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HomeMy WebLinkAbout2012 CITY OF FAIRHOPE, ALABAMA COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2012 PREPARED BY: THE OFFICE OF THE FINANCE DIRECTOR i CITY OF FAIRHOPE, ALABAMA COMPREHENSIVE ANNUAL FINANCIAL REPORT SEPTEMBER 30, 2012 TABLE OF CONTENTS Page INTRODUCTORY SECTION Letter of Transmittal iv Certificate of Achievement for Excellence in Financial Reporting ix Organization Chart x City Elected and Appointed Officials xi FINANCIAL SECTION INDEPENDENT AUDITORS’ REPORT 1 MANAGEMENT’S DISCUSSION AND ANALYSIS 3 BASIC FINANCIAL STATEMENTS Government-Wide Financial Statements Statement of Net Assets 14 Statement of Activities 15 Fund Financial Statements Governmental Fund Financial Statements Fund Balance Sheets - Governmental Funds 16 Reconciliation of Governmental Fund Balance to Net Assets of Governmental Activities 17 Statement of Revenues, Expenditures and Changes in Fund Balances - Governmental Funds 18 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities 19 Proprietary Fund Financial Statements Fund Balance Sheets - Proprietary Funds 20 Statement of Revenues, Expenses and Changes in Net Assets - Proprietary Funds 21 Statement of Cash Flows - Proprietary Funds 22 Discretely Presented Component Units Combining Statement of Net Assets - Discretely Presented Component Units 23 Combining Statement of Activities - Discretely Presented Component Units 24 Notes to the Financial Statements 25 ii CITY OF FAIRHOPE, ALABAMA COMPREHENSIVE ANNUAL FINANCIAL REPORT SEPTEMBER 30, 2012 TABLE OF CONTENTS (continued) Page REQUIRED SUPPLEMENTARY INFORMATION Budgetary Comparison Schedule - General Fund 51 Notes to Required Supplementary Information 52 OTHER SUPPLEMENTARY INFORMATION Combining Balance Sheets – Nonmajor Governmental Funds 54 Combining Statement of Revenues, Expenditures and Fund Balances - 55 Nonmajor Governmental Funds Fund Balance Sheet - Fairhope Public Library Board 56 Reconciliation of Governmental Fund Balance to Net Assets of Governmental Activities - Fairhope Public Library Board 57 Statement of Revenues, Expenditures and Changes in Fund Balances - Fairhope Public Library Board 58 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities - Fairhope Public Library Board 59 Fund Balance Sheet - Fairhope Airport Authority 60 Reconciliation of Governmental Fund Balance to Net Assets of Governmental Activities - Fairhope Airport Authority 61 Statement of Revenues, Expenditures and Changes in Fund Balances - Fairhope Airport Authority 62 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities - Fairhope Airport Authority 63 Schedule of Capital Projects Expenditures 64 Schedule of Information Required By Bond Indentures 65 Summary of Deposits, Withdrawals and Balances of Selected Trust Accounts as Required Under Certain Trust Indentures 66 iii CITY OF FAIRHOPE, ALABAMA COMPREHENSIVE ANNUAL FINANCIAL REPORT SEPTEMBER 30, 2012 TABLE OF CONTENTS (continued) Page STATISTICAL SECTION Net Assets by Component 68 Changes in Net Assets 69 Governmental Activities Tax Revenues by Source 71 Fund Balances of Governmental Funds 72 Changes in Fund Balances of Governmental Funds 73 Assessed and Estimated Actual Value of Taxable Property 74 Property Tax Rates - Direct and Overlapping Governments 75 Principal Property Taxpayers 76 Property Tax Levies and Collections 77 Direct and Overlapping Sales Tax Rates 78 Principal Sales Tax Remitters 79 Ratios of Outstanding Debt by Type 80 Ratios of General Bonded Debt Outstanding 81 Computation of Overlapping Debt 82 Legal Debt Margin Information 83 Demographic and Economic Statistics 84 Principal Employers 85 Full-time Equivalent City Government Employees by Function 86 Operating Indicators by Function 87 Capital Asset Statistics by Function 88 COMPLIANCE SECTION Independent Auditors’ Report on Compliance and on Internal Control Over Financial Reporting Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards 89 INTRODUCTORY SECTION v center, a public golf course, indoor and outdoor swimming pools, a tennis complex, a skate park, a pet park, and many cultural events. ECONOMIC CONDITION AND OUTLOOK The City of Fairhope showed significant economic growth during the year. The revenue from new construction and building permits, inspection and impact fees increased over 45% from the prior year. Total revenue from these key economic indicators was $931,385 for the year, an increase of $291,436. Fairhope enjoys a strong sense of community ownership and responsibility among City officials and local citizens, resulting in active community participation and involvement in all current City projects and issues. Clean industry within the City supports health services and higher education. In addition, Fairhope gains strong economic stability from the significant industrial and commercial development in surrounding Baldwin County cities and in neighboring Mobile County. Austal Shipbuilding and the newly- acquired Airbus aircraft manufacturer, both located within 30 miles of Fairhope, promise to positively impact commercial growth and property values in our area. These factors, along with citizen involvement in planning, and strong city management provide strength and promise for continued economic good health for the City of Fairhope. MAJOR INITIATIVES For the Year: Sales tax receipts for the fiscal year totaled over $4.89 million, exceeding the budgeted projection by approximately $148,000. As part of the sales tax ordinance, one half of each month’s sales tax receipts must go into reserves, to be used for debt prepayment and capital improvements, as authorized by the City Council. The sales tax reserve account balance at fiscal year-end totaled $7 million. Fairhope and surrounding Eastern Shore and Gulf coast cities continue to enjoy increasing revenues from tourism and corporate functions. Lodging tax and sales tax receipts, major indicators of tourism, remained strong during 2012, increasing 14.8% and 6.7%, respectively, over the prior year. The Mayor, City Council, and City department heads continue to strive to adhere to the City’s established goals in planning for continuing growth, and in vi maintaining the quality of life and the highest level of governmental services to all residents in the City. Fairhope and other small cities in Baldwin County were somewhat buffered from the national economic downturn due to high percentages of resident retirees and by the majority of service, health, and education employers. At fiscal year end, the unemployment rate for Baldwin County was 6.3%, while the rate for the State as a whole was 7.5%, which closely followed the national unemployment rate in September, 2012. Both Mobile and Pensacola, neighboring cities to the west and to the east, matched the State rate of 7.5%. The Finance Department was once again awarded the Certificate of Achievement for Excellence in Financial Reporting for its CAFR for the fiscal year 2011, by the Government Finance Officers Association (GFOA) of the United States and Canada. We believe that our current CAFR continues to meet the Certificate of Achievement Program’s requirements and we are submitting it to the GFOA to be considered for another certificate. For The Future: The City continues its focus on improvements to existing infrastructure for drainage, streets and the utilities, along with dependable excellent government services, with maximum efficiency and fiduciary responsibility. The budget for the fiscal year 2013 contains over $5.8 million in the General, Capital Projects, Gas Tax, and Utility Funds for capital purchases, infrastructure improvements, and special projects throughout the City, as well as a decrease in transfers to 50% of operating income from the Enterprise funds into the General fund. Other improvements being completed in the next year include implementation of the new computer software program for the City. A portion of the sales tax reserve fund will be used to prepay $2.4 million in General fund debt in the upcoming fiscal year. The Fairhope Airport Authority has plans for a $2 million Aviation Training Center to be constructed at the Fairhope Airport to provide local flight training through cooperation between the Authority and local colleges. This endeavor goes hand-in-hand with the significant growth in the aircraft manufacturing and aerospace industries in neighboring Mobile county. vii ENTERPRISE FUNDS HIGHLIGHTS The City’s Enterprise funds, made up of Natural Gas, Electric, Water and Waste Water, recorded a combined increase in net assets of $2,320,001 for the year, after transfers of $4.17 million to support the General fund. Transfers to support the General fund represented 56% of the enterprise funds’ operating income before transfers. The Enterprise funds expended over $2.3 million in capital purchases, funded by operating income and reserves designated for capital purchases. Cash and cash equivalents in the Enterprise funds totaled $11,849,294 at year-end, a decrease of 2% from the prior year. A ten-year old Utility Revenue Warrant was refunded at the beginning of the fiscal year to take advantage of lower interest rates, and this resulted in a reduction of $1,436,163 in total debt service requirements for the Enterprise Funds. As part of this refunding, the Water/Waste Water Fund incurred $8.6 million in new debt for up-grades and increased capacity for the Waste Water Treatment Plant. Total long-term debt at year-end for the Enterprise Funds was $23,351,260, an increase of $8,184,267. The City historically has used a short-term line of credit each year for use in funding the seasonally high electric power costs during the summer months, however this has not been necessary for the past four fiscal years. Gas line infrastructure was extended into growing areas and major electrical upgrades and improvements were completed. There are currently no plans for additional new debt for the Enterprise Funds. GOVERNMENTAL FUNDS HIGHLIGHTS The Governmental funds are comprised of General, Capital Projects, Debt Service, and Special Revenue funds. The General Fund supports the General Administration, Police and Fire, Adult and Youth Recreation, Quail Creek Golf Course, Streets, Sanitation, and other department budgets providing City services. The Governmental Funds experienced a net surplus of $2,226,652 for the fiscal year, including receipt of $4.17 million in transfers from the utilities during the year. Total revenues in the General Fund, before utility transfers, increased by $1,515,769 from the prior year. Operating expenses in the Governmental fund during the 2012 fiscal year increased by $5,454,442, mainly due to the pay-off of a General Obligation Warrant. Capital purchases and improvements in the Governmental Fund totaled $664,526. The Governmental Fund Balance was $10,580,412 at year-end, representing an increase of $2.23 million over the prior year. Total General Fund cash was xCITY OF FAIRHOPE, ALABAMACITY ELECTED AND APPOINTED OFFICIALSSEPTEMBER 30. 2012MayorCity CouncilCity JudgeExecutive SecretaryCity AdministratorCourt MagistratesCity AttorneyHumanResourcesInformation TechnologyGeneralSuperintendentPlanning & Building MapsCityClerkPoliceChiefCity TreasurerPurchasingPublic SafetyPolice OfficersCorrectionsli / iPurchasingPublicSafetyPolice OfficersCorrectionsPolice/FireDispatchAnimal ControlOfficerFire Dept/CustodiansPublic UtilitiesGas Dept.Electric Dept.Water/Sewer DeptPublic WorksLandscapingSanitationRecyclingEquip MechanicsTrashOther PWAdministrationFinanceRevenue & BillingMagistratesMeterRecreationOutside FacilitiesPublic PoolRec CenterAdult RecreationSenior ServicesCivic CenterStreet/MaintStreetConstructionBuilding MaintQuail CreekGolf xi CITY OF FAIRHOPE, ALABAMA CITY ELECTED AND APPOINTED OFFICIALS SEPTEMBER 30, 2012 Timothy M. Kant, ACMO Mayor Michael A. Ford , ACMO Councilmember Rick Kingrea Councilmember Lonnie L. Mixon Councilmember Debbie W. Quinn, ACMO Councilmember Daniel R. Stankoski, CMO Councilmember Lisa Hanks City Clerk Nancy K. Wilson, CPA City Treasurer Bill D. Press Police Chief Marion E. Wynne, Jr. City Attorney Honorable Haymes Snedeker City Judge FINANCIAL SECTION THIS PAGE INTENTIONALLY LEFT BLANK MANAGEMENT’S DISCUSSION AND ANALYSIS - 3 - MANAGEMENT’S DISCUSSION AND ANALYSIS Our discussion and analysis of the City of Fairhope’s (the “City”) financial performance provides a narrative overview of the City’s financial activities for the fiscal year ended September 30, 2012. The intent of this Management Discussion and Analysis (MD&A) is to review the City’s financial performance as a whole. Please read it in conjunction with the City’s financial reports, which follow this section and the additional information furnished in the letter of transmittal, which can be found in the introductory section of this comprehensive annual financial report (CAFR). FINANCIAL HIGHLIGHTS  Assets of the City exceeded its liabilities at the close of the fiscal year by $114,464,317, a current year increase in net assets of $3,304,451 (pages 14 and 15).  At the close of the fiscal year, the City’s combined governmental funds, including General, Capital Projects and Other Governmental Funds, reported ending fund balances totaling $10,580,412, an increase of $2,226,652 from the prior year. The General Fund closed with a fund balance of $10,295,547, an increase of $3,135,392. The Capital Projects Fund had a decrease in fund balance of $1,745,223 after capital expenditures of $2,045,667 and transfers from the General Fund of $84,504 (page 18). A detailed explanation of these increases can be viewed on page six of this Management’s Discussion and Analysis (MD&A).  City-wide, governmental and business type funds cash (including restricted cash) totaled $36,137,595, an increase of $13,885,708 over the previous year. Governmental Funds cash totaled $11,951,254 at September 30, 2012 (page 14). This is an increase of $3,495,145 over the prior year. Most of the increase, approximately $2 million, was from sales tax receipts. The business type funds cash totaled $24,186,341 at year end (page 20), an increase of $10,390,563 over last year. This increase was mainly due to unspent proceeds from the $8.6 million of additional borrowings received when issuing the Utilities Revenue Warrant Series 2011. See additional information discussed under the debt administration section on page eight of this MD&A. Revenues in the governmental funds increased $1.5 million from the previous year. Expenses increased $5.5 million. However $4.2 million of that amount was the refunding of the 2002 General Obligation Warrants, resulting in a net increase of operating expenses of $1.3 million (Figure 3, page 11).  During fiscal 2012, revenues from the City’s 2% sales tax totaled $4,898,362, an increase of approximately $308,000 over the previous year. In November 2011, the City Council amended the ordinance allocating sales tax revenues. Fifty percent of sales tax revenues in excess of $7 million have been designated for debt payment. These funds are stipulated for debt prepayment and are to be used only for prepayment of existing debt of the General fund. The remaining fifty percent in excess of $7 million has been designated for infrastructure improvement. These funds are to be used only for improvements to City streets, sidewalks, and parks and buildings. The amount of these reserved funds at September 30, 2012 was $7,000,000 (pages 14 and 16).  The combined governmental funds expended $664,526 for capital projects and purchases, including $84,881 for special projects, $81,377 of impact fee revenues for recreation projects and $498,268 for vehicles, equipment and other infrastructure additions.  The business-type activities, Gas, Electric, Water and Waste Water activities, ended the year with income before transfers of $6,493,803, compared to $9,839,682 for fiscal 2011. Although revenues decreased approximately $3.4 million, costs of energy and operating expenses also decreased about $285,000. The utilities made transfers to the General Fund of $4,173,802 from income. The business-type activities recorded an increase in net assets, after transfers, of $2,320,001 (page 21). Details pertaining to these increases can be seen on pages six and seven of this MD&A.  The City’s business-type activities made additions to property, plant and equipment of $2,393,623. Funding for these additions was prior debt issues, current income and money set aside for this purpose. The business-type activities increased long-term debt by $7.4 million for future capital additions and upgrades (pages 22 and 34).  As noted above, the City’s total debt increased by $7,418,956 during fiscal year 2012, yielding total outstanding debt of $37,551,741 compared to the previous year’s $30,132,785. These borrowed funds are to be used for improvements to the water and wastewater systems. Governmental activities total debt was $14,200,481. Business-type activities total debt was $23,351,260 (pages 35 and 36). - 4 - OVERVIEW OF THE FINANCIAL STATEMENTS This discussion and analysis is intended to serve as an introduction to the City’s basic financial statements. The City’s basic financial statements are comprised of four components: 1) government-wide financial statements, 2) fund financial statements, 3) notes to financial statements, and 4) required supplementary information. The Statement of Net Assets and the Statement of Activities provide information about the activities of the City as a whole and present a longer-term view of the City’s finances. For governmental activities, the fund financial statements tell how these services were financed in the short term as well as what remains for future spending. Fund financial statements also report the City’s operations in more detail than the government-wide statements by providing information about the City’s most significant funds. The notes to financial statements provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes to financial statements start on page 25. In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information concerning the City’s General Fund budget. A budgetary comparison schedule has been provided for the General Fund to demonstrate compliance with the budget on page 51. The Statement of Net Assets and the Statement of Activities The Fund Balance Sheets and the Statements of Revenues, Expenditures, and Changes in Fund Balances report information about the City as a whole and about its activities. These statements include all assets and liabilities using the accrual basis of accounting, which is similar to the accounting used by most private-sector companies. All of the current year’s revenues and expenses are taken into account regardless of when cash is received or paid. These two statements report the City’s net assets and any changes in them. Consideration of the City’s net assets, i.e., - the difference between assets and liabilities, is one tool to measure the City’s financial health, or financial position. Over time, increases or decreases in the City’s net assets are indicators of whether its financial health is improving or deteriorating. Consideration of other non-financial factors, however, such as changes in the City’s revenue sources and the condition of the City’s infrastructure, utility systems and roads, is also necessary for a valid assessment of the overall health of the City. In the Statement of Net Assets and the Statement of Activities, we divide the City into three kinds of activities: • Governmental activities — Most of the City’s basic services are reported here, including the police, fire, public works, youth and senior recreation departments, and general administration. Gross receipts, business license fees, property and sales taxes, franchise fees, and state and federal grants finance most of these activities. Funds for Capital Projects, Debt Service, Gas Tax, and Impact Fees are also reported with Governmental activities. • Business-type activities — The City charges a fee to customers to help it cover all or most of the cost of certain services provided. Financial information for the Electric Fund, Natural Gas Fund and the Water and Waste Water Fund is reported in this section. • Component units — The City has two entities classified as component units, the Fairhope Public Library and the Airport Authority. Although legally separate and managed by City appointed boards, the Library and Airport Authority receive significant support from the City and the City is responsible for any deficits. Net assets may serve over time as a useful indicator of a government’s financial position. The City’s assets exceeded liabilities by $114,464,317 at the close of the most recent fiscal year, as shown in Figure 1, page 9 and page 14. This is an increase of $3,304,451. The largest portion of the City’s net assets, approximately 73.4 percent, reflects its investment in capital assets (e.g. land, streets, sidewalks, buildings, infrastructure, equipment, etc.), less any related debt still outstanding used to acquire those assets. The City uses these capital assets to provide services and utilities to citizens; therefore, these assets are not available for future spending. Although the City’s investment in capital assets is reported net of related debt, it should be noted that the resources needed to repay debt must be provided from other sources, since capital assets themselves cannot be used to liquidate these liabilities. An additional portion of the City’s net assets, approximately 17.8 percent, represents resources that are subject to restrictions as to how they may be used. Funds restricted for debt service were $12,715,534; for capital projects, - 5 - $420,909; for road maintenance and construction, $216,196; for City Council determined emergencies, $7,000,000. Restricted funds increased approximately $12.5 million over the previous year. The unrestricted net assets, approximately 8.8 percent, may be used to meet the City’s ongoing obligations to citizens and creditors. Unrestricted net assets, $10,104,720, decreased $556,043 during fiscal 2012 (pages 9 and 14). The City has implemented Government Accounting Standards Statement 45, Accounting and Financial Reporting by Employers for Post Employment Benefits Other Than Pensions (GASB 45). The City’s Annual Required Contribution (ARC) was actuarially determined to be $908,803. The current year retirement premium was $274,479. The liability for OPEB obligation at year end was $1,985,035. This amount is reported on the Statement of Net Assets, page 14, as Net OPEB Obligation and on page 47, Note 18. Figure 2, page 10, is a condensed Statement of Activities for the City as a whole for all activity types. This condensed statement includes comparative information from the prior year for the governmental and business-type activities, as well as the Library and Airport Authority component units. Fund Financial Statements The fund financial statements provide detailed information about the most significant funds — not the City as a whole. Some funds are required to be established by State Law and by bond covenants. However, the City Council established many other funds to help control and manage money for particular purposes or to show that it is meeting legal responsibilities for using certain taxes, grants, and other money. The City’s two kinds of funds —governmental and proprietary — use different accounting approaches. • Governmental funds — Most of the City’s basic services are reported in governmental funds, which focus on how money flows into and out of those funds and the balances left at year-end that are available for spending. These funds are reported using an accounting method called modified accrual accounting, which measures cash and all other financial assets that can be readily converted to cash. The governmental fund statements provide a detailed short-term view of the City’s general government operations and the basic services it provides. Government fund information helps determine whether there are more or fewer resources that can be spent in the near future to finance the City’s programs. • Proprietary funds — When the City charges customers for the services it provides, whether to outside customers or to other units of the City, these services are reported as proprietary, or enterprise, funds. Proprietary funds are reported separately, on an accrual basis of accounting, in the Proprietary Fund Balance Sheet and the Statement of Revenues, Expenses, and Changes in Net Assets. The City’s enterprise funds are the same as the business-type activities we report in the government-wide statements but provide more detail and additional information, such as cash flows. The City’s proprietary funds include the Electric Fund, Natural Gas Fund and Water and Waste Water Fund, which are used to account for the operations of the utilities. Governmental Funds The focus of the City’s governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City’s financing requirements. In particular, unrestricted fund balances may serve as a useful measure of a government’s net resources available for spending at the end of the fiscal year. Figure 3, page 11, presents summaries of the governmental funds (General Fund, Capital Projects, Debt Service, Gas Tax, and Impact Fees) revenues and expenditures, by function, for the fiscal year ended September 30, 2012, and the amounts of increases and decreases in relation to prior year revenues and expenditures. Governmental fund revenues increased $1,515,769 from the previous fiscal year. Expenditures of Governmental funds increased $5,454,442 for the same period. Included in this increase is the issuance of general obligation warrants in the amount of $4.2 million for the purpose of refunding the 2002 General Obligation Warrants. In addition to this refunding, approximately $765,000 was used to pay down existing debt. The following significant events, related to revenues and expense, occurred during fiscal 2012 (the figures are rounded): Related to revenue:  Taxes, property and local, were up $420,000, with the majority of the increase from sales tax. - 6 -  Licenses and permits as well as fines and forfeitures increased by $365,000. This was primarily due to an increase in building permits of 28% over last year. The total construction value in the City increased 63% compared to last year, indicating a significant upturn in the housing market.  State of Alabama and United States Government tax and grant income increased by $320,000.  The Fairhope Library Board made a payment of $1,000 for the “bridge loan” provided by the City for uncollected donations for the construction of the new Library (page 37, Note 6). This compared to a payment last year of $185,000, a decrease of $184,000.  Charges for services were up $617,000 over last year due to an increase in utility collection and administrative services fees.  Income from the City’s golf course, approximately $1,000,000 was down $20,000 from the previous year. Related to expenditure:  Capital outlay expenditures were approximately $665,000, down $810,000 from the prior year. Expenditures of $1.5 million for fiscal 2011 included $450,000 for fire department equipment; $70,000 for capital improvements at the James P. Nix Center; $170,000 for street department equipment, including a new street sweeper; $430,000 for sanitation collection equipment; and $280,000 for vehicles and equipment. Major capital expenditures for fiscal 2012 were: $85,000 for special projects, $80,000 for impact fees recreation projects and $500,000 for vehicles and equipment.  The City’s General Department had increases in expenditures of $1.7 million. The major increase for 2012 was the shift of all General Fund departmental medical insurance costs into the general department. This amount was $1 million. This was a result of the disproportionate insurance costs among the individual General fund departments. It should be noted that although this shift increased expenditures in the General Department, medical insurance costs among all General fund departments totaled $1.5 million for the year compared to $1.9 million last year, a decrease of approximately $400,000. The remaining increase related to the following: $270,000 for sidewalk expenditures, an increase in employee costs of $292,000, and other increases relating to professional services, computer expenses, and grant expenditures totaling $160,000.  The Police Department had decreases of $270,000. Major decreases for 2012 included computer expense ($78,000) and a shift in medical insurance to the General department ($530,000). Employee costs, however, increased $330,000.  The Street Department’s expenses were up $1.2 from the previous year, primarily because of paving projects of $1.7 million. In contrast, employee costs were down $230,000 and medical insurance decreased by $320,000 due to the move into the General department.  Debt service payments, $5.4 million, increased $3.9 million from the previous year’s $1.5 million total. This was due to the refunding of the 2002 General Obligation Warrants in the amount of $4.2 million. Funds for this refunding were provided by a new general obligation issue, at favorable interest rates.  Golf activities expenses were down $250,000. This was primarily from the move of employee medical insurance to the general department of $135,000 and reductions in employee costs of $75,000. Fund Balances and Net Assets When reviewing the City’s finances, it is important to ask if the City as a whole is in better financial condition when compared with the prior year. An indicator of the City’s financial health is whether the fund balances of the governmental and net assets of the proprietary funds increased or decreased as a result of operating activities. Fund balances for all governmental funds, including General Fund, Capital Projects Fund, and Other Governmental Funds totaled $10,580,412, an increase of $2,226,652. This follows an increase in fund balances of $2,803,470 the previous year. The General Fund had a fund balance of $10,295,547, an increase of $3,135,392. The Capital Projects Fund had a decrease in fund balance of $1,745,223 after expenditures of $1,690,107 for street repaving, $270,679 for sidewalk renovations, capital outlay of $84,881 and a transfer from the General Fund of $84,504. The Other Governmental Funds had fund balances of $1,354,289 at year end, including restrictions for Debt Service of $325,214, a decrease of $24,806 and assigned funds reported in special revenue funds (Gas Tax and Impact Fees) of $1,029,075, an increase of $861,289, after expenditures of $39,862 for road repair and maintenance and a transfer from the General fund of $857,807. (see pages 16, 18 and 54). Increases and decreases in revenues and expenses are discussed in the Governmental Funds section of this MD&A, pages 5 and 6 above. The governmental activities’ net assets at year end were $74,088,588, an increase of $984,450. This increase is directly related to transfers from the utilities in the amount of $4,173,802. The Gas, Electric and Water and Waste Water Funds had net assets of $40,375,729 at year end, an increase of $2,320,001 (see pages 15 and 21). The increase in the previous - 7 - year was $5,012,535. The significant change of $3,307,774 from last year to this year is due to a decrease in the change of net assets before transfers and investment earnings. Capital Project and Other Governmental Funds increases in fund balance are discussed above. Following are major factors effecting increases in fund balance and net assets in the General Fund and business-type operations. General Fund Balance: The General Fund had an increase in revenues of $1,258,026. Expenditures for the General Fund were down $540,321 from the prior year. Transfers from the proprietary funds (Gas, Electric, Water and Waste Water Funds) were $4,173,802 for the current year, a decrease of $653,345 from the prior year. After transfers, the fund balance of the General Fund increased by $3,135,392 during fiscal 2012. The most significant revenue increase was related to charges for services, an increase of $616,844 over the prior year, due to an increase in utility collection and administrative services fees. Other major increases in revenue during the year were: an increase of $418,864 in taxes, property and local, with the majority from sales tax. Although licenses and permits as well as fines and forfeitures were up $365,326, the Library Board’s contribution toward the loan for the construction of the library was $182,285 less than last year. The most significant decrease related to General Fund expenditures was in capital outlay. This was due to an overall departmental cutback in capital spending throughout the year. This decrease totaled $848,335. The remainder of the difference, approximately $308,000, relates to increases and decreases in employee costs within the various General Fund departments. Enterprise Operations: The City’s enterprise operations consist of the Electric Fund, Natural Gas Fund and Water and Waste Water Fund. The enterprise funds’ operating revenues decreased by $3,423,449 over the prior fiscal year. This represented an 8.93% decrease. Operating expenses decreased by $285,251, a 1% decrease. The decrease in expenses was due to decreases in energy purchases for resale of $1,160,103, a decrease of 7.5%. Combined, other expenses were up from the prior year, $874,852. Of this, $265,589 was from the increase in community development projects, $491,068 was from other operating expenses and $106,862 was from salaries. Utility rate calculations are based on costs of energy, expenditures for operations, debt service costs, infrastructure upgrades, capacity increases and transfers to the General Fund to fund public safety, recreational and environmental activities of the City. The City employs a consultant to assist in the rate setting process. Income for the enterprise funds, before transfers to the General Fund, was $6,493,803, a decrease of $3,345,879. Transfers to the General Fund were $4,173,802, or 64% of income. For fiscal 2011, the transfers to the General Fund were $4,827,147, or 49% of income. For fiscal 2010, the transfers were $4,897,104 or 60%. The reduced transfers, as a percent of income, have enabled the utilities to fund capital additions and reserves for emergencies. The change in net assets of the three utilities was an increase of $2,320,001. General Fund Budgetary Highlights Although there is no legal requirement to establish a budget, the City of Fairhope prepares an annual budget. The preparation process involves input from the Mayor, City managers, Council members and the City’s Financial Advisory and Budget committees. Page 52 of this report lists the procedure for preparing the annual budgets. No adjustments to the budget were made during the year. On page 51, in the Required Supplementary Information section of this report, there is a budgetary comparison schedule for the General Fund. For the purposes of this discussion, variance amounts in excess of $50,000 in each category or department will be discussed. All amounts are rounded. The total revenue variance was $297,000 for fiscal 2012. Local taxes were $104,000 over budget. Licenses and permits were $280,000 over budget. Of that amount, $220,000 was from business licenses, building permits and inspection fees due to heightened collection efforts and new businesses. Charges for services were $200,000 over budget. Subdivision fees and impact fees, both related to an improved construction outlook in Fairhope. Intergovernmental revenues were down $150,000 from budgeted state grants that were not awarded in fiscal 2012. Golf revenue was $80,000 under budget due to decreased memberships. Other revenue was down $53,000. The total expenditure variance was $1,615,000. The favorable variance in the general government was $1,390,000. A little over half of this variance was from less than anticipated employee medical insurance costs, totaling $735,000. The remaining $655,000 was due to reductions in employee costs relating to reduced overtime and unfunded OPEB contributions as well as decreased grant expenditures. Budgeted grants that were not awarded during the year contributed to this decrease. Adult recreation was $102,000 under budget due to employee cost reductions as well as decreases in maintenance and supplies. Golf was under budget $52,000 due to modest decreases in supplies, advertising and promotion, and pro shop sales expenses. The favorable variance in capital outlay of $414,000 was due to an overall - 8 - departmental cutback in capital spending throughout the year. In contrast, the police department had an unfavorable variance of $286,000 due mainly to unbudgeted employee costs. Streets also had an unfavorable variance of $55,000 due primarily to higher than anticipated gas and oil costs as well as an increase in equipment and vehicle repair expenditures. Capital Assets As of September 30, 2012, the City’s governmental activities had $80,181,945 invested in capital assets, net of depreciation. This is a decrease of $1,617,674 from the prior year. The business-type activities had invested capital assets, net of depreciation of $40,948,423, an increase of $551,704 (see Note 3, Fixed Assets, pages 33 and 34). The City’s governmental activities capital assets, at cost, were $125,894,483 at September 30, 2012, an increase of $1.4 million from the prior year. The business-type activities, the Gas, Electric and Water and Waste Water Funds, had capital assets, at cost, of $75,074,671, an increase of $2.4 million. Figure 4, page 12, summarizes capital assets by asset type, at cost, and changes in fixed assets during the year. Debt Administration As of September 30, 2012, the City had long-term debt of $37,551,741 (excluding premiums and discounts), including bonds and warrants payable, notes payable, and obligations under capital leases. This is a net increase, city wide, of $7,394,507 from the prior year. Governmental activities’ decrease in long-term debt was $789,760. Business-type activities’ increase in long-term debt was $8,184,267. The General Obligation Warrant Series 2011, in the amount of $4.2 million, was issued for the purpose of refunding the City’s General Obligation Warrant Series dated September 1, 2002. The Utilities Revenue Warrant Series 2011, in the amount of $16,140,000 was issued for the purpose of refunding the Utilities Revenue Warrant Series 2002 dated September 1, 2002. A portion of this issuance, $8.6 million, will be used for upgrades to the wastewater treatment plant. See Notes 5 through 10 in the financial statements for more detail. Figure 5, page 13, summarizes the City’s long-term debt, including compensated absences. ECONOMIC FACTORS The City’s management has set a budget decrease in revenue for fiscal 2013 of $1.2 million. Of this decrease, $1 million is from the reduction of transfers from the utility funds, based on transferring 50% of utility profits. Similarly, the General Fund budget has a $1.2 million decrease in expenses for fiscal 2013, compared to fiscal 2012. Most departments are relatively flat, or have seen cuts in their budgets. The two major decreases are: a $708,000 decrease in the General Department due to reductions in employee costs, legal fees, computer projects, and grant expenditures and the Police department’s $379,000 decrease due mainly to a reduction in employee costs. Gas Fund, Electric Fund and Water and Waste Water Fund operations budgeted revenues are expected to increase 10% over actual amounts for 2012. Likewise, costs of energy and operating expenses in the three utilities are projected to increase by approximately 10% over actual amounts for 2012. For the business-type activities, reported as Gas Fund, Electric Fund and Water and Waste Water Fund, a projected excess of revenues over expenditures, before transfers, is $7,922,022 for fiscal 2013, compared to actual $6,493,803 for fiscal 2012. This represents a projected increase of 22%. Transfers to the General Fund for fiscal 2013 are budgeted to be $3,910,214, compared to $4,173,802 for 2012. This represents a decrease of 6.3%. Earnings from operations in the utilities are monitored during the year to insure that excessive amounts are not transferred. CONTACTING THE CITY’S FINANCIAL MANAGEMENT This financial report is designed to provide our citizens, taxpayers, customers, investors and creditors with a general overview of the City’s finances and to show the City’s accountability for the money it receives. If you have questions about this report or need any additional financial information, please contact Jill Cabaniss, Finance Director, or Nancy Wilson, City Treasurer, at 161 N. Section Street, Fairhope, Alabama, (251) 928-2136. Figure 1 9/30/2012 9/30/2011 9/30/2012 9/30/2011 9/30/2012 9/30/2011 9/30/2012 9/30/2011 9/30/2012 9/30/2011Current & Other Assets 12,908,889$ 9,365,227$ 27,582,275$ 17,098,616$ 40,491,164$ 26,463,843$ 125,316$ 96,306$ 715,140$ 701,050$ Capital Assets, net 80,181,945 81,799,619 40,948,423 40,396,719 121,130,368 122,196,338 60,710 78,267 22,381,758 22,022,916 Total Assets93,090,834$ 91,164,846$ 68,530,698$ 57,495,335$ 161,621,532$ 148,660,181$ 186,026$ 174,573$ 23,096,898$ 22,723,966$ Long-Term Debt 13,802,816$ 14,700,965$ 22,242,224$ 14,362,872$ 36,045,040$ 29,063,837$ -$ -$ 8,935,000$ 8,935,000$ Other Liabilities 5,199,430 3,359,743 5,912,745 5,076,735 11,112,175 8,436,478 3,698 3,822 - - Total Liabilities19,002,246 18,060,708 28,154,969 19,439,607 47,157,215 37,500,315 3,698 3,822 8,935,000 8,935,000 Net Assets: Invested in Capital Assets, net of related debt 66,016,012 66,845,689 17,990,946 25,786,974 84,006,958 92,632,663 60,710 78,267 13,446,758 13,087,916 Restricted 8,015,592 6,207,809 12,337,047 1,658,631 20,352,639 7,866,440 - - - 112,57356,984 50,640 10,047,736 10,610,123 10,104,720 10,660,763 121,618 92,484 715,140 588,477 Total Net Assets 74,088,588 73,104,138 40,375,729 38,055,728 114,464,317 111,159,866 182,328 170,751 14,161,898 13,788,966 Total Liabilities & Net Assets93,090,834$ 91,164,846$ 68,530,698$ 57,495,335$ 161,621,532$ 148,660,181$ 186,026$ 174,573$ 23,096,898$ 22,723,966$ GOVERNMENT-9-CITY OF FAIRHOPE CONDENSED STATEMENT OF NET ASSETS FOR THE YEAR ENDED 9/30/2012GOVERNMENTALCOMPONENT UNITS BUSINESS - TYPE TOTAL PRIMARYACTIVITIESACTIVITIES UnrestrictedLIBRARYAIRPORT AUTHORITY Figure 2AIRPORT AUTHORITY9/30/2012 9/30/2011 9/30/2012 9/30/2011 9/30/2012 9/30/2011 9/30/2012 9/30/2011 9/30/2012 9/30/2011Program Revenues Charges for Services 9,409,956$ 8,376,902$ 34,921,900$ 38,345,349$ 44,331,856$ 46,722,251$ 37,396$ 43,040$ 145,792$ 129,358$ Operating Grants & Contributions - 24,402 - - - 24,402 670,950 569,597 788,671 438,107 Capital Grants & Contributions 1,317,475 302,963 - - 1,317,475 302,963 - - - - General Revenues Taxes 10,609,365 10,190,500 - - 10,609,365 10,190,500 - - - - Intergovernmental 314,525 248,011 - - 314,525 248,011 - - - - Investment Earnings 226,642 249,489 20,417 58,522 247,059 308,011 - - 3,406 4,746 Other 143,319 124,161 - - 143,319 124,161 - - - - Total Revenues 22,021,282 19,516,428 34,942,317 38,403,871 56,963,599 57,920,299 708,346 612,637 937,869 572,211 Expenses General Government 8,103,118 6,176,077 - - 8,103,118 6,176,077 - - - - Sanitation 1,814,947 1,868,364 - - 1,814,947 1,868,364 - - - - Police 4,925,437 5,213,031 - - 4,925,437 5,213,031 - - - - Fire 461,865 483,670 - - 461,865 483,670 - - - - Airport 281,124 225,843 - - 281,124 225,843 - - - - Street 5,502,244 4,251,404 - - 5,502,244 4,251,404 - - - - Adult Recreation 613,614 654,736 - - 613,614 654,736 - - - - Recreation 1,176,191 1,138,079 - - 1,176,191 1,138,079 - - - - Golf 932,284 1,106,624 - - 932,284 1,106,624 - - - - Public Library Board 810,636 798,997 - - 810,636 798,997 - - - - Interest on Long Term Debt 589,174 633,161 - - 589,174 633,161 - - - - Electric - - 16,912,834 16,909,931 16,912,834 16,909,931 - - - - Natural Gas - - 4,484,683 5,037,587 4,484,683 5,037,587 - - - - Water and Wastewater - - 7,050,997 6,616,671 7,050,997 6,616,671 - - - - Golf - - - - - - - - - Airport Authority - - - - - - - - 564,937 499,410 Fairhope Public Library - - - - - - 696,769 686,573 - - Total Expenses 25,210,634 22,549,986 28,448,514 28,564,189 53,659,148 51,114,175 696,769 686,573 564,937 499,410 Change in net assets before transfers (3,189,352) (3,033,558) 6,493,803 9,839,682 3,304,451 6,806,124 11,577 (73,936) 372,932 72,801Transfers 4,173,802 4,827,147 (4,173,802) (4,827,147) - - - - - - Change in net assets 984,450 1,793,589 2,320,001 5,012,535 3,304,451 6,806,124 11,577 (73,936) 372,932 72,801Net Assets, beginning 73,104,138 71,310,549 38,055,728 33,043,193 111,159,866 104,353,742 170,751 244,687 13,788,966 13,716,165Net Assets, ending 74,088,588$ 73,104,138$ 40,375,729$ 38,055,728$ 114,464,317$ 111,159,866$ 182,328$ 170,751$ 14,161,898$ 13,788,966$ GOVERNMENTACTIVITIESGOVERNMENTAL ACTIVITIES-10-CITY OF FAIRHOPEBUSINESS - TYPECOMPONENT UNITS LIBRARYTOTAL PRIMARYCONDENSED STATEMENT OF ACTIVITIES FOR THE YEAR ENDED 9/30/2012 Figure 39/30/2012 9/30/2011 IncreaseRevenues Total Total (Decrease)Local taxes $ 10,609,364 $ 10,190,500 $ 418,864 Licenses & Permits 2,612,793 2,295,795 316,998 Fines & Forfeitures 289,432 241,104 48,328 State of Alabama 206,254 223,511 (17,257) U. S. Government 461,090 122,455 338,635 Contribution from Public Library Board 1,000 183,285 (182,285) Interests and Rents 226,748 249,489 (22,741) Charges for Service 5,096,593 4,479,749 616,844 Golf Course Revenue 1,001,627 1,020,250 (18,623) Assessments 3,659 - 3,659 Other 552,904 539,557 13,347 Totals $ 21,061,464 $ 19,545,695 $ 1,515,769 IncreaseExpenditures Total Total (Decrease)General $ 7,026,721 $ 5,335,143 $ 1,691,578 Sanitation 1,607,918 1,745,785 (137,867) Police 4,671,591 4,941,051 (269,460) Fire 339,080 395,224 (56,144) Airport 281,124 225,843 55,281 Street Department 3,872,517 2,639,416 1,233,101 Adult Recreation 525,212 577,015 (51,803) Debt Service Principal 4,804,960 831,483 3,973,477 Interest 616,221 666,652 (50,431) Recreation Department 989,463 969,025 20,438 Golf 863,593 1,113,178 (249,585) Public Library Board 600,000 565,000 35,000 Other 160,888 89,620 71,268 Capital Outlay 664,526 1,474,937 (810,411) Totals $ 27,023,814 $ 21,569,372 $ 5,454,442 Statement of Revenues and Expeditures Governmental Funds For the Year Ended September 30, 2012-11- Figure 4 Balance Reclassifications/ Balance Governmental Activities @ 10/1/11 Additions Retirements @ 9/30/12Land $ 19,827,727 $ - $ - $ 19,827,727Buildings & Structures 32,455,192 1,310,101 - 33,765,293Vehicles and Equipment 12,972,069 354,425 (297,024) 13,029,470Infrastructure 59,271,993 - - 59,271,993Total Capital Assets $ 124,526,981 $ 1,664,526 $ (297,024) $ 125,894,483Business-type activitiesElectric Fund Natural Gas Fund Water/WastewaterFundBalance @ 10/01/11 $ 22,020,892 $ 12,153,214 $ 38,506,942Additions to Plant 624,114 295,298 742,636Addition to Land, Buildings, Vehicles and Equipment 423,772 150,885 142,428Completed Construction in Progress - - 14,490Disposals - - - Total Capital Assets @ 9/30/2012 $ 23,068,778 $ 12,599,397 $ 39,406,496-12-City of FairhopeCapital Assets Figure 5GOVERNMENTAL BUSINESS-TYPELONG TERM DEBT FUNDS ACTIVITIESGeneral Obligation Warrants, 2011 $ 3,828,780 $ - General Obligation Warrants, 2008 721,741 - General Obligation Warrants, 2007 6,920,000 - General Obligation Refunding Warrant, 2009 2,729,960 - Utilities Revenue Warrants, 2011 - 15,625,000Utilities Revenue Warrants, 2005 - 6,530,000Utilities Revenue Warrants, 2009 - 970,000General Obligation Refunding Warrant, 2009 - 50,040General Obligation Warrants, 2011 - 176,220Obligations under capital leases - - Compensated absences 1,061,968 527,422TOTALS $ 15,262,449 $ 23,878,682See Notes 5 through 10 beginning on page 35 for additional detail.-13-City of FairhopeDebt Administration BASIC FINANCIAL STATEMENTS -14- CITY OF FAIRHOPE, ALABAMA STATEMENT OF NET ASSETS SEPTEMBER 30, 2012 See independent auditors’ report and notes to the financial statements. Governmental Fund Types Governmental Business-type Component Activities Activities Total Units ASSETS Cash $ 11,659,784 $ 11,849,294 $ 23,509,078 $ 813,610 Restricted cash 291,470 12,337,047 12,628,517 - Receivables, net 765,782 2,223,186 2,988,968 - Internal balances 14,459 (14,459) - - Inventories - 745,341 745,341 - Other assets 177,394 441,866 619,260 26,846 Land and construction in progress 19,827,727 383,770 20,211,497 11,886,328 Capital assets, net 60,354,218 40,564,653 100,918,871 10,556,140 Total assets $ 93,090,834 $ 68,530,698 $ 161,621,532 $ 23,282,924 LIABILITIES Accounts payable and accrued expenses $ 557,934 $ 2,054,800 $ 2,612,734 $ 3,698 Deferred revenue 3,936 - 3,936 - Customer deposits - 2,228,579 2,228,579 - Line of credit payable 1,705,225 - 1,705,225 - Long-term liabilities Due within one year 1,425,085 1,151,581 2,576,666 240,000 Due in more than one year 13,802,816 22,242,224 36,045,040 8,695,000 Net OPEB obligation 1,507,250 477,785 1,985,035 - Total liabilities 19,002,246 28,154,969 47,157,215 8,938,698 NET ASSETS Invested in capital assets, net of related debt 66,016,012 17,990,946 84,006,958 13,507,468 Restricted for: Debt service 378,487 12,337,047 12,715,534 - Capital projects 420,909 - 420,909 - Road maintenance and construction 216,196 - 216,196 - Council approved emergencies 7,000,000 - 7,000,000 - Unrestricted 56,984 10,047,736 10,104,720 836,758 Total net assets 74,088,588 40,375,729 114,464,317 14,344,226 Total liabilities and net assets $ 93,090,834 $ 68,530,698 $ 161,621,532 $ 23,282,924 -15- CITY OF FAIRHOPE, ALABAMA STATEMENT OF ACTIVITIES SEPTEMBER 30, 2012 See independent auditors’ report and notes to the financial statements. Operating CapitalCharges for Grants and Grants and Governmental Business-type ComponentFunctions/Programs Expenses Services Contributions Contributions Activities Activities Total UnitsPrimary GovernmentGovernmental activities:General $ 8,103,118 $ 6,301,207 $ - $ - $ (1,801,911) $ (1,801,911) Sanitation 1,814,947 1,408,179 - - (406,768) (406,768) Police 4,925,437 289,432 - 71,582 (4,564,423) (4,564,423) Fire 461,865 - - - (461,865) (461,865) Airport Authority 281,124 - - - (281,124) (281,124) Street 5,502,244 - - 1,244,893 (4,257,351) (4,257,351) Adult Recreation 613,614 41,018 - - (572,596) (572,596) Recreation 1,176,191 368,493 - - (807,698) (807,698) Golf 932,284 1,001,627 - - 69,343 69,343 Public Library Board 810,636 - - 1,000 (809,636) (809,636) Interest on long term debt 589,174 - - - (589,174) (589,174) Total governmental activities 25,210,634 9,409,956 - 1,317,475 (14,483,203) (14,483,203) Business-type activitiesElectric 16,912,834 18,891,334 - - - $ 1,978,500 1,978,500 Natural gas 4,484,683 6,191,986 - - - 1,707,303 1,707,303 Water and Wastewater 7,050,997 9,838,580 - - - 2,787,583 2,787,583 Total business-type activities 28,448,514 34,921,900 - - - 6,473,386 6,473,386 Total primary government $ 53,659,148 $ 44,331,856 $ - $ 1,317,475 (14,483,203) 6,473,386 (8,009,817) Component Units $ 1,261,706 $ 183,188 $ 1,459,621 $ - $ 381,103 General revenues:Property taxes 4,591,739 - 4,591,739 - Sales tax 4,898,362 - 4,898,362 - Liquor taxes 425,888 - 425,888 - Lodging taxes 569,142 - 569,142 - Other taxes 124,234 - 124,234 - Intergovernmental 314,525 - 314,525 - Investment earnings 226,642 20,417 247,059 3,406 Other 143,319 - 143,319 - Transfers 4,173,802 (4,173,802) - - Total general revenues and transfers 15,467,653 (4,153,385) 11,314,268 3,406 Change in net assets 984,450 2,320,001 3,304,451 384,509 Net assets, beginning, as previously reported 73,104,138 38,055,728 111,159,866 13,959,717 Net assets, ending $ 74,088,588 $ 40,375,729 $ 114,464,317 $ 14,344,226 Primary GovernmentProgram RevenuesNet (Expense) Revenue andChanges in Net Assets -16- CITY OF FAIRHOPE, ALABAMA FUND BALANCE SHEETS GOVERNMENTAL FUNDS SEPTEMBER 30, 2012 See independent auditors’ report and notes to the financial statements. Other Total Capital Governmental Governmental General Projects Funds Funds ASSETS Cash $ 10,142,189 $ 444,128 $ 1,073,468 $ 11,659,785 Investments - - 291,470 291,470 Receivables, net 525,270 214,892 25,617 765,779 Due from other funds 47,169 - - 47,169 Other assets 34,925 - - 34,925 Total assets $10,749,553 $659,020 $1,390,555 $12,799,128 LIABILITIES Accounts payable $ 236,534 $ - $ 1,159 $ 237,693 Accrued expenses and taxes 193,536 - - 193,536 Line of credit payable - 1,705,225 - 1,705,225 Due to other funds - 23,219 9,490 32,709 Deferred revenue 23,936 - 25,617 49,553 Total liabilities 454,006 1,728,444 36,266 2,218,716 FUND BALANCES Restricted for: Debt service - - 325,214 325,214 Council approved emergencies 7,000,000 - - 7,000,000 Assigned to: Construction and road maintenance - - 1,029,075 1,029,075 Unassigned 3,295,547 (1,069,424) - 2,226,123 Total fund balances 10,295,547 (1,069,424) 1,354,289 10,580,412 Total liabilities and fund balances $ 10,749,553 $ 659,020 $ 1,390,555 $ 12,799,128 -17- CITY OF FAIRHOPE, ALABAMA RECONCILIATION OF GOVERNMENTAL FUND BALANCE TO NET ASSETS OF GOVERNMENTAL ACTIVITIES SEPTEMBER 30, 2012 See independent auditors’ report and notes to the financial statements. Fund balance as reported on page 16 $ 10,580,412 Net Assets reported for governmental activities in the Statement of Net Assets are different from Fund Balance for governmental activities because: Capital assets used in governmental activities are financial resources and therefore are not reported in fund financial statements. 125,894,483 Depreciation is provided for the above capital assets in government-wide reporting, but is not in fund financial statements. (45,712,538) Other long-term assets are not available to pay for current-period expenditures and therefore are deferred revenue in fund financial statements. 188,082 Long-term liabilities, including warrants, notes, capital lease obligations and OPEB obligations are not due and payable in the current period and therefore are not reported in fund financial statements: Warrants and notes payable (net of warrant discount of $34,548) (14,165,933) OPEB obligations (1,507,250) Accrued interest on long-term debt is not due and payable in the current-period and therefore not included in fund financial statements. (179,070) Compensated absences not expected to be paid with current resources as determined under Governmental Accounting Standards are not reported in fund financial statements. (1,009,598) Net Assets of Governmental Activities as reported on page 14 $ 74,088,588 -18- CITY OF FAIRHOPE, ALABAMA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2012 See independent auditors’ report and notes to the financial statements. Other Total Capital Governmental Governmental General Projects Funds Funds REVENUES Local taxes $ 10,609,364 $- $ - $ 10,609,364 Licenses and permits 2,612,793 - - 2,612,793 Fines and forfeitures 289,432 - - 289,432 Intergovernmental 327,836 214,893 88,271 631,000 Contribution from Public Library Board 1,000 - - 1,000 Interest and rents 223,969 1,047 1,732 226,748 Charges for services 5,096,593 - - 5,096,593 Golf course revenue 1,001,627 - - 1,001,627 Assessments - - 3,659 3,659 Other 552,904 - - 552,904 Total revenues 20,715,518 215,940 93,662 21,025,120 EXPENDITURES General 6,756,042 270,679 - 7,026,721 Sanitation 1,607,918 - - 1,607,918 Police 4,671,591 - - 4,671,591 Fire 339,080 - - 339,080 Airport 281,124 - - 281,124 Street 2,142,548 1,690,107 39,862 3,872,517 Adult Recreation 525,212 - - 525,212 Recreation 989,463 - - 989,463 Golf 863,593 - - 863,593 Public Library Board 600,000 - - 600,000 Other 108,976 - 51,912 160,888 Debt service payments Principal 148,490 - 4,656,470 4,804,960 Interest 30,807 - 585,414 616,221 Capital Outlay 498,268 84,881 81,377 664,526 Total expenditures 19,563,112 2,045,667 5,415,035 27,023,814 Excess of Revenues over (under) Expenditures 1,152,406 (1,829,727) (5,321,373) (5,998,694) OTHER FINANCING SOURCES (USES) Proceeds from issuance of debt 4,015,200 - - 4,015,200 Transfers in 4,173,802 84,504 6,121,512 10,379,818 Transfers out (6,206,016) - - (6,206,016) Total other financing sources (uses) 1,982,986 84,504 6,121,512 8,189,002 Net change in fund balances 3,135,392 (1,745,223) 800,139 2,190,308 Fund balances - beginning of year 7,160,155 675,799 517,806 8,353,760 FUND BALANCES - END OF YEAR $ 10,295,547 $ (1,069,424) $ 1,317,945 $ 10,544,068 -19- CITY OF FAIRHOPE, ALABAMA RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES FOR THE YEAR ENDED SEPTEMBER 30, 2012 See independent auditors’ report and notes to the financial statements. Net change in fund balances - total governmental funds, page 18 $ 2,190,308 Amounts reported for governmental activities in the Statement of Activities are different from the Statements of Revenues, Expenditures and Changes in Fund balances - Governmental Funds because: Amortization of bond costs and discounts is not recorded in fund level statements. 27,962 Governmental funds report capital outlays as expenditures while governmental activities report depreciation expense to allocate those expenditures over the life of the assets. Capital outlays for the year 664,526 Depreciation expense for the year (3,109,091) Loss on assets disposed (173,109) Bond and other debt proceeds provide current financial resources to governmental funds, but issuing debt increases long-term liabilities in the statement of net assets. Repayment of long-term liabilities is an expenditure in governmental funds, but the repayment reduces long-term liabilities in the statement of net assets. Principal payments on long term debt 4,804,960 Proceeds from issuance of long term debt (4,015,200) Some capital assets were acquired through capital contributions and reported as such in the statement of activities and therefore are not reported as a capital outlay in the governmental funds. Capital contributions for the year 1,000,000 Some expenses reported in the statement of activities do not require the use of current resources and therefore are not reported as expenditures in governmental funds. Decrease in compensated absences liability 5,025 Decrease in accrued interest payable 37,022 Increase in OPEB liability (484,297) Change in Net Assets of Governmental Activities, page 15 $ 948,106 -20- CITY OF FAIRHOPE, ALABAMA FUND BALANCE SHEETS PROPRIETARY FUNDS SEPTEMBER 30, 2012 See independent auditors’ report and notes to the financial statements. Water and Electric Natural Gas Waste Water Fund Fund Fund Total ASSETS Current assets Cash and cash equivalents $ 4,438,977 $ 3,944,259 $ 3,466,058 $ 11,849,294 Restricted cash for debt service 324,456 147,515 11,865,076 12,337,047 Receivables, net 2,204,961 1,548 16,677 2,223,186 Inventories 278,534 178,876 287,931 745,341 Prepaid expenses 16,016 8,652 11,254 35,922 Total current assets 7,262,944 4,280,850 15,646,996 27,190,790 Noncurrent assets Unamortized expense 25,585 12,845 331,424 369,854 Due from other funds 162,834 - 206,236 369,070 Other assets 12,030 12,030 12,030 36,090 Capital assets Distribution and collection systems 17,872,654 9,692,862 36,171,935 63,737,451 Buildings, vehicles and equipment 5,065,878 2,831,043 3,056,529 10,953,450 Land and construction in progress 130,246 75,492 178,032 383,770 Less accumulated depreciation (10,934,591) (5,804,917) (17,386,740) (34,126,248) Total noncurrent assets 12,334,636 6,819,355 22,569,446 41,723,437 Total assets $ 19,597,580 $ 11,100,205 $ 38,216,442 $ 68,914,227 LIABILITIES Current liabilities Accounts payable and accrued liabilities $ 1,443,080 $ 242,428 $ 369,292 $ 2,054,800 Customer deposits 2,133,675 - 94,904 2,228,579 Warrants, notes and capital leases payable 127,123 52,435 972,023 1,151,581 Total current liabilities 3,703,878 294,863 1,436,219 5,434,960 Noncurrent liabilities Compensated absences 129,654 157,821 148,853 436,328 Warrants, notes and capital leases payable 1,392,274 740,989 19,672,633 21,805,896 Net OPEB Obligation 139,647 145,229 192,909 477,785 Due to other funds 219,624 162,834 1,071 383,529 Total noncurrent liabilities 1,881,199 1,206,873 20,015,466 23,103,538 Total liabilities 5,585,077 1,501,736 21,451,685 28,538,498 NET ASSETS Invested in capital assets, net of related debt 10,614,790 6,001,056 1,375,100 17,990,946 Restricted for debt service 324,456 147,515 11,865,076 12,337,047 Unrestricted 3,073,257 3,449,898 3,524,581 10,047,736 Total net assets 14,012,503 9,598,469 16,764,757 40,375,729 Total liabilities and net assets $ 19,597,580 $ 11,100,205 $ 38,216,442 $ 68,914,227 Major Funds -21- CITY OF FAIRHOPE, ALABAMA STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET ASSETS PROPRIETARY FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2012 See independent auditors’ report and notes to the financial statements. Water and Electric Natural Gas Waste Water Fund Fund Fund Total OPERATING REVENUES Sales and services $ 18,547,156 $ 6,190,435 $ 8,992,228 $ 33,729,819 Other charges, sales and receipts 344,178 1,551 846,352 1,192,081 Total operating revenues 18,891,334 6,191,986 9,838,580 34,921,900 OPERATING EXPENSES Energy purchases and cost of goods sold 12,102,716 1,538,747 740,345 14,381,808 Salaries 591,320 568,845 908,331 2,068,496 Depreciation 642,043 282,866 917,010 1,841,919 Insurance 327,353 236,566 263,427 827,346 Electric energy furnished to other departments 1,050,924 - - 1,050,924 Maintenance 484,669 192,090 1,375,464 2,052,223 Community development projects 145,309 145,309 147,099 437,717 Other operating expense 1,497,964 1,431,741 1,911,084 4,840,789 Total operating expenses 16,842,298 4,396,164 6,262,760 27,501,222 OPERATING INCOME 2,049,036 1,795,822 3,575,820 7,420,678 NONOPERATING REVENUES (EXPENSES) Interest expense (70,536) (34,519) (788,237) (893,292) Interest income 6,211 7,840 6,366 20,417 Distribution of joint revenue (expense) – net - (54,000) - (54,000) Total nonoperating revenues (expenses) (64,325) (80,679) (781,871) (926,875) INCOME BEFORE TRANSFERS AND OTHER ITEMS 1,984,711 1,715,143 2,793,949 6,493,803 TRANSFERS AND OTHER ITEMS Transfers out (1,564,847) (1,248,609) (1,360,346) (4,173,802) Total transfers (out) (1,564,847) (1,248,609) (1,360,346) (4,173,802) Change in net assets 419,864 466,534 1,433,603 2,320,001 NET ASSETS – BEGINNING OF YEAR 13,592,639 9,131,935 15,331,154 38,055,728 NET ASSETS – END OF YEAR $ 14,012,503 $ 9,598,469 $ 16,764,757 $ 40,375,729 Major Funds -22- CITY OF FAIRHOPE, ALABAMA STATEMENT OF CASH FLOWS PROPRIETARY FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2012 See independent auditors’ report and notes to the financial statements. Water and Electric Natural Gas Waste Water Fund Fund Fund Total CASH FLOWS FROM OPERATING ACTIVITIES Received from customers $ 19,274,794 $ 6,195,732 $ 9,838,892 $ 35,309,418 Paid to suppliers for goods and services (15,248,762) (3,556,396) (4,678,300) (23,483,458) Paid to personnel for services (591,320) (568,845) (908,331) (2,068,496) Net cash provided (used) by operating activities 3,434,712 2,070,491 4,252,261 9,757,464 CASH FLOWS FROM INVESTING ACTIVITIES Interest income and joint revenue (expense) 6,211 (46,160) 6,366 (33,583) CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Proceeds from borrowings 385,746 385,746 15,553,308 16,324,800 Repayment of debt (495,142) (432,036) (7,044,661) (7,971,839) Interest paid (77,361) (36,696) (751,446) (865,503) Purchase of property, plant and equipment (1,047,885) (446,184) (899,552) (2,393,621) Net cash provided (used) by capital and related financing activities (1,234,642) (529,170) 6,857,649 5,093,837 CASH FLOWS FROM NONCAPITAL AND RELATED FINANCING ACTIVITIES Change in interfund receivable/payable (311,421) (41,413) 99,481 (253,353) Transfers in (out) (1,564,847) (1,248,609) (1,360,346) (4,173,802) Net cash provided (used) by noncapital financing activities (1,876,268) (1,290,022) (1,260,865) (4,427,155) INCREASE (DECREASE) IN CASH 330,013 205,139 9,855,411 10,390,563 Cash – beginning of year 4,433,420 3,886,635 5,475,723 13,795,778 CASH – END OF YEAR $ 4,763,433 $ 4,091,774 $ 15,331,134 $ 24,186,341 Reconciliation of operating income to net cash provided (used) by operating activities Income (loss) from operations $ 2,049,036 $ 1,795,822 $ 3,575,820 $ 7,420,678 Adjustments to reconcile income from operations to net cash provided (used) by operating activities Depreciation 642,043 282,866 917,010 1,841,919 Amortization (2,197) (3,665) (182,986) (188,848) Change in assets and liabilities Decrease (increase) in accounts receivable 383,460 3,746 314 387,520 Decrease (increase) in inventories (19,966) (21,680) (15,966) (57,612) Decrease (increase) in prepaid expenses 11,993 5,130 2,073 19,196 Increase (decrease) in accounts payable 154,907 (47,340) (93,851) 13,716 Increase (decrease) in customer deposits 157,460 - 50,800 208,260 Increase (decrease) in compensated absences 13,231 10,867 (61,490) (37,392) Increase (decrease) in net OPEB obligation 44,745 44,745 60,537 150,027 Net cash provided (used) by operating activities $ 3,434,712 $ 2,070,491 $ 4,252,261 $ 9,757,464 Major Funds THIS PAGE INTENTIONALLY LEFT BLANK -23- CITY OF FAIRHOPE, ALABAMA COMBINING STATEMENT OF NET ASSETS DISCRETELY PRESENTED COMPONENT UNITS FOR THE YEAR ENDED SEPTEMBER 30, 2012 See independent auditors’ report and notes to the financial statements. Public Library Airport Board Authority Total ASSETS Cash $ 125,316 $ 688,294 $ 813,610 Other assets - 26,846 26,846 Land and construction in progress - 11,886,328 11,886,328 Capital assets, net 60,710 10,495,430 10,556,140 Total assets $ 186,026 $ 23,096,898 $ 23,282,924 LIABILITIES Accounts payable and accrued expenses $ 3,698 $ - $ 3,698 Long-term liabilities Due within one year - 240,000 240,000 Due in more than one year - 8,695,000 8,695,000 Total liabilities 3,698 8,935,000 8,938,698 NET ASSETS Invested in capital assets, net of related debt 60,710 13,446,758 13,507,468 Restricted for: Capital projects - - - Unrestricted 121,618 715,140 836,758 Total net assets 182,328 14,161,898 14,344,226 Total liabilities and net assets $ 186,026 $ 23,096,898 $ 23,282,924 Governmental Activities -24- CITY OF FAIRHOPE, ALABAMA COMBINING STATEMENT OF ACTIVITIES DISCRETELY PRESENTED COMPONENT UNITS SEPTEMBER 30, 2012 See independent auditors’ report and notes to the financial statements. Operating CapitalCharges for Grants and Grants and Public Library AirportFunctions/Programs Expenses Services Contributions Contributions Board Authority TotalAirport Authority $ 564,937 $ 145,792 $ 788,671 $ - $ $ 369,526 $ 369,526 Public Library Board 696,769 37,396 670,950 - 11,577 11,577 $ 1,261,706 $ 183,188 $ 1,459,621 $ - 11,577 369,526 381,103 General revenues:Investment earnings - 3,406 3,406 Total general revenues - 3,406 3,406 Change in net assets 11,577 372,932 384,509 Net assets, beginning 170,751 13,788,966 13,959,717Net assets, ending $ 182,328 $ 14,161,898 $ 14,344,226Governmental Activities Net (Expense) Revenue and Changes in Net Program Revenues THIS PAGE INTENTIONALLY LEFT BLANK NOTES TO THE FINANCIAL STATEMENTS -25- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2012 NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The City of Fairhope, Alabama (the City) was incorporated in April, 1908. The City operates under a Mayor – Council form of government chosen at large every four years. The accounting policies of the City conform to accounting principles generally accepted in the United States of America as applicable to municipal governments. The following is a summary of the more significant policies. A. REPORTING ENTITY The financial statements of the City have been prepared in conformity with the accounting principles generally accepted in the United States of America as specified by the Governmental Accounting Standards Board (GASB). These financial statements present the primary government (the City) and its discretely presented component units, entities for which the government is considered financially accountable. The units are governmental fund type component units and are reported in a separate column of the government-wide statements to emphasize they are legally separate from the primary government. The discretely presented component units have a September 30 fiscal year-end. Component Units Fairhope Public Library - The Library has its own governing body which operates the City public library and is appointed by the City Council. The City provides significantly all the annual operating financial support to the Library. The Library's other sources of revenue come from State financial assistance, gifts, bequests and user fees. The Library Board does not issue separate financial statements. Fairhope Airport Authority - The Authority operates the City Airport and has its own governing body which is appointed by the City Council. The City provides a significant portion of the annual operating funds support to the Airport. The Airport's other sources of revenue come from Hanger and Office rentals, and fuel sales. The Airport Authority does not issue separate financial statements. These financial statements do not include the following: Bay Medical Clinic Board Industrial Board of the City of Fairhope Medical Clinic Board – East, West or North Downtown Redevelopment Authority Parking Authority City management does not exert significant influence or control and does not guarantee any of their outstanding debts. -26- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2012 NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) B. BASIS OF PRESENTATION – GOVERNMENT-WIDE AND FUND LEVEL Government-wide The basic financial statements include government-wide and fund financial statements. The reporting model focuses on the City, as a whole, and major funds. Government-wide and fund financial statements categorize primary activities as governmental or business-type. In the Statement of Net Assets, governmental and business-type activities (a) are presented on a consolidated basis, (b) reflect, full accrual accounting, which incorporates long-term assets and receivables as well as long-term debt and obligations, and (c) are reported using the economic resources measurement focus. Receivables and payables between activities are eliminated in the government-wide presentation through the caption “Internal Balances” on the Statement of Net Assets. The Statement of Activities reflects both the gross and net cost per functional category (street, police, fire, etc.) which are otherwise being supported by general government revenues (taxes, licenses, and permits, etc.). The Statement of Activities reduces gross expenses, including depreciation, by related program revenues. The program revenues must be directly associated with a function or a business-type activity. Operating grants include operating-specific and discretionary (either operating or capital) grants while the capital grants column reflects capital- specific grants. Fund Level The governmental fund level financial statements are presented on a current financial resource and modified accrual basis of accounting. Since governmental fund level financial statements are presented on a different basis of accounting and measurement focus than governmental activities in the government-wide presentation, a summary is presented to explain adjustments necessary to reconcile fund level statements to the government-wide presentation. The accounts of the City are organized on the basis of funds which are each considered a separate accounting entity. The operations of each fund are accounted for with a separate set of self- balancing accounts that comprise its assets, liabilities, fund equity, revenues and expenditures, as appropriate. Government resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. The various funds are grouped into broad fund categories as follows: General Fund – The General Fund is used to account for all revenues and expenditures applicable to the general operations of City government which are not properly accounted for in another fund. All general operating revenues which are not restricted or designated as to use by outside sources are recorded in the General Fund. Special Revenue Fund – Special revenue funds are operating funds for which the use of revenues (usually from taxes) is restricted or designated by outside sources. They are usually required by State or local laws to finance certain activities or functions. -27- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2012 NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Debt Service Fund – Debt service funds are used to account for the payment of interest and principal on general long term warrants and notes not accounted for in the proprietary funds. Capital Project Fund – Capital project funds are used to account for the financial resources used to construct or acquire major capital items (other than those financed by proprietary funds). Enterprise Funds: The Electric Fund, Natural Gas Fund, and Water and Waste Water Fund are Enterprise Funds, which are used to account for the operations of the utilities. Utilities are provided to residents in and around the City of Fairhope. Enterprise Funds are used to account for operations which are financed or operated in a manner similar to private business enterprises – where the intent of the governing body is that the costs of providing goods or services to the general public on a continuing basis be financed or recovered through user charges and fees. Operating revenues, shown for proprietary operations, generally result from producing or providing goods and services. Operating expenses include all costs related to providing services or products. All other revenues or expenses not meeting these criteria are reported as nonoperating income or expenses. C. CAPITAL ASSETS The accounting treatment for capital assets depends on whether the assets are used by governmental funds or proprietary funds and fund level or government-wide reporting. In government-wide reporting, all capital assets are reported as capital assets for both governmental-type and business-type activities. The City has not established a minimum capitalization threshold at this time. Depreciation is provided on all capital assets at the government-wide level. In fund level reporting, capital assets are reported as expenditures by governmental funds, while they remain capital assets in proprietary funds. Depreciation is provided, only, in proprietary funds at the fund level. Capital assets are valued at historical cost or estimated historical cost if actual historical cost is not available. Donated capital assets are valued at estimated fair value on the date donated. Depreciation is allocated as an expense in the Statement of Activities (government-wide level) and accumulated depreciation is reflected in the Statement of Net Assets (government-wide level). Depreciation has been provided over the estimated useful lives using the straight line rates as follows: Plant and distribution systems 30 - 40 years Buildings 25 - 50 years Golf course improvements 10 - 40 years Vehicles and equipment 3 - 10 years Infrastructure (roads, bridges, drainage) 25 - 50 years Runways and taxiways 75 years -28- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2012 NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) D. BASIS OF ACCOUNTING Basis of accounting refers to when revenues and expenditures/expenses are recognized in the accounts and reported in the financial statements. Basis of accounting relates to the timing of the measurements made, regardless of the measurement focus applied. All governmental funds are accounted for using the modified accrual basis of accounting. Under the modified accrual basis, revenues are recognized when they become susceptible to accrual, that is when they become both “measurable” and “available” to finance expenditures of the current period. Ad valorem and other taxes collected by an intermediary are considered “measurable” when in the hand of the intermediary collecting governments and may be recognized as revenue at that time. Expenditures, generally, are recorded at the time liabilities are incurred. Revenues susceptible to accrual are: lodging tax, property taxes, and federal financial assistance programs, which are measurable and available to finance expenditures of the current period. The City uses a 60-day availability period except for FEMA disaster recovery grants which are recognized using a 12-month availability period. Revenue which is not both measurable and available includes licenses, rents, permits and fines. The proprietary fund financial statements are presented on the accrual basis of accounting in accordance with Governmental Accounting Standards Board (GASB) Statement No. 20, Accounting and Financial Reporting for Proprietary Funds and Other Governmental Entities That Use Proprietary Fund Accounting. The City has elected to apply all applicable GASB pronouncements as well as any statements and interpretations issued by the Financial Accounting Standards Board (FASB) on or before November 30, 1989, unless those pronouncements conflict or contradict GASB pronouncements. The City also elected to apply all statements and interpretations issued by the FASB after November 30, 1989, that do not conflict with or contradict GASB pronouncements. E. CASH The City maintains a system in which some excess cash is placed in interest bearing accounts. Cash applicable to a particular fund is readily identifiable. Interest earned is allocated to each fund based upon the proportionate balances of each fund’s cash in the account. F. RECEIVABLES FROM UTILITY CUSTOMERS The Electric Fund purchases at face value, the utility receivables of the Natural Gas Fund and the Water and Waste Water Fund as well as the garbage receivable of the General Fund. Purchase is made at the time customers are billed. Customer payments for all are then deposited to the Utility Account in the Electric Fund. -29- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2012 NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) G. INVENTORIES Governmental fund inventories are maintained on a purchase method of accounting where items are purchased and charged to the budgetary accounts upon receipt. Year-end balances are not significant in governmental funds. Proprietary fund inventories are maintained on a consumption basis and consist of supplies for the utility plant. H. PROPERTY TAX All ad valorem taxes levied by the state, county and any municipality in Baldwin County are assessed and collected by the Revenue Commissioner of Baldwin County. The Baldwin County property tax calendar requires the Revenue Commissioner to assess and attach taxes as enforceable liens on property as of September 30, and taxes are due October 1 through December 31. Property taxes not paid by January 1 are considered as delinquent. Tax collections received by the County Revenue Commissioner are remitted to the City monthly. In accordance with the implementation of Governmental Accounting Standard (GASB) No. 33, revenue is recorded based upon taxes assessed and considered available. Any taxes not considered available are recorded as deferred revenue. I. DEBT ISSUE COST Issuance expenses on long term debt of proprietary funds are deferred and amortized, on the bonds outstanding method, over the terms of the related issues. In the fund financial statements, bond discounts, premiums, and issuance costs are treated as period costs in the year of issue. In the government-wide financial statements, bond discounts, premiums, and issuance costs are deferred and amortized over the term of the bonds using the bonds outstanding method. Bond discounts/premiums are presented as a reduction/addition to the face amount of the bonds payable whereas issuance costs are recorded as other assets. J. DEFERRED REVENUE The City reports deferred revenue on its fund balance sheet. Deferred revenues arise when potential revenue does not meet both the measurable and available criteria for recognition in the current period. Revenues derived from Street Assessments are deferred and included in revenue when the receivables become available (collected). Proprietary funds defer revenue recognition when monies are collected for goods and services prior to the provision of services. K. CASH AND CASH EQUIVALENTS For purposes of the statements of cash flows, the proprietary funds consider all highly liquid investments, with an original maturity of three months or less, to be cash equivalents. Investments consist of U. S. Treasury money market accounts which are presented at cost which equals fair market value. -30- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2012 NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) L. USE OF ESTIMATES The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. M. NET ASSET AND EQUITY CLASSIFICATIONS Government-wide Financial Statements Equity is classified as net assets and displayed in three components:  Invested in capital assets, net of related debt - Consists of capital assets including restricted capital assets, net of accumulated depreciation, and reduced by the outstanding balances of any bonds, mortgages, notes, or other borrowings that are attributable to the acquisition, construction, or improvement of those assets.  Restricted net assets - Consists of net assets with constraints placed on the use either by (1) external groups such as creditors, grantors, contributors, or laws or regulations of other governments; or (2) the City's own laws through its enabling legislation and other provisions of its laws and regulations.  Unrestricted net assets - All other net assets that do not meet the definition of "restricted" or "invested in capital assets, net of related debt.” Fund Financial Statements The fund equity of the governmental fund financial statements is classified as fund balance. In March 2009, the City adopted a GASB standard that establishes a hierarchy based on the extent to which a government is bound to observe constraints imposed on the use of the resources reported in governmental funds. Fund balance is classified into one of the following four components:  Restricted fund balance – Consists of fund balances with constraints placed on the use either by (1) external groups such as creditors, grantors, contributors, or laws or regulations of other governments; (2) or the City’s own laws through its enabling legislation and other provisions of its laws and regulations.  Committed fund balance – Consists of fund balances that are useable only for specific purposes by formal action of the government’s highest level of decision making authority. The City’s highest level of decision making lies with the Mayor of the City and the City Council. In order to establish, modify or rescind a fund balance commitment, the Mayor and City Council must pass a law by formal action committing the funds.  Assigned fund balance – Consists of fund balances that are intended to be used for specific purposes but are neither restricted nor committed. Intent should be expressed by (1) the governing body itself, or (2) a subordinate high-level body or official who the governing body has delegated the authority to assign amounts to be used for specific purposes. The Mayor and the City Council have the power to assign fund balance amounts to specific purposes. The governing body must vote to grant authorization of assigned fund balances to specific purposes. -31- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2012 NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED)  Unassigned fund balances – All other fund balances that do not meet the definition of “restricted, committed or assigned fund balances.” The City considers restricted fund balances to have been spent when both restricted and unrestricted fund balances are available. Also, the City considers assigned and committed fund balances to have been spent when unassigned or unrestricted amounts are available. N. MAJOR FUNDS The City reports the following major Governmental funds:  General Fund  Capital Projects Fund The City reports the following enterprise funds as major funds:  Electric Fund  Natural Gas Fund  Water and Waste Water Fund NOTE 2 INTERFUND TRANSACTIONS The selling price of electric energy delivered without charge by the Electric Fund to various other funds, boards, and offices of the City of Fairhope is charged to the Electric Fund’s operations as electric energy furnished to other divisions of the City of Fairhope. The Water and Waste Water Fund and Golf Department purchase electric energy they receive, at cost. In fiscal year 2012, the General Fund transferred to the Debt Service Fund $5,263,705 in support of long term debt service. In August 2012, the General Fund transferred to the Special Revenue Fund-Impact Fees the revenue and expenditures related to Impact Fees including the prior year cash balance. The current year Impact Fee revenue totals $439,254. Revenue is reflected in the Governmental Funds and the Special Revenue Fund-Impact Fees as Charges for Services. The utility operations transfer a portion of their earnings to the General Fund each year to support general government operations. In fiscal year 2012, the following amounts were transferred from the utility funds noted to the General Fund. Electric Fund $ 1,564,847 Natural Gas Fund 1,248,609 Water and Waste Water Fund 1,360,346 Total $ 4,173,802 In fiscal year 2012, the City transferred $281,124 to the Airport Authority and $600,000 to the Public Library Board, both discretely presented component units. -32- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2012 NOTE 2 INTERFUND TRANSACTIONS (continued) Interfund receivables and payables at September 30, 2012 are: Due from Due to General Fund Electric $ 13,389 $ - Water and Waste Water 1,071 - Gas Tax 760 - Capital Projects 23,219 - Special Revenue - Impact Fees 8,730 - Electric Fund General - 13,389 Water and Waste Water - 206,236 Natural Gas 162,834 - Natural Gas Fund Electric - 162,834 Water and Wastewater Fund General - 1,071 Electric 206,236 - Gas Tax Fund General - 760 Capital Projects Fund General - 23,219 Special Revenue Fund - Impact Fees General - 8,730 $ 416,239 $ 416,239 During the course of normal operations, the City has numerous transactions between funds to provide services, construct assets, service debt, etc. These transactions are generally reflected as interfund receivables and liabilities. Transactions reimbursing a fund for expenditures are recorded as expenditures in the disbursing fund as revenues in the receiving fund. -33- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2012 (continued) NOTE 2 CAPITAL ASSETS Changes in capital assets, during the fiscal year, were as follows: Balance Balance 10/01/11 Increases Decreases 09/30/12 Governmental Activities Capital assets not subject to depreciation Land $ 19,827,727 $ - $ - $ 19,827,727 Total 19,827,727 - - 19,827,727 Other capital assets Buildings and structures 32,455,192 1,310,101 - 33,765,293 Vehicles and equipment 12,972,069 354,425 (297,024) 13,029,470 Infrastructure 59,271,993 - - 59,271,993 Total 104,699,254 1,664,526 (297,024) 106,066,756 Less accumulated depreciation for Buildings and structures (6,859,692) (792,881) - (7,652,573) Vehicles and equipment (10,794,400) (738,310) 123,915 (11,408,795) Infrastructure (25,073,270) (1,577,900) - (26,651,170) Total accumulated depreciation (42,727,362) (3,109,091) 123,915 (45,712,538) Other capital assets, net 61,971,892 (1,444,565) (173,109) 60,354,218 Governmental capital assets, net $ 81,799,619 $ (1,444,565) $ (173,109) $ 80,181,945 Depreciation was charged to governmental activities as follows: General $ 334,084 Sanitation 207,860 Police 257,498 Fire 122,907 Public Library 210,635 Street 1,630,748 Adult Recreation 88,804 Recreation 187,372 Golf 69,183 Total $ 3,109,091 -34- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2012 (continued) NOTE 2 CAPITAL ASSETS – CONTINUED Balance Balance 10/01/11 Increases Decreases 09/30/12 Business Type Activities Capital assets not subject to depreciation Land $ 369,280 $ - $ - $ 369,280 Construction in progress - 14,490 - 14,490 Total 369,280 14,490 - 383,770 Other capital assets Distribution and collection system 62,075,403 1,662,048 - 63,737,451 Buildings, vehicles and equipment 10,236,365 717,085 - 10,953,450 Total 72,311,768 2,379,133 - 74,690,901 Less accumulated depreciation for Distribution and collection system (24,389,673) (1,506,888) - (25,896,561) Buildings, vehicles and equipment (7,894,656) (335,031) - (8,229,687) Total accumulated depreciation (32,284,329) (1,841,919) - (34,126,248) Other capital assets, net 40,027,439 537,214 - 40,564,653 Capital assets, net $ 40,396,719 $ 551,704 $ - $ 40,948,423 Component Unit - Public Library Equipment $ 332,938 $ 10,663 $ - $ 343,601 Less accumulated depreciation (254,671) (28,220) - (282,891) Capital assets, net $ 78,267 $ (17,557) $ - $ 60,710 Component Unit - Airport Authority Capital assets not subject to depreciation Land $ 10,934,228 $ - $ - $ 10,934,228 Construction in progress 366,483 585,617 - 952,100 Total 11,300,711 585,617 - 11,886,328 Other capital assets Runways 9,309,815 - - 9,309,815 Buildings and improvements 3,968,008 - - 3,968,008 Equipment 98,885 - - 98,885 Total 13,376,708 - - 13,376,708 Less accumulated depreciation for Runways (910,426) (124,130) - (1,034,556) Buildings and improvements (1,659,518) (99,505) - (1,759,023) Equipment (84,559) (3,140) - (87,699) Total accumulated depreciation (2,654,503) (226,775) - (2,881,278) Other capital assets, net 10,722,205 (226,775) - 10,495,430 Capital assets, net $ 22,022,916 $ 358,842 $ - $ 22,381,758 -35- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2012 (continued) NOTE 4 SINKING FUNDS – PROPRIETARY FUNDS The cash and investments in these sinking funds (bond, reserve, and replacement funds) are restricted as to their use in accordance with their respective bond indentures. Amounts in bond funds are included in current assets, while amounts in reserve funds are separately listed as restricted assets. NOTE 5 NOTES AND WARRANTS PAYABLE – BUSINESS-TYPE ACTIVITIES The following is a summary of revenue bonds, notes and warrants payable from the proprietary funds as of September 30, 2012: Utilities Revenue Warrants, Series 2011 dated October 13, 2011, original debt obligation of $16,140,000, interest rate 3.15%, payable semi-annually, principal payable December 1, 2011 through December 1, 2030. $15,625,000 General Obligation Warrant, Series 2011, dated October 13, 2011, original debt obligation of $195,000, Interest at 2.55% payable semi-annually, principal payments due December 1, 2012 through June 1, 2025. 176,220 Utilities Revenue Warrants, Series 2005 dated March 1, 2005, original debt obligation of $8,455,000, interest rate 2.20% to 4.25%, payable semi-annually, principal payable December 1, 2005 through December 1, 2020. 6,530,000 Utilities Revenue Warrants, Series 2009 dated April 2, 2009, original debt obligation of $1,250,000, interest rate 3.85%, payable semi-annually, principal payable 2009 through 2019. 970,000 General Obligation Refunding Warrant, Series 2009, dated April 2, 2009, original debt obligation of $61,740, interest rate 3.62%, payable semi-annually, principal payable 2010 through 2020. 50,040 TOTAL $23,351,260 -36- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2012 (continued) NOTE 5 NOTES AND WARRANTS PAYABLE – BUSINESS-TYPE ACTIVITIES (CONTINUED) On October 13, 2011, the City issued utilities revenue warrants at par in the amount of $16,140,000 at a 3.15% interest rate. A portion of this issue together with the sum of $823,453 on deposit in escrow was used to refund the City’s Utilities Revenue Warrants, Series 2002, dated September 1, 2002, with an outstanding value of $6,720,000. The Utilities Revenue Warrants, Series 2011 mature on December 1, 2030. The sum of $6,885,825 was deposited into an irrevocable trust with an escrow agent to provide debt service payments until the warrants were called on December 1, 2011. As a result of the refunding, the City reduced its total debt service requirements by $1,436,163, which resulted in an economic gain (difference between the present value of the debt service payments on the old debt and the new debt) of $354,680. Revenue bonds, notes, and warrants payable from the proprietary funds 2011 and prior were for the purpose of financing, or re-financing, new water tanks, new water wells, UV Sewer System, new booster pump, radio system, support tower, phone system, construction of warehouse building and mechanics shop, and extensions to the City’s water and sewer lines. NOTE 6 NOTE AND WARRANTS PAYABLE – GOVERNMENTAL ACTIVITIES The following is a governmental fund summary of long term debt at September 30, 2012: General Obligation Warrant, Series 2011, dated October 13, 2011, original debt obligation of $4,005,000, interest at 2.55%, payable semi-annually, principal payments due December 1, 2012 through June 1, 2025. $ 3,828,780 General Obligation Warrant, Series 2008, dated March 6, 2008, original debt obligation of $1,300,000, interest at 2.91%, payable semi-annually, $130,000 annual principal payments are due on April 1 from 2009 to 2018. 721,741 General Obligation Warrants, Series 2007 dated June 1, 2007, original debt obligation of $7,900,000, interest rate 4.00% to 5.00%, payable semi-annually, principal payable June 1, 2008 through June 1, 2032. 6,920,000 General Obligation Refunding Warrant, Series 2009, dated April 2, 2009, original debt obligation of $3,368,260, interest rate 3.62%, payable semi-annually, principal payable 2010 through 2020. 2,729,960 TOTAL $14,200,481 -37- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2012 (continued) NOTE 6 NOTE AND WARRANTS PAYABLE – GOVERNMENTAL ACTIVITIES (CONTINUED) On October 13, 2011, The City issued general obligation warrants at par in the amount of $4,200,000 at a 2.55% interest rate. The issue together with the sum of $151,431 on deposit in escrow was used to refund the City’s General Obligation Warrants, Series 2002, dated September 1, 2002, with an outstanding value of $4,225,325. The General Obligation Warrants, Series 2011 mature on June 1, 2025. The sum of $4,313,491 was deposited in an irrevocable trust with an escrow agent to provide debt service payments until the warrants were called on November 15, 2011. As a result of the refunding, the City reduced its total debt service requirements by $894,885, which resulted in an economic gain (difference between the present value of the debt service payments on the old debt and the new debt) of $622,430. The General Obligation Warrant Series 2009 were issued for the purpose of refunding the City’s General Obligation Warrants Series 1999. The General Obligation Warrant Series 2008 related to construction costs on the new Library. The Public Library Board requested the City secure a warrant as a “bridge loan” until pledges from outside donors are collected and remitted to the City. In 2008, the City refunded the original short term note with a general obligation warrant to be paid over 10 years. The Library Board committed to pay costs of the Library project in excess of $3,000,000. Excluding interest on related long-term debt, the Library project costs, to date, are $8,070,288. As of September 30, 2012, the Library Board has provided funding of $3,263,461 from donations and grants. General Obligation Warrants and notes payable from the governmental funds issued prior to 2008 were for the purpose of financing, or re-financing, automated garbage equipment, fire truck pumper, city drainage projects, hurricane damage repairs and upgrade to Municipal pier, construction of new facilities, including justice center, public library, tennis complex, recreation center, outdoor swimming pool, baseball facility, and renovation of Fairhope historic museum. -38- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2012 NOTE 7 CHANGES IN LONG TERM DEBT Amounts Balance Balance due within 10/01/11 Additions Reductions 09/30/12 one year GOVERNMENTAL ACTIVITIES Warrants and notes payable General obligation warrants $ 14,965,792 $ 4,015,200 $ (4,780,511) $ 14,200,481 $ 893,420 Total warrants and notes payable 14,965,792 4,015,200 (4,780,511) 14,200,481 893,420 Warrant discount (36,311) - 1,763 (34,548) - 14,929,481 4,015,200 (4,778,748) 14,165,933 893,420 Other liabilities Obligations under capital leases 24,449 - (24,449) - - Compensated absences 1,069,676 692,820 (700,528) 1,061,968 531,665 Governmental activities long-term liabilities $ 16,023,606 $ 4,708,020 $ (5,503,725) $ 15,227,901 $ 1,425,085 The City's general obligation warrants are paid through the Debt Service Fund while notes and capital leases are paid directl by the General Fund. The compensated absences liability will be liquidated by the General Fund. Amounts Balance Balance due within 10/01/11 Additions Reductions 09/30/12 one year BUSINESS-TYPE ACTIVITIES Warrants and notes payable General obligation warrants $ 241,993 $ 184,800 $ (200,533) $ 226,260 $ 16,581 Utilities revenue warrants 14,925,000 16,140,000 (7,940,000) 23,125,000 1,135,000 Total warrants and notes payable 15,166,993 16,324,800 (8,140,533) 23,351,260 1,151,581 Deferred amount on refunding (359,350) (58,808) 176,404 (241,754) - Warrant discounts (197,898) - 45,869 (152,029) - 14,609,745 16,265,992 (7,918,260) 22,957,477 1,151,581 Other liabilities Compensated absences 560,563 53,702 (86,843) 527,422 - Business-type activities long-term liabilities $ 15,170,308 $ 16,319,694 $ (8,005,103) $ 23,484,899 $ 1,151,581 Compensated absences due within one year included in accrued liabilities $ 91,094 Compensated absences due in more than one year included in noncurrent liabilities 436,328 Total compensated absences liability $ 527,422 -39- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2012 NOTE 8 SUMMARY OF DEBT SERVICE REQUIREMENTS TO MATURITY The following is a summary of debt service requirements to maturity of long term debt of the Governmental Funds as of September 30, 2012, including interest payments: Year Ending September 30, Principal Interest Total 2013 $ 893,420 $ 528,728 $ 1,422,148 2014 908,330 499,032 1,407,362 2015 932,930 466,455 1,399,385 2016 967,440 432,902 1,400,342 2017 987,260 397,945 1,385,205 2018 - 2022 4,188,021 1,485,661 5,673,682 2023 - 2027 2,998,080 838,307 3,836,387 2028 - 2032 2,325,000 322,875 2,647,875 TOTALS $ 14,200,481 $ 4,971,905 $ 19,172,386 GOVERNMENTAL ACTIVITIES The following is a summary of debt service requirements to maturity of long term debt of the Proprietary Funds as of September 30, 2012, including interest payments and Year Ending September 30, Principal Interest Total 2013 $ 1,151,581 $ 775,965 $ 1,927,546 2014 1,196,670 735,223 1,931,893 2015 1,237,070 692,187 1,929,257 2016 1,282,560 646,768 1,929,328 2017 1,327,740 598,866 1,926,606 2018 - 2022 7,433,720 2,204,805 9,638,525 2023 - 2027 7,416,920 879,878 8,296,798 2028 - 2030 2,304,999 148,129 2,453,128 $23,351,260 $6,681,821 $30,033,081 excluding discounts and premiums related to warrant issuance: BUSINESS-TYPE ACTIVITES -40- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2012 NOTE 9 BONDS PAYABLE – COMPONENT UNITS On August 26, 2010, the Airport Authority issued Airport Improvement Refunding Bonds in the amount of $8,935,000 at a variable interest rate. The bonds are repriced monthly by the remarketing agent at a rate to maintain market value of 100% principal. This issue was used to refund the Series 2007 Airport Improvement Bonds with an outstanding balance of $8,845,000. The 2010 Airport Improvement Refunding Bonds mature March 1, 2020, but have mandatory redemption requirements as presented below. The bonds are limited obligations of the Airport Authority, payable solely out of appropriations received from the City of Fairhope, Alabama. The Appropriation Agreement between the Airport Authority and the City expires annually on September 30 and is renewable at the City’s option. The bond rate at September 30, 2012, was 1.56%. The following is a summary of debt service requirements to maturity of long term debt of the Airport Authority as of September 30, 2012, including estimated interest payments at 1.56% and excluding discounts related to bonds: Year Ending Sept. 30, Principal Interest Total 2013 240,000$ 138,202$ 378,202$ 2014 255,000 134,149 389,149 2015 270,000 129,857 399,857 2016 285,000 125,327 410,327 2017 305,000 124,294 429,294 2018 - 2020 7,580,000 52,220 7,632,220 $8,935,000 $704,049 $9,639,049 -41- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2012 NOTE 10 LINE OF CREDIT PAYABLE On November 28, 2011, the City established a revolving line of credit with a $2,000,000 limit through the issuance of a general obligation warrant. The line of credit, dated November 28, 2011, bears interest at a variable rate of 80% of the One Month LIBOR Rate plus 100 basis points, and matures November 28, 2012. The interest rate at September 30, 2012 is 1.1844%. This line of credit is available to enable the City to acquire, construct and provide various public street improvements in the City. Following is the summary of activity for fiscal year 2012: General Fund Beginning Balance -$ Advances 1,705,225 Payments - Balance at September 30, 2012 1,705,225$ NOTE 11 SALARIES – PROPRIETARY FUNDS The following is a summary of employees’ salaries by Utility Fund for the year ended September 30, 2012: Water and Electric Natural Gas Waste Water Fund Fund Fund Total salaries $ 879,009 $ 738,417 $ 966,845 Less: Salaries capitalized for plant additions 287,690 169,572 58,514 Amount of salaries charged to operations $ 591,319 $ 568,845 $ 908,331 NOTE 12 RISK MANAGEMENT AND CONTINGENICES The City is exposed to various risks of losses related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The City obtains coverage from commercial insurance companies and effectively manages risk through various employee education and prevention programs. There were no instances where settlements exceeded insurance coverage in the last three years. -42- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2012 NOTE 12 RISK MANAGEMENT AND CONTINGENICES (continued) Various lawsuits are pending against the City. City management believes that the potential adverse impact of these claims is mitigated by insurance and will not be material to the financial statements of the City. The City receives Federal and State grants for specific purposes that are subject to review and audit by the grantor agencies. Such audits could lead to requests for reimbursements to the grantor agency for expenditures disallowed under the terms of the grant. City management believes such disallowances, if any, will be immaterial. NOTE 13 COMPENSATED ABSENCES The City accrues vacation earned by employees as well as other compensated absences with similar characteristics. Sick leave, which can be paid at termination, if certain conditions are met, is accrued based on the probability that a portion of the current employees will meet required criteria. A liability for sick leave to be paid at termination has been accrued based on estimated probability factors to years of service. The liability to employees who currently meet the criteria to receive sick leave pay has been accrued at 100% of the current hours sick leave earned at current pay rates. Accumulated unpaid vacation and sick pay are accrued when incurred in the Proprietary Funds. Amounts normally paid with expendable available financial resources are recorded in the General Fund when the obligation has matured. Employees may accumulate vacation leave without limitation, however, the maximum accumulation of sick leave is limited to 960 hours. Employees are paid 100% of their accumulated vacation upon termination. Accumulated sick leave is paid only upon retirement to employees with 25 years or more of service, at any age, and to employees with 10 years of service who have attained age sixty (60). -43- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2012 (continued) NOTE 14 PENSION PLAN Plan Description The City’s defined benefit pension plan provides retirement and disability benefits, cost-of-living adjustments, and death benefits to plan members and beneficiaries. The plan is affiliated with the Employees Retirement System of Alabama (RSA), an agent multiple-employer pension plan. At September 30, 2011, RSA had a total of 1,145 participating units. RSA issues a publicly available financial report that includes financial statements and required supplementary information for the plan. RSA prepares its financial statements using the accrual basis of accounting and recognizes contributions as revenues when earned. Benefits and refunds are recognized when due and payable. The report may be obtained by writing the Retirement Systems of Alabama, P. O. Box 302150, Montgomery, Alabama 36130-2150. Substantially all employees are members of RSA. Membership is mandatory for covered or eligible employees. Vested employees may retire with full benefits at age 60 (with 10 years of service) or after 25 years of service. Retirement benefits are calculated by two methods with the retiree receiving payment under the method producing the highest benefit. The methods are: (1) Minimum Guaranteed, and (2) Formula. The Formula method usually produces the highest benefit. Under this method, the retiree receives an amount equal to 2.0125% of their average final salary (best three of last ten years) for each year of service. Disability retirement benefits are calculated in the same manner. Pre- retirement benefits in the amount of the annual salary for the fiscal year preceding death are provided to plan members. The RSA was established as of October 1, 1945, under the provisions of Act 515, Acts of Alabama 1945, for the purpose of providing retirement allowances and other specified benefits for state employees, State police, and on an elective basis to all cities, counties, towns and quasi public organizations. The responsibility for general administration and operation of the RSA is vested in the Board of Control. Benefit provisions are established by the Code of Alabama 1975, Sections 36-27-1 through 36-27-103, as amended, Sections 36-27-120 through 36-27-139, as amended, and Sections 36- 27B-1 through 36-27B-6. Authority to amend the plan rests with the Legislature of Alabama. However, the Legislature has granted the City authority to accept or reject various cost-of-living adjustments granted to retirees. Funding Policy During its 2012 session, the Alabama Legislature passed and the Governor signed into law changes in the pension plan effective January 1, 2013. Employees hired prior to January 1, 2013 (Tier 1 employees) must contribute 5% of his or her gross earnings, except law enforcement who must contribute 6%, to the pension plan. Employees hired on or after that date (Tier 2 employees) will contribute on gross earnings at a rate of 6%, except law enforcement who must contribute 7%. The City is required to contribute at an actuarially determined rate. At September 30, 2012, the rate is 9.81% of covered payroll. At September 30, 2012, RSA decreased the City’s contribution rate to 9.38% for Tier 1 employees and established at rated of 7.08% for Tier 2 employees. The contribution requirements of plan members and the City are established and may be amended by RSA. -44- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2012 (continued) NOTE 14 PENSION PLAN (continued) A Tier 1 employee may retire after 25 years of credited service and receive pension benefits equal to 2.0125% of the employee’s average final salary multiplied times years of credited service. A Tier 2 employee may retire after attainment of age 62 and ten years of service years and with benefits equal to 1.65% of the employee’s average final salary multiplied by years of credited service. Average final salary is defined as the average of the three highest years’ salary out of the last ten years of service. The pension plan also provides death benefits and disability benefits as determined by state statutes. The following is the Schedule of Funding Progress – Employee Retirement System which provides trend information about whether the actuarial value of plan assets is increasing or decreasing relative to the actuarial accrued liability for benefits over time. The Schedule of Funding Progress – Employee Retirement System Actuarial Value of Assets (a) Actuarial Accrued Liability (AAL) Entry Age (b)1 Unfunded AAL (UAAL) b-a Funded Ratio (a/b) Covered Payroll ( c ) UAAL as a Percentage of Covered Payroll (b-a)/c) 9/30/20115,6 23,552,946$ 33,999,408$ 10,446,462$ 69.3% 11,028,263$ 94.7% 9/30/20106 23,618,878$ 33,649,326$ 10,030,448$ 70.2% 11,212,324$ 89.5% 9/30/2009 23,297,926$ 32,295,205$ 8,997,279$ 72.1% 11,396,085$ 79.0% 9/30/2008 22,906,152$ 30,483,488$ 7,577,336$ 75.1% 11,367,443$ 66.7% 9/30/2007 21,712,337$ 28,365,980$ 6,653,643$ 76.5% 10,431,006$ 63.8% 9/30/20065 19,895,139$ 26,367,319$ 6,472,180$ 75.5% 9,530,701$ 67.9% 9/30/2005 18,565,922$ 23,773,976$ 5,208,054$ 78.1% 9,706,576$ 53.7% 9/30/20044 17,075,176$ 19,888,433$ 2,813,257$ 85.9% 7,537,837$ 37.3% 9/30/20033 16,083,240$ 18,576,805$ 2,493,565$ 86.6% 7,555,473$ 33.0% 9/30/20022 15,177,087$ 16,920,564$ 1,743,477$ 89.7% 7,190,278$ 24.2% 9/30/20011 14,577,706$ 15,046,428$ 468,722$ 96.9% 6,617,043$ 7.1% Actuarial Valuation Date 1 Reflects changes in actuarial assumptions (as of September 30, 2001). 2 Reflects effect of DROP if unit elected to enroll prior to June 20, 2003. 3 Reflects effect of DROP if unit elected to enroll prior to May 18, 2004. 4 Reflects effect of DROP if unit elected to enroll prior to August 4, 2005. 5 Reflects changes in actuarial assumptions. 6 Reflects impact of Act 2011-27, as well as Act 2011-676, which increases the member contribution rates by 2.25% beginning October 1, 2011 and by an additional 0.25% beginning October 1, 2012. Annual Pension Cost For 2012, the City’s annual pension cost of $949,822 was equal to the City’s required and actual contributions. The required contribution was determined as part of an actuarial valuation (dated September 30, 2011) using the entry age actuarial cost method. Amortization is determined using the level open percent method over a remaining amortization period of 30 years. The actuarial assumptions included (a) 8.0% investment rate of return, (b) projected salary increases ranging from 3.75-7.25% per year, and (c) no cost-of-living adjustments. Both (a) and (b) included an inflation component of 3.0%. The actuarial value of the City of Fairhope’s assets was determined using techniques that smooth the effects of short-term volatility in the market value of investments over a 5- year period. -45- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2012 NOTE 14 PENSION PLAN (continued) Trend Information Fiscal Annual Percentage Net Year Pension of APC Pension Funding Cost (APC) Contributed Obligation 9/30/12 $ 949,822 100% - 9/30/11 $ 1,056,337 100% - 9/30/10 $ 1,086,667 100% - 9/30/09 $ 1,091,972 100% - 9/30/08 $ 985,276 100% - 9/30/07 $ 804,930 100% - Funded status and Funding Progress The funded status of the plan as of October 1, 2011 was as follows: Actuarial accrued liability (AAL) 33,999,408$ Actuarial value of plan assets 23,552,946 10,446,462$ 69.3% 11,028,263$ 94.7% Unfunded actuarial accrued liability (UAAL) Funded ratio Covered payroll UAAL as a percentage of covered payroll Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Amounts determined regarding the funded status of the plan and the annual required contributions of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The Schedule of Funding Progress is presented in these notes to the financial statements. This schedule presents multi-year trend information about whether the actuarial value of plan assets is increasing or decreasing relative to the actuarial accrued liability for benefits over time. -46- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2012 NOTE 15 DEPOSIT AND INVESTMENT RISK At September 30, 2012, the City had investments in U. S. Treasury money market mutual funds through its trustee agreement for debt sinking funds. The fair value was $1,979,594 ($320,963 in governmental activities and $1,658,631 in business-type activities). The average maturity of the portfolio was 50 days. Investment Risk – The City does not have a formal investment policy that limits investment maturities as a means of managing its exposure to fair value losses arising from increasing interest rates. Credit Risk - State statutes authorize the City’s investments. The City is authorized to invest in U.S. Government obligations and its agencies or instrumentalities, direct obligations of the state, or SEC registered mutual funds holding like securities. The City has no investment policy that further limits investment choices. As of September 30, 2012, the City’s mutual fund investments principal stability rating was AAAm as reported by Standard & Poor’s. Custodial Credit Risk - The City is a participant in the Security for Alabama Funds Enhancement (SAFE) Program, a multiple financial institution collateral pool, administered by the State of Alabama. The program, by law, provides administration of pledged collateral coverage for all governments and agencies in the state and requires qualified financial institutions to provide collateral to the administrator adequate to secure all deposits of public funds in that financial institution. The State guarantees deposits identified as “public funds” will be adequately secured by insurance or collateral. Any collateral shortages of one financial institution are assessed to other member financial institutions. NOTE 16 COMMITMENTS The City has various contractual commitments outstanding at year-end. The commitments under these contracts totaled $1,346,043. The commitments funded from governmental activities will be $1,676 and from business-type activities will be $1,344,367. -47- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2012 (continued) NOTE 17 DEFERRED COMPENSATION PLAN The City offers its employees a deferred compensation plan created in accordance with Internal Revenue Code Section 457. The plan permits employees to defer a portion of their salary until future years. The plan was established by and is administered by the Retirement Systems of Alabama. Any plan changes are at the discretion of the administrator. The deferred compensation is not available to employees until termination, retirement, death, or unforeseeable emergency. The City makes no contributions to the plan. All amounts of compensation deferred under the plan, all property and rights purchased with those amounts, and all income attributable to those amounts, property, or rights are (until paid or made available to the employee or other beneficiary) solely the property and rights of the individuals who participate in the deferred compensation plan and are not subject to the claims of the City's general creditors. NOTE 18 POST EMPLOYMENT HEALTH BENEFITS Plan Description – The City provides a comprehensive medical plan to eligible retirees and their spouses through the City’s group health insurance plan (the Plan), which covers both active and retired members. The Plan is a single-employer defined benefit healthcare plan administered and governed solely by the City and does not issue a publicly available financial report. Effective with the Fiscal Year beginning October 1, 2008, the City implemented Government Accounting Standards City Statement No. 45, Accounting and Financial Reporting by Employers for Post Employment Benefits Other Than Pensions (GASB 45), for its financial disclosure and reporting purposes. The City intends to fund the OPEB Obligation pursuant to GASB 45 to the extent the funding requirement is not met by the retiree health care premiums paid outright. During the year ended September 30, 2012, the City’s portion of health care funding cost for retired employees (retiree premiums) totaled $274,479. Contribution Rates – Eligible retirees are subject to employer contributions for medical benefits equal to 90% of the premium. At September 30, 2010, the valuation date, 29 participants were receiving benefits under various provisions of the Plan. Complete plan provisions are included in the official plan documents. Employees do not contribute to their post employment benefits costs until they become retirees and begin receiving those benefits. The plan provisions and contribution rates are contained in the official plan documents. Annual Required Contribution – The City’s Annual Required Contribution (ARC) is an amount actuarially determined using the Projected Unit Credit Method in accordance with GASB 45. The ARC represents a level of funding that, if paid on an ongoing basis, is projected to cover normal cost each year and amortize any unfunded actuarial liabilities over a level percentage of pay, open amortization period of thirty years. The remaining amortization period at September 30, 2012, was 30 years. -48- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2012 (continued) NOTE 18 POST EMPLOYMENT HEALTH BENEFITS (continued) The following table shows the components of the City’s annual OPEB cost for the year, the amount actually contributed to the plan using operating funds, and changes in the City’s net OPEB obligation to the Plan: Annual required contribution $ 665,895 Interest on net OPEB obligation - Adjustment to ARC 242,908 Annual OPEB cost (expense) 908,803 Current year retiree premium (274,479) Change in net OPEB obligation 634,324 Net OPEB obligation – beginning of year 1,350,711 Net OPEB obligation – end of year $ 1,985,035 Interest expense on the net OPEB contribution in the amount of $54,028 was considered not significant and was not recorded in 2012. The City’s annual OPEB cost, the percentage of annual OPEB cost contributed to the Plan, and the net OPEB obligation is as follows: Fiscal Percentage of Net OPEB Year Annual Annual OPEB Obligation Ended OPEB Cost Cost Contributed (Asset) 9/30/12 $ 908,803 30.2% $ 1,985,035 9/30/11 908,803 37.0% 1,350,711 9/30/10 611,853 39.3% 778,165 9/30/09 611,853 33.5% 406,645 Funded Status and Funding Progress – The first actuarial valuation under GASB 45 was as of September 30, 2008, and the most recent actuarial valuation was as of September 30, 2010. There were no assets accumulated in the Plan, however, market value will be used to value such assets. At September 30, 2010, the Actuarial Accrued Liability (AAL) was $8,093,303, which is defined as that portion, as determined by a particular actuarial cost method (the City uses the Projected Unit Credit Method), of the actuarial present value of post employment plan benefits and expenses which is not provided by normal cost. The funded ratio is developed below. Schedule of Funding Progress Actuarial Valuation Dated Actuarial Value of Assets Actuarial Accrued Liability (AAL)* - Entry Age Unfunded (AAL) (UAAL) Funded Ratio Covered Payroll UAAL as a Percentage of Covered Payroll (a)(b) (b-a)(a/b) (c) (b-a)/c 9/29/2011 -$ 8,093,303$ (8,093,303)$ 0.0% 11,028,263$ 73.4% 9/30/2010 -$ 8,093,303$ (8,093,303)$ 0.0% 11,212,324$ 72.2% 9/30/2009 -$ 6,740,895$ (6,740,895)$ 0.0% 11,396,085$ 59.2% 9/30/2008 -$ 6,740,895$ (6,740,895)$ 0.0% 11,189,043$ 60.2% *GASB 45 permits the AAL determined at September 30, 2010 to be used for two consecutive years -49- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2012 NOTE 18 POST EMPLOYMENT HEALTH BENEFITS (continued) Actuarial Methods and Assumptions - The actuarial calculations are based on the types of benefits provided under the terms of the substantive plan (the plan as understood by the employer and the plan members) at the time of the valuation and on the pattern of sharing costs between the City and its plan members to that point. The projection of benefits for financial reporting purposes does not explicitly incorporate the potential effects of legal or contractual funding limitations on the pattern of cost sharing between the City and plan members in the future. Consistent with the long-term perspective of actuarial calculations, the actuarial methods and assumptions used include techniques that are designed to reduce short-term volatility in actuarial liabilities and the actuarial value of assets. Actuarial valuations involve estimates of the value of reported amounts and assumptions about the probability of events far into the future. Actuarially determined amounts are subject to continual revision as actual results are compared to past expectations and new estimates are made about the future. The following assumptions were made: Turnover Rate - An age-related turnover scale based on actual experience has been used. Retirement Rate - Based on past experience, it has been assumed that entitlement to benefits will commence at the earlier of: first, completion of 25 years of service, regardless of age; and, second, attainment of age 60 and completion of 10 years of service. Health Care Cost Trend Rate - The expected rate of increase in medical cost is based on a 10.5% projected increase for 2011 graduated down to an ultimate annual rate of 5% for 2018 and beyond. Mortality Rate - Life expectancies were based accordingly to the 1994 Group Annuity Mortality Table set forward three years for males and set forward two years for females. Special tables are used for the period after disability retirement. Investment Return Assumption (Discount Rate) - Based on the assumption that the ARC will be funded, a 4% annual investment return has been used in this valuation. Inflation Rate and Projected Salary Increase - A rate of 4.5% has been used for both inflation and projected salary increases. Method of Determining Value of Benefits - The "value of benefits" has been assumed to be the portion of the premium after retirement date expected to be paid by the City for each retiree and has been used as the basis for calculating the actuarial present value of OPEB benefits to be paid. NOTE 19 OPERATING LEASES The City holds various leases with entities for use of City property. Most of these leases are monthly and insignificant. In addition, the City rents certain facilities to groups for events and activities on a per use basis. -50- CITY OF FAIRHOPE, ALABAMA NOTES TO THE FINANCIAL STATEMENTS SEPTEMBER 30, 2012 NOTE 20 LEASE EXPENSE The City rents equipment, primarily, on monthly arrangements. The leases are not significant to the operations of the City. NOTE 21 SUBSEQUENT EVENTS The City has evaluated subsequent events through January 18, 2013, the date which the financial statements were available to be issued. In fiscal year 2013, the City paid off General Obligation Warrant, Series 2008 totaling approximately $721,000. In fiscal year 2013, the City paid off the line of credit totaling approximately $1,700,000. There were no other material subsequent events which require disclosure at September 30, 2012. THIS PAGE INTENTIONALLY LEFT BLANK REQUIRED SUPPLEMENTARY INFORMATION OTHER THAN MANAGEMENT’S DISCUSSION AND ANALYSIS -51- REQUIRED SUPPLEMENTARY INFORMATION CITY OF FAIRHOPE, ALABAMA BUDGETARY COMPARISON SCHEDULE – GENERAL FUND FOR THE YEAR ENDED SEPTEMBER 30, 2012 Variance Actual with Final Original Final Amounts Budget REVENUES Local taxes $ 10,505,090 $ 10,505,090 $ 10,609,364 $ 104,274 Licenses and permits 2,331,700 2,331,700 2,612,793 281,093 Fine and forfeitures 275,000 275,000 289,432 14,432 Intergovernmental 477,500 477,500 327,836 (149,664) Interest and rents 238,500 238,500 223,969 (14,531) Charges for services 4,894,250 4,894,250 5,096,593 202,343 Golf course revenue 1,091,028 1,091,028 1,001,627 (89,401) Contributions from Public Library Board - - 1,000 1,000 Other revenue 605,794 605,794 552,904 (52,890) Total revenues 20,418,862 20,418,862 20,715,518 296,656 EXPENDITURES General government 8,147,893 8,147,893 6,756,042 1,391,851 Sanitation 1,577,221 1,577,221 1,607,918 (30,697) Police 4,385,825 4,385,825 4,671,591 (285,766) Fire 363,676 363,676 339,080 24,596 Airport Authority 281,124 281,124 281,124 - Streets 2,087,252 2,087,252 2,142,548 (55,296) Adult recreation 627,436 627,436 525,212 102,224 Recreation 1,012,712 1,012,712 989,463 23,249 Golf 915,636 915,636 863,593 52,043 Public Library Board 600,000 600,000 600,000 - Other 89,000 89,000 108,976 (19,976) Debt service 179,297 179,297 179,297 - Capital outlay 911,920 911,920 498,268 413,652 Total expenditures 21,178,992 21,178,992 19,563,112 1,615,880 Excess of Revenues over (under) Expenditures (760,130) (760,130) 1,152,406 1,912,536 Other financing sources (uses) Proceeds from issuance of debt - - 4,015,200 4,015,200 Transfers in 4,902,949 4,902,949 4,173,802 (729,147) Transfers out (1,717,441) (1,717,441) (6,206,016) (4,488,575) Total other financing sources (uses) 3,185,508 3,185,508 1,982,986 (1,202,522) NET CHANGE IN FUND BALANCE $ 2,425,378 $ 2,425,378 3,135,392 $ 710,014 FUND BALANCE - BEGINNING OF YEAR 7,160,155 FUND BALANCE - END OF YEAR $ 10,295,547 Budgeted Amounts -52- CITY OF FAIRHOPE, ALABAMA NOTES TO REQUIRED SUPPLEMENTARY INFORMATION SEPTEMBER 30, 2012 NOTE 1 BUDGETS AND BUDGETARY ACCOUNTING Although no legal requirement to establish a budget exists, the City Council follows these procedures in establishing the budgets: (1) The City Council has appointed a Budget Committee to work with City Management to prepare a proposed working budget for the fiscal year commencing the following October 1. The budget includes proposed expenditures and the means of financing them for the upcoming year. Line item budgets are used for administrative control. The level of control for the detailed budgets is at the department head/function level. (2) Council budget meetings are conducted to obtain manager and taxpayer input. (3) The budget is enacted through council action. (4) Reports are submitted to the City Council, showing approved budget and actual operations. (5) The Mayor is authorized to transfer budgeted amounts within departments within any fund; however, any revisions that alter the total expenditures of any fund or transfer of funds between departments must be approved by the City Council. (6) Formal budgetary integration is employed as a management control device during the year for the General Fund. (7) Budgets are adopted on a basis consistent with accounting principles generally accepted in the United States of America (GAAP). (8) Budgetary data, if any, for Capital Project Funds are budgeted over the life of the respective project and not on an annual basis. (9) All appropriations lapse at year-end. -53- CITY OF FAIRHOPE, ALABAMA NOTES TO REQUIRED SUPPLEMENTARY INFORMATION SEPTEMBER 30, 2012 NOTE 2 EXCESS EXPENDITURES The following are General Fund expenditures in excess of final budget amounts: Excess Excess Expenditures Expenditures General Government Recreation Department Salaries-Judge & Court Clerk 16,967$ Casualty and Workers Comp Insurance 967$ Salaries-Mechanics 19,563 General Supplies 139,527 Salaries-Building & Zoning 6,201 Gneral Maintenance 50,753 Employee Payroll Taxes 849 Gasoline and Oil 2,182 Casualty and Workers Comp Insurance 15,138 Equipment and Vehicle Repair 9,943 Services - Excluding Accounting & Legal 62,748 Office Supplies 4,587 Adult Recreation Department General Supplies 11,733 Casualty and Workers Comp Insurance 732 General Maintenance 10,403 Office Expense 1,376 Dues/Memberships/Subscriptions 11,990 Equipment and Vehicle Repair 6,060 Street Department Printing 2,796 Employee Payroll Taxes 4,531 Lease on Terminals 67 Casualty and Workers Comp Insurance 10,740 Recording Fees Paid 27 Gasoline and Oil 83,456 Book and Sidewalk Brick 19 Equipment and Vehicle Repair 67,928 Historical District Expense 431 Equipment Rental 32,299 County Prisoner Expense 2,770 Material and Landscaping 21,531 City Hall Maintenance 2,963 ALDOT Spring Run 235 Sanitation Department Sales Tax Collection Fees 24,980 Casualty and Workers Comp Insurance 1,919 Hurricane Isaac Costs 786 General Supplies 11,100 PCP Fees 76,065 Gasoline and Oil 14,126 Equipment and Vehicle Repair 97,485 Police Department Uniforms 3,508 Salaries 210,969 Employee Payroll Taxes 16,472 Golf Department Services - Excluding Accounting & Legal 9,646 Salaries - Club House 6,351 City Computer Expense 1,972 Supplies - Club House 1,276 General Supplies 14,082 Gasoline and Oil 4,493 Gasoline and Oil 26,891 Equipment and Vehicle Repair 625 Equipment and Vehicle Repair 13,139 Pro Shop - Custom Orders 17,712 NCIC Data System 540 Court Supplies and Expense 2,050 Capital Outlay DEA Funds Purchases 57,451 Vehicles and Equipment 3,476 Corrections Operation Expenses 7,159 Staff Agencies Fire Department Impact Fee Expense 19,976 General Supplies 1,324 Gasoline and Oil 3,789 Uniforms 539 THIS PAGE INTENTIONALLY LEFT BLANK OTHER SUPPLEMENTARY INFORMATION COMBINING FINANCIAL STATEMENTS NONMAJOR GOVERNMENTAL FUNDS -54- CITY OF FAIRHOPE, ALABAMA COMBINING BALANCE SHEETS NONMAJOR GOVERNMENTAL FUNDS SEPTEMBER 30, 2012 Total Special Special Nonmajor Revenue Fund Revenue Fund Governmental Impact Fees Gas Tax Debt Service Funds ASSETS Cash $ 821,610 $ 216,955 $ 34,903 $ 1,073,468 Investments - - 291,470 291,470 Receivables - - 25,617 25,617 TOTAL ASSETS $ 821,610 $ 216,955 $ 351,990 $ 1,390,555 LIABILITIES Accounts payable – trade $ - $ - $ 1,159 $ 1,159 Due to other funds 8,730 760 - 9,490 Deferred assessment revenue - - 25,617 25,617 TOTAL LIABILITIES 8,730 760 26,776 36,266 FUND BALANCES Restricted for: Debt service - - 325,214 325,214 Assigned to: Construction and road maintenance 812,880 216,195 - 1,029,075 TOTAL FUND BALANCES 812,880 216,195 325,214 1,354,289 TOTAL LIABILITIES AND FUND BALANCES $ 821,610 $ 216,955 $ 351,990 $ 1,390,555 -55- CITY OF FAIRHOPE, ALABAMA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2012 Total Special Special Nonmajor Revenue Fund Revenue Fund Debt Governmental Impact Fees Gas Tax Service Funds REVENUES Intergovernmental $ - $ 88,271 $ - $ 88,271 Charges for services 36,344 - - 36,344 Interest and rents 106 - 1,626 1,732 Assessments - - 3,659 3,659 Total 36,450 88,271 5,285 130,006 EXPENDITURES Street department - 39,862 - 39,862 Recreation - - - - Other - - 51,912 51,912 Debt service Principal - - 4,656,470 4,656,470 Interest - - 585,414 585,414 Capital outlay 81,377 - - 81,377 Total 81,377 39,862 5,293,796 5,415,035 Excess of revenues over (44,927) 48,409 (5,288,511) (5,285,029) (under) expenditures OTHER FINANCING SOURCES (USES) Transfers in 857,807 - 5,263,705 6,121,512 Total other financing sources (uses) 857,807 - 5,263,705 6,121,512 Net change in fund balances 812,880 48,409 (24,806) 836,483 Fund balances – beginning of year - 167,786 350,020 517,806 FUND BALANCES – END OF YEAR $812,880 $216,195 $325,214 $1,354,289 THIS PAGE INTENTIONALLY LEFT BLANK INDIVIDUAL FUND FINANCIAL STATEMENTS DISCRETELY PRESENTED COMPONENT UNITS -56- CITY OF FAIRHOPE, ALABAMA FUND BALANCE SHEET FAIRHOPE PUBLIC LIBRARY BOARD SEPTEMBER 30, 2012 See independent auditors’ report. ASSETS Cash and cash equivalents $ 125,316 TOTAL ASSETS $125,316 LIABILITIES Accounts payable and accrued expenses $ 3,698 FUND BALANCES Restricted for: Capital projects 66,197 Unassigned 55,421 Total fund balances 121,618 TOTAL LIABILITIES AND FUND BALANCES $ 125,316 -57- CITY OF FAIRHOPE, ALABAMA RECONCILIATION OF GOVERNMENTAL FUND BALANCE TO NET ASSETS OF GOVERNMENTAL ACTIVITIES FAIRHOPE PUBLIC LIBRARY BOARD SEPTEMBER 30, 2012 See independent auditors’ report. Fund balance as reported on page 56 $ 121,618 Net Assets reported for governmental activities in the Statement of Net Assets are different from Fund Balance for governmental activities because: Capital assets used in governmental activities are financial resources and therefore are not reported in fund financial statements. 343,601 Depreciation is provided for the above capital assets in government-wide reporting, but is not in fund financial statements. (282,891) Net Assets of Governmental Activities as reported on page 23 $182,328 -58- CITY OF FAIRHOPE, ALABAMA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE FAIRHOPE PUBLIC LIBRARY BOARD FOR THE YEAR ENDED SEPTEMBER 30, 2012 See independent auditors’ report. REVENUES Fines and lost books $ 20,444 Donations, gifts, memorials and bequests 58,606 State aid 15,011 Lease income 1,500 Payments from City of Fairhope 597,333 Miscellaneous 15,452 Total revenues 708,346 EXPENDITURES Salaries 423,867 Payroll taxes 32,086 Employees’ retirement 19,813 Books, periodicals, audio visual 87,474 Supplies 11,073 Janitorial service 16,450 Professional fees 9,065 Telecommunications 4,575 Payments to City of Fairhope for Library Debt 1,000 Capital outlay 10,663 Maintenance 41,628 Friends expenses 5,349 Miscellaneous 16,169 Total expenditures 679,212 Net change in fund balance 29,134 Fund balance – beginning of year 92,484 Fund balance – end of year $ 121,618 -59- CITY OF FAIRHOPE, ALABAMA RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES AND CHNAGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES FAIRHOPE PUBLIC LIBRARY BOARD FOR THE YEAR ENDED SEPTEMBER 30, 2012 See independent auditors’ report. Net change in fund balances - total governmental funds, page 58 $ 29,134 Amounts reported for governmental activities in the Statement of Activities are different from the Statements of Revenues, Expenditures and Changes in Fund balances - Governmental Funds because: Governmental funds report capital outlays as expenditures while governmental activities report depreciation expense to allocate those expenditures over the life of the assets. Capital outlays for the year 10,663 Depreciation expense for the year (28,220) Change in Net Assets of Governmental Activities, page 24 $ 11,577 -60- CITY OF FAIRHOPE, ALABAMA FUND BALANCE SHEET FAIRHOPE AIRPORT AUTHORITY SEPTEMBER 30, 2012 See independent auditors’ report. ASSETS Cash and cash equivalents $ 688,294 TOTAL ASSETS $ 688,294 FUND BALANCES Restricted for: Capital projects $ 231,790 Unassigned 456,504 Total fund balances 688,294 TOTAL FUND BALANCES $ 688,294 -61- CITY OF FAIRHOPE, ALABAMA RECONCILIATION OF GOVERNMENTAL FUND BALANCE TO NET ASSETS OF GOVERNMENTAL ACTIVITIES FAIRHOPE AIRPORT AUTHORITY SEPTEMBER 30, 2012 See independent auditors’ report. Fund balance as reported on page 60 $ 688,294 Net Assets reported for governmental activities in the Statement of Net Assets are different from Fund Balance for governmental activities because: Capital assets used in governmental activities are financial resources and therefore are not reported in fund financial statements 25,263,036 Depreciation is provided for the above capital assets in government-wide reporting, but is not in fund financial statements. (2,881,278) Cost associated with warrant issuance are expensed in the current period in Fund Financial Statements Warrant Issuance costs, net 26,846 Long-term liabilities, including warrants payable, capital lease obligations and notes payable are not due and payable in the current period and therefore are not reported in fund financial statements (8,935,000) Net Assets of Governmental Activities as reported on page 23 $ 14,161,898 -62- CITY OF FAIRHOPE, ALABAMA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES FAIRHOPE AIRPORT AUTHORITY FOR THE YEAR ENDED SEPTEMBER 30, 2012 See independent auditors’ report. REVENUES Fuel sales and rentals $ 145,791 Interest income 3,406 Federal grant revenue 507,547 Payments from City of Fairhope 281,124 Total revenues 937,868 EXPENDITURES Insurance 28,968 Legal and professional 18,120 Maintenance 125,228 Capital outlay 585,617 Debt service interest 142,913 Other 19,313 Total expenditures 920,159 Net change in fund balance 17,709 Fund balance – beginning of year 670,585 Fund balance – end of year $ 688,294 -63- CITY OF FAIRHOPE, ALABAMA RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES FAIRHOPE AIRPORT AUTHORITY FOR THE YEAR ENDED SEPTEMBER 30, 2012 See independent auditors’ report. Net change in fund balances - total governmental funds, page 62 $ 17,709 Amounts reported for governmental activities in the Statement of Activities are different from the Statements of Revenues, Expenditures and Changes in Fund balances - Governmental Funds because: Amortization of bond costs and discounts is not recorded in fund level statements (3,619) Governmental funds report capital outlays as expenditures while governmental activities report depreciation expense to allocate those expenditures over the life of the assets. Capital outlays for the year 585,617 Depreciation expense for the year (226,775) Change in Net Assets of Governmental Activities, page 24 $ 372,932 -64- CITY OF FAIRHOPE, ALABAMA SCHEDULE OF CAPITAL PROJECTS EXPENDITURES FOR THE YEAR ENDED SEPTEMBER 30, 2012 See independent auditors’ report. Special Projects $84,881 Sidewalks 270,679 Fairhope Paving Projects 1,690,107 Total capital projects expenditures $2,045,667 -65- CITY OF FAIRHOPE, ALABAMA SCHEDULE OF INFORMATION REQUIRED BY BOND INDENTURES SEPTEMBER 30, 2012 Natural Water and Electric Gas Waste Water Fund Fund Fund A. Utility customers at September 30, 2012 were as follows: Number of customers 6,485 9,240 16,016 Number of metered customers 6,485 9,240 16,016 Number of unmetered customers - - - Number of waste water customers - - 9,051 B. Annual Net Income of Utility Operations Natural Water and Electric Gas Waste Water Fund Fund Fund Total Income from operations 2,049,036$ 1,795,822$ 3,575,820$ 7,420,678$ Add: Depreciation and amortization 639,846 279,201 734,024 1,653,071 Interest income 6,211 7,840 6,366 20,417 Annual net income as prescribed by debt covenants 2,695,093$ 2,082,863$ 4,316,210$ 9,094,166$ C. Utility fund casualty insurance coverage on electrical sub stations, natural gas facilities, water and waste- water facilities is included in a blanket policy with the Governmental Funds general capital assets building and facilities. The City of Fairhope, Alabama is the named insured on all policies. Comprehensive general liability – expires January 2013 $3,000,000 Buildings and facilities – expires January 2013 67,570,834 Automobile – expires January 2013 Liability 1,000,000 Uninsured motorist 50,000 Inland Marine – expires January 2013 44,112 Public officials errors and omissions liability – expires January 2012 3,000,000 Police liabilty – expires January 2013 3,000,000 Aggregate 2,000,000 Per occurrence Excess liability policy for general liabilty, police and public official – expires January 2013 5,000,000 D. The City has complied with all requirements of the respective bond indentures. -66- CITY OF FAIRHOPE, ALABAMA SUMMARY OF DEPOSITS, WITHDRAWALS AND BALANCES OF SELECTED TRUST ACCOUNTS AS REQUIRED UNDER CERTAIN TRUST INDENTURES SEPTEMBER 30, 2012 1996 2002 2002 2002 2005 2005 2007 2009 2009 2011 2011 2011Warrant Fund Warrant Fund Reserve Fund Warrant Fund Reserve Fund Warrant Fund Warrant Fund Reserve Fund Reserve FundBalance 10/01/11 $ 50,000 $ 110,558 $ 151,432 $ 672,023 $ 597,501 $ 874,692 $ 176,007 $ 97,070 $ 125,003 $ - $ - $ - Deposits 5 40,866 4,162,086 6 884,549 874,770 528,506 146,321 13 8,662,753 1,326,299 1,415,769 Disbursements (5) (151,424) (4,313,518) (672,029) (874,692) (874,692) (527,971) (139,270) (13) - (828,882) (90) Balance 9/30/12 $ 50,000 $ - $ - $ - $ 607,358 $ 874,770 $ 176,542 $ 104,121 $ 125,003 $ 8,662,753 $ 497,417 $ 1,415,679 Capital ImprovementConstruction Fund Warrant Fund THIS PAGE INTENTIONALLY LEFT BLANK STATISTICAL SECTION This part of the City of Fairhope, Alabama's comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the government's overall financial health. Contents Page Financial Trends These schedules contain trend information to help the reader understand how the government's financial performance and well-being have changed over time.68-73 Revenue Capacity These schedules contain information to help the reader assess the government's most significant local revenue sources, the sales tax and the property tax.74-79 Debt Capacity These schedules present information to help the reader assess the affordability of the government's current levels of outstanding debt and the government's ability to issue additional debt in the future.80-83 Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the government's financial activities 84-85 take place. Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the government's financial report relates to the services the government provides and the activities it performs.86-88 Sources: Unless otherwise noted, the information in these schedules is derived from the comprehensive annual financial reports for the relevant year. -67- STATISTICAL SECTION 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012Governmental activities Invested in capital assets, net of related debt 54,678,761$ 57,031,298$ 60,149,769$ 67,742,360$ 61,450,916$ 67,338,065$ 66,295,379$ 65,963,325$ 66,845,689$ 66,016,012$ Restricted 1,695,559 1,788,014 1,908,452 787,538 1,073,262 847,580 1,462,430 3,564,376 6,207,809 8,015,592 Unrestricted (12,322) 273,964 88,053 (1,195) 54,300 (84,709) 165,029 1,782,848 50,640 56,984 Total governmental activities net assets 56,361,998$ 59,093,276$ 62,146,274$ 68,528,703$ 62,578,478$ 68,100,936$ 67,922,838$ 71,310,549$ 73,104,138$ 74,088,588$ Business-type activities Invested in capital assets, net of related debt 11,617,954$ 17,337,442$ 15,801,139$ 19,307,068$ 23,076,992$ 24,573,181$ 24,210,082$ 24,697,607$ 25,786,974$ 17,990,946$ Restricted 1,652,831 1,991,871 2,058,968 2,089,642 2,106,516 2,092,174 1,883,768 1,649,106 1,658,631 12,337,047 Unrestricted 8,962,015 2,949,282 5,082,800 3,334,264 2,105,886 1,422,972 3,691,056 6,696,480 10,610,123 10,047,736 Total business-type activities net assets 22,232,800$ 22,278,595$ 22,942,907$ 24,730,974$ 27,289,394$ 28,088,327$ 29,784,906$ 33,043,193$ 38,055,728$ 40,375,729$ Primary government Invested in capital assets, net of related debt 66,296,715$ 74,368,740$ 75,950,908$ 87,049,428$ 84,527,908$ 91,911,246$ 90,505,461$ 90,660,932$ 92,632,663$ 84,006,958$ Restricted 3,348,390 3,779,885 3,967,420 2,877,180 3,179,778 2,939,754 3,346,198 5,213,482 7,866,440 20,352,639 Unrestricted 8,949,693 3,223,246 5,170,853 3,333,069 2,160,186 1,338,263 3,856,085 8,479,328 10,660,763 10,104,720 Total primary government net assets 78,594,798$ 81,371,871$ 85,089,181$ 93,259,677$ 89,867,872$ 96,189,263$ 97,707,744$ 104,353,742$ 111,159,866$ 114,464,317$ -68-Fiscal YearCITY OF FAIRHOPE, ALABAMANET ASSETS BY COMPONENTLAST TEN FISCAL YEARS(accrual basis of accounting) 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012ExpensesGovernmental activities: General 2,493,723$ 3,674,382$ 2,679,665$ 3,873,823$ 5,540,860$ 6,392,335$ 6,536,802$ 6,929,734$ 6,176,077$ 8,103,118$ Public safety Police 2,316,492 2,683,124 3,202,753 3,482,683 3,789,666 4,011,091 4,090,851 4,740,344 5,213,031 4,925,437 Fire 572,709 559,002 550,602 692,972 781,696 843,469 878,148 1,017,184 483,670 461,865 Public works Sanitation 826,924 922,013 990,511 1,123,517 1,479,374 1,564,126 1,657,615 1,973,942 1,868,364 1,814,947 Street 5,208,843 3,488,870 6,767,426 4,653,792 3,757,204 3,671,572 4,308,575 4,452,370 4,251,404 5,502,244 Public Library Board 300,451 341,789 355,908 336,823 594,378 771,373 760,174 772,539 798,997 810,636 Airport 166,760 98,890 95,272 149,179 397,183 545,000 242,090 249,856 225,843 281,124 Recreation 448,782 518,126 596,686 645,154 819,051 900,759 1,031,886 1,269,393 1,138,079 1,176,191 Adult Recreation 274,802 281,383 305,018 321,557 390,125 459,961 438,442 601,232 654,736 613,614 Golf - - - - - - 1,292,200 1,102,861 1,106,624 932,284 Interest on long-term debt 673,220 526,835 503,428 475,699 624,883 743,451 878,534 694,083 633,161 589,174 Total governmental activities expenses 13,282,706 13,094,414 16,047,269 15,755,199 18,174,420 19,903,137 22,115,317 23,803,538 22,549,986 25,210,634 Business-type activities: Natural gas 4,714,305 4,891,447 5,345,092 6,329,438 5,948,144 6,709,491 5,349,209 5,757,648 5,037,587 4,484,683 Electric 10,406,720 10,428,908 11,213,904 12,842,542 14,029,975 16,006,139 15,540,148 15,664,835 16,909,931 16,912,834 Water and wastewater 4,521,100 4,756,900 5,255,779 5,682,694 6,387,739 6,502,942 6,803,566 6,533,138 6,616,671 7,050,997 Golf 1,154,390 1,278,737 1,320,403 1,476,373 1,544,528 1,713,486 - - - - Total business-type activities expenses 20,796,515 21,355,992 23,135,178 26,331,047 27,910,386 30,932,058 27,692,923 27,955,621 28,564,189 28,448,514 Total primary government expenses 34,079,221$ 34,450,406$ 39,182,447$ 42,086,246$ 46,084,806$ 50,835,195$ 49,808,240$ 51,759,159$ 51,114,175$ 53,659,148$ Program RevenuesGovernmental activities: Charges for services: General 1,396,101$ 1,637,995$ 2,098,805$ 3,726,334$ 5,862,118$ 5,952,299$ 5,140,160$ 5,249,279$ 5,383,822$ 6,301,207$ Police 267,834 249,181 325,728 354,504 362,441 252,838 224,022 261,070 241,104 289,432 Sanitation 824,893 772,645 749,301 1,252,282 1,294,033 1,331,617 1,368,656 1,380,238 1,391,722 1,408,179 Recreation 28,736 90,954 70,665 73,975 75,592 83,919 130,740 366,683 369,135 368,493 Adult Recreation 43,677 44,608 40,019 41,590 34,534 32,791 36,316 45,889 46,261 41,018 Golf847,016 776,173 944,858 1,001,627 Operating grants and contributions 130,119 1,453,233 3,472,502 3,065,387 631,133 206,012 87,416 22,267 24,402 - Capital grants and contributions 2,392,663 2,325,885 3,792,402 4,861,100 8,526,591 7,310,387 384,358 1,389,592 302,963 1,317,475 Total governmental activities program revenues 5,084,023 6,574,501 10,549,422 13,375,172 16,786,442 15,169,863 8,218,684 9,491,191 8,704,267 10,727,431 Business-type activities: Charges for services: Gas 5,995,994 6,330,451 6,606,396 7,112,944 7,388,531 7,841,853 8,341,855 8,631,935 8,219,447 6,191,986 Electric 12,196,246 11,918,793 12,497,288 14,683,254 16,658,326 17,777,703 18,800,459 18,496,651 19,838,004 18,891,334 Water and wastewater 5,603,119 7,119,904 7,330,152 8,348,064 8,669,895 8,166,344 8,194,949 8,959,041 10,287,898 9,838,580 Golf course 1,250,380 1,259,510 1,233,703 1,527,311 1,505,211 1,487,811 - - - - Total business-type activities program revenues 25,045,739 26,628,658 27,667,539 31,671,573 34,221,963 35,273,711 35,337,263 36,087,627 38,345,349 34,921,900 Total primary government program revenues 30,129,762$ 33,203,159$ 38,216,961$ 45,046,745$ 51,008,405$ 50,443,574$ 43,555,947$ 45,578,818$ 47,049,616$ 45,649,331$ -69-(continued)(accrual basis of accounting)Fiscal YearCITY OF FAIRHOPE, ALABAMACHANGES IN NET ASSETSLAST TEN FISCAL YEARS 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012Net (expense)/revenueGovernmental activities (8,198,683)$ (6,519,913)$ (5,497,847)$ (2,380,027)$ (1,387,978)$ (4,733,274)$ ########## ########## (13,845,719)$ ##########Business-type activities 4,249,224 5,272,666 4,532,361 5,340,526 6,311,577 4,341,653 7,644,340 8,132,006 9,781,160 6,473,386 Total primary government net expense (3,949,459)$ (1,247,247)$ (965,486)$ 2,960,499$ 4,923,599$ (391,621)$ (6,252,293)$ (6,180,341)$ (4,064,559)$ (8,009,817)$ General Revenues and Other Changes in Net AssetsGovernmental activities: Taxes Property taxes 2,278,650$ 2,674,204$ 2,710,256$ 3,159,187$ 3,589,489$ 4,631,476$ 4,939,840$ 4,842,366$ 4,590,840$ 4,591,739$ Sales taxes - - - - - - 1,003,864 4,443,325 4,590,149 4,898,362 Liquor taxes 299,681 317,899 352,827 347,415 373,794 396,196 385,411 392,255 393,123 425,888 Lodging taxes - 362,860 449,079 196,224 420,024 495,850 474,852 483,271 495,870 569,142 Other 27,152 100,554 130,305 124,738 138,857 145,836 134,413 131,135 120,518 124,234 Intergovernmental 288,487 243,469 325,557 522,196 472,667 293,007 436,472 424,359 248,011 314,525 Investment earnings 328,868 290,659 327,687 394,006 508,558 340,530 225,860 239,256 249,489 226,642 Other 4,613 107,685 205,060 230,691 251,476 294,469 109,958 1,293,419 124,161 143,319 Transfer of Golf Fund to Governmental Activities - - - - - - 913,729 - - - Transfers in/(out) 4,360,675 5,330,481 4,058,380 3,787,999 (10,317,112) 3,658,368 5,094,136 4,897,104 4,827,147 4,173,802 Total government activities 7,588,126 9,427,811 8,559,151 8,762,456 (4,562,247) 10,255,732 13,718,535 17,146,490 15,639,308 15,467,653 Business-type activities: Investment earnings 176,061 103,610 190,330 235,538 266,888 115,648 60,104 23,385 58,522 20,417 Transfer of Golf Fund to Governmental Activities - - - - - - (913,729) - - - Transfers in/(out) (4,360,675) (5,330,481) (4,058,380) (3,787,999) (4,020,046) (3,658,368) (5,094,136) (4,897,104) (4,827,147) (4,173,802) Total business-type activities (4,184,614) (5,226,871) (3,868,050) (3,552,461) (3,753,158) (3,542,720) (5,947,761) (4,873,719) (4,768,625) (4,153,385) Total primary government 3,403,512$ 4,200,940$ 4,691,101$ 5,209,995$ (8,315,405)$ 6,713,012$ 7,770,774$ 12,272,771$ 10,870,683$ 11,314,268$ Change in Net AssetsGovernmental activities (610,557)$ 2,907,898$ 3,061,304$ 6,382,429$ (5,950,225)$ 5,522,458$ (178,098)$ 2,834,143$ 1,793,589$ 984,450$ Business-type activities 64,610 45,795 664,311 1,788,065 2,558,419 798,933 1,696,579 3,258,287 5,012,535 2,320,001 Total primary government (545,947)$ 2,953,693$ 3,725,615$ 8,170,494$ (3,391,806)$ 6,321,391$ 1,518,481$ 6,092,430$ 6,806,124$ 3,304,451$ -70-Fiscal YearLAST TEN FISCAL YEARS(accrual basis of accounting)CITY OF FAIRHOPE, ALABAMACHANGES IN NET ASSETS Beer, WineBurglarFiscal Sales Ad Valorem Automobile and Liquor Cigarette Lodging Dog AlarmYear Tax Tax Tax Tax Tax Tax Tax Tax Total2003 $ - $ 1,953,186 $ 325,464 $ 299,681 $ 26,941 $ - $ 211 $ - $ 2,605,483 2004 - 2,328,984 345,220 317,899 100,379 362,860 175 - 3,455,517 2005 - 2,268,195 442,061 352,827 130,168 449,079 137 - 3,642,467 2006 - 2,639,610 519,577 347,415 124,606 196,224 107 25 3,827,539 2007 - 3,103,284 486,205 373,794 138,754 420,024 103 - 4,522,164 2008 - 4,143,286 488,190 396,080 145,836 495,852 114 - 5,669,358 2009 1,003,864 4,424,103 515,737 385,411 134,297 474,852 116 - 6,938,380 2010 4,443,325 4,421,646 420,720 392,255 131,063 483,271 73 - 10,292,352 2011 4,590,149 4,102,942 487,897 393,123 120,458 495,870 60 - 10,190,500 2012 4,898,362 4,065,822 525,917 425,888 124,183 569,142 50 - 10,609,364 (accrual basis of accounting)-71-CITY OF FAIRHOPE, ALABAMAGOVERNMENTAL ACTIVITIES TAX REVENUES BY SOURCELAST TEN FISCAL YEARS 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012General fund Restricted -$ -$ -$ -$ -$ -$ 501,932$ 2,723,595$ 5,014,205$ 7,000,000$ Unassigned382,274 421,331 1,033,668 1,087,642 1,703,619 1,083,383 1,574,743 1,985,914 2,145,950 3,295,547Total general fund382,274$ 421,331$ 1,033,668$ 1,087,642$ 1,703,619$ 1,083,383$ 2,076,675$ 4,709,509$ 7,160,155$ 10,295,547$ All other governmental funds Restricted-Debt Service 558,630$ 377,983$ 272,950$ 235,348$ 456,957$ 470,671$ 350,987$ 351,008$ 350,020$ 325,214$ Assigned, reported in: Special revenue funds 92,201 143,257 227,109 257,881 311,553 66,907 59,142 127,419 167,786 1,029,075 Capital projects funds 876,358 1,219,106 1,602,259 263,202 3,892,524 2,070,337 550,369 362,354 675,799 - Unassigned Capital projects funds(1,069,424) Total all other governmental funds1,527,189$ 1,740,346$ 2,102,318$ 756,431$ 4,661,034$ 2,607,915$ 960,498$ 840,781$ 1,193,605$ 284,865$ The City implemented GASB Statement number 54 fiscal year 2011. This statement replaces the previous classifications of reserved, unreserved, designated and undesignated fund balances.CITY OF FAIRHOPE, ALABAMAFUND BALANCES OF GOVERNMENTAL FUNDS(modified accrual basis of accounting)-72-Fiscal Year 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012REVENUES Local taxes 2,605,483$ 3,455,517$ 3,642,467$ 3,827,564$ 4,522,164$ 5,669,358$ 6,938,380$ 10,292,352$ 10,190,500$ 10,609,364$ Licenses and permits 1,363,785 1,527,160 2,055,861 3,401,207 2,996,213 2,729,209 2,058,105 2,178,982 2,295,795 2,612,793 Fines and forfeitures 267,834 249,181 325,728 354,504 362,441 252,838 224,022 261,070 241,104 289,432 Intergovernmental 2,336,195 3,598,224 6,514,824 7,319,833 3,167,141 1,826,517 837,246 547,556 345,966 667,344 Contribution from Public Library Bd - - 1,500,000 1,128,850 685,003 208,931 71,000 65,000 183,285 1,000 Interest and rents 328,868 290,659 327,686 394,009 377,743 340,530 225,861 239,256 249,489 226,748 Charges for services 704,228 735,311 792,245 1,577,409 4,149,905 4,610,307 4,450,711 4,450,535 4,479,749 5,096,593 Assessments 182,764 122,170 124,582 39,199 1,831 - - - - 3,659 Golf course revenue - - - - - - 959,730 858,237 1,020,250 1,001,627 Other 258,351 391,478 315,745 343,588 492,419 411,179 277,015 1,705,991 539,557 552,904 Total revenues 8,047,508 10,369,700 15,599,138 18,386,163 16,754,860 16,048,869 16,042,070 20,598,979 19,545,695 21,061,464 EXPENDITURES General government 2,353,659 3,595,220 2,412,693 2,731,819 5,090,777 6,318,322 5,948,479 6,279,197 5,335,143 7,026,721 Sanitation 745,802 861,317 929,815 960,328 1,254,694 1,405,774 1,475,035 1,758,543 1,745,785 1,607,918 Police 2,124,786 2,476,353 2,881,293 3,110,086 3,405,687 3,913,015 3,922,163 4,404,803 4,941,051 4,671,591 Fire 372,263 366,421 492,552 576,191 619,434 707,513 765,645 837,597 395,224 339,080 Airport 6,895 12,742 9,124 63,031 397,183 545,000 242,090 249,856 225,843 281,124 Street 4,159,154 2,453,144 5,636,288 3,580,189 2,552,328 2,554,959 2,704,242 2,797,566 2,639,416 3,872,517 Recreation 366,531 396,660 472,129 513,503 658,837 785,425 867,174 1,050,957 969,025 989,463 Adult recreation 231,615 238,007 261,569 277,808 328,744 431,481 400,494 553,125 577,015 525,212 Golf - - - - - - 1,303,135 1,094,604 1,113,178 863,593 Capital outlay 4,146,979 2,544,947 4,131,361 14,308,234 6,054,830 3,227,604 1,775,834 1,565,192 1,474,937 664,526 Debt service: Principal 891,680 712,321 1,288,488 835,627 4,412,690 2,424,796 863,329 1,047,483 831,483 4,804,960 Interest 666,600 532,508 512,025 482,436 532,687 802,140 809,715 704,043 666,652 616,221 Bond issuance costs - - - - 138,476 - - - - - Public Library Board 300,450 288,400 330,806 336,823 396,000 504,560 530,000 565,000 565,000 600,000 Other - - 60,000 60,000 60,000 60,000 60,000 75,000 89,620 160,888 Total expenditures 16,366,414 14,478,040 19,418,143 27,836,075 25,902,367 23,680,589 21,667,335 22,982,966 21,569,372 27,023,814 Excess (deficiency) of revenues over expenditures (8,318,906) (4,108,340) (3,819,005) (9,449,912) (9,147,507) (7,631,720) (5,625,265) (2,383,987) (2,023,677) (5,962,350) OTHER FINANCING SOURCES (USES) Transfers in 5,293,525 5,561,528 4,876,111 5,325,589 4,897,503 5,228,182 9,542,134 6,541,730 6,557,708 10,379,818 Proceeds from issuance of debt 126,903 - 734,934 4,370,000 9,692,000 1,300,000 3,368,260 - - 4,015,200 Cost from issuance of debt - - - - - - (78,364) - - - Payment to Defeased Warrants Escrow Agent - - - - - - (3,412,892) - - - Transfer to Debt Service to defease warrants - - - - - - (3,289,896) - - - Warrant discount - - - - (43,956) - - - - - Transfers out (932,851) (1,200,974) (817,731) (1,537,590) (877,457) (1,569,814) (1,158,102) (1,644,626) (1,730,561) (6,206,016) Total other financing sources (uses) 4,487,577 4,360,554 4,793,314 8,157,999 13,668,090 4,958,368 4,971,140 4,897,104 4,827,147 8,189,002 Net change in fund balance (3,831,329)$ 252,214$ 974,309$ (1,291,913)$ 4,520,583$ (2,673,352)$ (654,125)$ 2,513,117$ 2,803,470$ 2,226,652$ Debt service as a percentage of noncapital expenditures 12.8% 10.4% 11.8% 9.7% 24.9% 15.8% 8.4% 8.2% 7.5% 20.6%(modified accrual basis of accounting)CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDSCITY OF FAIRHOPE, ALABAMA-73-Fiscal Year FiscalTotal EstimatedYearLess: Total Taxable Direct ActualEnded Residential Commercial Industrial Tax Exempt Assessed Tax TaxableSeptember 30 Property Property Property Real Property Value Rate Value2003 66,037,480$ 1,446,470$ 99,099,267$ 25,446,440$ 141,136,777$ 15 2,117,051,655$ 2004 76,237,460 1,512,340 109,796,799 28,481,560 159,065,039 15 2,385,975,585 2005 81,947,620 1,615,900 110,912,740 29,677,300 164,798,960 15 2,471,984,400 2006 96,692,100 1,715,620 127,556,120 32,829,960 193,133,880 15 2,897,008,200 2007 111,365,480 1,842,120 147,264,040 36,224,280 224,247,360 15 3,363,710,400 2008 167,784,240 1,268,220 217,340,040 58,488,560 327,903,940 15 4,918,559,100 2009 166,205,000 1,412,140 224,300,620 61,340,580 330,577,180 15 4,958,657,700 2010 166,238,280 1,362,280 212,323,800 61,797,320 318,127,040 15 4,771,905,600 2011 152,409,500 1,293,000 199,340,360 61,323,460 291,719,400 15 4,375,791,000 2012 151,955,400 1,165,600 205,976,380 69,676,780 289,420,600 15 4,341,309,000 Source: Baldwin County Revenue CommissionerCITY OF FAIRHOPE, ALABAMAASSESSED VALUE AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTYLAST TEN FISCAL YEARS-74- TotalTotal Road/ Health Care Total Total Direct &Fiscal General School Bond Tax City General Bridge Fire School Authority County General School Soldier State OverlappingYear Millage Millage Millage Millage Millage Millage Millage Millage Millage Millage Millage Millage Millage Millage Rates2003 5.0 5.0 5.0 15.0 5.0 2.5 1.5 12.0 0.5 21.5 2.5 3.0 1.0 6.5 43.02004 5.0 5.0 5.0 15.0 5.0 2.5 1.5 12.0 0.5 21.5 2.5 3.0 1.0 6.5 43.02005 5.0 5.0 5.0 15.0 5.0 2.5 1.5 12.0 0.5 21.5 2.5 3.0 1.0 6.5 43.02006 5.0 5.0 5.0 15.0 5.0 2.5 1.5 12.0 0.5 21.5 2.5 3.0 1.0 6.5 43.02007 5.0 5.0 5.0 15.0 5.0 2.5 1.5 12.0 0.5 21.5 2.5 3.0 1.0 6.5 43.02008 5.0 5.0 5.0 15.0 5.0 2.5 1.5 12.0 0.5 21.5 2.5 3.0 1.0 6.5 43.02009 5.0 5.0 5.0 15.0 5.0 2.5 1.5 12.0 0.5 21.5 2.5 3.0 1.0 6.5 43.02010 5.0 5.0 5.0 15.0 5.0 2.5 1.5 12.0 0.5 21.5 2.5 3.0 1.0 6.5 43.02011 5.0 5.0 5.0 15.0 5.0 2.5 1.5 12.0 0.5 21.5 2.5 3.0 1.0 6.5 43.02012 5.0 5.0 5.0 15.0 5.0 2.5 1.5 12.0 0.5 21.5 2.5 3.0 1.0 6.5 43.0Source: Baldwin County Commission-75-County StateOverlapping RatesCITY OF FAIRHOPE, ALABAMAPROPERTY TAX RATESDIRECT AND OVERLAPPING GOVERNMENTSLAST TEN FISCAL YEARS Taxable TaxableAssessed AssessedTaxpayer Value Rank Value RankBayview II Developer LLC 7,646,500$ 1 2.6%Arbor Gates LLC 2,007,700 2 0.7% 2,421,680$ 1 1.7%Point Clear Partners LLC 1,809,000 3 0.6%FST Mississippi Baldwin Square 1,808,800 4 0.6%Fairhope LLC 1,568,720 5 0.5%AI Corte Jr Family Limited Partnership 1,425,640 6 0.5% 1,690,540 4 1.2%CHS Properties, Inc. 1,125,440 7 0.4% 2,198,940 2 1.6%Fairhope Yacht Club 1,088,300 8 0.4%Bones & Babies, LLC 1,053,380 9 0.4%Fairhope Commercial Investments, LLC 1,022,020 10 0.4%Bellsouth Tele, Inc. dba AT&T1,316,100 5 0.9%FST Eastern Shores Shopping Center977,640 7 0.7%FST E&A Southeast Limited Partnership2,046,560 3 1.5%Fairhope Mob, LLC876,240 8 0.6%Rock Creek Partners LLC1,074,060 6 0.8%Poser Business Forms Inc.659,240 9 0.5%FST Greeno Properties North II LTD653,040 10 0.5%20,555,500$ 7.1% 13,914,040$ 9.9%Source: Baldwin County Revenue Commissioner-76-CITY OF FAIRHOPE, ALABAMAPRINCIPAL PROPERTY TAXPAYERSCURRENT YEAR AND NINE YEARS AGOAssessed Value2012Percentage ofTotal TaxableAssessed ValuePercentage ofTotal Taxable2003 Fiscal Year Total Tax Collections Ended Levy for in SubsequentSeptember 30 Fiscal Year Amount Years Amount2003 2,117,052$ 1,936,184$ 109,150$ 2,045,334$ 96.61%2004 2,385,976 2,233,532 119,877 2,353,409 98.64%2005 2,471,984 2,240,259 140,397 2,380,656 96.31%2006 2,897,008 2,650,741 138,659 2,789,400 96.29%2007 3,363,710 3,053,904 185,405 3,239,309 96.30%2008 4,918,559 4,087,005 344,238 4,431,243 90.09%2009 4,958,658 4,378,939 338,819 4,717,758 95.14%2010 4,771,906 4,293,008 347,908 4,640,916 97.25%2011 4,375,791 3,336,261 971,558 4,307,819 98.45%2012 4,341,309 3,327,041 458,193 * 3,785,234 87.19%Source: Baldwin County Revenue Commissioner.* Report only included 17 days of late payments.Percentage of Levy-77-CITY OF FAIRHOPE, ALABAMAPROPERTY TAX LEVIES AND COLLECTIONSLAST TEN FISCAL YEARSCollected within the Total Collections to DateFiscal Year of the LevyPercentage of Levy90.63%91.46%93.61%76.64%83.09%90.79%91.50%88.31%76.24%89.96% City Fiscal Direct Baldwin State of Year Rate County Alabama 2009 2.00% 2.00% 4.00% 2010 2.00% 2.00% 4.00% 2011 2.00% 3.00% 4.00% 2012 2.00% 3.00% 4.00% Source: City Clerk's Office The City implemented its first sales tax effective July 1, 2009 -78- CITY OF FAIRHOPE, ALABAMA DIRECT AND OVERLAPPING SALES TAX RATES CURRENT & LAST THREE FISCAL YEARS Top 25 Taxpayers (approximate) Total Tax % of Total Tax 2009 (partial year)632,797$ 1,003,864$ 63% 2010 2,124,169 4,443,325 48% 2011 2,502,259 4,591,088 55% 2012 2,525,722 4,855,972 52% * The City implemented its first sales tax effective July 1, 2009. Fiscal year 2009 is partial year. Source: City Treasurer's Office, AL Dept of Revenue and AlaTax Revenue Discovery Systems Note: State law prohibits the disclosure of tax information for specific taxpayers. -79- CITY OF FAIRHOPE, ALABAMA PRINCIPAL SALES TAXPAYERS * LAST FOUR YEARS General General Utilities Total PercentageFiscal Obligation Notes Capital Obligation Revenue Notes Capital Primary of Personal PerYear Debt Payable Leases Debt Debt Payable Leases Government Income Capita2003 9,988,410$ 285,104$ 979,700$ 471,590$ 18,470,000$ 177,395$ 1,076,351$ 31,448,550$ 8.30% 2,249 2004 9,522,129 246,607 772,224 462,871 18,340,000 158,761 993,213 30,495,805 7.46% 2,168 2005 9,046,405 650,780 290,221 453,595 18,615,000 593,077 448,007 30,097,085 7.29% 2,134 2006 11,437,202 1,943,967 140,632 442,820 18,045,000 446,267 284,572 32,740,460 7.46% 2,203 2007 18,430,349 230,130 111,245 431,688 17,465,000 293,764 122,438 37,084,614 8.28% 2,465 2008 17,474,232 81,604 91,092 413,404 16,865,000 170,145 7,387 35,102,864 7.26% 2,204 2009 16,768,901 30,364 69,942 271,397 16,235,000 86,035 - 33,461,639 6.65% 2,067 2010 15,773,979 - 47,745 256,962 15,610,000 24,681 - 31,713,367 6.43% 1,933 2011 14,965,792 - 24,449 241,993 14,925,000 - - 30,157,234 6.47% 1,818 2012 14,200,481 - - 226,260 23,125,000 - - 37,551,741 9.37% 2,647 -80-Governmental Activities Business-Type ActivitiesCITY OF FAIRHOPE, ALABAMARATIOS OF OUTSTANDING DEBT BY TYPELAST TEN FISCAL YEARS Percentage of Estimated General Less: Amounts Actual Taxable Fiscal Obligation Available in Debt Value of Per Year Debt Service Fund Total Property Capita 2003 10,460,000$ 558,630$ 9,901,370$ 2.61% 708 2004 9,985,000 377,983 9,607,017 2.35% 683 2005 9,500,000 272,950 9,227,050 2.23% 654 2006 11,880,022 235,347 11,644,675 2.65% 783 2007 18,862,037 456,957 18,405,080 4.11% 1,223 2008 17,887,636 470,671 17,416,965 3.60% 1,094 2009 17,040,298 350,987 16,689,311 3.32% 1,031 2010 16,030,941 351,008 15,679,933 3.18% 956 2011 15,207,785 350,020 14,857,765 3.19% 896 2012 14,426,741 325,214 14,101,527 3.52% 994 CITY OF FAIRHOPE, ALABAMA RATIOS OF GENERAL BONDED DEBT OUTSTANDING LAST TEN FISCAL YEARS -81- Percentage Amount of debt of debt Applicable Applicable Outstanding to the City to City of Debt Fairhope (1) Fairhope Direct debt of the City 14,200,481$ 100.00% 14,200,481$ Overlapping Debt (Supported by ad valorem tax) Baldwin County 127,144,314 8.51%(1)10,819,981 25,020,462$ (1) Percentage of net assessed value of property in City ($289,420,600) to net assessed value of property in Baldwin County ($3,399,511,400) on 10/1/2012. -82- CITY OF FAIRHOPE, ALABAMA COMPUTATION OF OVERLAPPING DEBT SEPTEMBER 30, 2012 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012Debt limit 28,227,355$ 31,813,008$ 32,959,792$ 38,626,776$ 44,849,472$ 65,580,788$ 66,115,436$ 63,625,408$ 58,343,880$ 57,884,120$ Total net debt applicable to limit 11,724,805 11,003,831 9,987,406 13,381,169 18,660,479 17,555,836 17,070,662 16,030,941 15,207,785 14,426,741 Legal debt margin 16,502,550$ 20,809,177$ 22,972,386$ 25,245,607$ 26,188,993$ 48,024,952$ 49,044,774$ 47,594,467$ 43,136,095$ 43,457,379$ Total net debt applicable to limit as a percentage of debt limit 41.54% 34.59% 30.30% 34.64% 41.61% 26.77% 25.82% 25.20% 26.07% 24.92%Legal Debt Margin Calculation for Fiscal Year 2012Total assessed value $ 289,420,600 Debt limit (20% of total assessed value) 57,884,120 Debt applicable to limit:General obligation warrants 14,426,741 Notes payable - Total net debt applicable to limit 14,426,741 Legal debt margin $ 43,457,379 Fiscal Year-83-CITY OF FAIRHOPE, ALABAMALEGAL DEBT MARGIN INFORMATIONLAST TEN FISCAL YEARS Per Capita Fiscal Personal Personal School Unemployment Year Population Income Income Enrollment Rate 2003 13,985 378,923,575$ 27,095$ 3,701 4.5% 2004 14,067 408,899,556 29,068 3,965 4.6% 2005 14,106 413,136,528 29,288 3,906 3.4% 2006 14,863 438,948,979 29,533 4,305 2.8% 2007 15,046 447,693,730 29,755 4,050 2.7% 2008 15,927 483,400,377 30,351 4,307 4.1% 2009 16,185 503,418,240 31,104 4,320 8.6% 2010 16,409 492,959,178 30,042 4,385 8.9% 2011 16,588 466,189,152 28,104 4,477 8.7% 2012 14,184 400,712,184 28,251 4,487 7.1% Sources: U.S. Census Bureau State of Alabama Department of Industrial Relations Eastern Shore Chamber of Commerce www.schooldigger.com CITY OF FAIRHOPE, ALABAMA DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN FISCAL YEARS -84- Percentage of Percentage of Total City Total City Employer Employees Rank Employment Employees Rank Employment Thomas Hospital 1,000 1 15.8% 812 1 13.7% Grand Hotel 650 2 10.3% 400 2 6.8% City of Fairhope 326 3 5.1% 196 3 3.3% Wal-Mart 325 4 5.1% Publix 100 5 1.6% Segers Aero Corporation 96 6 1.5% Winn-Dixie 75 7 1.2% 75 7 1.3% Print Xcel (formerly Poser Business Forms) 63 8 1.0% 170 4 2.9% Balloons Everywhere 65 9 1.0% 60 9 1.0% Piggly Wiggly 60 10 0.9% Bruno's 100 5 1.7% BF Goodrich Aerospace Rock Creek 80 6 1.4% Food World 70 8 1.2% Seton Home Health 58 10 1.0% 2,760 43.6% 2,021 34.1% Sources: Eastern Shore Chamber of Commerce State Department of Industrial Relations NOTE: Total city employment number represents people residing in COF that are employed (place of residence) rather than employment for COF businesses 2003: 5,921 2012: 6,332 2012 2003 -85- CITY OF FAIRHOPE, ALABAMA PRINCIPAL EMPLOYERS CURRENT YEAR AND NINE YEARS AGO 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012FunctionGeneral Government 46 48 49 58 61 62 54 55 53 53Public Safety Police 35 37 39 40 41 42 51 48 48 44 Fire Firefighters and Dispatch4579914 13 13 17 18Highways and Streets Public Works 26 28 28 27 29 28 37 37 35 36Sanitation 19 21 19 25 22 20 21 20 20 19Culture and Recreation Recreation688889 18 18 19 19 Adult Recreation111136 10 13 14 14Gas Department 16 17 17 16 16 19 18 18 18 18Electric Department 17 17 17 17 20 19 17 17 17 18Water/Waste Water Department 21 23 23 24 24 25 23 23 24 26Golf Department 13 13 12 12 13 13 19 19 16 14Total 204 218 220 237 246 257 281 281 281 279Source: City of Fairhope human resources departmentCITY OF FAIRHOPE, ALABAMAFULL-TIME EQUIVALENT CITY GOVERNMENT EMPLOYEES BY FUNCTIONLAST TEN FISCAL YEARSFull-time Equivalent Employees as of September 30,-86- 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012FunctionPolice Physical arrests 539 840 949 1,255 1,710 1,131 993 833 1,134 603 Parking violations 65 65 27 56 13 71 285 201 163 128 Traffic violations 1,566 2,116 2,381 2,589 1,516 996 1,004 1,245 1,419 2,215 Fire Number of calls answered 332 364 429 381 339 432 427 658 801 657 Inspections 429 505 585 463 282 196 382 291 143 101 Highways and streets Street resurfacing (miles) 7.80 0.25 0.25 2.30 - - 1.5 - - 8.1 Potholes repaired 416 416 312 312 312 414 384 400 425 450 Sanitation Garbage collected (tons/year) 6,010 6,566 7,000 7,200 8,246 7,520 7,782 8,627 9,100 8,711 Trash collected (tons/year) 5,227 4,953 6,411 4,845 5,213 5,915 5,744 7,385 6,487 5,767 Recyclables collected (tons/year) 1,660 1,699 2,112 1,959 2,131 1,989 1,297 1,281 1,495 1,508 Culture and recreation Golf course rounds @ 9 hole rounds 70,948 82,695 80,603 93,082 92,702 88,475 53,755 62,720 61,283 65,500 Pavilion/park parties 9 87 59 74 88 84 80 64 56 Waste water Average daily sewage treatment 1.7 1.8 1.8 1.6 1.7 1.7 1.7 1.8 1.8 1.8 (millions of gallons)Sources: Various government departments*** Ordinance was passed in June 2004 - no rent collected prior to this time***CITY OF FAIRHOPE, ALABAMAOPERATING INDICATORS BY FUNCTIONLAST TEN FISCAL YEARS-87-Fiscal Year 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012FunctionPublic safety Police Stations1111111 1 1 1 Patrol units 26 29 32 33 35 36 40 45 45 45 Fire stations3333333 3 3 3Highways and streets Streets (miles) 75.2 82.2 84.2 89.7 89.7 98.1 98.1 98.1 98.1 99.1Culture and recreation Parks acreage 168 168 168 168 208 208 208 248 248 248 Parks 46 46 46 46 50 50 50 51 51 51 Swimming pools2222333 3 3 3 Tennis courts4444666 6 6 6 Community center2222213 3 3 3Sewer Sanitary sewers (miles) 114 115 117 119 120 121 121 125 125 125 Storm sewers (miles) 6.55 9.45 12.45 14.05 15.55 16.75 16.75 16.75 16.75 17.25 Maximum daily treatment capacity4444444 4 4 4 (millions of gallons)Sources: Various government departmentsCITY OF FAIRHOPE, ALABAMA-88- CAPITAL ASSET STATISTICS BY FUNCTION LAST TEN FISCAL YEARSFiscal Year COMPLIANCE SECTION