161 - 952,161 Interest and rents 316 - 316 Total revenues 952,477 93,701 1,046,178 EXPENDITURES Street department - - - Recreation - - - Other - 43,712 43,712 Debt service Principal - - - Interest - - - Capital outlay - - - Total expenditures - 43,712 43,712 Excess of revenues over 952,477 49,989 1,002,466 (under) expenditures OTHER FINANCING SOURCES (USES) Proceeds from the issuance of debt - - - Transfers in - - - Transfers out (300,000) (120,000) (420,000) Total other financing sources (uses)(300,000) (120,000) (420,000) Net change in fund balances 652,477 (70,011) 582,466 Fund balances – beginning of year 826,435 105,947 932,382 FUND BALANCES – END OF YEAR $1,478,912 $35,936 $1,514,848 THIS PAGE INTENTIONALLY LEFT BLANK INDIVIDUAL FUND FINANCIAL STATEMENTS DISCRETELY PRESENTED COMPONENT UNITS -66- CITY OF FAIRHOPE, ALABAMA FUND BALANCE SHEET FAIRHOPE PUBLIC LIBRARY BOARD SEPTEMBER 30, 2016 See independent auditors’ report. ASSETS Cash and cash equivalents $ 409,102 Total assets $409,102 LIABILITIES Accounts payable and accrued expenses $ 4,357 FUND BALANCES Unassigned 404,745 Total fund balances 404,745 Total liabilities and fund balances $ 409,102 -67- CITY OF FAIRHOPE, ALABAMA RECONCILIATION OF GOVERNMENTAL FUND BALANCES TO NET POSITION OF GOVERNMENTAL ACTIVITIES FAIRHOPE PUBLIC LIBRARY BOARD SEPTEMBER 30, 2016 See independent auditors’ report. Fund balances as reported on page 66 $ 404,745 Net position reported for governmental activities in the statement of net position are different from fund balances for governmental activities because: Capital assets used in governmental activities are financial resources and therefore are not reported in fund financial statements.442,094 Depreciation is provided for the above capital assets in government-wide reporting, but is not in fund financial statements.(363,314) Other assets used in governmental activities are not financial resources and therefore are not reported in the governmental funds. Employement retirement contributions 63,192 Long-term liabilities, including warrants, notes, capital lease obligations and OPEB obligations are not due and payable in the current period and therefore are not reported in fund financial statements: Net Pension Liability (366,053) Deferred inflows of resources (6,579) Net position of governmental activities as reported on page 24 $174,085 -68- CITY OF FAIRHOPE, ALABAMA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES FAIRHOPE PUBLIC LIBRARY BOARD FOR THE YEAR ENDED SEPTEMBER 30, 2016 See independent auditors’ report. REVENUES Fines and lost books $ 18,102 Donations, gifts, memorials and bequests 46,196 State aid 14,092 Lease income 1,500 Payments from City of Fairhope 806,225 Miscellaneous 17,370 Total revenues 903,485 EXPENDITURES Salaries 505,805 Payroll taxes 38,022 Insurance 12,694 Employees’ retirement 44,642 Books, periodicals, audio visual 96,114 Supplies 17,056 Janitorial service 24,778 Professional fees 8,892 Telecommunications 636 Capital outlay 5,076 Maintenance 32,126 Miscellaneous 59,400 Total expenditures 845,241 Net change in fund balances 58,244 Fund balances – beginning of year 346,501 FUND BALANCES - END OF YEAR $ 404,745 -69- CITY OF FAIRHOPE, ALABAMA RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES FAIRHOPE PUBLIC LIBRARY BOARD FOR THE YEAR ENDED SEPTEMBER 30, 2016 See independent auditors’ report. Net change in fund balances - total governmental funds, page 68 $ 58,244 Amounts reported for governmental activities in the statement of activities are different from the statements of revenues, expenditures and changes in fund balances - governmental funds because: Governmental funds report capital outlays as expenditures while governmental activities report depreciation expense to allocate those expenditures over the life of the assets. Capital outlays for the year 5,076 Depreciation expense for the year (16,399) Some expenses reported in the statement of activities do not require the use of current resources and therefore are not reported as expenditures in governmental funds. Change in net pension liability and deferred inflows of resources (3,949) Change in net position of governmental activities, page 25 $ 42,972 -70- CITY OF FAIRHOPE, ALABAMA FUND BALANCE SHEET FAIRHOPE AIRPORT AUTHORITY SEPTEMBER 30, 2016 See independent auditors’ report. ASSETS Cash and cash equivalents $ 330,184 Grants receivable 145,209 Total assets $ 475,393 LIABILITIES Unearned rent $ 2,472,385 Total liabilities 2,472,385 FUND BALANCES Restricted for: Capital projects 261,149 Unassigned (2,258,141) Total fund balances (1,996,992) Total liabilities and fund balances $ 475,393 -71- CITY OF FAIRHOPE, ALABAMA RECONCILIATION OF GOVERNMENTAL FUND BALANCES TO NET POSITION OF GOVERNMENTAL ACTIVITIES FAIRHOPE AIRPORT AUTHORITY SEPTEMBER 30, 2016 See independent auditors’ report. Fund balances as reported on page 70 $ (1,996,992) Net position reported for governmental activities in the statement of net position are different from fund balances for governmental activities because: Capital assets used in governmental activities are financial resources and therefore are not reported in fund financial statements 30,918,064 Depreciation is provided for the above capital assets in government-wide reporting, but is not in fund financial statements.(3,988,731) Long-term liabilities, including warrants payable, capital lease obligations and notes payable are not due and payable in the current period and therefore are not reported in fund financial statements (7,445,629) Revenue received from service concession arrangement will be recognized in future periods and is derived from capital assets and therefore is not reorted in fund finacial statements (1,003,955) Net position of governmental activities as reported on page 24 $ 16,482,757 -72- CITY OF FAIRHOPE, ALABAMA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES FAIRHOPE AIRPORT AUTHORITY FOR THE YEAR ENDED SEPTEMBER 30, 2016 See independent auditors’ report. REVENUES Fuel sales and rentals $ 193,098 Interest income 901 Federal grant revenue 749,684 Revenue from service concession arrangement 67,500 Payments from City of Fairhope 428,000 Total revenues 1,439,183 EXPENDITURES Insurance 39,059 Legal and professional 33,487 Maintenance 91,317 Capital outlay 954,677 Debt service payments Principal 285,000 Interest 130,194 Other 20,307 Total expenditures 1,554,041 Net change in fund balances (114,858) Fund balances – beginning of year (1,882,134) FUND BALANCES - END OF YEAR $ (1,996,992) -73- CITY OF FAIRHOPE, ALABAMA RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES FAIRHOPE AIRPORT AUTHORITY FOR THE YEAR ENDED SEPTEMBER 30, 2016 See independent auditors’ report. Net change in fund balances - total governmental funds, page 72 $ (114,858) Amounts reported for governmental activities in the statement of activities are different from the statements of revenues, expenditures and changes in fund balances - governmental funds because: Bond proceeds provide current financial resources to governmental funds, but issuing debt increases long-term liabiities in the statement of net position. Repayment of long-term liabilities is an expenditure in governmental funds, but the repayment reduces long-term liabilities in the statement of net position. Principal payments on long-term debt 285,000 Governmental funds report capital outlays as expenditures while governmental activities report depreciation expense to allocate those expenditures over the life of the assets. Capital outlays for the year 954,677 Depreciation expense for the year (329,997) Unearned revenue as related to service concession arrangement derived from the acquisition of capital assets 43,648 Change in net position of governmental activities, page 25 $ 838,470 -74- CITY OF FAIRHOPE, ALABAMA SCHEDULE OF CAPITAL PROJECTS EXPENDITURES FOR THE YEAR ENDED SEPTEMBER 30, 2016 See independent auditors’ report. NRCS Grant -Woodlands $ 133,724 NRCS Grant - WWTP 95,824 Community Park Project 95,882 ATRIP Roundabout 13 & 48 199,957 ATRIP Fairhope Ave 181 to Bancroft 573,994 North Beach Upgrades 40,962 Manley Road Soccer 2,700,739 Tennis Courts 2015 and 2016 417,161 Quail Creek Sidewalks 6,206 Drainage Improvements 2015 62,544 Major's Field Pressbox 3,910 Golf Course Irrigation System 9,456 City wide street resurf/misc 1,267,415 Golf Paths 29,340 TAP-Rock Creek Trail 2,769 Boys & Girls Club 32,000 Fly Creek Marina Seawall 10,704 Total $ 5,682,587 -75- CITY OF FAIRHOPE, ALABAMA SCHEDULE OF INFORMATION REQUIRED BY BOND INDENTURES SEPTEMBER 30, 2016 See independent auditors’ report. Natural Water and Electric Gas Waste Water Fund Fund Fund A. Utility customers at September 30, 2016 were as follows: Number of customers 6,757 10,346 17,910 Number of metered customers 6,757 10,346 17,910 Number of unmetered customers - - - Number of waste water customers - - 10,289 B. Annual Net Income of Utility Operations Natural Water and Electric Gas Waste Water Fund Fund Fund Total Income from operations 2,616,780$ 1,451,289$ 3,544,603$ 7,612,672$ Add: Depreciation and amortization 799,601 456,800 1,388,632 2,645,033 Interest income 5,339 9,147 676 15,162 Annual net income as prescribed by debt covenants 3,421,720$ 1,917,236$ 4,933,911$ 10,272,867$ C. Utility fund casualty insurance coverage on electrical sub stations, natural gas facilities, water and waste- water facilities is included in a blanket policy with the Governmental Funds general capital assets building and facilities. The City of Fairhope, Alabama is the named insured on all policies. Comprehensive general liability – expires January 2017 $ 6,000,000 Buildings and facilities – expires January 2017 101,269,509 Automobile – expires January 2017 Liability 1,000,000 Uninsured motorist 50,000 Public officials errors and omissions liability – expires January 2017 6,000,000 Police liability – expires January 2017 6,000,000 Aggregate 2,000,000 Per occurrence Excess liability policy for general liability, police and public official – expires January 2017 6,000,000 D. The City has complied with all requirements of the respective bond indentures. -76- CITY OF FAIRHOPE, ALABAMA SUMMARY OF DEPOSITS, WITHDRAWALS AND BALANCES OF SELECTED TRUST ACCOUNTS AS REQUIRED UNDER CERTAIN TRUST INDENTURES SEPTEMBER 30, 2016 See independent auditors’ report. 19962007 2009 2009Warrant Fund Warrant Fund Reserve FundBalance 10/01/15 $ 50,000 $ 177,443 $ 108,089 $ 125,003 Deposits 4 6,364,383 140,411 13 Disbursements (4) (6,541,826) (141,944) (13) Balance 9/30/16 $ 50,000 $ - $ 106,556 $ 125,003 Capital Improvement 2011201120152015Warrant FundReserve Fund Reserve Fund Warrant FundBalance 10/01/15 $ 530,076 $ 1,415,679 $ 376,700 $ 13,702 Deposits908,245 142 38 321,493 Disbursements (900,490) (142) (37) (39,332) Balance 9/30/16 $ 537,831 $ 1,415,679 $ 376,701 $ 295,863 THIS PAGE INTENTIONALLY LEFT BLANK STATISTICAL SECTION This part of the City of Fairhope, Alabama's comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the government's overall financial health. Contents Page Financial Trends These schedules contain trend information to help the reader understand how the government's financial performance and well-being have changed over time.77-82 Revenue Capacity These schedules contain information to help the reader assess the government's most significant local revenue sources, the sales tax and the property tax.83-88 Debt Capacity These schedules present information to help the reader assess the affordability of the government's current levels of outstanding debt and the government's ability to issue additional debt in the future.89-92 Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the government's financial activities 93-94 take place. Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the government's financial report relates to the services the government provides and the activities it performs.95-97 Sources: Unless otherwise noted, the information in these schedules is derived from the comprehensive annual financial reports for the relevant year. -67- STATISTICAL SECTION 2007200820092010201120122013201420152016Governmental activities Invested in capital assets, net of related debt 61,450,916$ 67,338,065$ 66,295,379$ 65,963,325$ 66,845,689$ 66,016,012$ 65,671,272$ 74,804,467$ 76,208,248$ 83,545,906$ Restricted1,073,262 847,580 1,462,430 3,564,376 6,207,809 8,015,592 9,007,967 8,557,163 2,308,667 8,706,056 Unrestricted54,300 (84,709) 165,029 1,782,848 50,640 56,984 1,586,709 2,513,008 4,619,015 (4,875,609) Total governmental activities net positions 62,578,478$ 68,100,936$ 67,922,838$ 71,310,549$ 73,104,138$ 74,088,588$ 76,265,948$ 85,874,638$ 83,135,930$ 87,376,353$ Business-type activities Invested in capital assets, net of related debt 23,076,992$ 24,573,181$ 24,210,082$ 24,697,607$ 25,786,974$ 17,990,946$ 29,971,506$ 42,025,762$ 44,488,322$ 45,962,724$ Restricted2,106,516 2,092,174 1,883,768 1,649,106 1,658,631 12,337,047 3,698,889 3,718,288 2,619,251 2,907,634 Unrestricted2,105,886 1,422,972 3,691,056 6,696,480 10,610,123 10,047,736 10,197,284 2,273,605 5,238,460 7,587,850 Total business-type activities net positions 27,289,394$ 28,088,327$ 29,784,906$ 33,043,193$ 38,055,728$ 40,375,729$ 43,867,679$ 48,017,655$ 52,346,033$ 56,458,208$ Primary government Invested in capital assets, net of related debt 84,527,908$ 91,911,246$ 90,505,461$ 90,660,932$ 92,632,663$ 84,006,958$ 95,642,778$ 116,830,229$ 120,696,570$ 129,508,630$ Restricted3,179,778 2,939,754 3,346,198 5,213,482 7,866,440 20,352,639 12,706,856 12,275,451 4,927,918 11,613,690 Unrestricted2,160,186 1,338,263 3,856,085 8,479,328 10,660,763 10,104,720 11,783,993 4,786,613 9,857,475 2,712,241 Total primary government net position89,867,872$ 96,189,263$ 97,707,744$ 104,353,742$ 111,159,866$ 114,464,317$ 120,133,627$ 133,892,293$ 135,481,963$ 143,834,561$ -77-Fiscal Year(accrual basis of accounting)LAST TEN FISCAL YEARSNET POSITION BY COMPONENTCITY OF FAIRHOPE, ALABAMA 2007200820092010201120122013201420152016ExpensesGovernmental activities: General5,540,860$ 6,392,335$ 6,536,802$ 6,929,734$ 6,176,077$ 8,103,118$ 7,451,793$ 9,067,340$ 8,890,052$ 9,828,668$ Public safety Police3,789,666 4,011,091 4,090,851 4,740,344 5,213,031 4,925,437 4,441,429 4,220,003 3,945,496 4,383,113 Fire781,696 843,469 878,148 1,017,184 483,670 461,865 407,361 431,955 424,789 489,989 Public works Sanitation1,479,374 1,564,126 1,657,615 1,973,942 1,868,364 1,814,947 1,824,259 1,873,508 1,790,554 1,912,606 Street3,757,204 3,671,572 4,308,575 4,452,370 4,251,404 5,502,244 3,996,599 4,095,487 4,057,713 3,864,689 Public Library Board594,378 771,373 760,174 772,539 798,997 810,636 840,636 886,028 924,736 1,025,236 Airport397,183 545,000 242,090 249,856 225,843 281,124 443,000 443,000 412,632 428,000 Recreation819,051 900,759 1,031,886 1,269,393 1,138,079 1,176,191 1,281,865 1,250,689 1,328,674 1,545,115 Adult Recreation390,125 459,961 438,442 601,232 654,736 613,614 640,917 663,982 665,804 756,407 Golf- - 1,292,200 1,102,861 1,106,624 932,284 987,869 978,819 1,060,643 1,263,426 Interest on long-term debt624,883 743,451 878,534 694,083 633,161 589,174 507,982 472,222 344,808 339,051 Total governmental activities expenses18,174,420 19,903,137 22,115,317 23,803,538 22,549,986 25,210,634 22,823,710 24,383,033 23,845,901 25,836,300 Business-type activities: Natural gas 5,948,144 6,709,491 5,349,209 5,757,648 5,037,587 4,484,683 5,234,887 5,529,610 5,056,618 4,886,415 Electric14,029,975 16,006,139 15,540,148 15,664,835 16,909,931 16,912,834 17,164,781 18,379,231 18,227,563 17,683,205 Water and wastewater6,387,739 6,502,942 6,803,566 6,533,138 6,616,671 7,050,997 7,294,799 7,165,113 7,085,714 8,042,137 Golf1,544,528 1,713,486 - - - - - - - - Total business-type activities expenses27,910,386 30,932,058 27,692,923 27,955,621 28,564,189 28,448,514 29,694,467 31,073,954 30,369,895 30,611,757 Total primary government expenses46,084,806$ 50,835,195$ 49,808,240$ 51,759,159$ 51,114,175$ 53,659,148$ 52,518,177$ 55,456,987$ 54,215,796$ 56,448,057$ Program RevenuesGovernmental activities: Charges for services: General5,862,118$ 5,952,299$ 5,140,160$ 5,249,279$ 5,383,822$ 6,301,207$ 6,052,493$ 6,225,471$ 3,585,456$ 7,837,796$ Police362,441 252,838 224,022 261,070 241,104 289,432 291,749 285,573 - - Sanitation1,294,033 1,331,617 1,368,656 1,380,238 1,391,722 1,408,179 1,431,883 1,462,243 4,730,645 1,547,682 Recreation75,592 83,919 130,740 366,683 369,135 368,493 391,024 436,453 444,410 476,772 Adult Recreation34,534 32,791 36,316 45,889 46,261 41,018 39,977 49,241 41,459 45,737 Golf847,016 776,173 944,858 1,001,627 1,113,277 1,067,593 1,137,114 1,127,306 Operating grants and contributions631,133 206,012 87,416 22,267 24,402 - - 9,144 - - Capital grants and contributions8,526,591 7,310,387 384,358 1,389,592 302,963 1,317,475 438,033 8,416,283 1,319,753 1,467,355 Total governmental activities program revenues 16,786,442 15,169,863 8,218,684 9,491,191 8,704,267 10,727,431 9,758,436 17,952,001 11,258,837 12,502,648 Business-type activities: Charges for services: Gas7,388,531 7,841,853 8,341,855 8,631,935 8,219,447 6,191,986 6,769,649 8,023,473 7,354,080 6,276,414 Electric 16,658,326 17,777,703 18,800,459 18,496,651 19,838,004 18,891,334 19,647,662 21,049,277 20,527,031 20,218,941 Water and wastewater8,669,895 8,166,344 8,194,949 8,959,041 10,287,898 9,838,580 9,980,089 10,018,231 10,860,135 11,164,497 Golf course1,505,211 1,487,811 - - - - - - - - Total business-type activities program revenues 34,221,963 35,273,711 35,337,263 36,087,627 38,345,349 34,921,900 36,397,400 39,090,981 38,741,246 37,659,852 Total primary government program revenues51,008,405$ 50,443,574$ 43,555,947$ 45,578,818$ 47,049,616$ 45,649,331$ 46,155,836$ 57,042,982$ 50,000,083$ 50,162,500$ CITY OF FAIRHOPE, ALABAMACHANGES IN NET POSITIONLAST TEN FISCAL YEARS(accrual basis of accounting)-78-Fiscal Year(continued) 2007200820092010201120122013201420152016Net (expense)/revenueGovernmental activities(1,387,978)$ (4,733,274)$ (13,896,633)$ (14,312,347)$ (13,845,719)$ (14,483,203)$ (13,065,274)$ (6,431,032)$ (12,587,064)$ (13,333,652)$ Business-type activities6,311,577 4,341,653 7,644,340 8,132,006 9,781,160 6,473,386 6,702,933 8,017,027 8,371,351 7,048,095 Total primary government net expense4,923,599$ (391,621)$ (6,252,293)$ (6,180,341)$ (4,064,559)$ (8,009,817)$ (6,362,341)$ 1,585,995$ (4,215,713)$ (6,285,557)$ General Revenues and Other Changes in Net PositionGovernmental activities: Taxes Property taxes3,589,489$ 4,631,476$ 4,939,840$ 4,842,366$ 4,590,840$ 4,591,739$ 4,298,046$ 4,330,537$ 4,550,766$ 4,869,877$ Sales tax- - 1,003,864 4,443,325 4,590,149 4,898,362 5,437,863 6,518,249 6,797,757 7,422,726 Liquor taxes373,794 396,196 385,411 392,255 393,123 425,888 425,816 445,132 451,719 482,755 Lodging taxes420,024 495,850 474,852 483,271 495,870 569,142 643,495 614,278 681,419 696,379 Other taxes138,857 145,836 134,413 131,135 120,518 124,234 139,666 138,204 138,382 133,057 Intergovernmental472,667 293,007 436,472 424,359 248,011 314,525 596,816 389,561 1,695,688 568,566 Investment earnings508,558 340,530 225,860 239,256 249,489 226,642 251,512 239,205 228,670 302,181 Gain (loss) on sale of assets- - - - - - - (261,340) - - Other251,476 294,469 109,958 1,293,419 124,161 143,319 213,169 147,672 705,142 147,452 Transfer of Golf Fund to Governmental Activities- - 913,729 - - - - - - - Transfers in/(out)(10,317,112) 3,658,368 5,094,136 4,897,104 4,827,147 4,173,802 3,236,251 3,612,482 1,826,575 2,951,082 Total government activities(4,562,247) 10,255,732 13,718,535 17,146,490 15,639,308 15,467,653 15,242,634 16,173,980 17,076,118 17,574,075 Business-type activities: Investment earnings266,888 115,648 60,104 23,385 58,522 20,417 25,268 30,815 18,440 15,162 Transfer of Golf Fund to Governmental Activities- - (913,729) - - - - - - - Transfers in/(out)(4,020,046) (3,658,368) (5,094,136) (4,897,104) (4,827,147) (4,173,802) (3,236,251) (3,612,482) (1,826,575) (2,951,082) Total business-type activities(3,753,158) (3,542,720) (5,947,761) (4,873,719) (4,768,625) (4,153,385) (3,210,983) (3,581,667) (1,808,135) (2,935,920) Total primary government(8,315,405)$ 6,713,012$ 7,770,774$ 12,272,771$ 10,870,683$ 11,314,268$ 12,031,651$ 12,592,313$ 15,267,983$ 14,638,155$ Change in Net PositionGovernmental activities(5,950,225)$ 5,522,458$ (178,098)$ 2,834,143$ 1,793,589$ 984,450$ 2,177,360$ 9,742,948$ 4,489,054$ 4,240,423$ Business-type activities2,558,419 798,933 1,696,579 3,258,287 5,012,535 2,320,001 3,491,950 4,435,360 6,563,216 4,112,175 Total primary government(3,391,806)$ 6,321,391$ 1,518,481$ 6,092,430$ 6,806,124$ 3,304,451$ 5,669,310$ 14,178,308$ 11,052,270$ 8,352,598$ Fiscal Year-79-CITY OF FAIRHOPE, ALABAMACHANGES IN NET POSITIONLAST TEN FISCAL YEARS(accrual basis of accounting) Beer, WineFiscal Sales Ad Valorem Automobile and Liquor Cigarette Lodging DogYear Tax Tax Tax Tax Tax Tax Tax Total2007 -$ 3,103,284$ 486,205$ 373,794$ 138,754$ 420,024$ 103$ 4,522,164$ 2008 - 4,143,286 488,190 396,080 145,836 495,852 114 5,669,358 2009 1,003,864 4,424,103 515,737 385,411 134,297 474,852 116 5,934,516 2010 4,443,325 4,421,646 420,720 392,255 131,063 483,271 73 10,292,352 2011 4,590,149 4,102,942 487,897 393,123 120,458 495,870 60 10,190,500 2012 4,898,362 4,065,822 525,917 425,888 124,183 569,142 50 10,609,364 2013 5,437,863 3,738,511 559,534 425,816 139,526 643,495 140 10,944,885 2014 6,518,249 3,759,584 570,954 445,132 138,204 614,278 75 12,046,475 2015 6,797,757 3,950,750 600,015 451,719 138,298 681,419 84 12,620,043 2016 7,422,726 4,218,538 651,339 482,755 132,957 696,379 100 13,604,795 (accrual basis of accounting)-80-CITY OF FAIRHOPE, ALABAMAGOVERNMENTAL ACTIVITIES TAX REVENUES BY SOURCELAST TEN FISCAL YEARS 2007200820092010201120122013201420152016General fund Restricted-$ -$ 501,932$ 2,723,595$ 5,014,205$ 7,000,000$ 7,000,000$ 7,000,000$ 7,000,000$ 7,000,000$ Unassigned1,703,619 1,083,383 1,574,7431,985,914 2,145,950 3,295,547 3,447,451 3,449,523 3,992,803 3,629,943 Total general fund1,703,619$ 1,083,383$ 2,076,675$ 4,709,509$ 7,160,155$ 10,295,547$ 10,447,451$ 10,449,523$ 10,992,803$ 10,629,943$ All other governmental fundsRestricted Debt Service - Other Gov. Funds456,957$ 470,671$ 350,987$ 351,008$ 350,020$ 325,214$ 339,308$ 357,156$ 348,720$ 516,120$ Road Maint & Const. - Other Gov. Funds- - - - - - 274,746 46,007 105,947 35,936 Construction - Capital Projects- - - - - - 1,154,000 1,154,000 1,154,000 1,154,000 Assigned, reported in: Other Governmental Funds311,553 66,907 59,142127,419 167,786 1,029,075 1,252,213 851,448 826,435 1,478,912 Capital Projects Funds3,892,524 2,070,337 550,369 362,354 675,799- 58,625 1,956,986 4,398,406 1,364,704 Unassigned Capital projects funds- - - - - (1,069,424) 181,085 - - - Total all other governmental funds4,661,034$ 2,607,915$ 960,498$ 840,781$ 1,193,605$ 284,865$ 3,259,977$ 4,365,597$ 6,833,508$ 4,549,672$ The City implemented GASB Statement number 54 fiscal year 2011. This statement replaces the previous classifications of reserved, unreserved, designated and undesignated fund balances.-81-CITY OF FAIRHOPE, ALABAMAFUND BALANCES OF GOVERNMENTAL FUNDS(modified accrual basis of accounting)Fiscal Year 2007200820092010201120122013201420152016REVENUES Local taxes4,522,164$ 5,669,358$ 6,938,380$ 10,292,352$ 10,190,500$ 10,609,364$ 10,944,885$ 12,046,399$ 12,620,043$ 13,604,795$ Licenses and permits2,996,213 2,729,209 2,058,105 2,178,982 2,295,795 2,612,793 2,731,766 3,000,673 3,306,620 3,596,049 Fines and forfeitures362,441 252,838 224,022 261,070 241,104 289,432 291,749 285,573 278,837 236,724 Intergovernmental3,167,141 1,826,517 837,246 547,556 345,966 667,344 1,022,649 991,614 639,523 693,761 Contribution from Public Library Bd685,003 208,931 71,000 65,000 183,285 1,000 1,500 - - - Interest and rents377,743 340,530 225,861 239,256 249,489 226,748 253,003 239,205 228,669 302,181 Charges for services4,149,905 4,610,307 4,450,711 4,450,535 4,479,749 5,096,593 5,317,255 5,165,291 5,395,287 6,504,860 Assessments1,831 - - - - 3,659 - - - - Golf course revenue- - 959,730 858,237 1,020,250 1,001,627 1,113,277 1,067,593 1,137,114 1,127,306 Recreation Department- - - - 369,135 368,493 391,024 436,453 444,410 476,772 BP settlement proceeds- - - - - - - - 1,361,255 - Legal settlement- - - - - - - - 598,640 - Other492,419 411,179 277,015 1,705,991 170,422 184,411 253,146 196,913 180,644 223,293 Total revenues16,754,860 16,048,869 16,042,070 20,598,979 19,545,695 21,061,464 22,320,254 23,429,714 26,191,042 26,765,741 EXPENDITURES General government5,090,777 6,318,322 5,948,479 6,279,197 5,335,143 7,026,721 6,862,394 8,311,150 8,289,346 8,738,427 Sanitation1,254,694 1,405,774 1,475,035 1,758,543 1,745,785 1,607,918 1,643,715 1,673,938 1,598,404 1,624,642 Police3,405,687 3,913,015 3,922,163 4,404,803 4,941,051 4,671,591 4,164,674 3,937,151 3,813,581 4,122,549 Fire619,434 707,513765,645 837,597395,224 339,080 312,647 339,623 338,547 396,359 Airport397,183 545,000242,090 249,856225,843 281,124 443,000 443,000 412,632 428,000 Street2,552,328 2,554,959 2,704,242 2,797,566 2,639,416 3,872,517 2,358,383 2,705,732 2,382,418 2,493,708 Recreation658,837 785,425867,174 1,050,957969,025 989,463 1,062,174 1,024,526 1,095,605 1,269,073 Adult recreation328,744 431,481400,494 553,125577,015 525,212 543,109 566,000 581,338 631,887 Golf- - 1,303,135 1,094,604 1,113,178 863,593 907,216 901,085 987,957 1,088,667 Capital outlay6,054,830 3,227,604 1,775,834 1,565,192 1,474,937 664,526 1,418,813 1,908,464 3,840,803 7,698,341 Debt service: Principal4,412,690 2,424,796863,329 1,047,483831,4834,804,960 1,485,545 2,894,540 483,780 6,478,558 Interest532,687 802,140809,715 704,043666,652 616,221 508,483 465,409 374,479 390,971 Bond issuance costs138,476 - - - - - - - - - Public Library Board396,000 504,560530,000 565,000565,000 600,000 630,000 674,100 714,100 814,600 Other60,000 60,00060,00075,00089,620 160,888 89,133 89,785 93,436 162,736 Total expenditures25,902,367 23,680,589 21,667,335 22,982,966 21,569,372 27,023,814 22,429,286 25,934,503 25,006,426 36,338,518 Excess (deficiency) of revenues over expenditures(9,147,507) (7,631,720) (5,625,265) (2,383,987) (2,023,677) (5,962,350) (109,032) (2,504,789) 1,184,616 (9,572,777) OTHER FINANCING SOURCES (USES) Transfers in4,897,503 5,228,182 9,542,134 6,541,730 6,557,708 10,379,818 7,236,241 9,640,199 7,272,735 8,568,025 Proceeds from issuance of debt9,692,000 1,300,000 3,368,260 - - 4,015,200 - - - 3,975,000 Cost from issuance of debt- - (78,364) - - - - - - - Payment to Defeased Warrants Escrow Agent- - (3,412,892) - - - - - - - Transfer to Debt Service to defease warrants- - (3,289,896) - - - - - - - Warrant discount(43,956) - - - - - - - - - Transfers out(877,457) (1,569,814) (1,158,102) (1,644,626) (1,730,561) (6,206,016) (3,999,990) (6,027,718) (5,446,160) (5,616,944) Total other financing sources (uses)13,668,090 4,958,368 4,971,140 4,897,104 4,827,147 8,189,002 3,236,251 3,612,481 1,826,575 6,926,081 Net change in fund balance4,520,583$ (2,673,352)$ (654,125)$ 2,513,117$ 2,803,470$ 2,226,652$ 3,127,219$ 1,107,692$ 3,011,191$ (2,646,696)$ Debt service as a percentage of noncapital expenditures24.9%15.8%8.4%8.2%7.5%20.6%9.5%14.0%4.1%24.0%(modified accrual basis of accounting)CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDSCITY OF FAIRHOPE, ALABAMA-82-Fiscal Year FiscalTotal EstimatedYearLess: Total Taxable Direct ActualEnded Residential Commercial Industrial Tax Exempt Assessed Tax TaxableSeptember 30 PropertyPropertyPropertyReal PropertyValueRateValue2007111,365,480$ 1,842,120$ 147,264,040$ 36,224,280$ 224,247,360$ 15 3,363,710,400$ 2008167,784,240 1,268,220 217,340,040 58,488,560 327,903,940 15 4,918,559,100 2009166,205,000 1,412,140 224,300,620 61,340,580 330,577,180 15 4,958,657,700 2010166,238,280 1,362,280 212,323,800 61,797,320 318,127,040 15 4,771,905,600 2011152,409,500 1,293,000 199,340,360 61,323,460 291,719,400 15 4,375,791,000 2012151,955,400 1,165,600 205,976,380 69,676,780 289,420,600 15 4,341,309,000 2013142,695,840 1,188,460 189,033,860 64,091,460 268,826,700 15 4,032,400,500 2014146,270,400 1,188,460 195,105,420 67,346,480 275,217,800 15 4,128,267,000 2015173,467,000 1,448,760 185,206,880 56,434,980 303,687,660 15 4,555,314,900 2016188,693,940 1,246,280 201,141,240 64,329,960 326,751,500 15 4,901,272,500 Source: Baldwin County Revenue CommissionerCITY OF FAIRHOPE, ALABAMAASSESSED VALUE AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTYLAST TEN FISCAL YEARS-83- TotalTotal Road/ Health Care Total Total Direct &Fiscal General School Bond Tax City General Bridge Fire School Authority County General School Soldier State OverlappingYear Millage Millage Millage Millage Millage Millage Millage Millage Millage Millage Millage Millage Millage Millage Rates2007 5.0 5.0 5.0 15.0 5.0 2.5 1.5 12.0 0.5 21.5 2.5 3.0 1.0 6.5 43.02008 5.0 5.0 5.0 15.0 5.0 2.5 1.5 12.0 0.5 21.5 2.5 3.0 1.0 6.5 43.02009 5.0 5.0 5.0 15.0 5.0 2.5 1.5 12.0 0.5 21.5 2.5 3.0 1.0 6.5 43.02010 5.0 5.0 5.0 15.0 5.0 2.5 1.5 12.0 0.5 21.5 2.5 3.0 1.0 6.5 43.02011 5.0 5.0 5.0 15.0 5.0 2.5 1.5 12.0 0.5 21.5 2.5 3.0 1.0 6.5 43.02012 5.0 5.0 5.0 15.0 5.0 2.5 1.5 12.0 0.5 21.5 2.5 3.0 1.0 6.5 43.02013 5.0 5.0 5.0 15.0 5.0 2.5 1.5 12.0 0.5 21.5 2.5 3.0 1.0 6.5 43.02014 5.0 5.0 5.0 15.0 5.0 2.5 1.5 12.0 0.5 21.5 2.5 3.0 1.0 6.5 43.02015 5.0 5.0 5.0 15.0 5.0 2.5 1.5 12.0 0.5 21.5 2.5 3.0 1.0 6.5 43.02016 5.0 5.0 5.0 15.0 5.0 2.5 1.5 12.0 0.5 21.5 2.5 3.0 1.0 6.5 43.0Source: Baldwin County Commission-84-CountyStateOverlapping RatesCITY OF FAIRHOPE, ALABAMAPROPERTY TAX RATESDIRECT AND OVERLAPPING GOVERNMENTSLAST TEN FISCAL YEARSCity TaxableTaxableAssessedAssessedTaxpayer Value Rank Value RankFST Wal-mart Stores East L P 3,135,180$ 1 1.0%Arbor Gates LLC 2,228,020 2 0.7% 2,901,920$ 3 1.3%Fairhope LLC 1,880,840 3 0.6%FST Mississippi Baldwin Square 1,742,440 4 0.5%Truland Homes LLC 1,551,960 5 0.5%Fairhope Ridge LLC 1,404,940 6 0.4%A 1 Corte Jr Family Limited Partnership 1,383,520 7 0.4% 1,934,460 4FST Fairhope Hospitality Group LLC 1,363,960 8 0.4%Bones Set Too LLC 1,323,640 9 0.4%Health Care Reit Inc 1,178,060 10 0.4%CHS Properties, Inc3,305,100 1 1.5%FST E&A Southeast Limited Partnership3,270,220 2 1.5%Fairhope Commerical Investments LLC1,368,600 5 0.6%Bellsouth Telecommunications Inc1,253,300 6 0.6%The Sanctuary, LLC1,117,360 7 0.5%FST Eastern Shores Shopping Center1,039,340 8 0.5%FST Central Bank of the South 898,000 9 0.4%FST Wilcox Holdings Ltd of AL LLC826,920 10 0.4%17,192,560$ 5.3% 17,915,220$ 7.1%Source: Baldwin County Revenue Commissioner-85-CITY OF FAIRHOPE, ALABAMAPRINCIPAL PROPERTY TAXPAYERSCURRENT YEAR AND TEN YEARS AGOAssessed Value2016Percentage ofTotal TaxableAssessed ValuePercentage ofTotal Taxable2007 Fiscal Year Total TaxCollections Ended Levy forin SubsequentSeptember 30 Fiscal Year AmountYearsAmount20073,363,710$ 3,053,904$ 90.79%185,405$ 3,239,309$ 96.30%20084,918,559$ 4,087,005$ 83.09%344,238$ 4,431,243$ 90.09%20094,958,658$ 4,378,939$ 88.31%338,819$ 4,717,758$ 95.14%20104,771,906$ 4,293,008$ 89.96%347,908$ 4,640,916$ 97.25%20114,375,791$ 3,336,261$ 76.24%971,558$ 4,307,819$ 98.45%20124,341,309$ 3,327,041$ 76.64%673,667$ 4,000,708$ 92.15%20134,032,401$ 3,590,944$ 89.05%414,166$ 4,005,110$ 99.32%20144,128,267$ 3,834,734$ 92.89%175,177$ 4,009,911$ 97.13%20154,556,121$ 4,123,187$ 90.50%74,801$ 4,197,988$ 92.14%20164,911,340$ 4,751,476$ 96.75%-$ 4,751,476$ 96.75%Source: Baldwin County Revenue Commissioner.Percentage of Levy-86-CITY OF FAIRHOPE, ALABAMAPROPERTY TAX LEVIES AND COLLECTIONSLAST TEN FISCAL YEARSCollected within the Total Collections to DateFiscal Year of the LevyPercentage of Levy City Fiscal Direct Baldwin State of Year Rate County Alabama 2013 2.00% 3.00% 4.00% 2014 2.00% 3.00% 4.00% 2015 2.00% 3.00% 4.00% 2016 2.00% 3.00% 4.00% Source: City Clerk's Office The City implemented its first sales tax effective July 1, 2009 -87- CITY OF FAIRHOPE, ALABAMA DIRECT AND OVERLAPPING SALES TAX RATES CURRENT & LAST THREE FISCAL YEARS Top 25 Taxpayers (approximate) Total Tax % of Total Tax 2011 2,502,259$ 4,591,088$ 55% 2012 2,525,722$ 4,855,972$ 52% 2013 2,641,175$ 5,437,863$ 49% 2014 3,673,425$ 6,518,249$ 56% 2015 3,624,562$ 6,733,115$ 54% 2016 3,788,930$ 7,232,073$ 52% Source: City Treasurer's Office and AL Dept of Revenue Note: State law prohibits the disclosure of tax information for specific taxpayers. -88- CITY OF FAIRHOPE, ALABAMA PRINCIPAL SALES TAXPAYERS * LAST SIX YEARS GeneralGeneral UtilitiesTotal PercentageFiscal Obligation Notes Capital Obligation Revenue Notes Capital Primary of Personal PerYearDebt Payable LeasesDebtDebt Payable Leases Government Income Capita2007 18,430,349$ 230,130$ 111,245$ 431,688$ 17,465,000$ 293,764$ 122,438$ 37,084,614$ 8.28% 2,465 2008 17,474,232 81,604 91,092 413,404 16,865,000 170,145 7,387 35,102,864 7.26% 2,204 2009 16,768,901 30,364 69,942 271,397 16,235,000 86,035 - 33,461,639 6.65% 2,067 2010 15,773,979 - 47,745 256,962 15,610,000 24,681 - 31,713,367 6.43% 1,933 2011 14,965,792 - 24,449 241,993 14,925,000 - - 30,157,234 6.47% 1,818 2012 14,200,481 - - 226,260 23,125,000 - - 37,551,741 8.07% 2,279 2013 12,682,152 - - 209,680 21,636,094 - - 34,527,926 6.93% 2,107 20149,789,376 - - 5,904,220 20,571,057 - - 36,264,653 6.23% 2,159 20159,307,360 - - 4,743,000 16,574,669 - - 30,625,029 4.87% 1,693 20166,833,058 - - 3,581,942 16,152,226 - - 26,567,226 3.92% 1,418 -89-Governmental ActivitiesBusiness-Type ActivitiesCITY OF FAIRHOPE, ALABAMARATIOS OF OUTSTANDING DEBT BY TYPELAST TEN FISCAL YEARS Percentage of Estimated General Less: Amounts Actual Taxable Fiscal Obligation Available in Debt Value of Per Year Debt Service Fund Total Property Capita 2007 18,862,037$ 456,957$ 18,405,080$ 4.11% 1,223 2008 17,887,636 470,671 17,416,965 3.60% 1,094 2009 17,040,298 350,987 16,689,311 3.32% 1,031 2010 16,030,941 351,008 15,679,933 3.18% 956 2011 15,207,785 350,020 14,857,765 3.19% 896 2012 14,426,741 325,214 14,101,527 3.03% 856 2013 12,891,832 339,308 12,552,524 2.52% 766 2014 15,693,596 357,156 15,336,440 2.64% 913 2015 14,050,360 348,720 13,701,640 2.18% 757 2016 10,415,000 516,120 9,898,880 1.46% 529 CITY OF FAIRHOPE, ALABAMA RATIOS OF GENERAL BONDED DEBT OUTSTANDING LAST TEN FISCAL YEARS -90- Percentage Amount of debt of debt Applicable Applicable Outstanding to the City to City of Debt Fairhope (1) Fairhope Direct debt of the City 6,833,058$ 100.00% 6,833,058$ Overlapping Debt (Supported by ad valorem tax) Baldwin County 111,391,714$ 8.23%(1)9,167,538 16,000,596$ (1) Percentage of net assessed value of property in City ($326,751,500) to net assessed value of property in Baldwin County ($3,970,249,940) on 10/1/2016. -91- CITY OF FAIRHOPE, ALABAMA COMPUTATION OF OVERLAPPING DEBT SEPTEMBER 30, 2016 2007200820092010201120122013201420152016Debt limit44,849,472$ 65,580,788$ 66,115,436$ 63,625,408$ 58,343,880$ 57,884,120$ 53,765,340$ 55,043,560$ 60,737,532$ 65,350,300$ Total net debt applicable to limit18,660,479 17,555,836 17,070,662 16,030,941 15,207,785 14,426,741 12,924,616 15,724,616 14,079,616 10,415,000 Legal debt margin26,188,993$ 48,024,952$ 49,044,774$ 47,594,467$ 43,136,095$ 43,457,379$ 40,840,724$ 39,318,944$ 46,657,916$ 54,935,300$ Total net debt applicable to limit as a percentage of debt limit41.61%26.77%25.82%25.20%26.07%24.92%24.04%28.57%23.18%15.94%Legal Debt Margin Calculation for Fiscal Year 2016Total assessed value$ 326,751,500 Debt limit (20% of total assessed value)65,350,300 Debt applicable to limit:General obligation warrants10,415,000 Notes payable- Total net debt applicable to limit10,415,000 Legal debt margin$ 54,935,300 -92-CITY OF FAIRHOPE, ALABAMALEGAL DEBT MARGIN INFORMATIONLAST TEN FISCAL YEARSFiscal Year Per Capita Fiscal Personal Personal School Unemployment Year Population Income Income Enrollment Rate 2007 15,046 447,693,730$ 29,755$ 4,050 2.7% 2008 15,927 483,400,377 30,351 4,307 4.1% 2009 16,185 503,418,240 31,104 4,320 8.6% 2010 16,409 492,959,178 30,042 4,385 8.9% 2011 16,588 466,189,152 28,104 4,477 8.7% 2012 16,479 465,548,229 28,251 4,487 7.1% 2013 16,385 497,890,995 30,387 4,526 6.1% 2014 16,794 581,996,070 34,655 4,734 5.8% 2015 18,089 628,773,640 34,760 4,995 5.4% 2016 18,730 677,183,150 36,155 5,333 5.3% Sources: U.S. Census Bureau Sperling's Best Places Website State of Alabama Department of Industrial Relations Eastern Shore Chamber of Commerce Baldwin County Board of Education www.schooldigger.com CITY OF FAIRHOPE, ALABAMA DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN FISCAL YEARS -93- Percentage of Percentage of Total City Total City Employer Employees Rank Employment Employees Rank Employment Thomas Hospital 1,200 1 16.4% 1,210 1 21.8% Grand Hotel 700 2 9.6% 650 2 11.7% City of Fairhope 435 3 5.9% 289 4 5.2% Wal-Mart 340 4 4.6% 400 3 Segers Aero Corporation 130 5 1.8% Publix 115 6 1.6% Winn-Dixie 90 7 1.2% 85 6 1.5% Piggly Wiggly 65 8 0.9% Balloons Everywhere 60 9 0.8% 50 8 0.9% Print Xcel (formerly Poser Business Forms)45 10 0.6% 138 5 Bruno's 71 7 1.3% Air Inc 59 9 1.1% Food World 60 10 3,180 43.5% 3,012 43.4% Sources: Eastern Shore Chamber of Commerce State Department of Industrial Relations NOTE: Total city employment number represents people residing in COF that are employed (place of residence) rather than employment for COF businesses 2007: 5,562 2016: 7,315 2016 2007 -94- CITY OF FAIRHOPE, ALABAMA PRINCIPAL EMPLOYERS CURRENT YEAR AND TEN YEARS AGO 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016FunctionGeneral Government 61 62 54 55 53 53 48 48 49 49 Public Safety Police41 42 51 484844484646 45 Fire Firefighters and Dispatch9 14 13 131718171817 14 Highways and Streets Public Works29 28 37 373536393941 46 Sanitation22 20 21 202019172122 20 Culture and Recreation Recreation89 18 181919242325 26 Adult Recreation36 10 13141491011 12 Gas Department16 19 18 18181817151515Electric Department20 19 17 17171817222119Water/Waste Water Department 24 25 23 23242624232322Golf Department13 13 19 19161415161820Total246 257 281 281281279275 281 288 288Source: City of Fairhope Human Resources DepartmentFull-time Equivalent Employees as of September 30, 2016-95-CITY OF FAIRHOPE, ALABAMAFULL-TIME EQUIVALENT CITY GOVERNMENT EMPLOYEES BY FUNCTIONLAST TEN FISCAL YEARS 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016FunctionPolice Physical arrests1,710 1,131 993 833 1,134 603 759 750 1,423 983 Parking violations13 71 285 201 163 128 22 49 121 240 Traffic violations1,516 996 1,004 1,245 1,419 2,215 1,379 887 633 1,726 Fire Number of calls answered339 432 427 658 801 657 690 853 836 865 Inspections282 196 382 291 143 101 85 35 161 147 Highways and streets Street resurfacing (miles)- - 1.5 - - 8.1 - - - 13.2 Potholes repaired**312 414 384 400 425 450 1,345 1,480 1,620 2,933 Sanitation Garbage collected (tons/year)8,246 7,520 7,782 8,627 9,100 8,711 7,564 8,509 8,236 8,654 Trash collected (tons/year)5,213 5,915 5,744 7,385 6,487 5,767 5,513 6,292 5,545 5,902 Recyclables collected (tons/year)2,131 1,989 1,297 1,281 1,495 1,508 1,512 1,714 1,779 1,855 Culture and recreation Golf course rounds @ 9 hole rounds 92,702 88,475 53,755 62,720 61,283 65,500 62,266 59,261 57,405 56,613 Pavilion/park parties74 88 84 80 64 56 58 61 59 44 Waste water Average daily sewage treatment1.7 1.7 1.7 1.8 1.8 1.8 1.8 1.8 2.0 2.2 (millions of gallons)Sources: Various government departments** The City changed the calculation method for potholes for FY 2016 resulting in a larger increase.-96-LAST TEN FISCAL YEARSOPERATING INDICATORS BY FUNCTIONCITY OF FAIRHOPE, ALABAMA 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016FunctionPublic safety Police Stations11111 11111 Patrol units 35 3640 45 45 45 43 37 38 39 Fire stations 33333 33344Highways and streets Streets (miles) 89.7 98.1 98.1 98.1 98.1 99.1 99.1 103.84 106.54 108.64Culture and recreation Parks acreage 208 208 208 248 248 248 248 356 504 504 Parks 5050505151 51 51 52 54 54 Swimming pools 33333 33333 Tennis courts 66666 6 6 6 6 12 Community center 21333 33333Sewer Sanitary sewers (miles) 120 121 121 125 125 125 126 126 130 135 Storm sewers (miles) 15.55 16.7516.75 16.75 16.75 17.25 17.25 19.17 20.57 22.77 Maximum daily treatment capacity 44444 4 4 4 44.2 (millions of gallons)Sources: Various government departments-97-CITY OF FAIRHOPE, ALABAMA CAPITAL ASSET STATISTICS BY FUNCTION LAST TEN FISCAL YEARS COMPLIANCE SECTION INDEPENDENT AUDITORS’ REPORT ON COMPLIANCE AND ON INTERNAL CONTROL OVER FINANCIAL REPORTING BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS Honorable Mayor and Members of the City Council City of Fairhope, Alabama We have audited, in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business-type activities, the aggregate discretely presented component units, each major fund, and the aggregate remaining fund information of as of and for the year ended September 30, 2016, and the related notes to the financial statements, which collectively comprise the City of Fairhope, Alabama’s basic financial statements, and have issued our report thereon dated January 31, 2017. Internal Control over Financial Reporting In planning and performing our audit of the financial statements, we considered the City’s internal control over financial reporting (internal control) to determine the audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City’s internal control. Accordingly, we do not express an opinion on the effectiveness of the City’s internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees in the normal course of performing their assigned functions, to prevent, or detect and correct misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control, such that there is a reasonable possibility that a material misstatement of the entity’s financial statements will not be prevented, or detected and corrected on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. INDEPENDENT AUDITORS’ REPORT ON COMPLIANCE FOR EACH MAJOR PROGRAM AND ON INTERNAL CONTROL OVER COMPLIANCE REQUIRED BY THE UNIFORM GUIDANCE Honorable Mayor and Members of the City Council City of Fairhope, Alabama Report on Compliance for Each Major Federal Program We have audited the City of Fairhope, Alabama’s compliance with the types of compliance requirements described in the OMB Compliance Supplement that could have a direct and material effect on each of the City of Fairhope, Alabama’s major federal programs for the year ended September 30, 2016. The City of Fairhope, Alabama’s major federal programs are identified in the summary of auditors’ results section of the accompanying schedule of findings and questioned costs. Management’s Responsibility Management is responsible for compliance with federal statutes, regulations, and the terms and conditions of its federal awards applicable to its federal programs. Auditor’s Responsibility Our responsibility is to express an opinion on compliance for each of the City of Fairhope, Alabama’s major federal programs based on our audit of the types of compliance requirements referred to above. We conducted our audit of compliance in accordance with auditing standards generally accepted in the United States of America; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States; and the audit requirements of Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (Uniform Guidance). Those standards and the Uniform Guidance require that we plan and perform the audit to obtain reasonable assurance about whether noncompliance with the types of compliance requirements referred to above that could have a direct and material effect on a major federal program occurred. An audit includes examining, on a test basis, evidence about the City of Fairhope, Alabama’s compliance with those requirements and performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion on compliance for each major federal program. However, our audit does not provide a legal determination of the City of Fairhope, Alabama’s compliance. Opinion on Each Major Federal Program In our opinion, the City of Fairhope, Alabama complied, in all material respects, with the types of compliance requirements referred to above that could have a direct and material effect on each of its major federal programs for the year ended September 30, 2016. -102- CITY OF FAIRHOPE, ALABAMA SCHEDULE OF EXPENDITURES OF FEDERAL AWARDS FOR THE YEAR ENDED SEPTEMBER 30, 2016 Federal Grantor/CFDA Pass-Through Grantor/Identification Program Title Number Expenditures Department of Homeland Security Hazard Mitigation Grant 97.039 140,421$ Department of Commerce Coastal Zone Management Administration Awards 11.419 12,484 Department of Agriculture Emergency Watershed Protection Program 10.923 125,194 Department of Transportation Airport Improvement Program 20.106 715,271 993,370$ NOTE 1 BASIS OF PRESENTATION The accompanying schedule of expenditures and federal awards includes the federal grant activity of the City of Fairhope, Alabama and is presented on the modified accrual basis of accounting. The information in this schedule is presented in accordance with the requirements of Uniform Guidance, therefore, some amounts presented in this schedule may differ from amounts presented in, or used in the presentation of the general purpose financial statements. -103- CITY OF FAIRHOPE, ALABAMA SCHEDULE OF FINDINGS AND QUESTIONED COSTS FOR THE YEAR ENDED SEPTEMBER 30, 2016 Section I: Summary of Auditors’ Results Financial Statements Type of auditors’ report issued: unmodified Internal control over financial reporting: Are any material weaknesses identified? ____ Yes __X__ No Are any significant deficiencies identified not considered to be material weaknesses?____ Yes X None Reported Is any noncompliance material to financial statements noted? ____ Yes __X__ No Federal Awards Type of auditors’ report issued on compliance for major programs: unmodified Internal control over major program compliance: Are any material weaknesses identified? ____ Yes __X__ No Are any significant deficiencies identified not considered to be material weaknesses? ____ Yes X None Reported Are any audit findings disclosed that are required to be reported in accordance with Uniform Guidance? ____ Yes __X__ No Identification of major programs: Environmental Protection Agency Airport Improvement Program CFDA Number 20.106 -104- CITY OF FAIRHOPE, ALABAMA SCHEDULE OF FINDINGS AND QUESTIONED COSTS FOR THE YEAR ENDED SEPTEMBER 30, 2016 Section I: Summary of Auditor’s Results (continued) Enter the dollar threshold used to distinguish between Type A and Type B programs: $750,000 Is the auditee qualified as a low risk auditee? _x_ Yes ___ No Section II: Financial Statement Findings There are no such findings in the current year. Section III: Federal Awards Findings There are no such findings or questioned costs in the current year.