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ORDINANCE NO. 631
AN ORDINANCE AUTHORIZING THE ISSUANCE
OF AND SELLING $4009000 PRINCIPAL
AMOUNT OF GENERAL OBLIGATION PUBLIC
IMPROVEMENT BONDS, OF
THE CITY OF FAIRHOPE, ALABAMA, TO BE
DATED DECEMBER 1, 1978
BE IT ORDAINED by the Mayor and City Council
(herein called the "Council") of the City of Fairhope
(herein called "the City"), Alabama, as follows:
Section 1. Findings. The Council has ascer-
tained and determined and hereby finds and declares that
the following facts are true and correct:
(a) At a duly convened meeting of the
Council held on May 9, 1977, the Council
adopted Ordinance No. 588 of the City entitled
"AN ORDINANCE TO PROVIDE FOR CERTAIN IMPROVE-
MENTS ON: LAUREL STREET, CHURCH STREET,
CHESTNUT STREET, THIRD AVENUE, FIG STREET,
WISTERIA STREET, SCHOOL STREET LINCOLN STREET,
WOOD GROVE CIRCLE, ORCHARD DRIVE, SPRING RUN,
EAST GATE DRIVE, AUTUMN DRIVE, RONFORTH DRIVE,
AND KURLANE STREET"; the said Ordinance No. 588
was published in Eastern Shore Courier, a news-
paper published and having general circulation
in the City in the issues of said newspaper
published on May 9, 1977, and on May 12, 1977;
a copy of the said Ordinance No. 588 was for-
warded by the City Clerk on or before May 13,
1977, by United States certified mail, postage
prepaid, to each of the persons assessing for
City taxation the property that might be af-
fected by the improvements provided for in the
said Ordinance No. 588, at the last known ad-
dress of each such person;
(b) Full details, drawings, plans, spe-
cifications, surveys and cost estimates of the
improvements provided for in the said Ordi-
nance No. 588, all of which had been prepared
by Moore Engineering Co., consulting engineers
for the City, were on file in the office of the
City Clerk of the City on May 9, 1977, and re-
mained continuously on file in the said office,
` where they were available for examination by
property owners and other interested persons,
until and including May 23, 1977;
(c) At a duly convened meeting of the
Council held on May 23, 1977, at the time and
IL place fixed in the said Ordinance No. 588 for
hearing objections, remonstrances, or protests
that might be made with respect to the improve-
ments provided for in the said Ordinance No.
588, the Council heard all such objections,
remonstrances and protests; following full
e
consideration by the Council of all the said
objections, remonstrances and protests, the
Council did confirm Ordinance No. 588 of the
City and did provide for the construction of
certain street improvements in the City and for
assessment of the costs thereof against the
properties specially benefitted thereby (the
improvements provided for in the said Ordi-
nance No. 588 being herein called "the Improve-
ments");
(d) The Improvements, which consist of
street improvements (including street paving,
curbs and gutters, driveway turnouts, and
storm water sewers for street drainage) and
sanitary sewer lines, laterals and pump sta-
tions have a total estimated cost of $425,000;
(e) On May 9, 1977, the Council adopted
Ordinance No. 587 of the City entitled "AN
ORDINANCE TO ESTABLISH THE GRADE OF A CERTAIN
PORTION OF LAUREL STREET, CHURCH STREET,
CHESTNUT STREET, THIRD AVENUE, FIG STREET,
WISTERIA STREET, SCHOOL STREET, LINCOLN
STREET, WOOD GROVE CIRCLE, ORCHARD DRIVE,
SPRING RUN, EAST GATE DRIVE, AUTUMN DRIVE,
RONFORTH DRIVE, AND KURLANE STREET", which es-
tablished the grades of all streets, avenues
and other public ways and portions thereof in
or along which any portion of the Improvements
are to be constructed in accordance with the
provisions of the said Ordinance No. 588; and
the said Ordinance No. 587 was published in
said Eastern Shore Courier in the issue thereof
published on May 9, 197 ;
(f) Pursuant to publication of a notice
to contractors advertising for sealed bids for
construction of the Improvements, which was
published as required by law in said Eastern
Shore Courier on September 5, 8, 12, 15 and 19,
1977, the City did on September 26, 1977, re-
ceive from contractors sealed bids for con-
struction of the Improvements, and on the said
date the Council adopted a resolution of the
City wherein the City awarded to Valta Con-
struction Company and Fairhope Paring Company,
Inc., contracts for construction of the
Improvements;
(g) The City has heretofore borrowed the
sum of $400,000 for payment of a portion of the
costs of the Improvements, and the indebted-
ness resulting from the said borrowing is now
evidenced by the City's General Obligation
Public Improvement Note, in the principal
amount of $400,000, which is dated October 10,
1977, became due on October 10, 1978, and bears
interest from its date at the rate of 5-3/4%
per annum (herein called "the Note"); the Note
was issued pursuant to authorization in a reso-
lution of the City adopted October 10, 1977,
and in anticipation of the issuance of the
Bonds; in the said resolution, the City re-
served the privilege of paying the Note prior
to its maturity by paying to the holder thereof
the principal thereof and the interest accrued
thereon to the date of such payment; and the
Note constitutes the only outstanding note,
bond or other security of the City issued by it
for payment of, or in evidence of any indebted-
ness incurred with respect to, any part of the
Improvements;
(h) All the Improvements are provided to
be constructed within the corporate limits of
the City;
(i) The Board has determined that it is
necessary, desirable and advantageous to the
City and its inhabitants that the City sell and
issue the bonds hereinafter authorized for the
purpose of paying costs incurred and to be in-
curred by the City in constructing the Improve-
ments (including payment of the principal of
the Note);
(j) The construction of the Improvements
has been substantially completed but the as-
sessments referred to in said Ordinance No. 588
have not yet been made against the properties
specially benefitted by the Improvements; and
(k) A Notice of Bond Sale with respect to
the bonds herein authorized was published in
said Eastern Shore Courier in the issues there-
of dated and published on December 21, 1978,
and on December 28, 1978; the City also caused
an Official Invitation for Bids for the said
bonds to be circulated and distributed to those
securities dealers and banks to which notices
of sales of securities by municipalities in
this state are customarily forwarded; the said
Notice of Bond Sale that was so published and
the said Official Invitation for Bids that.was
so circulated were each in substantially the
form provided therefor respectively in that
certain resolution of the City adopted
December 26, 1978; at the time and place fixed,
in the said Notice of Bond Sale and in the said
Official Invitation for Bids, for the opening
of sealed bids for purchase of the bonds herein
authorized, viz., on Tuesday, January 9, 1979,
at 11:30 o'clock, A. M., in the City Hall in
the City, and at a duly convened meeting of the
Council, sealed bids for purchase from the City
of the bonds herein authorized were publicly
opened; of the bids so opened, the bid that re-
flected the lowest total net interest cost to
the City was that of Joe Jolly and Company, Inc.
which reflected a total net interest cost to
the City of $127,500 and an effective aver-
age annual net interest rate of 5.7954 %,
which specified a dollar price of
$400,000 , and which specified also the in-
terest rates hereinafter provided for.
Section 2. Authorization of the Bonds. Pur-
suant to the applicable provisions of the Constitution
and laws of the State of Alabama, including particularly
Sections 11-81-110 through 11-81-123 of the Code of Ala-
bama of 1975, there are hereby authorized to be sold and
issued by the City $400,000 aggregate principal amount of
General Obligation Public Improvement Bonds (herein
called "the Bonds") of the City for the purpose of pro-
viding funds to pay costs of constructing the Improve-
ments, including payment of the principal of the Note.
The Bonds shall be dated December 1, 1979, shall consist
of eighty (80) coupon bonds in the denomination of $5,000
each, shall be numbered consecutively from 1 to 80, in-
clusive, and shall mature on December 1 as follows:
Bond
Numbers
Year of
Aggregate Principal
(both
inclusive)
Maturity
Amount Maturing
1
to 8
1979
$40,000
9
to 16
1980
409000
17
to 24
1981
409000
25
to 32
1982
40,000
33
to 40
1983
40,000
41
to 48
1984
40,000
49
to 56
1985
409000
57
to 64
1986
409000
65
to 72
1987
40,000
73
to 80
1988
40,000
The Bonds shall bear interest from their date until their
respective maturities at the following per annum rates:
1979
6.00Po
1984 5.75%
1980
6.00Q/o
1985
19 81
6.00%
1986 �7T°I
1982
6.00%
19 8 7 77r°lo
1983
5. 55a/.
1988 777
Such interest shall be payable on June 1, 1979, and
thereafter semiannually on each June 1 and December 1
(herein called an "Interest Payment Date") until and at
the respective maturities of the Bonds. Such interest
prior to and at maturity shall be evidenced by coupons
(herein called "the Coupons") attached to the Bonds.
Both the Bonds and the Coupons shall bear interest at the
rate of 8% per annum after their respective maturities
until paid. The Bonds and the Coupons shall be payable
in lawful money of the United States of America at the
principal office of The Merchants National Bank of Mobile
in the City of Mobile, Alabama or at the principal office
of First National Bank of Baldwin County, in the City of
Fairhope, Alabama.
Section 3. Optional Redemption Provisions.
Those of the Bonds having stated maturities in 1984 and
thereafter (herein called "the Callable Bonds") shall be
M
subject to redemption and payment by the City at its op-
tion on December 1, 1983, and on any Interest Payment
Date thereafter, following prior published notice given
in the manner hereinafter provided, at the face value of
each Bond redeemed plus the following redemption premium,
expressed in percentages of the face value of each Bond
redeemed, and applicable on the following respective
dates fixed for such redemption (herein called "Redemp-
tion Date"):
If
the Redemption
Date is in 1983,
3%
If
the Redemption
Date is in 1984,
2%; and
If
the Redemption
Date is in 1985 or
thereafter, 1%.
Any such redemption may be made as a whole or in part of
the Callable Bonds that are at the time outstanding (and
if in part shall be accomplished in the inverse numerical
order of those of the Callable Bonds at the time out-
standing). Any such redemption shall be effected in the
following manner:
(a) The City shall by resolution call for
redemption, on a stated date when they are by
their terms subject to redemption, Callable
Bonds bearing stated numbers and shall find and
declare in the said resolution either (1) that
the City is not at the time in default in the
payment of the principal of or interest on any
of the Bonds or (2) that each of the Bonds then
outstanding is to be retired on or prior to the
Redemption Date;
(b) The City shall cause to be published
one time in a newspaper published in the City
of Birmingham, Alabama, a notice stating the
following: that Callable Bonds bearing stated
numbers (which shall be the numbers specified
in the resolution required in subsection (a) of
this section) have been called for redemption
and will become due and payable on a specified
Redemption Date (which shall be the date pro-
vided for such redemption in the resolution re-
quired in the said subsection (a)) and at the
Redemption Price applicable on the Redemption
Date to each Bond so called for redemption
(which redemption price shall be specified in
the said notice) and that all interest thereon
will cease after the Redemption Date, such
notice to be so published at least one time not
less than thirty days prior to the Redemption
Date; and
(c) On or prior to the Redemption Date,
the City will make available at the bank or
banks at which the bonds are payable the total
redemption price of each Bond so called for re-
demption (herein referred to as a "Called
Bond"), and shall furnish to each of the said
banks a certified copy of the resolution re-
quired in subsection (a) of this section and an
appropriate affidavit showing compliance with
the requirements of subsection (b) of this sec-
tion.
9W
Upon compliance with the foregoing requirements, the
Called Bonds shall become due and payable on the Redemp-
tion Date at the place at which the same shall be payable
and at the redemption price specified in such notice,
anything in the Bonds or in this ordinance to the con-
trary notwithstanding, and interest shall thereafter
cease to accrue on the Called Bonds. Neither the bank at
which the Called Bonds shall be payable nor the City
shall be required to pay any Coupon maturing on the
Redemption Date which is applicable to any Called Bond
unless the Called Bond to which such Coupon is applicable
is also presented for payment; provided, that in the
event the said bank should pay any such coupon without
payment of the applicable Called Bond, it shall not be
liable to the Holder of such applicable Called Bond or to
the City or to anyone whomsoever; and provided, further,
that such bank shall pay such Coupon out of the moneys
supplied to it for such purpose by the City if the Holder
thereof shall present evidence satisfactory to such bank
that such Holder is the owner of the Coupon so presented
and is not the owner of the Called Bond to which such
Coupon is applicable.
Section 4. Execution of the Bonds. The Bonds
shall be signed in behalf of the City by the Mayor and
the City Clerk; and the corporate seal of the City shall
be reproduced on each of the Bonds in facsimile. The
signature of the said Mayor on each of the Bonds shall be
manually subscribed thereon; and the signature of the
City Clerk on each of the Bonds shall be a facsimile
thereof. The said signature of the City Clerk reproduced
in facsimile on each of the Bonds shall constitute attes-
tation of each of the Bonds and of the said seal. The
Coupons shall bear the facsimile signatures of the said
Mayor and City Clerk, which facsimile signatures shall be
valid in all respects as if the said officers had signed
the Coupons in person.
Section 5. General Obligation and Special
Pledge. The Bonds shall be general obligations of the
City and for the payment of the principal thereof and in-
terest thereon the full faith and credit of the City are
hereby irrevocably pledged. As additional security for
the payment of the principal thereof and interest thereon
the full faith and credit of the City are hereby irrevo-
cably oledaed. As additional security for the payment of
the principal of and inter
further hereby irrevocably
may hereafter be made aga'
benefited by the Improvemen
from all such assessments,
the sale or redemption of
which may be sold by the Ci
of such assessments. All 1
after have on the properti
Improvements arising from
ments are hereby transferre
of the holders of the Bonds
enforce the same either at
est on the Bonds, there are
pledged all assessments that
nst the properties specially
:s, together with the proceeds
including the proceeds from
any of the said properties
ty in enforcement of the lien
iens which the City may here-
�s specially benefited by the
;he levy of the said assess-
; and assigned for the benefit
and the coupons with power to
law or in equity.
Section 6. Completion of the Improvements and
Collection of Assessments. The City agrees that it will
complete the construction of the Improvements as promptly
as may be feasible hereafter. The City further agrees
(i) that, subject to and within the limitations contained
in the Constitution of Alabama on the amount of assess-
ments that may lawfully be made, the City will take all
proceedings that may be necessary and appropriate to
cause valid assessments to be made against the properties
specially benefited by the Improvements and (ii) that the
City will make such assessments to the fullest extent
provided in Ordinance No. 588, subject, however, to the
constitutional limitation that no assessment against any
property shall exceed the increased value to that proper-
ty resulting from the said improvement.
The City agrees that it will undertake to col-
lect all such assessments that may be made and, in cases
where the owner of any property subject to any such as-
sessment shall elect to pay such assessment in install-
ments in the manner authorized by the laws of Alabama,
the City agrees to collect any such installments promptly
as and when such installments become due and payable. In
the event that any such assessment or any installment
thereof shall remain unpaid for as long as one year after
the same shall become due and payable, the City thereupon
will take all steps necessary to enforce the lien of such
assessment by sale of the property against which such as-
sessment was made. All proceeds hereafter collected from
each assessment that may be made pursuant to the said Or-
dinance No. 588, including the proceeds of the sale or
redemption of any property that may be sold by the City
in enforcement of the lien of said assessments, shall be
deposited by the City from time to time as collected in a
special fund separate and apart from all other funds of
the City and that shall be designated the "1978 Assess-
ment Proceeds Fund." The said special fund shall consti-
tute a trust fund for the benefit of the holders of the
Bonds and the Coupons and shall be used solely for the
payment thereof.
Section 7. Payment at Par. Each banking in-
stitution at which any of the Bonds shall at any time be
payable, by acceptance of its duties as a paying agent
therefor, shall be construed to have agreed thereby with
the holders of the Bonds and the Coupons that, out of the
moneys supplied to it for that purpose, it will make all
payments of the Bonds and the Coupons in bankable funds
at par and without deduction for exchange, fees or ex-
penses. The City agrees with the holders of the Bonds
and the Coupons and with each such banking institution
that it will pay all charges for exchange, fees or ex-
penses which may be made by any such paying agent in the
making of such payment at par in bankable funds.
Section 8. This Ordinance a Contract. The
provisions of this ordinance shall constitute a contract
between the City and each holder of the Bonds and the
Coupons.
Section 9. Severability. The various provi-
sions of this ordinance are hereby declared to be sever-
able. In the event any provision hereof shall be held
invalid by a court of competent jurisdiction such inva-
lidity shall not affect any other portion of this ordi-
nance.
Section 10. Form of Bonds and Coupons. The
Bonds and the Coupons applicable thereto shall be in sub-
stantially the following forms with appropriate changes
therein to conform with the provisions hereof:
0
No.
(Form of Bond)
$5,000
UNITED STATES OF AMERICA
STATE OF ALABAMA
CITY OF FAIRHOPE
GENERAL OBLIGATION PUBLIC IMPROVEMENT BOND
On the 1st day of December, 19 , for value re-
ceived, the City of Fairhope (herein called "the city"),
a municipal corporation in the State of Alabama, promises
to pay to the bearer hereof the sum of
F I V E T H O U S A N D D O L L A R S
with interest thereon at the rate of % per annum, pay-
able June 1, 1979, and thereafter semiannually on each
June 1 and December 1 until and at the maturity hereof
upon surrender of the appropriate annexed coupons as the
same respectively mature. Both the principal hereof and
the interest hereon shall be payable in lawful money of
the United States of America at the principal office of
The Merchants National Bank of Mobile in the City of
Mobile in the State of Alabama or, at the option of the
holder, at the principal office of First National Bank of
Baldwin County in the City of Fairhope in the State of
Alabama.
This bond is one of an authorized issue aggre-
gating $400,000 in principal amount (herein called "the
bonds"), which have been issued pursuant to the provi-
sions of Sections 11-81-110 through 11-81-123 of the Code
of Alabama of 1975, and proceedings of the city duly
adopted, for the purpose of providing funds to pay a por-
tion of the costs of constructing certain public improve-
ments (including street paving, installation of curbs and
gutters, storm water sewers, and sanitary sewers) autho-
rized under the provisions of the city's Improvement Or-
dinance No. 588.
The indebtedness evidenced by this bond is a
general obligation of the city for the payment of the
principal of and interest on which the full faith and
credit of the city have been irrevocably pledged. In and
by the ordinance under which the bonds are authorized to
be issued, the city has further pledged for the benefit
of the holders of the bonds all assessments that may be
hereafter made, against the properties specially bene-
fited by the said public improvements, under the provi-
sions of the said Improvement Ordinance No. 588, together
Ej,
with the proceeds of said assessments, including the pro-
ceeds resulting from enforcement of the liens securing
such assessments; and has assigned for the benefit of the
holders of the bonds and the interest coupons applicable
thereto all liens securing such assessments.
Those of the bonds having stated maturities in
1984 and thereafter are subject to redemption at the op-
tion of the city, as a whole or in part (and if in part,
then in the inverse order of their numbers), on December
11 1983, and on any interest payment date thereafter at
the face value of each bond redeemed plus the following
premium expressed in percentages of such face value:
If the
redemption
date is in 1983,
3%
If the
redemption
date is in 1984,
2%; and
If the
redemption
date is in 1985
or thereafter, 1%.
Prior notice of any redemption prior to maturity must be
given not less than thirty days before the date fixed for
redemption by publication one time in a newspaper pub-
lished in the City of Birmingham, Alabama.
It is hereby certified and recited that all
conditions, actions and things required by the constitu-
tion or laws of Alabama to exist, be performed or happen
precedent to or in the issuance of this bond and the cre-
ation of the indebtedness evidenced hereby exist, have
been performed and have happened and that the indebted-
ness evidenced by this bond, together with all other in-
debtedness of the city, was when incurred and is now
within every debt and other limit prescribed by the con-
stitution and laws of Alabama.
IN WITNESS WHEREOF, the city has caused this
bond to be executed in its behalf by the manually written
signature of its Mayor and by a fascimile of the signa-
ture of its city clerk, has caused the seal of the city
to be reproduced hereon in facsimile, the said facsimile
signature of the said city clerk hereon to constitute at-
testation of this bond and of the said seal, has caused
the annexed interest coupons to be executed with the fac-
simile signatures of the said Mayor and city clerk, and
has caused this bond to be dated December 1, 1978.
CITY OF FAIRHOPE
By
Its Mayor
By
Its City Clerk
c
(Form of Coupon)
Coupon
No.
On the 1st day of , 19 , the City
of Fairhope in the State of Alabama will pay to the bear-
er hereof at the principal office of The Merchants Na-
tional Bank of Mobile in the City of Mobile, Alabama, or
at the option of the holder at the principal office of
First National Bank of Baldwin County in the City of
Fairhope, Alabama, Dollars in lawful
money of the United States of America, being six months'
interest then due on its General Obligation Public Im-
provement Bond, dated December 1, 1978, numbered
0
By
CITY OF FAIRHOPE
Its Mayor
Its City Clerk
There shall be inserted in each of the Callable
Bonds, immediately following the maturity date thereof,
the following:
"(unless this bond shall have been
duly called for prior payment),"
There shall be inserted in each Coupon due on
or after June 1, 1984, immediately following the maturity
date thereof, the following:
"(unless the bond to which this coupon
is applicable shall have been duly
called for prior payment),"
0
made by
Section 11.
Sale of Bonds. The aforesaid bid
Joe Jolly and Company, Inc.
for the purchase of the Bonds at a purchase price equal
to $ 400,000 , plus accrued interest thereon to
the date of delivery thereof, is hereby accepted by the
City, and the Bonds are hereby sold and awarded to the
said bidder. The City Treasurer is hereby authorized and
directed to deliver the Bonds, together with all Coupons
applicable thereto, to the said purchaser upon payment to
the City of the said purchase price.
Section 12. Use of Proceeds from the Bonds.
The proceeds from the sale of the Bonds shall be applied
as follows:
(a) That part of the said proceeds that
represents accrued interest on the Bonds from
their date to the date of payment therefor and
any premium on the -sale of the Bonds shall be
set aside in a special separate account, and
shall be applied for payment of the interest
which will mature on the Bonds on June 1, 1979;
and
(b) The principal proceeds from the sale
of the Bonds shall be applied for payment of
the principal of the Note.
Simultaneously with the issuance of the Bonds, the City
Treasurer is authorized and directed to pay, out of other
funds of the City available therefor, the interest accru-
ed on the Note from its date to the date of such payment.
The Note shall thereupon be cancelled and retired.
ADOPTED this 9th day of January, 1979.
Mayor
Attest:
City Clerk